Tora Wallet

Name

Tora Wallet

Legal name

Tora

Website

https://torawallet.gr

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Digital Wallet

NAICS

Finance and Insurance (52)

SIC

Finance Services (6199)

akta.pro primary industry

Player Wallets, Escrow & Custodial Account Services (MPAEALAK)

akta.pro secondary industry

Merchant / Closed-Loop Wallets (Retail & Marketplace) (FSAMAEAF)

Keywords

• Digital wallet services
• Bill payment services
• Money transfer services
• Mobile top-up services
• Online payment platform

Headquarters

HQ city

Athens

HQ country

Greece

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Distribution channels1 record

Core offering

Tora Wallet is a digital wallet service that enables consumers in Greece to make bill payments, transfer money, and top up mobile phones. The product is operated in connection with OPAP (the Greek gaming operator) and is restricted to users physically located in Greece under the Greek Regulatory Framework.

Differentiator

Problem solved

Functional benefit

Products and services

• Tora Bill Payment
• Tora Money Transfer
• Tora Mobile Top-Up

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• Google Pay: Google Pay offers mobile wallet and tap-to-pay functionality, including bill payments and P2P transfers. It competes with Tora in the consumer payments category, particularly for mobile-first users.
• Revolut: Revolut operates in Greece with multi-currency accounts, payments, and top-ups. It competes with Tora for everyday wallet utility among Greek consumers and represents an emerging threat from well-funded European fintechs.
• PayPal: PayPal is the global incumbent in digital wallets, supporting bill payments, transfers, and mobile top-ups. It represents the broader competitive benchmark for wallet utility that Tora emulates at a local-Greek scale.
• Apple Pay: Apple Pay provides a consumer digital wallet integrated into iOS, supporting in-store, in-app, and web payments. While not offering the same gaming-cashier function, it competes for general wallet mindshare among Greek consumers.

Direct peers

• Neteller: Neteller, also under Paysafe, is a digital wallet historically designed for gaming and payments. Its positioning as a gaming-adjacent wallet serving regulated markets closely mirrors Tora's OPAP-anchored wallet model.
• Skrill: Skrill is a digital wallet owned by Paysafe with deep roots in online gaming and gambling payments. Like Tora, it serves as a player wallet and cashier for gaming operators while also supporting broader payment utility, making it a direct functional comparator.

Regional players

• Viva Wallet: Viva Wallet is a Greek-founded digital wallet and payments provider serving Greek consumers and merchants. It competes directly with Tora in bill payments, transfers, and mobile top-ups within Greece, making it the most direct local head-to-head.
• IRIS Payments: IRIS is the Greek interbank instant payment network operated by Greek banks, enabling P2P transfers and bill payments. It competes with Tora on the same core utility features (money transfers, bill payment) within Greece.

Market position

Customer concentration

• LinkedInlinkedin.com/company/tora-wallet-s.a.

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tora Wallet