What Ravelin does

Ravelin Technology Ltd. is a London-based, AI-native fraud and abuse prevention platform serving online merchants globally. Founded in 2014 and operating with 101-250 employees, Ravelin offers a modular suite covering online payment fraud, account takeover and multi-accounting, refund abuse, promo abuse, marketplace partner fraud, and 3D Secure authentication optimization. The platform combines custom machine learning models optimized per merchant, a consortium database of 9+ billion anonymized identity elements, and real-time graph network link analysis to provide automated risk decisioning across the customer journey from login through checkout. Ravelin is PSP-agnostic and supports both merchant-direct and PSP-channel integration via comprehensive APIs and developer documentation.

The company operates an enterprise SaaS subscription model with quote-based pricing, delivered through a consultative direct sales motion with dedicated account management and three specialized support teams (Integrations, Product Support, Data Science). It is certified to PCI DSS, PCI 3DS, and ISO 27001:2022 standards, and is listed on the Visa Global Registry of Service Providers. Customer logos span food delivery (Deliveroo, Just Eat, Wolt), retail (Tesco, John Lewis, Aldi, River Island, PLT, Frasers, Back Market), travel (Trainline, Flix, LNER), payments (Fiserv, Elavon), and other verticals (Spotify, Ford). In February 2025, Worldpay announced an agreement to acquire Ravelin to enhance its fraud detection and authorization capabilities; Ravelin continues to operate under its own brand as of mid-2026, publishing the Global Fraud Trends 2026 report, the Agentic Commerce and Fraud Report 2026, and the Global Payments Report 2026.

Name

Ravelin

Legal name

Ravelin Technology Ltd.

Website

https://ravelin.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

101–250 employees

Short description

Ravelin is an AI-native fraud and abuse prevention platform for online merchants, offering ML-driven risk decisioning across payment fraud, account takeover, refund abuse, promo abuse, and 3D Secure for global enterprise customers including Deliveroo, Tesco, and Spotify.

Ownership category

akta.pro rank

Product category

Fraud Prevention Software

NAICS

Credit Bureaus (56145)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Fraud Detection & Prevention (payments fraud, account takeover, scams) (FSAGAFAE)

akta.pro secondary industries

Risk, Fraud & 3DS Orchestration for Payments (FSAGABAL), Payment Abuse & Promo/Refund Abuse Prevention (FSAMALAI), Bot Management & Credential Stuffing Protection (FSAMALAG)

Keywords

• Fraud prevention platform
• Payment fraud detection
• Account takeover protection
• Chargeback prevention
• 3D Secure optimization

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Fraud Prevention SaaS Subscription: AI-native fraud prevention platform delivered as a subscription service to online merchants. Includes custom machine learning models, consortium data access, graph network analysis, and dedicated support teams.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels7 records

Core offering

Ravelin provides an AI-native fraud and abuse prevention platform for online merchants, delivering real-time risk decisioning across the customer journey from login through checkout. The platform bundles six modules — Online Payment Fraud, Account Security, Refund Abuse, Promo Abuse, Marketplace Partner Fraud, and 3D Secure — powered by custom machine learning models, a 9+ billion identity-element consortium database, and graph network link analysis, sold as an enterprise SaaS subscription.

Product overview

Ravelin is an AI-native fraud and abuse prevention platform offering a modular product suite for online merchants. The core platform provides six integrated fraud prevention modules: Online Payment Fraud, Account Security, Refund Abuse, Promo Abuse, Marketplace Partner Fraud, and 3D Secure. These modules share foundational technologies including custom machine learning models, a consortium database of 9+ billion identity elements, and graph network analysis for link detection. The platform is PSP-agnostic and supports the entire customer journey from login through checkout. Additional offerings include support services, APIs for developer integration, and the Insights reporting feature with AI-powered queries.

Differentiator

Problem solved

Functional benefit

Products and services

• Online Payment Fraud Automated risk decisioning for all payment methods that enables online merchants to accept more payments securely, reduce chargebacks, and block existing and emerging fraud.
• Account Security Account takeover (ATO) protection and multi-accounting detection using purpose-built machine learning to optimize journeys for legitimate customers while blocking bad actors at login and checkout.
• Refund Abuse Tools to distinguish acceptable returns behavior from abuse and fraud, enabling merchants to confidently accept returns from good customers while blocking fraudsters.
• Promo Abuse Protection for vouchers, sales, and promotional offers against abuse, setting limits on how and how many times promotional offers can be redeemed to protect marketing investments.
• Marketplace Partner Fraud Detection and prevention of supplier and marketplace fraud to protect bottom line in marketplace and platform business models.
• 3D Secure PSP-agnostic 3D Secure solution for managing authentication strategy, maximizing approvals through real-time issuer intelligence, dynamic routing, and data enrichment recommendations.
• Support and Investigations Support services including dedicated account management, integrations team, product support, and data science teams for holistic fraud prevention.

Quantifiable outcome

• Fraud losses reduced to negligible amounts using data-driven protection
• +2 more outcomes

Named customers19 records

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature5 records

Partnerships

Four partnerships are on record, tiered flagship and core.

• WorldpayflagshipOEM/ Whitelabel/ Licensing Partner · 4 February 2025Worldpay announced its agreement to acquire Ravelin, a London-based AI-native fraud prevention platform, to enhance its payments solutions and fraud detection capabilities. The acquisition aims to strengthen Worldpay's portfolio, improve authorization rates, and address increasing online fraud threats. The deal was expected to close in Q1 2025.
• VisacoreTechnology or IntegrationRavelin is acknowledged in the Visa Global Registry of Service Providers, indicating compliance with PCI standards. Ravelin also supports Visa's DCAP (Data Clarification and Analytics Program) for boosting approval rates.
• PCI Security Standards CouncilcoreTechnology or IntegrationRavelin is certified as PCI 3DS Validated and PCI DSS compliant, meeting industry security standards for handling payment card information and 3D Secure functions.
• British Assessment BureaucoreTechnology or IntegrationRavelin has been assessed and deemed compliant with ISO 27001:2022 information security management standards by the British Assessment Bureau.

Scale indicators6 records

Recent moves6 records

Expansion highlights7 records

Emerging players

• SEON: Digital fraud prevention via data enrichment and ML scoring with strong adoption in iGaming and fintech; comparable to Ravelin's risk-scoring core but skews more self-serve and mid-market.
• DataDome: Bot and online fraud protection with real-time scoring and account takeover focus; overlaps with Ravelin's ATO and abuse-prevention modules for online merchants.
• Arkose Labs: Bot management and account takeover prevention platform; overlaps with Ravelin's Account Security and credential-stuffing protection modules, particularly for login and signup flows.

Broad incumbents

• Ekata (a Mastercard company): Identity verification and risk data API business under Mastercard that competes with Ravelin's consortium-based identity-checking approach at the verification layer.
• Kount (Equifax): Established digital identity and fraud prevention platform, now part of Equifax; competes broadly with Ravelin in payments fraud and ATO with a wider data and analytics portfolio.
• Stripe Radar: Native AI fraud prevention baked into Stripe's payments platform; an alternative buyer choice for online merchants, especially SMB and growth-stage, and increasingly a bundling threat.

Direct peers

• Forter: Real-time decisioning platform for ecommerce fraud and abuse prevention, covering payment fraud, account takeover, and policy abuse; closest head-to-head competitor to Ravelin's modular offering.
• Sift: AI-native digital trust and fraud prevention platform serving online merchants with payments, ATO, and content integrity use cases; competes most directly with Ravelin across the same e-commerce fraud stack.
• Riskified: AI-based fraud and risk intelligence for ecommerce merchants including chargeback guarantee and ATO protection; serves a highly comparable merchant base and product scope to Ravelin.
• Signifyd: Provides chargeback protection and ecommerce fraud prevention with a fulfillment guarantee model; targets the same online merchants as Ravelin for payment fraud and abuse.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubevimeo.com/ravelin
• LinkedInlinkedin.com/company/ravelin-technology
• Xx.com/ravelinhq

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds4 records

Investors8 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ravelin