Kementerian Perumahan dan Kawasan Permukiman

What Kementerian Perumahan dan Kawasan Permukiman does

Kementerian Perumahan dan Kawasan Permukiman (Kementerian PKP) is the Indonesian government ministry responsible for national housing policy and settlement area development, formally established in 2024 under Presidential Regulation No. 191 of 2024 after separating from the former Kementerian Pekerjaan Umum dan Perumahan Rakyat (Kementerian PUPR). The ministry administers a portfolio of subsidized housing programs including FLPP (Fasilitas Likuiditas Pembiayaan Perumahan) for mortgage financing, BSPS (Bantuan Stimulan Perumahan Swadaya) for self-help housing grants, SBUM (housing development subsidy), KUR Perumahan for small business housing loans, and Rusun (vertical housing) construction, addressing an estimated 9.9 million household housing deficit under President Prabowo's 3 Million Houses program.

The ministry operates through five directorates (Kawasan Permukiman, Perumahan Perdesaan, Perumahan Perkotaan, Tata Kelola dan Pengendalian Risiko, plus Sekretariat Jenderal and Inspektorat Jenderal) and a nationwide network of 19 Balai P3KP regional implementation offices covering Sumatera, Java, Kalimantan, Sulawesi, Nusa Tenggara, Maluku, and Papua. Its technology stack consists of citizen-facing and operational platforms: SIBARU for housing assistance information, BENAR-PKP WhatsApp complaint channel, myPKP Dashboard for program monitoring, GoPKP for activity data collection, SiKumbang for subsidized housing location lookup (integrated with BP Tapera), and WBS PKP for whistleblowing.

The business model is non-commercial: the ministry is fully funded by the Indonesian State Budget (APBN) with a 2026 pagu of Rp 12,527,401,301,000 (Rp 2.988 trillion / 23.85% realized as of July 19, 2026), and delivers public services either at no cost (BSPS grants) or subsidized rates (FLPP financing) to eligible beneficiaries. Distribution is executed through partnerships with BP Tapera for financing, four state-owned and Islamic banks (BRI, Mandiri, BSI, BTN) for mortgage disbursement, HIMPERRA for developer supply, cross-ministry MoUs (Kemenkes, PANRB, BKKBN, Kementan) for segment-specific allocations, and private-sector CSR collaborations with PT KAI, Astra, Agung Sedayu Group, and Yayasan Buddha Tzu Chi. Leadership comprises Minister Maruarar Sirait (also BP Tapera Committee Chairman) and Deputy Minister Fahri Hamzah, operating under President Prabowo's administration with a 2026 FLPP target of 350,000 subsidized units.

Name

Kementerian Perumahan dan Kawasan Permukiman

Legal name

Kementerian Perumahan dan Kawasan Permukiman

Website

https://pkp.go.id

Company type

Public

Founded year

2024

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Kementerian Perumahan dan Kawasan Permukiman (Kementerian PKP) is the Indonesian government ministry that administers national subsidized housing and settlement area programs, primarily serving low-income communities (MBR) through FLPP mortgages, BSPS grants, Rusun construction, and the 3 Million Houses presidential program via 19 regional offices and partnerships with BP Tapera, state-owned banks, and private developers.

Ownership category

akta.pro rank

Product category

Public Housing Programs

NAICS

Administration of Housing Programs (925110), Administration of Housing Programs, Urban Planning, and Community Development (9251), Public Administration (92)

SIC

Services-Social Services (8300)

akta.pro industry

PRIMARYFSALAKAB

National Housing Finance Agencies & Ministries

Financial & Insurance/Mortgage & Housing Finance/Housing Finance Agencies & Government-Sponsored Housing Programs

SECONDARYBPAIACAJ

Housing & Neighborhood Services (Local Housing Programs)

Business & Public Services/Public Sector & Government Administration/Local/Municipal Government Administration

SECONDARYBPAJAFAD

Affordable & Subsidized Housing Property Management (LIHTC, Section 8)

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Residential Property Management

SECONDARYFSALAKAL

Rural, Tribal & Special-Population Housing Programs

Financial & Insurance/Mortgage & Housing Finance/Housing Finance Agencies & Government-Sponsored Housing Programs

Keywords

• Public housing programs
• Subsidized mortgage financing
• Settlement area development
• Government housing ministry
• Low-income housing assistance

Headquarters

HQ city

Jakarta Pusat

HQ country

Indonesia

HQ region

Asia

Offices13 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Infrastructure, Operations, Personnel, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Government Budget (APBN): The ministry is funded entirely through the Indonesian State Budget (Anggaran Pendapatan dan Belanja Negara). The 2026 budget allocation is Rp 12,527,401,301,000 with Rp 2,988,357,941,823 realized as of July 19, 2026. Revenue comes from government fiscal allocation, not commercial operations.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

Core offering

Kementerian Perumahan dan Kawasan Permukiman (Kementerian PKP) is the Indonesian government ministry responsible for national housing policy and subsidized housing program administration. Its core offerings include FLPP subsidized mortgage financing, BSPS self-help housing stimulus assistance, SBUM housing development subsidies, KUR Perumahan housing credit, Rusun vertical housing construction, and the Program 3 Juta Rumah (3 Million Houses) national initiative, all delivered through 19 regional BP3KP offices and partner banks for the benefit of low-income communities (MBR), civil servants, healthcare workers, military, and police personnel.

Product overview

Kementerian Perumahan dan Kawasan Permukiman is an Indonesian government ministry that serves as a unified platform for housing and settlement management. The ministry operates through multiple directorates (Ditjen Kawasan Permukiman, Ditjen Perumahan Perdesaan, Ditjen Perumahan Perkotaan, Ditjen Tata Kelola dan Pengendalian Risiko) and 20 regional offices (Balai P3KP) across Indonesia. The core product portfolio centers on housing programs including FLPP (subsidized mortgage financing), BSPS (self-help housing stimulus assistance), SBUM (housing subsidy assistance), KUR Perumahan (people's business credit for housing), and Rusun (vertical housing). Digital platforms include myPKP Dashboard for program monitoring, SIBARU for housing assistance information, BENAR-PKP for complaint handling via WhatsApp, WBS PKP for whistleblowing, and SiKumbang for housing location information. The ministry also implements the national 3 Juta Rumah (3 Million Houses) program and provides consultation services through Klinik PKP.

Differentiator

Problem solved

Functional benefit

Products and services

• FLPP (Fasilitas Likuiditas Pembiayaan Perumahan)

Quantifiable outcome

• 102,900+ subsidized housing units delivered through FLPP in first half of 2026, on track for 350,000 annual target
• +1 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature5 records

Partnerships

Eleven partnerships are on record, tiered major, core and minor.

• PT KAI (Kereta Api Indonesia)majorStrategic or Co-development Partner · 1 January 2026PT KAI partners with Ministry and Astra to develop approximately 1,000 rusun units in Bandung on KAI-owned land. Joint development leveraging KAI land assets for affordable housing near transportation hubs.
• PT Astra InternationalmajorStrategic or Co-development Partner · 1 January 2026Astra collaborates with Ministry and PT KAI for rusun development project in Bandung (1,000 units). Astra also supports through CSR programs including assistance for affordable housing development.
• Yayasan Buddha Tzu Chi IndonesiamajorStrategic or Co-development Partner · 1 January 2026Buddha Tzu Chi runs Bebenah Kampung CSR program for housing renovation in Central Java, West Java, and other areas. Partnership involves 500+ unit renovation of RTLH (Rumah Tidak Layak Huni) through gotong royong (community cooperation) model with KADIN.
• KADIN Indonesia (Indonesian Chamber of Commerce)majorStrategic or Co-development Partner · 1 January 2026KADIN collaborates with Ministry and Buddha Tzu Chi on Bebenah Kampung program for RTLH renovation. Partnership leverages private sector resources for public housing improvement.
• PT Agung Sedayu GroupmajorStrategic or Co-development Partner · 1 January 2026Agung Sedayu Group CSR program delivers 250 free houses in Tangerang Regency. Groundbreaking ceremony conducted with Minister PKP marking private sector contribution to housing access.
• BKKBN (National Population and Family Planning Agency)coreStrategic or Co-development Partner · 1 January 2026Minister PKP and Head of BKKBN agreed to allocate 3,000 subsidized houses for Family Assistance Teams (TPK) and P3K KB (Family Planning Extension Workers), targeting underserved family planning program personnel.
• Ministry of Health (Kemenkes)coreStrategic or Co-development Partner · 1 January 2026MoU between Minister PKP and Minister of Health for subsidized housing allocation to healthcare workers including nurses and midwives. Addresses healthcare worker retention in underserved areas.
• Ministry of PANRB (Civil Service)coreStrategic or Co-development Partner · 1 January 2026MoU for provision of 4,000 subsidized houses for civil servants (ASN). Includes cooperation with LAN, ANRI, and BKN for program implementation.
• HIMPERRA (Housing Developer Association)coreStrategic or Co-development Partner · 1 January 2026HIMPERRA represents housing developers working with Ministry on subsidized housing development. Collaboration includes increasing housing unit supply in regions like Samarinda (2,000+ units developed).
• Blue Bird GroupminorStrategic or Co-development Partner · 1 January 2026Minister PKP supports Blue Bird Group's housing program for drivers and employees. Partnership enables transportation workers to access subsidized housing.
• Ministry of Agriculture (Kementan)minorStrategic or Co-development Partner · 1 January 2026MoU for subsidized housing for agricultural extension workers, supporting rural development and farmer welfare.

Scale indicators10 records

Recent moves6 records

Expansion highlights5 records

Others

• HIMPERRA (Housing Developer Association of Indonesia): HIMPERRA is the Indonesian housing developer industry association collaborating with Kementerian PKP on subsidized housing supply. An ecosystem partner rather than a competing entity—central to the ministry's developer-side delivery pipeline.
• Bank Tabungan Negara (BTN): BTN is Indonesia's largest housing-focused commercial bank and a major KPR distributor. It is a core financial partner rather than a competitor—its lending data and customer base are central to Kementerian PKP's FLPP throughput.
• BP Tapera (Badan Penyelenggara Tabungan Perumahan Rakyat): BP Tapera is Indonesia's national housing savings and financing agency, chaired by the Minister PKP. Related rather than competing—it is the primary implementing partner for FLPP subsidized mortgage disbursement.

Direct peers

• National Housing Authority Thailand: Thailand's NHA is a state enterprise under the Ministry of Social Development and Human Security administering low-income housing programs. Comparable as a national subsidized-housing provider focused on MBR segments.
• U.S. Department of Housing and Urban Development: HUD is the U.S. federal cabinet department responsible for national housing policy and programs. Comparable to Kementerian PKP as a national-level government housing authority administering subsidized financing, public housing, and settlement-related programs.
• Housing & Development Board (HDB) Singapore: HDB is Singapore's national housing authority managing subsidized public housing for citizens. Comparable as a government entity administering large-scale subsidized housing finance, allocation, and vertical/strata housing on a national scale.
• Ministry of Housing and Local Government Malaysia (KPKT): KPKT is Malaysia's federal ministry responsible for housing, urban planning, and local government matters. Closely comparable as a Southeast Asian national housing ministry administering subsidized home ownership and settlement programs.
• Ministry of Housing and Urban Affairs (MoHUA) India: MoHUA is India's federal ministry overseeing housing, urban affairs, and PMAY (Pradhan Mantri Awas Yojana) subsidized housing program. Comparable as a large emerging-market national housing ministry running flagship multi-million-unit programs.
• Department for Levelling Up, Housing and Communities (DLUHC) UK: DLUHC (formerly MHCLG) is the UK government department responsible for housing policy and affordable housing programs. Comparable as a national housing policy ministry administering affordable housing supply and planning frameworks.
• Department of Human Settlements and Urban Development (DHSUD) Philippines: DHSUD is the Philippine national department for housing and urban development. Comparable as a Southeast Asian national agency administering subsidized housing, in-city resettlement, and informal settler programs.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Instagraminstagram.com/pkp_perumahan_sulawesi1
• Facebookfacebook.com/bp2p.nt1
• LinkedInlinkedin.com/company/kementerian-perumahan-dan-kawasan-permukiman

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries25 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Kementerian Perumahan dan Kawasan Permukiman