What Heptalytics does

Heptalytics is a Paris-based AI software company founded in 2023 that builds an enterprise SaaS platform for payment fraud prevention, anti-money laundering, and counter-terrorist financing (AML/CFT) compliance. The company targets all payment operators — fintechs, PSANs, payment institutions, banks, gaming operators, marketplaces, and public authorities — and combines deep learning, graph neural networks, an expert business patterns library, and behavioral analytics to score end-users and transactions at the account level. The platform integrates four modules — TimeMachine for graph-based scoring, Scope for blind-spot and pattern coverage, Assistant for compliance case management and automated regulatory reporting, and Reporting for C-suite dashboards — and is delivered as Data Science as a Service, with Heptalytics' own specialists embedding and tuning models directly inside each client's environment.

The company monetizes via enterprise SaaS subscriptions, with pricing set through a consultative demo-driven sales process rather than publicly listed tiers. Heptalytics claims >80% reduction in false positives, 30-50% improved fraud and money laundering detection, and 50-70% gains in operational productivity, and aligns its platform with EU DORA, Tracfin, EBA, and DSP3 frameworks. The firm operates as a French Société par Actions Simplifiée with €11,750 share capital, has no disclosed funding rounds, and had 1-10 employees as of the most recent data. On 21 January 2026 Heptalytics was acquired by AdvanThink, a French AI fraud-prevention software house whose combined customer base spans 4 of the top 10 European banks and over €4 billion in daily protected transaction volume; Heptalytics' deep learning models are being folded into AdvanThink's compliance and investigation portfolio alongside FraudManager and Amadea.

Name

Heptalytics

Legal name

Heptalytics

Website

https://heptalytics.ai

Company type

Private

Founded year

2023

Operating status

Acquired

Headcount range

1–10 employees

Short description

Heptalytics is a Paris-based AI software firm building a deep-learning and graph-neural-network platform for payment fraud prevention and AML/CFT compliance, sold to fintechs, banks, payment institutions, gaming operators, marketplaces, and public authorities via Data Science as a Service; acquired by AdvanThink in January 2026.

Ownership category

akta.pro rank

Product category

Fraud Detection and AML Compliance Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Computer Processing & Data Preparation (7374)

akta.pro primary industry

Fraud Detection & Transaction Monitoring (FSAMALAA)

Keywords

• Payment fraud detection
• AML/CFT compliance
• Anti-money laundering software
• Graph neural networks
• Transaction risk scoring

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales

Revenue model

1. SaaS AI Platform Subscription: Heptalytics offers its AI-powered fraud detection and AML/CFT platform as a SaaS solution. The platform is implemented and managed by Heptalytics' own data science team within each client's environment, functioning as a data-science-as-a-service model. Revenue is generated through subscription arrangements for access to the platform, its AI models, and ongoing operational support.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Heptalytics provides an AI-powered SaaS platform that uses deep learning and graph neural networks to detect payment fraud, money laundering, and terrorist financing for payment operators. The platform combines behavioral analytics, a business patterns library, and end-user/transaction risk scoring with integrated operational tools for compliance staff. It is delivered and managed within each client's environment by Heptalytics' specialized data science team.

Product overview

Heptalytics offers a unified AI SaaS platform for payment fraud detection and Anti-Money Laundering / Counter Financing of Terrorism (AML/CFT) compliance. The core platform integrates deep learning models and graph neural networks across four interconnected modules: (1) TimeMachine — end-user/transaction scoring via graph neural networks with >80% false positive reduction; (2) Assistant — a front-end webApp for operational case management, prioritization, and regulatory report drafting; (3) Scope — completeness analysis including blind spot detection and new business pattern identification; and (4) Reporting — C-suite monthly dashboards. A Business Patterns Library of hundreds of documented patterns supports detection across industry scenarios. The platform is delivered as a managed service with Data Science as a Service (DSaaS) — Heptalytics' own data science team deploys and adapts models within each client's operational context. As of January 2026, Heptalytics was acquired by AdvanThink to strengthen its compliance and investigation portfolio with deep learning for AML/CFT.

Differentiator

Problem solved

Functional benefit

Brands

• Heptalytics Assistant: Front-end web application dedicated to operational staff for operational confirmation of high-risk/suspicious activity detected, operations driven by priority and main detected risks, and visualization to accelerate decision-making.
• TimeMachine
• Scope
• Reporting

Products and services

• Heptalytics AI SaaS Platform Unified AI SaaS platform for payment fraud detection and anti-money laundering/counter-terrorist financing (AML/CFT) compliance aimed at fintechs, payment institutions, banks, gaming operators, marketplaces, and public authorities. Integrates behavioral analytics, risk scoring, and case management with automated regulatory reporting.
• Data Science as a Service Implementation and ongoing tuning service in which Heptalytics' specialized data science team deploys, customizes, and manages the AI fraud detection solution directly within each client's environment, adapting models to the institution's customers, geography, business model, and risk profile rather than handing clients a generic framework.

Quantifiable outcome

• False positives and redundant alerts reduced by >80%
• +4 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability7 records

Feature9 records

Scale indicators7 records

Recent moves5 records

Expansion highlights5 records

Emerging players

• Tookitaki: Tookitaki provides an AI-powered AML/CFT and fraud detection platform for banks and payment operators, with a community-driven typology library concept. It is an emerging player with comparable AI-native AML capabilities and similar focus on reducing false positives in compliance operations.
• Resistant AI: Resistant AI focuses on document and transaction fraud using ML-based document forensics and behavioral analytics. It is an emerging player with meaningful overlap to Heptalytics in AI-native fraud detection for financial services, though its scope extends to document fraud rather than the AML/CFT specialization Heptalytics emphasizes.
• Ravelin: Ravelin provides fraud detection and AML solutions to online merchants, fintechs, and payment providers using ML-based behavioral analysis. It is an emerging player that overlaps with Heptalytics on AI fraud detection for digital-first payment operators, though it skews more toward merchant fraud than AML/CFT.
• ThetaRay: ThetaRay applies AI-based anomaly detection to AML, sanctions screening, and cross-border payments for banks and payment operators. It overlaps with Heptalytics on AI-native AML transaction monitoring, with comparable customer profiles in fintech and correspondent banking.

Direct peers

• ComplyAdvantage: ComplyAdvantage offers AI-driven AML, KYC, and transaction monitoring solutions to banks, fintechs, and payment operators. The product scope (AML + fraud + KYC), AI/ML detection approach, and customer segments overlap heavily with Heptalytics, making it a comparable direct peer.
• Feedzai: Feedzai is a direct competitor offering AI-driven financial crime and fraud detection for banks and payment providers. Both companies target payment operators with ML-based transaction monitoring and behavioral analytics, addressing the same AML and fraud use cases with similar enterprise SaaS positioning.
• Featurespace: Featurespace specializes in adaptive behavioral analytics for fraud and risk management in payments and banking. Like Heptalytics, it leverages ML to detect anomalous transaction behavior and reduce false positives, serving tier-1 banks and payment processors globally with a closely comparable product approach.
• Hawk:AI: Hawk:AI provides AML and fraud prevention software for banks and payment providers, with a particular focus on European financial institutions and regulatory alignment. It is a direct competitor to Heptalytics in AI-native AML/CFT transaction monitoring, serving a similar fintech and bank customer base.

Broad incumbents

• NICE Actimize: NICE Actimize is a long-established enterprise vendor of AML, fraud, and financial crime solutions for global banks. It competes with Heptalytics in the AML/CFT and fraud monitoring category but addresses a broader enterprise compliance portfolio and serves tier-1 financial institutions with a much larger installed base.

Others

• AdvanThink: AdvanThink is Heptalytics' acquirer and offers AI-based fraud and financial crime solutions (FraudManager, Amadea) serving 4 of the top 10 European banks. Listed as an 'other' peer because it is the parent entity rather than a competitor, but its product portfolio (real-time fraud detection, AML) is materially comparable and now encompasses Heptalytics' technology.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/heptalytics
• LinkedInlinkedin.com/company/heptalytics

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Heptalytics