Quantyphi, Llc

Name

Quantyphi, Llc

Legal name

QuantyPhi, LLC

Website

https://quantyphi.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Asset Liability Management Software

NAICS

Activities Related to Credit Intermediation (5223)

SIC

Finance Services (6199)

akta.pro primary industry

Cash Forecasting, Reconciliation & Liquidity Tools (FSAMAOAH)

akta.pro secondary industry

Pricing, Risk-Based Offer & Limit Management (FSAGAHAE)

Keywords

• Asset liability management
• Balance sheet management
• CECL compliance
• Credit union analytics
• Liquidity risk management

Headquarters

HQ city

Muskego

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. ALM360 Platform Subscription: QuantyPhi operates as a CUSO (Credit Union Service Organization) providing subscription-based access to the ALM360 platform for credit unions of all sizes. The platform is delivered through annual contracts with modular pricing based on credit union size and required modules.
2. Consulting Services: Professional consulting engagements including ALM Validation, CECL Validation, Liquidity Framework Review, Mortgage Servicing Rights Analysis, Non-Maturity Deposit Analysis, and Board/ALCO Training services for credit unions.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels7 records

Core offering

QuantyPhi provides ALM360, an integrated balance sheet management platform built around a unified data and modeling engine with 13 modules covering interest rate risk, liquidity risk, CECL modeling, deposit modeling, fair value reporting, stress testing, and analytics for U.S. credit unions. The company also delivers specialized consulting services including CECL Validation, ALM Validation, Liquidity Framework Review, Mortgage Servicing Rights Analysis, and Non-Maturity Deposit Analysis.

Product overview

QuantyPhi offers a single integrated balance sheet management platform called ALM360, which serves as the core product with 13 modular components. The platform unifies ALM Modeling, Simplified ALM Modeling, CECL Modeling (both PD-LGD and SCALE), Liquidity Reporting, Financial Simulation, Profitability Analysis, Trade Simulation, Optimization, Peer Analytics, Loan Central, Investment Performance Reports, and Investment Trading Marketplace. ALM360 is delivered through Corporate Central's Beastro platform. In addition to the platform, QuantyPhi provides consulting services including CECL Validation, ALM Validation, Liquidity Framework Review, Mortgage Servicing Rights Analysis, and Non-Maturity Deposit Analysis.

Differentiator

Problem solved

Functional benefit

Brands

• ALM360: A comprehensive, modular platform for credit unions to manage risk, optimize performance, and execute strategy. Unifies ALM modeling, CECL, liquidity reporting, financial simulation, profitability analysis, trading, and peer benchmarking into one integrated ecosystem.
• PD-LGD
• SCALE
• SimpliCD

Products and services

• ALM360 Platform Integrated balance sheet management platform built on a unified data and modeling engine, delivering 13 modules covering interest rate risk, liquidity risk, CECL modeling, deposit modeling, fair value reporting, stress testing, and analytics for U.S. credit unions.
• CECL Validation Service Independent validation service for credit unions' Current Expected Credit Loss (CECL) models, supporting regulatory compliance and model governance.
• ALM Validation Service Independent asset-liability management (ALM) model validation service for credit unions, providing third-party review of interest rate risk models and governance.
• Liquidity Framework Review Consulting engagement that evaluates and improves credit unions' liquidity risk frameworks, including stress testing and contingency funding planning.
• Mortgage Servicing Rights Analysis Specialized consulting engagement providing valuation and analysis of credit unions' mortgage servicing rights (MSR) portfolios.
• Non-Maturity Deposit Analysis Specialized modeling and analysis of non-maturity deposit behavior for credit union ALM and CECL purposes.

Segments3 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature14 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Corporate Central Credit UnioncoreStrategic or Co-development PartnerQuantyPhi is a wholly owned CUSO (Credit Union Service Organization) of Corporate Central Credit Union. Corporate Central develops platforms like Beastro that simplify complexity for credit union members. ALM360 is delivered through the Beastro platform. QuantyPhi leverages Corporate Central's member network for distribution and market access.
• BeastrocoreTechnology or IntegrationBeastro is Corporate Central's next-generation, all-in-one platform for credit union financial transactions, interactions, and cash flow management. ALM360 is delivered through the Beastro ecosystem, enabling integrated balance sheet management capabilities within the platform.
• CeteraminorOthersListed as a due diligence partner, providing financial services disclosures and advisor network information for credit union member due diligence processes.
• Primary FinancialminorOthersPrimary Financial Company, LLC manages the SimpliCD program enabling credit unions to invest in jumbo CDs. Listed as a due diligence partner for investment services.

Scale indicators2 records

Recent moves7 records

Expansion highlights6 records

Emerging players

• nCino: nCino provides a cloud banking platform with loan origination, account opening, and analytics for financial institutions. While more enterprise-bank focused, it increasingly targets credit unions and overlaps with QuantyPhi's profitability and lending analytics modules.
• Q2 / Alkami: Alkami (which acquired Q2's digital banking business) provides a digital banking platform for credit unions and community banks. It is an adjacent technology provider where balance sheet management features increasingly intersect with the digital banking experience.

Broad incumbents

• Moody's Analytics: Moody's Analytics offers enterprise risk, ALM, and credit modeling solutions used by large banks and, increasingly, credit unions. Its broader analytics suite and Moody's brand data assets compete head-on with QuantyPhi's risk modeling and CECL capabilities.
• Temenos: Temenos is a global core banking and analytics software provider serving banks and increasingly credit unions. Its analytics and risk offerings overlap with QuantyPhi's balance sheet management and ALM capabilities at the upper end of the credit union segment.
• ProfitStars (Jack Henry): ProfitStars, a Jack Henry division, offers ALM, CECL, and risk analytics solutions for community financial institutions through Jack Henry's core banking installed base. It is a broad incumbent competitor with deep distribution into credit unions.
• FiServ: FiServ is a major banking technology provider offering core processing, risk, and financial management solutions to banks and credit unions. It is a broad incumbent with portfolio-level capabilities overlapping QuantyPhi's balance sheet and risk modules.
• Wolters Kluwer (OneSumX): Wolters Kluwer's OneSumX suite provides regulatory reporting, ALM, and risk solutions to banks and credit unions globally. As a large incumbent, it competes for ALM and CECL mandates at mid- and large-size credit unions with broader regulatory and finance functionality.

Direct peers

• MeridianLink: MeridianLink provides loan origination, account opening, and lending platform software to banks and credit unions. It overlaps with QuantyPhi's lending analytics, trade simulation, and CECL workflows within the credit union buyer segment.
• Abrigo: Abrigo is a leading provider of loan origination, ALM, CECL, and BSA/AML software for community banks and credit unions. It directly competes with QuantyPhi's ALM, CECL, and credit risk modules in the same community financial institution buyer segment.
• Baker Hill: Baker Hill provides loan origination, credit risk, and CECL solutions specifically targeted at community banks and credit unions. It is a direct comparator in CECL modeling and lending analytics workflows serving the same buyer persona.

Market position

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/quantyphi

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quantyphi, Llc