Nexent Bank
- Company typePrivate
- Founded1994
- HeadquartersAmsterdam, Netherlands
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
Nexent Bank firmographics
Firmographics- Name
- Nexent Bank
- Legal name
- Nexent Bank N.V.
- Website
- https://nexentbank.com
- Company type
- Private
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
Nexent Bank industry classification
Industry- Product category
- Commercial Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Customer Experience & Engagement (CRM, Support, Rewards, Loyalty) (FSAGAAAM)
- akta.pro secondary industry
- Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK)
Keywords
Where Nexent Bank is headquartered
LocationHeadquarters
- HQ city
- Amsterdam
- HQ country
- Netherlands
- HQ region
- Europe
Offices8 records
Markets served
Nexent Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others
Revenue model
- Corporate Banking Services: Wholesale banking services including corporate lending, project finance, marine finance, trade and commodity finance
- Supply Chain Finance: Receivable finance and payable solutions through the Nexent Bank platform
- Retail Banking: Online retail banking products including savings accounts and direct banking services for individual clients in Germany and Netherlands
- Bank Relations Services: Financial institution network, correspondent banking arrangements (Nostro accounts), forfaiting and loan trading
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Corporate Banking |
| Subscription | Monthly | Retail Banking |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Nexent Bank product offering
Product offeringCore offering
Nexent Bank is a licensed Dutch boutique wholesale bank providing corporate banking (lending, project finance, marine finance), international trade and commodity finance (pre-export/import finance, supply chain finance, structured trade), and correspondent/bank-relations services to SMEs, mid-market corporates and other financial institutions. Alongside wholesale banking, it runs an online retail banking franchise serving individual consumers (notably ~500,000 customers in Romania) and exposes PSD2 open-banking APIs through a developer portal.
Product overview
Nexent Bank is a boutique wholesale and retail bank headquartered in Amsterdam with operations across 7 countries. The bank's product portfolio is organized into three main pillars: Corporate Banking (including Trade & Commodity Finance, Corporate Lending, Project Finance, and Marine Finance), Supply Chain Finance (delivered through the Nexent Bank Platform with Receivable Finance and Payable Solution modules), and Bank Relations (covering Financial Institutions, Forfaiting & Loan Trading, and Nostro Accounts). Digital banking is provided via Online Banking/Direct Banking platform, while the bank maintains a dedicated PSD2 API product for third-party provider access. Key regional brands include CardAvantaj credit card in Romania.
Differentiator
Problem solved
Functional benefit
Brands
- CardAvantaj: A well-known credit card brand in Romania, introduced 15 years ago, providing payment instruments with zero interest rate.
Products and services
- Corporate Banking Suite of working-capital, lending, project-finance and marine-finance facilities for SMEs and mid-market corporates.
- Trade and Commodity Finance
- Corporate Lending
- Project Finance
- Marine Finance
- Supply Chain Finance
- Bank Relations
- Online Banking (Retail) Digital retail banking accounts, cards, payments and FX services for individual consumers, accessed through an online banking platform.
- Open Banking APIs (PSD2 Developer Portal)
Companies that use Nexent Bank
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Nexent Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Nexent Bank partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Enterprise SingaporecorePartnership to enhance access to financing for Singapore companies venturing overseas. First partnership between EnterpriseSG and a foreign-based financial institution. Enterprise Singapore is Singapore's government agency championing enterprise development.
- De Nederlandsche BankcoreRegulatory supervisor - Nexent Bank operates under full banking license supervised by De Nederlandsche Bank (The Dutch Central Bank)
Scale indicators4 records
Recent moves7 records
Expansion highlights5 records
Nexent Bank competitors and assessment
Company assessmentBroad incumbents
- Société Générale: French universal bank with a global transaction banking, trade finance, and correspondent banking franchise. Comparable on trade-and-commodity finance, forfaiting/loan trading, and Bank Relations offerings that mirror Nexent's product set.
- HSBC Holdings plc: Global leader in trade and commodity finance with correspondent banking networks spanning every Nexent geography. Overlaps most directly with Nexent's Trade & Commodity Finance, Marine Finance, and Bank Relations pillars, though at vastly greater scale and breadth.
- Standard Chartered plc: Cross-border wholesale bank with deep trade, commodity, and emerging-market trade-finance capabilities. Comparable in its niche specialization on cross-border trade and correspondent banking; much larger and broader geographically than Nexent.
- Commerzbank AG: Major German bank whose corporate banking division includes trade finance, project finance, and marine finance aimed at mid-market firms. Comparable to Nexent's Germany Branch retail and corporate-banking activities, albeit at materially larger scale.
- BNP Paribas: European universal bank with one of the world's largest trade finance and correspondent banking franchises. Overlaps with Nexent on trade & commodity finance, project finance, and PSD2 API publishing for corporate clients.
Direct peers
- Rabobank: Dutch cooperative bank with a global Wholesale & Rural Banking franchise and a substantial domestic retail base. Comparable in serving SMBs with tailored wholesale banking, and similarly PSD2-active in the Netherlands.
- ING Bank N.V. Large Dutch universal bank with wholesale banking, trade finance, and a multi-country online retail platform. It is the most directly comparable scale benchmark for Nexent Bank's Dutch wholesale + EMEA retail model, though at much larger size.
- ABN AMRO Bank N.V. Dutch commercial bank headquartered in Amsterdam with strong corporate banking and trade finance franchises across Europe. Comparable in domicile, regulatory supervisor (DNB), wholesale focus, and PSD2/online retail offering.
- bunq B.V. Amsterdam-based neobank built around PSD2 APIs and a digital-only deposit/account platform. Comparable on the PSD2 API publishing, developer-portal distribution, and online retail deposit acquisition model Nexent operates in Germany and the Netherlands.
- Triodos Bank N.V. Dutch values-driven boutique bank with a smaller wholesale franchise and online retail savings focus. Closely comparable positioning to Nexent as a smaller Dutch-chartered bank serving specific client niches via tailored products.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Nexent Bank social profiles
Digital presenceNexent Bank compliance and trust
Trust signalCompliance7 records
Nexent Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Nexent Bank leadership team
Management profileNumber of profiles
Nexent Bank subsidiaries and ownership
Company hierarchySubsidiaries6 records
Nexent Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Nexent Bank M&A and investment
M&A and investmentM&A
Investments2 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Nexent Bank
What does Nexent Bank do?
Nexent Bank is a licensed Dutch boutique wholesale bank providing corporate banking (lending, project finance, marine finance), international trade and commodity finance (pre-export/import finance, supply chain finance, structured trade), and correspondent/bank-relations services to SMEs, mid-market corporates and other financial institutions. Alongside wholesale banking, it runs an online retail banking franchise serving individual consumers (notably ~500,000 customers in Romania) and exposes PSD2 open-banking APIs through a developer portal.
Is Nexent Bank a public or private company?
Nexent Bank is a private company. It is classified as corporate owned and is currently operating.
When was Nexent Bank founded?
Nexent Bank was founded in 1994. It employs 501 to 1,000 people.
Where is Nexent Bank based?
Nexent Bank is headquartered in Amsterdam, Netherlands, in the Europe region.
How does Nexent Bank make money?
Four revenue lines are on record. Corporate Banking Services are the primary driver. The others are supply Chain Finance, retail Banking and bank Relations Services.
Who are Nexent Bank's main competitors?
Broad incumbents on record are Société Générale, HSBC Holdings plc, Standard Chartered plc, Commerzbank AG and BNP Paribas. Direct peers are Rabobank, ING Bank N.V., ABN AMRO Bank N.V., bunq B.V. and Triodos Bank N.V..
Does Nexent Bank have an API?
Yes. Nexent Bank provides PSD2-compliant APIs following Berlin Group NextGenPSD2 standards. The API offers three main services: Account Information Service (AIS) for accessing account information, balances, and transaction history; Payment Initiation Service (PIS) for initiating payments including single and periodic payments; and Confirmation of Funds Service (PIIS) for verifying funds availability. Supported payment products include sepa-credit-transfers, target-2-payments, and cross-border-credit-transfers. Authentication uses OAuth2 SCA approach with QWAC certificate requirements. The bank maintains production and sandbox environments for TPP testing. Developer documentation is at developerportal.nexentbank.com.
What industry is Nexent Bank in?
Nexent Bank's product category is Commercial Banking. Its primary akta.pro industry code is FSAGAAAM, Customer Experience & Engagement (CRM, Support, Rewards, Loyalty), with a secondary code of FSAGALAK, Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes). Its NAICS code is 52211 and its SIC code is 6199.