Brynes Capital
Brynes Capital is a privately held US investment firm that provides accredited investors access to Senior Life Settlements as an alternative fixed-income asset class through fractional shares of diversified multi-policy portfolios, generating revenue via a 2% subscription fee.
- Company typePrivate
- Founded2020
- Headquarters—
- Headcount—
- GTM typeB2C
- OfferingServices
What Brynes Capital does
Brynes Capital is a privately held US investment firm that provides accredited investors access to Senior Life Settlements as an alternative fixed-income asset class. The firm structures investments as fractional shares of diversified multi-policy portfolios, where investor returns derive from the spread between the discounted acquisition cost of life insurance policies and their face amount at maturity. Its flagship product is the Brynes Capital Life Settlement Wealth Fund 2021, supported by a proprietary Premium Reserve Management (PRM) System that uses three deterministic hedging mechanisms (initial premium reserves funded at life expectancy plus two years, cash management to extend premium-paying ability, and surplus premium retention) to transfer Extended Longevity Risk away from investors and produce a known Yield-to-Maturity. Underwriting and custody rely on third-party licensed providers, medical underwriters, banks, trust companies, and corporate trustees operating within the regulated secondary market for life insurance policies.
The firm sells exclusively to US-based accredited investors and self-directed retirement account holders, with a $25,000 minimum investment and a 2% subscription fee. Distribution is co-founder-led: Dr. Forrest Bryant, a retired dentist and CEO of High Speed Alliance (a network of over 100 doctors, dentists, and small business owners), and Christopher A. Hynes, an attorney and Certified Financial Planner, conduct direct presentations, webinars, and onboarding of investors. A strategic partnership with CamaPlan provides IRA custodian access. Marketing channels include the firm website (hosted on an "archive" subdomain), educational webinars, email outreach, and referrals through the co-founders' professional networks. Revenue is generated transactionally through the 2% subscription fee on committed investor capital; no AUM, capital-raised, or revenue figures are disclosed.
Brynes Capital firmographics
Firmographics- Name
- Brynes Capital
- Legal name
- Brynes Capital
- Website
- https://archive.brynescapital.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Short description
- Brynes Capital is a privately held US investment firm that provides accredited investors access to Senior Life Settlements as an alternative fixed-income asset class through fractional shares of diversified multi-policy portfolios, generating revenue via a 2% subscription fee.
- Ownership category
- akta.pro rank
Brynes Capital industry classification
Industry- Product category
- Alternative Investment Management
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Multi-Sector / Total Return Fixed Income (FSAAAHAJ)
Keywords
Brynes Capital business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Investment Management Fees: Brynes Capital generates revenue through subscription fees charged on investor capital. A 2% subscription fee is added to total investment amounts. The company structures investments in Senior Life Settlements as fractional shares of multi-policy portfolios, with returns derived from the spread between acquisition cost and policy face amount.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | $25,000 minimum investment with 2% subscription fee |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels4 records
Brynes Capital product offering
Product offeringCore offering
Brynes Capital is a privately held investment firm that provides accredited investors access to fractional ownership of diversified portfolios of Senior Life Settlements purchased at a discount to face value. The firm manages investor capital through the Brynes Capital Life Settlement Wealth Fund 2021, deploying funds into regulated secondary-market life insurance policies to deliver absolute, non-correlated returns backed by investment-grade U.S. legal reserve life insurance carriers. The proprietary Premium Reserve Management (PRM) System mitigates longevity risk to produce a known Yield-to-Maturity.
Product overview
Brynes Capital operates as a single unified investment platform offering access to Senior Life Settlements as an alternative fixed-income asset class. The core offering is the Brynes Capital Life Settlement Wealth Fund 2021, which provides investors fractional shares of a diversified multi-policy portfolio diversified by carrier, face amount, life expectancy, age, and gender. The platform's differentiation is anchored by its proprietary Premium Reserve Management (PRM) System, which manages longevity risk to create predictable yield-to-maturity. A Portfolio Investment Calculator tool is available for prospective investors to model investment scenarios.
Differentiator
Problem solved
Functional benefit
Products and services
- Brynes Capital Life Settlement Wealth Fund 2021
Quantifiable outcome
- Returns are known in advance - spread between acquisition cost and policy face amount is determined at time of investment
- +2 more outcomes
Companies that use Brynes Capital
Customer profileSegments3 records
Ideal customer profiles3 records
Brynes Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Brynes Capital partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights4 records
Brynes Capital competitors and assessment
Company assessmentDirect peers
- Lifepoint Financial Group: Life settlement fund manager that builds diversified portfolios of life insurance policies for individual and institutional investors. Comparable to Brynes Capital on asset class, fractional multi-policy fund structure, and accredited investor focus.
- American Life Fund: Life settlement investment firm providing accredited investors access to fractional ownership of life insurance policies purchased at a discount. Directly comparable in customer segment, asset class, and fractional portfolio approach.
- GWG Holdings: Was a leading publicly traded life settlement and alternative asset manager that purchased life insurance policies at a discount to face value, directly comparable to Brynes Capital's investment model. Filed for Chapter 11 in 2022, illustrating both the scale achievable and the category's downside risk.
- Coventry (Coventry First): A major institutional life settlement provider that acquires policies and structures them for institutional and accredited investors. Directly comparable to Brynes Capital in asset class, investor base, and core business model.
- Q Capital Strategies: Life settlement investment manager that originates and manages portfolios of senior life insurance policies for institutional and accredited investors. Directly comparable in asset class, target investor, and structured-fund delivery model.
- Magna Life Settlements: Life settlement provider that purchases policies from seniors and resells or securitizes them for investors. Directly comparable to Brynes Capital's discount-to-face-value purchase strategy in the senior life settlement market.
- Life Insurance Strategies: Life settlement broker and portfolio manager that structures senior life insurance portfolios for individual investors. Comparable to Brynes Capital in serving accredited investors seeking non-correlated fixed-income alternatives through life settlements.
- Asset Life Cycle: Life settlement investment firm that originates, underwrites, and manages diversified senior life insurance portfolios for accredited investors. Directly comparable in asset class, target segment, and multi-policy portfolio construction.
Broad incumbents
- Wells Fargo Private Bank: Major wealth manager that has historically offered life settlement products and services through its private banking platform for ultra-high-net-worth clients. Comparable as a broad incumbent in the same asset class targeting a similar high-net-worth investor segment.
- Goldman Sachs Ayco: Large-scale wealth and financial planning platform serving ultra-high-net-worth households, offering alternative investments including structured life insurance and longevity products. Comparable as a broad incumbent that competes for the same accredited and HNW investor allocation that Brynes Capital targets.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Brynes Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Brynes Capital leadership team
Management profileNumber of profiles
Profiles2 records
Brynes Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Brynes Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Brynes Capital
What does Brynes Capital do?
Brynes Capital is a privately held investment firm that provides accredited investors access to fractional ownership of diversified portfolios of Senior Life Settlements purchased at a discount to face value. The firm manages investor capital through the Brynes Capital Life Settlement Wealth Fund 2021, deploying funds into regulated secondary-market life insurance policies to deliver absolute, non-correlated returns backed by investment-grade U.S. legal reserve life insurance carriers. The proprietary Premium Reserve Management (PRM) System mitigates longevity risk to produce a known Yield-to-Maturity.
Is Brynes Capital a public or private company?
Brynes Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Brynes Capital founded?
Brynes Capital was founded in 2020.
How does Brynes Capital make money?
One revenue line is on record: investment Management Fees.
Who are Brynes Capital's main competitors?
Direct peers on record are Lifepoint Financial Group, American Life Fund, GWG Holdings, Coventry (Coventry First), Q Capital Strategies, Magna Life Settlements, Life Insurance Strategies and Asset Life Cycle. Broad incumbents are Wells Fargo Private Bank and Goldman Sachs Ayco.
Does Brynes Capital have an API?
No public API is recorded for Brynes Capital.
What industry is Brynes Capital in?
Brynes Capital's product category is Alternative Investment Management. Its primary akta.pro industry code is FSAAAHAJ, Multi-Sector / Total Return Fixed Income. Its NAICS code is 523940 and its SIC code is 6282.