UK Asset Funding Solutions

What UK Asset Funding Solutions does

UK Asset Funding Solutions Ltd is a UK-based independent credit broker specialising in asset finance facilities for businesses. Founded in 2012 by former Bank of Scotland Associate Directors, the company is headquartered in Coventry (with an additional address in Kenilworth, Warwickshire) and operates nationwide. It does not lend directly; instead, it introduces business customers to a panel of lenders across banks, leasing companies, vehicle dealerships, and product providers, completing all paperwork and administration on their behalf. The firm is authorised and regulated by the Financial Conduct Authority (FRN: 735088) and is a member of the National Association of Commercial Finance Brokers (NACFB).

The company's core product suite spans Hire Purchase, Finance Lease, Asset Refinance, Contract Hire, Invoice Finance, Property Finance, Commercial Loans, and Introducer Finance, with sub-products including Development Finance (facilities up to £20M, up to 65% of GDV) and Commercial Mortgages. Solutions are packaged for ten industry verticals including Construction, Manufacturing & Engineering, Transport, Renewable Energy, Agriculture, IT & Technology, Vehicles, Property, Waste & Recycling, and general Business Finance. An adjacent asset-protection service (damage and breakdown cover) is offered through a sister entity, UK Asset Funding Services Ltd, which acts as an Appointed Representative of Marsh Ltd.

The business operates a sales-led go-to-market model with 13 named account managers delivering direct relationship coverage across the UK, supplemented by an Introducer Finance programme that enables suppliers and equipment dealers to refer customers. Revenue is generated primarily via commission paid by lenders, estimated at 3-5% of the advance value, with no direct customer fees. The firm serves predominantly UK small and medium-sized businesses seeking to acquire, lease, or refinance equipment, vehicles, property, and machinery.

Name

UK Asset Funding Solutions

Legal name

UK Asset Funding Solutions Ltd

Website

https://ukassetsolutions.co.uk

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Short description

UK Asset Funding Solutions Ltd is an FCA-authorised, independent UK credit broker that introduces businesses to a panel of lenders for asset finance facilities including hire purchase, leasing, refinancing, invoice finance, and property finance across ten industry verticals.

Ownership category

akta.pro rank

Product category

Commercial Asset Finance Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Activities Related to Credit Intermediation (5223)

SIC

Loan Brokers (6163)

akta.pro primary industry

Debt Advisory & Financing Advisory (FSAEAGAD)

akta.pro secondary industry

Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)

Keywords

• Asset finance brokerage
• Commercial finance broker
• Hire purchase leasing
• Business vehicle finance
• Invoice discounting

Headquarters

HQ city

Coventry

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Commission from Lenders: As a credit broker, UK Asset Funding Solutions receives commission payments from lenders when customers enter into finance agreements. Commission is calculated as a percentage of the amount borrowed (anticipated 3-5% of the advance). No fees are charged directly to customers for broker services.
2. Supplier/Introducer Commission: Commission may also be paid to suppliers who introduce customers to the broker, as part of the credit broker arrangement.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

UK Asset Funding Solutions is an independent credit broker that introduces UK businesses to a panel of lenders for asset finance facilities, including hire purchase, finance lease, asset refinance, contract hire, invoice finance, commercial loans, and property finance. The firm completes all application paperwork and administration on behalf of clients and earns commission from lenders rather than charging customers direct fees.

Product overview

UK Asset Funding Solutions is a finance broker offering a portfolio of asset finance products designed to help UK businesses acquire, lease, or refinance equipment, vehicles, property, and machinery without paying full cost upfront. The core product suite centres on five main financing structures: Hire Purchase (ownership upon final payment), Finance Lease (operating control with flexible end-of-term options), Asset Refinance (unlocking cash from existing assets), Contract Hire (vehicle/fleet leasing), and Invoice Finance (cash flow against outstanding invoices). Supplementary products include Commercial Loans, Property Finance (encompassing Development Finance and Commercial Mortgages), and Introducer Finance for supplier partnerships. Finance solutions span 10+ industry verticals including Construction, Manufacturing & Engineering, Transport, Renewable Energy, Agriculture & Farming, IT & Technology, Property, Waste & Recycling, and Business Vehicles. The company also offers Asset Protection as an add-on damage and breakdown coverage service through its sister company. The portfolio is accessed through a network of lenders, with the company acting as intermediary rather than direct lender.

Differentiator

Problem solved

Functional benefit

Products and services

• Hire Purchase A type of asset finance that allows a business to become the legal owner of the asset once all instalments have been paid. The buyer pays a deposit upfront and makes regular fixed payments over an agreed time period until the full cost of the asset is covered.
• Finance Lease A type of asset finance where a finance company gives operating control of an asset to a business for an agreed period while retaining legal ownership. At the end of the term, the business may purchase the asset, return it, or enter a new lease agreement.
• Asset Refinance A finance option that enables businesses to unlock cash by borrowing against assets they already own. The lender assesses the asset value and offers finance based on a percentage of that value, while the business retains operating control.
• Contract Hire A leasing agreement where a company leases a vehicle or fleet from a leasing company for a fixed period. The customer pays a fixed monthly fee, has the option to add maintenance packages, and returns the vehicle at the end with no further obligations.
• Introducer Finance A finance partnership service allowing suppliers to offer finance options to their customers as part of sales negotiations, helping differentiate from competitors and win more business.
• Invoice Finance Invoice discounting and factoring solutions that release cash tied up in outstanding customer invoices, bridging the gap between raising an invoice and getting paid. Provides up to 90% of invoice value immediately.
• Property Finance Finance for acquiring and constructing commercial properties including office buildings and retail spaces. Includes bridging loans, commercial mortgages, and development finance for single unit to multi-unit schemes.
• Commercial Loans Business borrowing funds for maintaining or growing a company, used to acquire revenue-generating assets such as equipment, vehicles, or property. Available in secured and unsecured variations.
• Development Finance Finance for property development including residential, commercial, mixed-use developments, conversions, refurbishments, and development exit finance. Facilities range from £0.5M to £20M and up to 65% of GDV.
• Commercial Mortgages Financing for owner occupier commercial loans, commercial and residential investment loans, bridging loan finance, second charge loan funding, and unsecured business loans within the SME marketplace.
• Business Vehicle Finance Finance solutions for acquiring company vehicles including business cars, director vehicles, vans, buses, coaches, haulage, lorries, trailers, and commercial fleet without paying the full cost upfront.
• Construction Finance Asset finance for construction companies to acquire equipment and machinery such as excavators, bulldozers, cranes, loaders, forklifts, mixers, dump trucks, and pavers for projects.
• Manufacturing & Engineering Finance Finance for manufacturing equipment and machinery including CNC machines, injection moulding machines, lathes, presses, packaging equipment, robotics, and industrial heat equipment.
• Transport Finance Finance for haulage and logistics companies to acquire vehicles, trailers, forklifts, cranes, telematics systems, shipping containers, and mezzanine flooring for fleet expansion.
• Renewable Energy Finance Finance for renewable energy assets including solar panels, wind turbines, hydroelectric turbines, geothermal heat pumps, energy storage systems, electric vehicles, and biomass boilers.
• Agriculture & Farming Finance Finance for farming equipment including tractors, ploughs, planters, cultivators, harvesters, combines, balers, milking machines, and livestock equipment with seasonal payment options.
• IT & Technology Finance Finance for technology assets including servers, hosting, data storage, IT systems, cloud computing, cyber security, software, hardware, AI, marketing automation, and robotics.
• Property Business Finance Finance for commercial property purposes including construction, renovation, purchase, commercial development, refurbishment, and buy-to-let property investments.
• Waste & Recycling Finance Finance for waste management and recycling assets including waste lorries, sorting machines, compactors, trucks, waste containers, sorting equipment, and recycling facilities.
• Asset Protection Damage and breakdown facility that protects mechanical equipment assets against mechanical breakdown, electrical failure, accidental damage, power surge, and ingress of foreign bodies. Provided through sister company UK Asset Funding Services Ltd.

Quantifiable outcome

• All paperwork and applications completed for customers, streamlining the finance process

Named customers3 records

Segments9 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• NACFB (National Association of Commercial Finance Brokers)coreOthersActive member of the National Association of Commercial Finance Brokers, a trade body for the commercial finance industry providing credibility and adherence to industry standards.
• UK Asset Funding Services LtdcoreStrategic or Co-development PartnerSister company providing asset protection services (damage and breakdown cover) for mechanical equipment. UK Asset Funding Services Ltd is an Appointed Representative of Marsh Ltd, FCA authorized.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Close Brothers Asset Finance: Large UK asset finance lender (part of Close Brothers Group) offering hire purchase, leasing, and refinancing directly to SMEs. Represents the principal lender side of the broker model UK Asset Funding Solutions operates within.
• Aldermore Asset Finance: UK challenger bank's asset finance division offering hire purchase, leasing, and refinancing to SMEs. Direct lender competing for the same SME customers UK Asset Funding Solutions brokers.
• BNP Paribas Leasing Solutions: Global asset finance provider with a strong UK presence offering leasing and hire purchase solutions to SMEs and corporates. A panel lender counterpart and broader competitor in the same UK asset finance market.
• Paragon Bank (Asset Finance): Major UK specialist bank providing asset finance, including hire purchase and leasing, to SMEs across multiple verticals. One of the larger lenders on broker panels in this market.

Direct peers

• Anglo Scottish Asset Finance: UK asset finance broker arranging hire purchase, leasing, and refinancing through a lender panel for SMEs across multiple industries. Same intermediary business model and target customer as UK Asset Funding Solutions.
• Network Finance Solutions (NFS): UK commercial finance broker offering asset finance, invoice finance, and business loans through a panel of lenders. Directly comparable as a multi-product credit intermediary targeting UK SMEs.
• Simply Asset Finance: UK-based online and broker-driven asset finance platform connecting SMEs with a panel of lenders for hire purchase, leasing, and refinancing. Same product set, customer base, and credit broker model as UK Asset Funding Solutions.
• Kennet Equipment Leasing: UK asset finance broker arranging equipment leasing and hire purchase for SMEs, particularly in technology, manufacturing, and construction. Overlapping customer base and product suite.
• White Oak UK: UK asset finance provider serving SMEs with hire purchase, leasing, and refinancing across multiple sectors. Competes for the same broker-introduced and direct SME deal flow.
• BlueStep Finance: UK commercial finance broker providing asset finance, property finance, and business loans to SMEs via lender panel access. Comparable in scale and intermediary-led model.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/uk-asset-funding-solutions-ltd

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about UK Asset Funding Solutions