Matrisk

Name

Matrisk

Legal name

Matrisk, Inc.

Website

https://matrisk.ai

Company type

Private

Founded year

2023

Operating status

Acquired

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Insurance Market Intelligence Software

NAICS

Software Publishers (513210), Custom Computer Programming Services (541511)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming Services (7371)

akta.pro industry

PRIMARYFSAGAGAE

Data, Analytics & AI for Insurance (Risk, Pricing, Personalization)

Financial & Insurance/Financial Technology (Fintech)/Insurtech Platforms (Digital Insurance Enablement)

SECONDARYFSAFAIAF

Pricing & Valuation Services (Fixed Income, OTC, Derivatives)

Financial & Insurance/Financial Exchanges & Market Infrastructure/Market Data, Indices & Benchmark Administrators

Keywords

• Insurance market intelligence
• Regulatory filing analysis
• P&C pricing software
• Telematics risk scoring
• AI underwriting analytics

Headquarters

HQ city

Denver

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Filings AI Subscription: Annual subscription-based pricing for AI-powered insurance market intelligence platform. Fees customized based on organization size and Gross Written Premium (GWP). Flexible licensing options including named-user licenses, floating (concurrent) licenses, and enterprise-wide agreements.
2. Crash Data API Access: API access to crash data and risk scoring services, enabling carriers to embed geospatial crash data and telematics-based risk scoring into underwriting and pricing workflows.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels4 records

Core offering

Matrisk sells AI-powered software for P&C insurance carriers that converts unstructured regulatory filings, broker bulletins, and policy documents into searchable market intelligence for benchmarking rating strategies, tracking rate evolution, anticipating regulatory objections, and exporting structured data. Its second product line is a geospatial Road Safety API providing telematics risk scores, garaging risk scores, and raw crash data covering 100M+ records over 20 years for underwriting and pricing workflows.

Product overview

Matrisk is an AI-powered insurance market intelligence company offering two distinct product lines: (1) Filings AI / Market Intelligence Suite — a core SaaS platform that uses RAG-based semantic search and LLMs to transform unstructured regulatory filings into searchable market intelligence, enabling benchmarking, rate tracking, regulatory radar, and data export; and (2) the Road Safety API — a geospatial crash data and risk scoring API offering telematics risk scores, garaging risk scores, and raw crash data access covering 100M+ records across the US. Following its acquisition by Akur8 (January 2026), Matrisk's technology was embedded into Akur8's platform as Akur8 Discover, positioning the combined offering as an end-to-end pricing platform with embedded regulatory and market context.

Differentiator

Problem solved

Functional benefit

Brands

• Road Safety API: Geospatial crash data and telematics-based risk scoring API for underwriting and pricing workflows, covering 100 million crash records spanning 20 years.

Products and services

• Filings AI (Market Intelligence Suite) AI-powered SaaS platform that transforms unstructured insurance regulatory filings, broker bulletins, and policy documents into searchable market intelligence. Enables insurance carriers to benchmark rating strategies, track rate evolution, anticipate regulator objections, and export structured data from filing PDFs. For P&C insurance carriers and their actuarial, pricing, and regulatory teams.
• Road Safety API (Crash Data API) Geospatial crash data and risk scoring API providing telematics risk scores, garaging risk scores, and raw crash data access. Covers 100M+ crash records spanning 20 years across most US states. Enables hyperlocal risk scoring for underwriting and pricing workflows at high throughput. For insurance carriers and developers building auto underwriting and pricing systems.
• Telematics Risk Score Standalone risk scoring product within the Road Safety API suite for carriers that collect telematics data, providing continuous measurement of driver exposure to high-risk areas over time. Generates hyperlocal risk scores for all public roads with NAICS code support for commercial-specific exposures.
• Garaging Risk Score Standalone location-based risk scoring product within the Road Safety API suite that pinpoints crash density around the insured's home address. Designed for carriers lacking telematics data who still need hyperlocal risk intelligence for policy underwriting.
• Crash Data Standalone raw crash dataset product within the Road Safety API suite providing detailed crash records spanning most US states with granular attributes including severity, intersection, and crash type. Offers bulk endpoints for backtesting and large-scale analytics with flexible API access for custom model building.
• Akur8 Discover New P&C rate and rule filings analysis tool launched by Akur8 following its January 2026 acquisition of Matrisk. Embeds Matrisk's LLM expertise and unstructured data processing into Akur8's pricing platform, targeting the same P&C carrier ICP with deeper integration into pricing workflows.

Quantifiable outcome

• Answers in minutes instead of hours or days for regulatory filing analysis
• +2 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability7 records

Feature8 records

Partnerships

One partnership is on record.

• Akur8coreStrategic or Co-development Partner · 6 January 2026Akur8, a property and casualty insurance pricing technology company, acquired Matrisk to integrate AI-powered regulatory filings search and market intelligence capabilities into its platform. Matrisk's capabilities including large language model expertise and unstructured data processing are being integrated into Akur8's pricing platform, enabling insurers to benchmark rating strategies, track regulatory developments, and accelerate filing cycles. The combined offerings will be launched as Akur8 Discover.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Carpe Data: Carpe Data provides alternative data and predictive scoring for insurance underwriting, including claims history, social, and risk signals. It overlaps with Matrisk in monetizing alternative data assets for carrier underwriting and pricing workflows.
• Akur8: Akur8 is a P&C insurance pricing platform that acquired Matrisk in January 2026. It is the most direct comparable as Matrisk's filings intelligence is now embedded into Akur8's pricing workflow, competing in the same buyer (carrier pricing teams) and use case (rate filing).
• Cytora: Cytora applies AI to commercial insurance underwriting workflows, ingesting public and proprietary data to inform risk decisions. It targets commercial P&C carriers with data-driven underwriting — overlapping with Matrisk's hyper-local risk scoring use case for underwriting.
• Shift Technology: Shift Technology applies AI to insurance decisioning across claims, fraud, and underwriting. It serves the same insurance carrier buyers and uses AI/LLM-driven automation to extract intelligence from unstructured insurance documents, closely aligned with Matrisk's filings analysis thesis.
• Earnix: Earnix is an AI-based pricing and personalization platform for insurance and banking. It targets similar carrier buyers for rate modeling, personalization, and filing workflows, making it a direct peer in pricing analytics for P&C and life insurers.
• Planck: Planck is an AI-driven commercial insurance data platform that aggregates business information for underwriting. It is comparable to Matrisk in its use of structured/unstructured data and AI to produce actionable intelligence for carrier underwriting teams.

Broad incumbents

• Verisk: Verisk is a leading data analytics provider to insurance, serving P&C carriers with industry-standard data, analytics, and underwriting tools. It represents the broad incumbent in insurance data analytics against which niche insurtechs like Matrisk differentiate on AI-native workflows.
• Guidewire: Guidewire is a core systems platform for P&C insurers, spanning policy, billing, and claims. While not a direct AI filings competitor, it is the broader platform into which Matrisk/Akur8 Discover could integrate or against which embedded analytics compete.
• LexisNexis Risk Solutions: LexisNexis Risk Solutions provides data and analytics to insurance carriers for underwriting, claims, and fraud. It is a broad incumbent in insurance data, comparable to Matrisk's underwriting data products (e.g., telematics/garaging risk scores) but with much wider scope.

Emerging players

• Gradient AI: Gradient AI provides AI-driven solutions for insurance underwriting, claims, and loss prediction, primarily for group health and workers' compensation. It overlaps with Matrisk in AI-enabled risk scoring for carriers but focuses on different lines (health/wc vs. P&C filings).

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/matrisk-ai

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Matrisk