Raymond Chabot
Raymond Chabot inc. is a Quebec-based Licensed Insolvency Trustee firm and member of the Grant Thornton International network, providing regulated consumer and commercial debt solutions to individuals and businesses across all major regions of Quebec.
- Company typePrivate
- Founded1985
- HeadquartersMontréal, Canada
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
What Raymond Chabot does
Raymond Chabot inc. is a Quebec-based Licensed Insolvency Trustee firm founded in 1985 and operating as the Canadian member firm of the Grant Thornton International network. The firm provides regulated debt solutions to two primary client bases: individuals facing personal financial distress (overwhelming debt, creditor pressure, inability to meet payment obligations) and businesses experiencing financial difficulty (cash flow problems, excessive debt burden, insolvency). Service territory spans all 14 major administrative regions of Quebec, with headquarters at the National Bank Tower in Montréal. Service delivery relies on credentialed professionals holding CPA, CIRP, LIT, and PAIR designations, who are the only practitioners legally authorized under the Bankruptcy and Insolvency Act to administer insolvency proceedings in Canada.
Core offerings for individuals include consumer proposals, personal bankruptcy, debt consolidation, refusing insolvent estates, and voluntary deposits. For businesses, the firm delivers recovery plans, proposals to creditors, voluntary liquidation, and commercial bankruptcy. The technology layer consists of a secure online Client Space portal enabling real-time case tracking, document access, appointment scheduling, and payment monitoring, alongside a suite of free self-service digital diagnostic tools including a 5-step financial checkup, debt ratio calculator, online budget builder, credit card cost analyzer, debt consolidation estimator, and quick diagnosis assessment. These tools function as deterministic calculators and form-based assessments rather than AI-driven systems.
The business model is professional services revenue generated per insolvency case administered under the Bankruptcy and Insolvency Act. Customer acquisition is sales-led and freemium, with free, confidential initial consultations offered through online booking, phone, and SMS channels. Distribution is multi-channel, combining in-person consultations at provincial offices, an inbound phone and SMS sales operation, organic social presence on Facebook, Instagram, YouTube, and TikTok, and educational content marketing. The post-sale relationship is anchored by the secure Client Space portal, while the freemium diagnostic tools serve as a top-of-funnel lead capture mechanism. No revenue, headcount, or case-volume figures are disclosed.
Raymond Chabot firmographics
Firmographics- Name
- Raymond Chabot
- Legal name
- Raymond Chabot inc.
- Website
- https://raymondchabot.com
- Company type
- Private
- Founded year
- 1985
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Raymond Chabot inc. is a Quebec-based Licensed Insolvency Trustee firm and member of the Grant Thornton International network, providing regulated consumer and commercial debt solutions to individuals and businesses across all major regions of Quebec.
- Ownership category
- akta.pro rank
Raymond Chabot industry classification
Industry- Product category
- Insolvency and Debt Advisory Services
- NAICS
- Legal Services (5411)
- SIC
- Services-Legal Services (8111)
- akta.pro primary industry
- Insolvency, Restructuring & Bankruptcy Administration (BPAHABAL)
- akta.pro secondary industry
- Bankruptcy, Restructuring & Insolvency Law (BPAHAAAH)
Keywords
Where Raymond Chabot is headquartered
LocationHeadquarters
- HQ city
- Montréal
- HQ country
- Canada
- HQ region
- North America
Offices2 records
Markets served
Raymond Chabot business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Professional Services - Insolvency Proceedings: Revenue generated from administering legally regulated insolvency proceedings under the Bankruptcy and Insolvency Act. Services include consumer proposals, personal bankruptcy, commercial bankruptcy, proposals to creditors, and recovery plans. Licensed Insolvency Trustees are the only professionals authorized by the Canadian government to file bankruptcies and proposals.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free Initial Consultation |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels5 records
Raymond Chabot product offering
Product offeringCore offering
Raymond Chabot is a Licensed Insolvency Trustee firm that administers legally regulated insolvency proceedings under Canada's Bankruptcy and Insolvency Act. For individuals, it offers consumer proposals, personal bankruptcy, debt consolidation, refusal of insolvent estates, and voluntary deposits. For businesses, it delivers recovery plans, proposals to creditors, voluntary liquidation, and commercial bankruptcy. Services are delivered through licensed trustees across Quebec and supported by a secure online client portal and free financial self-assessment tools.
Product overview
Raymond Chabot operates as a Licensed Insolvency Trustee firm offering debt solutions to both individuals and businesses across Quebec. For individuals, the core offerings include Consumer Proposal, Personal Bankruptcy, Debt Consolidation, Refusing an Insolvent Estate, and Voluntary Deposit. For businesses, solutions encompass Recovery Plan, Proposal to Creditors, Voluntary Liquidation, and Commercial Bankruptcy. The company provides a suite of free self-service digital tools including Financial Checkup, Online Budget, Debt Ratio Calculator, Credit Card Cost Calculator, Debt Consolidation Cost Calculator, and Quick Diagnosis. Additionally, a secure Client Space portal enables existing clients to track case progress, access documents, and manage appointments. With over 40 years of experience and offices throughout Quebec, the firm serves as a trusted partner for financial restructuring and insolvency matters.
Differentiator
Problem solved
Functional benefit
Products and services
- Consumer Proposal (Proposition de consommateur) A formal agreement negotiated with creditors, administered by a Licensed Insolvency Trustee, that allows the consumer to settle most of their debts and avoid personal bankruptcy. Targeted at over-indebted individuals in Quebec.
- Personal Bankruptcy (Faillite personnelle) A legal process, administered by a Licensed Insolvency Trustee under the Bankruptcy and Insolvency Act, that allows individuals to clear all their debts and make a fresh financial start. Targeted at Quebec individuals unable to meet their financial obligations.
- Debt Consolidation (Consolidation de dettes) A service that combines an individual's multiple debts into a single loan with a lower interest rate, enabling one monthly payment and potentially improving credit score over time. Targeted at Quebec consumers juggling multiple debts.
- Refusing an Insolvent Estate (Refus d'une succession insolvable) A legal procedure enabling beneficiaries to formally refuse an insolvent estate to avoid inheriting the deceased's debts. Targeted at Quebec beneficiaries of insolvent estates.
- Voluntary Deposit (Dépôt volontaire) A legal process allowing individuals to voluntarily deposit assets with a Licensed Insolvency Trustee for distribution to creditors, providing a structured alternative to bankruptcy. Targeted at Quebec individuals seeking a formal mechanism to address creditor claims.
- Recovery Plan (Plan de redressement) A financial and operational recovery plan for businesses facing difficulties, including analysis, diagnosis, and implementation of corrective measures to restore profitability. Targeted at Quebec SMEs and entrepreneurs in financial difficulty.
- Proposal to Creditors (Proposition concordataire) A negotiated agreement with creditors to reduce debt amounts and/or extend repayment periods, allowing businesses to continue operations while reorganizing. Targeted at insolvent Quebec businesses seeking to avoid liquidation.
- Voluntary Liquidation (Liquidation volontaire) A voluntary closure process for solvent Quebec companies wishing to cease operations, with orderly distribution of assets to creditors. Targeted at solvent Quebec business owners wishing to wind down.
- Commercial Bankruptcy (Faillite commerciale) A legal process, administered by a Licensed Insolvency Trustee, for insolvent Quebec businesses to liquidate assets and settle debts, providing protection from creditors and enabling a structured fresh start. Targeted at insolvent Quebec businesses as a last resort.
Quantifiable outcome
- Clients can clear most of their debts and make a fresh start
- +2 more outcomes
Companies that use Raymond Chabot
Customer profileSegments5 records
Ideal customer profiles2 records
Raymond Chabot technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Raymond Chabot partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and minor.
- Grant Thornton InternationalcoreRaymond Chabot is part of the Grant Thornton International network, a global network of accounting and advisory firms. This affiliation provides access to international expertise and resources, enabling the firm to serve clients with complex cross-border needs while maintaining local Quebec presence. Team members like Gautier Péchadre have extensive experience within the Grant Thornton network in Canada and France.
- National Bank Tower (Montréal)minorHeadquarters located at National Bank Tower, Suite 2000, 600 de la Gauchetière Street West, Montréal. This is a commercial office arrangement rather than a business partnership.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Raymond Chabot competitors and assessment
Company assessmentDirect peers
- MNP Ltd: MNP Ltd is one of Canada's largest Licensed Insolvency Trustee firms, directly competing with Raymond Chabot in both consumer proposals/personal bankruptcy and corporate restructuring across Canada, including a strong Quebec presence. Same regulatory license, similar service mix, and overlapping client base of indebted individuals and SMEs.
- Farber Financial Group: Farber is a Canadian Licensed Insolvency Trustee firm providing personal and corporate insolvency services, directly competing with Raymond Chabot for consumer and SME mandates. Similar hybrid consumer/B2B model.
- Ernst & Young (EY) Restructuring: EY-Parthenon's Canadian restructuring practice provides Licensed Insolvency Trustee services and corporate insolvency advisory, overlapping with Raymond Chabot on commercial mandates and complex restructurings for mid-market and large enterprises.
- BDO Canada Limited: BDO Canada operates a national Licensed Insolvency Trustee practice with offices in Quebec, offering consumer proposals, bankruptcy, and corporate restructuring services that directly overlap with Raymond Chabot's offerings. Comparable professional services model with CPA-led restructuring teams.
- PwC Canada Restructuring: PwC Canada's restructuring and insolvency group offers Licensed Insolvency Trustee services and corporate recovery advisory, providing direct competition for Raymond Chabot's business-side proposals, bankruptcies, and recovery plans.
- Deloitte Restructuring & Insolvency: Deloitte's Canadian Restructuring practice provides Licensed Insolvency Trustee services and corporate insolvency advisory, directly competing with Raymond Chabot for larger commercial bankruptcies and proposals to creditors. Useful comparable for the upper end of the mandate size range.
- KPMG Forensic & Insolvency: KPMG's Canadian Restructuring and Insolvency group offers Licensed Insolvency Trustee services and corporate recovery work that competes with Raymond Chabot's business-side recovery plans, proposals to creditors, and commercial bankruptcy mandates.
Regional players
- Bromwich+Smith: Bromwich+Smith is a Licensed Insolvency Trustee firm primarily serving Western Canada (Alberta, BC). While not a direct competitor in Quebec, it offers a comparable consumer-focused debt solution and consumer proposal model relevant to understanding the LIT market.
- David Sklar & Associates: David Sklar & Associates is a Licensed Insolvency Trustee firm operating in Ontario with a similar consumer-focused debt solution model. While not competing in Quebec, it provides a useful comparable for understanding LIT unit economics and service delivery.
Broad incumbents
- Grant Thornton Canada (other provinces): Grant Thornton's member firms in other Canadian provinces (Ontario, Alberta, BC) operate Licensed Insolvency Trustee practices within the same international network as Raymond Chabot. While not a direct competitor in Quebec, they share the same network affiliation and similar LIT service offerings.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Raymond Chabot social profiles
Digital presenceRaymond Chabot financial estimates
Financial estimateRevenue estimate
Valuation estimate
Raymond Chabot leadership team
Management profileNumber of profiles
Profiles3 records
Raymond Chabot funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Raymond Chabot M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Raymond Chabot
What does Raymond Chabot do?
Raymond Chabot is a Licensed Insolvency Trustee firm that administers legally regulated insolvency proceedings under Canada's Bankruptcy and Insolvency Act. For individuals, it offers consumer proposals, personal bankruptcy, debt consolidation, refusal of insolvent estates, and voluntary deposits. For businesses, it delivers recovery plans, proposals to creditors, voluntary liquidation, and commercial bankruptcy. Services are delivered through licensed trustees across Quebec and supported by a secure online client portal and free financial self-assessment tools.
Is Raymond Chabot a public or private company?
Raymond Chabot is a private company. It is classified as corporate owned and is currently operating.
When was Raymond Chabot founded?
Raymond Chabot was founded in 1985. It employs 1,001 to 5,000 people.
Where is Raymond Chabot based?
Raymond Chabot is headquartered in Montréal, Canada, in the North America region.
How does Raymond Chabot make money?
One revenue line is on record: professional Services - Insolvency Proceedings.
Who are Raymond Chabot's main competitors?
Direct peers on record are MNP Ltd, Farber Financial Group, Ernst & Young (EY) Restructuring, BDO Canada Limited, PwC Canada Restructuring, Deloitte Restructuring & Insolvency and KPMG Forensic & Insolvency. Regional players are Bromwich+Smith and David Sklar & Associates. Grant Thornton Canada (other provinces) is listed as a broad incumbent.
Does Raymond Chabot have an API?
No public API is recorded for Raymond Chabot.
What industry is Raymond Chabot in?
Raymond Chabot's product category is Insolvency and Debt Advisory Services. Its primary akta.pro industry code is BPAHABAL, Insolvency, Restructuring & Bankruptcy Administration, with a secondary code of BPAHAAAH, Bankruptcy, Restructuring & Insolvency Law. Its NAICS code is 5411 and its SIC code is 8111.