Odealim Group

What Odealim Group does

Odealim Group is a French insurance brokerage and real estate financing group organized around four divisions: Property & Construction Insurance, Credit and Real Estate Financing, Loan and Personal Protection Insurance, and Wealth Management. Its origins trace to 1927 (Assurcopro) with the current group formed in 2018. The company serves property managers, landlords, construction professionals, individual borrowers, and wealth management clients, operating through approximately 100 sales outlets and 10 regional management centers supported by 1,000+ employees. It holds the #1 position in Mortgage Reduction Insurance (MRI) and Guarantee Loss of Income (GLI), and the #3 position in mortgage brokerage and loan insurance in France.

The group's product surface spans multi-risk property insurance for residential and commercial buildings, loan insurance for individual and professional borrowers, credit intermediation for real estate financing, and wealth advisory through the Euodia acquisition. Underlying technology includes the albR Pro advisory platform (acquired with Euodia, which uses AI-driven recommendation logic) and Cautioneo's tenant solvency scoring engine covering 196 control points. Distribution is multi-channel: direct through owned outlets, partnerships with CEGC (Groupe BPCE) for GLI distribution, and a strategic partnership with Macif for mortgage brokerage. Digital Insure, acquired in 2022, contributes 430,000 insured customers and €50 billion of insured capital to the platform.

Revenue is generated through brokerage commissions, insurance distribution fees, and financial advisory fees. The group disclosed €190 million in revenue for 2024 (up from €160 million in 2023), with growth driven substantially by a roll-up strategy that has executed 30+ acquisitions over four years. Odealim is backed by Eurazeo PME, TA Associates, Raise, and Ardian. Scale metrics include 55,000 insured buildings, 225,000 guaranteed homes, and 350,000 loan contracts.

Name

Odealim Group

Legal name

Groupe Odealim

Website

https://groupe-odealim.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Odealim Group is a French insurance brokerage and real estate financing group serving landlords, property managers, construction professionals, and individual borrowers through four divisions (Property & Construction Insurance, Credit/Financing, Loan & Personal Protection Insurance, Wealth Management) via 100 sales outlets and 10 regional centers.

Ownership category

akta.pro rank

Product category

Insurance Brokerage and Real Estate Financing Services

NAICS

Insurance Agencies and Brokerages (524210), Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411), Loan Brokers (6163), Investment Advice (6282)

akta.pro primary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

Keywords

• Insurance brokerage services
• Real estate financing
• Loan insurance
• Wealth management advisory
• Property insurance broker

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices11 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Insurance brokerage commissions: The group earns commissions from designing, distributing, and managing insurance solutions across property & construction insurance, loan insurance, and personal protection
2. Credit intermediation fees: Artémis Courtage and other financing entities earn fees for mortgage brokerage and credit consolidation services
3. Wealth management services: Euodia provides investment advisory and asset management services including SCPI, Pinel, and financial investments, generating revenue from service fees and product distribution

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Odealim Group is a French insurance brokerage and real estate financing specialist structured across four divisions: Property & Construction Insurance (multi-risk building, structural damage, unpaid rent), Credit & Financing (mortgage brokerage, credit consolidation), Loan Insurance & Personal Protection (borrower insurance, provident), and Wealth Management (investment advisory, tax planning). The group designs, distributes, and manages insurance solutions through nearly 100 sales outlets and digital-first brands, serving property managers, real estate professionals, banks, insurers, and individual borrowers.

Product overview

Odealim Group is a French insurance brokerage and real estate financing specialist structured as a platform with four complementary divisions: Property & Construction Insurance, Credit/Brokerage, Loan & Personal Protection Insurance, and Wealth Management. The Property & Construction Insurance division comprises ODEALIM (the core brand including 15 specialist firms), Cautioneo, Corim Assurances, Simplis, and J'assure mon immeuble. The Credit division includes Artémis Courtage, Rescue Finances, and Avantage Courtage. The Loan Insurance division features Digital Insure, L'Assureur Crédit, and Valorama. The Wealth Management division includes Euodia with its albR Pro CRM platform. The group operates approximately 100 sales outlets across France with over 1,000 employees.

Differentiator

Problem solved

Functional benefit

Brands

• Artémis Courtage: Specialized in mortgage brokerage and loan insurance for individuals, professionals and businesses. Founded 2009. Network of 100 branches in France. 180,000 clients financed, 40 billion euros negotiated, 150 banking partners.
• Digital Insure
• Simplis
• Euodia
• Cautioneo
• Corim Assurances
• ODEALIM (core brand)
• J'assure mon immeuble (JMI)
• L'Assureur Crédit
• Valorama
• Rescue Finances
• Avantage Courtage

Products and services

• ODEALIM (Property & Construction Insurance)

Quantifiable outcome

• 55,000 buildings insured and 225,000 homes guaranteed
• +5 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature4 records

Partnerships

Five partnerships are on record, tiered core and minor.

• CEGC (Compagnie Européenne de Garanties et Cautions)coreStrategic or Co-development Partner · 17 October 2025Partnership to offer property managers the Garantie Loyers Impayés (unpaid rent guarantee). CEGC, part of Groupe BPCE (2nd largest banking group in France), brings over 50 years of experience as a guarantor to strengthen Odealim's unpaid rent insurance offerings.
• UFE (Union des Français à l'Étranger)minorGTM or Marketing PartnerOfficial partner of UFE, providing recognition for Valorama's added value and independence in insurance selection for French expatriates.
• Emeria GroupcoreStrategic or Co-development PartnerExclusive negotiations to acquire Assurimo, a captive broker for Emeria's Foncia real estate network. Transaction expected to complete by end of H2 2025, subject to regulatory approvals.
• MacifcoreStrategic or Co-development PartnerStrategic partnership signed by Artémis Courtage with Macif for mortgage brokerage distribution.
• 150 banking partnerscoreChannel Partner/ Reseller/ DistributorArtémis Courtage has signed conventions with the majority of banking establishments in France to provide objective mortgage brokerage services.

Scale indicators20 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• SPVIE Assurances: French insurance broker specialized in construction and real estate professionals (RC Pro, décennale, MRI). Direct competitor in the same construction insurance niche as Simplis and the ODEALIM core brand.
• Assu2000: French multi-line insurance broker with broad physical branch network across France. Comparable to Odealim in combining property, auto and personal insurance brokerage through an outlet-based distribution model.
• Bessé: French independent insurance and reinsurance broker specialized in corporate, industrial and real estate risks. Comparable to Odealim in serving mid-market and enterprise clients with complex property/liability programs through expert brokerage.
• Ymanci: French specialist broker in credit consolidation and loan regrouping, with nationwide agency network. Directly comparable to Rescue Finances within Odealim's Credit division.
• Meilleurtaux: Leading French mortgage and insurance comparison/brokerage platform with physical branches. Comparable to Artémis Courtage for mortgage brokerage and to Digital Insure for loan insurance distribution, sharing the omnichannel broker model.
• Magnolia (Groupe Magnolia): French mortgage broker network serving individuals and professionals, with comparison tools and physical branch presence. Closely comparable to Artémis Courtage and Avantage Courtage in credit brokerage distribution.
• Verlingue: French insurance brokerage focused on corporate, construction, real estate and professional risks. Highly comparable to Odealim's Property & Construction Insurance division, sharing the same target segments (property managers, real estate firms) and similar intermediary model.
• April (April Group): One of France's largest insurance brokers (wholesale and retail), historically a specialist in niche personal and professional lines including health, loan insurance and mobility. Directly comparable as a multi-line French insurance brokerage platform with similar digital ambitions and reliance on broker-distribution networks.

Emerging players

• Acheel: French digital insurance platform offering property and loan insurance direct-to-consumer. Comparable to Odealim's digital-first brands (Digital Insure, J'assure mon immeuble, Cautioneo) as a tech-enabled broker targeting the same online insurance customer.

Broad incumbents

• Primonial (now Société Générale Private Banking France): Major French wealth manager with significant insurance and real estate investment offerings. Comparable to Euodia within Odealim's Wealth Management division, though operating at much greater scale as an incumbent.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UC7oa2O-MXf8MtxUB65hlODg
• LinkedInlinkedin.com/company/groupe-odealim

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Odealim Group