Think Compliance

What Think Compliance does

Think Compliance is a Leeds-based FCA compliance consultancy founded in 2022 to serve UK Consumer Credit and Claims Management firms. The firm operates a focused service stack centred on regulatory reporting through RegData (formerly Gabriel), including CCR/REP/FIN/PSD submissions, firm attestations, and directory persons management, priced via monthly subscriptions starting at £70 plus VAT for Limited Permission firms and £120 plus VAT for Full Permission firms. Adjacent offerings include retained compliance support, application and ad-hoc consultancy (FCA authorisation, variation of permissions, change in control), and an eLearning platform covering SM&CR and Consumer Duty topics at £240 per user per year or £20 per user per month. Technology is supporting rather than central: RegData reporting is assisted by the firm rather than built as proprietary software, eLearning is delivered through a third-party partnership, and any platform capabilities flow through PPL Group's Artemis oversight system following the acquisition.

In November 2025, Product Partnerships Ltd (PPL) acquired a majority stake in Think Compliance, adding 200+ clients to its portfolio and positioning the firm as a sister company to Product Partnerships within PPL Group. The transaction followed PPL's £10 million investment round completed in February 2025 and was backed by TDC, Arete Capital, and Seneca Partners. Post-acquisition, Rebecca Wilson moved from Finance Director to Managing Director, with APCC COO Ian Beardmore joining the Board as Non-Executive Director. The combined entity now distributes Think Compliance's Consumer Credit and Claims Management expertise into broader FCA regulated verticals (retail, motor, lending, credit broking) via PPL's Artemis-enabled platform, shifting the business model incrementally toward technology-enabled oversight alongside the traditional consultancy core.

Name

Think Compliance

Legal name

Think Compliance Consultants Limited

Website

https://thinkcompliance.co.uk

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

Think Compliance is a Leeds-based FCA compliance consultancy that provides regulatory reporting (RegData), eLearning, and retained compliance support to UK Consumer Credit and Claims Management firms; since November 2025 it has operated as a majority-owned subsidiary of PPL Group.

Ownership category

akta.pro rank

Product category

FCA Regulatory Compliance Consultancy

NAICS

Management Consulting Services (54161), Other Management Consulting Services (541618)

SIC

Services-Management Consulting Services (8742), Services-Management Services (8741)

akta.pro primary industry

Risk, Compliance & Internal Controls Consulting (BPAHACAJ)

akta.pro secondary industry

Regulatory Change Management (RCM) (HDADAIAG)

Keywords

• FCA compliance services
• Regulatory reporting consultancy
• Consumer credit compliance
• Claims management compliance
• SM&CR training eLearning

Headquarters

HQ city

England

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Regulatory Reporting Subscription: Monthly or annual subscription services for regulatory reporting (RegData/Gabriel), including attestation and directory persons management. Pricing: Limited Permission firms from £70 plus VAT per month, Full Permission firms from £120 plus VAT per month on a 12-month subscription basis.
2. eLearning Licences: Annual or monthly per-user licences for eLearning courses covering FCA compliance topics. Priced at £240 per annum or £20 per month per user licence.
3. Retained Compliance Support: Ongoing compliance support services providing monthly hour allocations for telephone/email support, regulator liaison, and compliance consulting. Includes 12-month initial period with 3-month notice to cancel.
4. Consultancy and Ad-Hoc Services: Bespoke consultancy services including customer file reviews, business model reviews, documentation reviews, FCA authorisation applications, variation of permissions, and change in control notifications. Charged at hourly consultancy fee rate.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Think Compliance delivers FCA compliance consultancy and regulatory reporting services to UK Consumer Credit and Claims Management firms. Its core work covers RegData/Gabriel report submissions, attestations, directory persons management, firm detail changes on the FCA register, retained compliance support, FCA authorisation applications, and SM&CR eLearning. Services are delivered primarily through monthly/annual subscriptions and hourly consultancy engagements.

Product overview

Think Compliance is a specialist compliance consultancy offering a suite of FCA regulatory compliance services for Consumer Credit and Claims Management firms. The core offering is the Regulatory Reporting Service (covering RegData/Gabriel submissions, attestations, and firm detail changes), supplemented by eLearning, Retained Compliance Support, and Application & Ad-Hoc Support services. Services are priced on subscription models (monthly/annual for regulatory reporting and eLearning) or hourly consultancy rates for retained support and ad-hoc engagements. Think Compliance operates as part of the PPL Group following a majority stake acquisition.

Differentiator

Problem solved

Functional benefit

Products and services

• Regulatory Reporting Service Subscription service assisting UK Consumer Credit firms with FCA regulatory reporting through RegData (formerly Gabriel), including tracking report due dates, gathering information, and submitting CCR, REP, FIN and PSD reports on behalf of clients. Pricing starts from £70+VAT/month for Limited Permission firms and £120+VAT/month for Full Permission firms on a 12-month subscription.
• Retained Compliance Support Ongoing compliance support service for Claims Management firms, providing telephone/email support, regulator liaison, financial promotions review, policies and procedures review, complaints assistance, and website compliance checks. Includes an initial 12-month period with 3-month notice to cancel, with monthly hour allocations billed at hourly rates.
• Application & Ad-Hoc Support Project-based consultancy for firms seeking FCA authorisation in Consumer Credit and Claims Management, as well as Variation of Permission, Change in Control (section 178) notifications, and SMF holder additions or removals. Also provides ad-hoc FCA compliance support on request, billed at hourly consultancy rates.
• eLearning Platform Financial services eLearning courses for FCA-regulated firms, delivered in partnership with a third-party eLearning provider. Covers Senior Manager Function (SMF) pathways and general staff training under SM&CR, including Consumer Duty, Financial Crime, Complaints Handling, Conduct Rules, and Vulnerable Customers. Priced at £240 per annum or £20 per month per user licence.

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Thistle Initiatives: A UK-based regulatory compliance consultancy supporting FCA-authorised firms across consumer credit, payment services, and e-money — directly comparable in vertical, geography, and service mix (authorisation, compliance support, MLRO support) to Think Compliance.
• ComplianceWise / Atticus Compliance: UK-based boutique compliance consultancies serving FCA-authorised firms with retained support, training and SM&CR guidance — narrowly comparable service portfolio and customer segment to Think Compliance.
• Bovill: A specialist UK regulatory compliance and financial services regulatory consultancy offering FCA authorisation, ongoing compliance support and training — closely comparable in audience (regulated FS firms) and core deliverables to Think Compliance.
• RCS (Regulatory Compliance Solutions): A UK consultancy providing FCA and Claims Management regulatory compliance support, including regulatory reporting and retained compliance — directly comparable in niche, geography, and service offering to Think Compliance.

Emerging players

• NorthRow: A UK RegTech-adjacent compliance consultancy offering KYC, AML and ongoing regulatory support to regulated firms — adjacent via compliance-outsourcing and regulated-firm customer base, though heavier on financial crime than Think Compliance.
• Corlytics: Regulatory risk intelligence platform and consultancy serving financial institutions with horizon-scanning and change-management tooling — adjacent to Think Compliance's regulatory reporting and FCA change-management work via technology-enabled oversight.

Broad incumbents

• IQ-EQ: Global compliance, AML and regulatory services firm supporting financial institutions and regulated businesses — overlapping in compliance support and KYC/AML but at much larger scale and broader geographic footprint than Think Compliance.
• Treliant: A larger US-headquartered financial services risk and compliance advisory firm supporting banks, fintechs and lenders with regulatory and compliance consulting — comparable service model (retained support, ad-hoc consultancy, training) but broader and global in reach versus Think Compliance's UK niche.
• Product Partnerships Ltd (PPL): Leeds-based financial compliance specialist and Think Compliance's majority owner under PPL Group; broader portfolio of authorisation and platform-enabled oversight via Artemis, overlapping in regulated-firm compliance but with a wider range of services.

Others

• Riskonnect (ERP sector): GRC technology vendor serving regulated industries with regulatory change management and compliance workflow tooling — thematically aligned to Think Compliance's regulatory change work but as a software vendor rather than UK boutique consultancy.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/think-compliance-consultants-limited

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Think Compliance