Fractional CFO Partners
Fractional CFO Partners is a Texas-based solo fractional CFO firm founded by Derek Harwood, delivering retainer-based financial strategy, forecasting, reporting, and ERP implementation services to growth-stage companies and PE-backed portfolio businesses with $1M–$50M in revenue.
- Company typePrivate
- Founded2025
- HeadquartersAllen, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Fractional CFO Partners does
Fractional CFO Partners, LLC is a Texas-domiciled professional services firm founded in 2025 by Derek Harwood, a former COO & CFO of Osborne Homes and alumnus of KPMG, BDO, Global Payments, and Talus. The firm delivers fractional CFO services — financial strategy and forecasting, cash flow and profitability management, board and investor reporting, KPI dashboards, and accounting systems implementation — on a structured monthly retainer basis priced between $2,500 and $15,000 per month, supplemented by project-based engagements for M&A preparation, financial audits, and ERP migrations. Target clients are growth-stage companies and PE-backed portfolio businesses with $1M to $50M in revenue that need CFO-level financial leadership without a full-time executive hire.
The underlying technology stack is conventional rather than proprietary: expertise spans cloud accounting and ERP platforms including QuickBooks Online, Xero, NetSuite, and SoftLedger, with dashboards and financial models delivered via Google Sheets, Excel, and Looker Studio. The firm holds QuickBooks ProAdvisor certification and a preferred partnership with SoftLedger. No proprietary software, AI/ML components, or data products are disclosed; all value is delivered through the founder's direct execution and system-implementation work rather than a packaged product.
The go-to-market is entirely direct and relationship-based: prospective clients speak with Derek Harwood personally in a 20–30 minute introductory conversation, with no sales team or intermediary layer. Customer acquisition relies on content marketing (blog), organic social (LinkedIn, Facebook, Instagram), and direct email/phone outreach. The firm is bootstrapped, founder-owned, has a stated headcount of one, has not raised external capital, and shows no disclosed revenue, making it a micro-scale sole proprietorship in operational form despite its mid-market client targeting.
Fractional CFO Partners firmographics
Firmographics- Name
- Fractional CFO Partners
- Legal name
- Fractional CFO Partners, LLC
- Website
- https://fractionalcfopartnersnow.com
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Fractional CFO Partners is a Texas-based solo fractional CFO firm founded by Derek Harwood, delivering retainer-based financial strategy, forecasting, reporting, and ERP implementation services to growth-stage companies and PE-backed portfolio businesses with $1M–$50M in revenue.
- Ownership category
- akta.pro rank
Fractional CFO Partners industry classification
Industry- Product category
- Fractional CFO & Financial Advisory Services
- NAICS
- Management Consulting Services (54161)
- SIC
- Services-Management Consulting Services (8742)
- akta.pro primary industry
- Outsourced Finance & CFO Services (BPAHABAE)
- akta.pro secondary industries
- Financial Planning & Analysis Support (Budgeting, Forecasting, Management Reporting) (BPAAAGAJ), Program & Project Management (PMO) Consulting (BPAHACAL)
Keywords
Where Fractional CFO Partners is headquartered
LocationHeadquarters
- HQ city
- Allen
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Fractional CFO Partners business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Fractional CFO Retainer Services: Structured monthly retainer engagements providing ongoing CFO-level financial leadership including forecasting, cash flow visibility, board/investor reporting, KPI development, capital planning, and finance team oversight. Engagements typically involve weekly touchpoints and ongoing executive-level oversight tailored to company stage and complexity.
- Project-Based Financial Services: One-time or discrete engagements for specific financial challenges including financial audits and cleanup, cash crisis support, operational restructuring, investor/lender preparation, pricing restructuring, forecast rebuilds, M&A preparation, and interim financial leadership.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Early-stage/Growth Companies: $2,500-$7,500 per month |
| Subscription | Monthly | Mid-Market Companies: $5,000-$15,000 per month |
| Other | Pay-as-you-go | Custom Project Engagements |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels6 records
Fractional CFO Partners product offering
Product offeringCore offering
Fractional CFO Partners delivers outsourced CFO-level financial leadership on a monthly retainer or project basis to U.S. growth-stage and mid-market companies. Core services include financial strategy and forecasting, board/investor reporting and KPI dashboards, cash flow and profitability management, project-based transformational support (financial audits, M&A preparation, interim leadership), and accounting/ERP system implementation and optimization. Engagements are customized per signed Engagement Proposal and typically involve weekly touchpoints and executive-level oversight.
Product overview
Fractional CFO Partners operates as a professional services firm offering a unified suite of fractional CFO consulting services rather than a software product. The core offering combines Financial Strategy & Forecasting, Reporting/Dashboards/KPIs, Cash Flow Management, Project-Based/Transformational Support, and Financial Systems Setup & Optimization. The company also provides specialized Accounting ERP Systems Advisory, partnering with platforms including NetSuite, QuickBooks Online, SoftLedger, and Xero to help clients select, implement, and optimize accounting infrastructure. All services are delivered on a flexible retainer basis with weekly touchpoints and executive-level oversight, tailored to company stage and complexity.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Strategy & Forecasting Executive-level financial advisory including revenue and expense forecasting, long-term strategic planning, cash runway modeling, pricing strategy, and growth scenario planning for growth-stage and mid-market companies.
- Reporting, Dashboards & KPIs KPI development and scorecard creation, custom dashboards (Google Sheets, Excel, Looker Studio), monthly/quarterly performance reports, and board-ready financial reporting for leadership, board, and investor audiences.
- Cash Flow Management & Profitability Improvement Cash flow modeling and weekly management, margin and cost structure analysis, expense optimization, working capital strategy, and profitability audits for growth-stage and mid-market companies.
- Project-Based & Transformational Support Discrete engagements for specific financial challenges including financial audits and cleanup, cash crisis support, operational restructuring, investor/lender preparation, pricing restructuring, forecast rebuilds, M&A preparation, and interim financial leadership.
- Financial Systems Setup & General Ledger Optimization Implementation and optimization of accounting systems including SoftLedger, QuickBooks Online, Xero, and NetSuite for scalability and seamless reporting, including migration of historical financials and precision reporting.
- Accounting ERP Systems Advisory Technology partnership and advisory services guiding clients through selection, implementation, and optimization of accounting and ERP platforms including NetSuite, QuickBooks Online, SoftLedger, and Xero, including potential subscription discounts and migration support.
Quantifiable outcome
- Forecast accuracy improved from ±25% to ±5%
- +5 more outcomes
Companies that use Fractional CFO Partners
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
Fractional CFO Partners technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature3 records
Fractional CFO Partners partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered preferred partner and core.
- SoftLedgerpreferred partnerSoftLedger is identified as a Preferred Partner. It is a cloud-native accounting platform ideal for multi-entity consolidation, crypto accounting, and real-time reporting. Fractional CFO Partners can handle system setup, migration of historical financials, and ongoing precision reporting. Potential discounts on subscriptions may be available to clients.
- QuickBooks (Intuit)coreDerek Harwood holds QuickBooks ProAdvisor certification. QuickBooks Online is the most widely adopted small-business accounting platform. Advisory support includes expert setup, optimization, and best-practice financial workflows built for clients' specific industries.
- XerocoreXero is a modern, cloud-native accounting solution known for clean user experience, global accessibility, and strong integration ecosystem. Fractional CFO Partners provides advisory support to help clients maximize Xero's capabilities and streamline financial operations.
- NetSuite (Oracle)coreNetSuite is a full-scale cloud ERP for companies that have outgrown basic accounting tools. Fractional CFO Partners provides guidance on system selection, implementation, and optimization for scaling organizations and PE portfolio companies preparing for rapid growth.
Scale indicators8 records
Recent moves5 records
Expansion highlights5 records
Fractional CFO Partners competitors and assessment
Company assessmentRegional players
- Kreischer Miller: A Mid-Atlantic-based CPA and advisory firm offering fractional CFO and outsourced finance services — comparable in service mix and customer profile but with a more concentrated regional footprint than Fractional CFO Partners.
Emerging players
- Paro: A marketplace/platform that matches companies with fractional finance and accounting talent — an emerging, tech-enabled alternative to traditional fractional CFO firms that competes for the same buyer attention.
Direct peers
- CFO Alliance: A network-based fractional CFO firm serving growth-stage and middle-market companies across the U.S., with a comparable retainer model and similar PE/mid-market customer overlap.
- TGG Accounting: Provides fractional CFO and outsourced accounting services to SMBs and growth-stage companies, with comparable retainer pricing and emphasis on QuickBooks/Xero ecosystem advisory.
- B2B CFO: The largest pure-play fractional CFO firm in the U.S., with a partner network delivering outsourced CFO services to growth-stage and mid-market companies — directly overlapping Fractional CFO Partners' core offering, customer profile, and pricing model.
- Amplēo: Provides fractional CFO and operational finance leadership to mid-market and PE-backed companies, with overlapping go-to-market focus on growth-stage operators needing interim executive finance support.
- Burkland Associates: Provides fractional CFO, finance, and HR services to venture-backed startups and growth-stage companies — overlapping on the SaaS/venture-backed customer segment and fractional CFO retainer model.
- Pivot CFO: A fractional CFO firm serving small and mid-sized businesses across the U.S., with comparable subscription-style engagements and similar emphasis on financial reporting, forecasting, and KPI dashboards.
Broad incumbents
- Anders CPAs + Advisors: A mid-sized regional CPA and advisory firm offering fractional CFO, tax, and transaction advisory — overlapping as a broader incumbent that bundles CFO services into a wider professional services portfolio.
- FTI Consulting (CFO Partners): Global advisory firm whose CFO Partners / Finance Transformation practice serves mid-market and large-cap clients with interim and fractional CFO capabilities — a much larger incumbent competing for scaled engagements.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Fractional CFO Partners social profiles
Digital presenceFractional CFO Partners financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fractional CFO Partners leadership team
Management profileNumber of profiles
Profiles1 record
Fractional CFO Partners funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fractional CFO Partners M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fractional CFO Partners
What does Fractional CFO Partners do?
Fractional CFO Partners delivers outsourced CFO-level financial leadership on a monthly retainer or project basis to U.S. growth-stage and mid-market companies. Core services include financial strategy and forecasting, board/investor reporting and KPI dashboards, cash flow and profitability management, project-based transformational support (financial audits, M&A preparation, interim leadership), and accounting/ERP system implementation and optimization. Engagements are customized per signed Engagement Proposal and typically involve weekly touchpoints and executive-level oversight.
Is Fractional CFO Partners a public or private company?
Fractional CFO Partners is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Fractional CFO Partners founded?
Fractional CFO Partners was founded in 2025. It employs 1 to 10 people.
Where is Fractional CFO Partners based?
Fractional CFO Partners is headquartered in Allen, United States, in the North America region.
How does Fractional CFO Partners make money?
Two revenue lines are on record. Fractional CFO Retainer Services are the primary driver. The others are project-Based Financial Services.
Who are Fractional CFO Partners's main competitors?
Kreischer Miller is listed as a regional player. Paro is listed as an emerging player. Direct peers are CFO Alliance, TGG Accounting, B2B CFO, Amplēo, Burkland Associates and Pivot CFO. Broad incumbents are Anders CPAs + Advisors and FTI Consulting (CFO Partners).
Does Fractional CFO Partners have an API?
No public API is recorded for Fractional CFO Partners.
What industry is Fractional CFO Partners in?
Fractional CFO Partners's product category is Fractional CFO & Financial Advisory Services. Its primary akta.pro industry code is BPAHABAE, Outsourced Finance & CFO Services, with a secondary code of BPAAAGAJ, Financial Planning & Analysis Support (Budgeting, Forecasting, Management Reporting). Its NAICS code is 54161 and its SIC code is 8742.