More Than Money

What More Than Money does

More Than Money, doing business as MTM360, operates a cloud-based family stewardship technology platform aimed at high-net-worth families and the wealth advisors who serve them. The platform, accessible through the MTM360 Member Portal at mtm360.tech, provides a digital space for facilitated family conversations, perspective sharing, recognition of member contributions, and preservation of intergenerational knowledge — covering what the company frames as personal, social, and financial wealth. Functionally, it acts as a private repository and conversation layer intended to replace the dependence on memory alone for stewardship continuity across generations.

The core product, MTM360, is positioned as complementary to traditional financial planning and family office services rather than a substitute for them. Underlying technology is described generically as a cloud-based platform with a member portal; no proprietary AI, machine learning, or analytics capabilities are disclosed. Customer access is gated through a 'Request Access' call-to-action, suggesting a consultative onboarding process and a curated, high-touch experience rather than self-service sign-up.

Revenue is generated through what appears to be a subscription-based model with quote or invitation-style pricing appropriate for HNW family engagements. Distribution is hybrid: direct website intake for families and an indirect channel through wealth advisors and financial professionals who introduce client families to the platform. The company is privately held with no disclosed funding, headcount, revenue, or ownership structure.

Name

More Than Money

Website

https://MoreThanMoney360.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

More Than Money (MTM360) operates a cloud-based family stewardship technology platform that enables high-net-worth families and their wealth advisors to facilitate intergenerational conversations and preserve family knowledge via a subscription-based, gated-access service.

Ownership category

akta.pro rank

Product category

Family Wealth Stewardship Software

NAICS

Other Individual and Family Services (624190)

SIC

Investment Advice (6282), Finance Services (6199)

akta.pro primary industry

Family Governance & Next-Gen Advisory (Education, Family Councils) (FSAAABAK)

akta.pro secondary industries

Next-Gen Education & Family Learning Programs (FSAAADAM), Family Office Technology & Data (Portfolio, Reporting, Cybersecurity) (FSAAADAN)

Keywords

• Family stewardship technology
• Intergenerational wealth planning
• Family governance platform
• Wealth transition technology
• Family legacy software

Headquarters

HQ city

Sioux Falls

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations

Revenue model

1. Platform Subscription: MTM360 appears to operate on a subscription basis, providing families and their advisors access to the family stewardship technology platform. The gated 'Request Access' model suggests enterprise-level or private family office pricing.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels1 record

Core offering

More Than Money provides MTM360, a cloud-based family stewardship technology platform that helps high-net-worth families have structured conversations about their shared future. The platform enables family members to share perspectives, recognize one another's contributions, and prepare next-generation decision makers for wealth transitions across personal, social, and financial dimensions. Access is gated through a private "Request Access" model, supplemented by partnerships with wealth advisors and financial professionals.

Product overview

More Than Money offers MTM360, a unified family stewardship technology platform. The core product is MTM360 itself, which provides facilitated conversations and digital infrastructure for families to shape their future together. An associated sub-product, the MTM360 Member Portal, provides registered family members with access to the platform. The offering focuses on personal wealth, social wealth, and financial wealth stewardship, helping prepare future decision makers and strengthening family participation across generations.

Differentiator

Problem solved

Functional benefit

Brands

• MTM360 Member Portal: A member portal for MTM360 platform users

Products and services

• MTM360

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Carta: Carta operates a private wealth and cap-table platform used by wealth managers and family offices. It overlaps with MTM360 in serving families and advisors managing private wealth, but is oriented toward equity/asset administration rather than family governance.
• Orion: Orion provides wealth management technology for advisors and is used by many family-office practices. While Orion focuses on portfolio and practice operations rather than family governance, it serves the same HNW advisor channel that MTM360 depends on for distribution.
• Addepar: Addepar is a wealth management platform used by family offices and advisors for portfolio analytics and reporting. It overlaps with MTM360 as infrastructure for advisor-led family wealth engagement, but its focus is financial reporting rather than family stewardship conversations and next-gen governance.
• Bessemer Trust: Bessemer Trust is a multi-family office providing investment management, wealth planning, and family governance services to ultra-HNW families. It represents the incumbent family-office service model that MTM360's technology seeks to complement or partially displace.
• Vistra: Vistra is a corporate services and family office platform providing entity management, accounting, and reporting for family offices. Like MTM360, it serves the operational and governance needs of single- and multi-family offices but focuses on entity administration rather than family conversations.

Direct peers

• Tamarind: Tamarind is a back-office and reporting platform purpose-built for family offices. It is a direct peer in serving single-family offices with operational technology and shares MTM360's customer base of HNW families and family office professionals.
• Pitcairn: Pitcairn is a multi-family office with deep focus on next-generation engagement, family governance, and heir preparation. It is a direct peer in the family stewardship and next-gen advisory space MTM360 targets, although delivered as a service rather than standalone software.
• Foundation Source: Foundation Source provides technology and services for private foundations, addressing governance, grantmaking, and continuity for wealthy families. It is directly comparable to MTM360 as a domain-specific stewardship technology platform serving HNW families on the non-investment dimensions of their wealth.

Regional players

• Cascade Engineering: Cascade is a family business and governance advisory that helps business-owning families with succession and continuity planning. It is comparable to MTM360 in the family governance and stewardship advisory space, with a more consulting-led delivery model and a regional orientation.

Emerging players

• Emotomy / TruStage: TruStage (and adjacent financial-planning platforms) provides financial planning tools aimed at households and families planning for generational transitions. It overlaps thematically with MTM360's next-generation preparation use case but with a mass-affluent rather than HNW focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/More-Than-Money-360-100076821889165
• LinkedInlinkedin.com/company/mtm360

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about More Than Money