Security National Bank Of Omaha (inc)
Security National Bank is a privately held, family-owned community bank founded in 1964, operating 11+ branches and loan production offices across Nebraska, Iowa, and Texas with ~$1.8 billion in assets. It serves consumer, small business, commercial, and high-net-worth clients with deposits, SBA and commercial lending, treasury management, and $2.3B+ in wealth AUM.
- Company typePrivate
- Founded1964
- HeadquartersOmaha, United States
- Headcount—
- GTM typeB2B and B2C
- OfferingServices
What Security National Bank Of Omaha (inc) does
Security National Bank is a privately held, family-owned community bank founded in 1964 in Omaha, Nebraska by Clarence 'Mickey' Landen, Jr., now in its third generation of Landen family leadership. The bank operates across three states — Nebraska, Iowa, and Texas — with approximately $1.8 billion in total assets, $2.3 billion+ in wealth division assets under management, 9 full-service branches plus additional loan production offices, and an SBA Preferred Lender designation that ranks it a Top 10 SBA Lender in Dallas. It serves consumer, small business, middle-market commercial, and high-net-worth clients through three integrated segments: Personal Banking (checking, savings, mortgages, home equity, vehicle loans, credit cards, private banking), Business Banking (business checking, SBA 7(a)/504, commercial real estate, commercial & industrial, treasury management, merchant processing, non-profit and professional/medical banking), and Wealth & Investment Services (trust and estate, investment management, retirement and financial planning).
The bank's core technology stack consists of standard digital banking platforms — an online banking portal and iOS/Android mobile apps with mobile check deposit, card controls, Zelle peer-to-peer payments, and Apple Pay/Google Wallet/Samsung Pay digital wallet integration, plus business banking with Autobooks for invoicing and payment acceptance. Mortgage origination runs on Ellie Mae's Encompass platform, wealth management operates on SEI's platform, and credit cards are issued through Elan Financial Services under Visa. No proprietary AI/ML capabilities or unique technology IP are disclosed; the differentiation is relationship-driven rather than technology-driven.
Security National Bank generates revenue through traditional community-banking economics: net interest income from commercial real estate, C&I, SBA, residential mortgage, home equity, and consumer loans, supplemented by non-interest income from deposit service charges, treasury management fees, merchant processing, credit card interchange, and recurring wealth management fees on $2.3B+ AUM. Distribution is hybrid — physical branches and loan production offices staffed by dedicated relationship managers in business, private banking, and wealth segments, paired with standard digital channels. Pricing is publicly disclosed fee-based account maintenance, with typical community-bank structures such as monthly maintenance fees waived at balance thresholds across consumer, small business, commercial, and sole proprietor checking tiers.
Security National Bank Of Omaha (inc) firmographics
Firmographics- Name
- Security National Bank Of Omaha (inc)
- Legal name
- Security National Bank
- Website
- https://securitynational.bank
- Company type
- Private
- Founded year
- 1964
- Operating status
- Operating
- Short description
- Security National Bank is a privately held, family-owned community bank founded in 1964, operating 11+ branches and loan production offices across Nebraska, Iowa, and Texas with ~$1.8 billion in assets. It serves consumer, small business, commercial, and high-net-worth clients with deposits, SBA and commercial lending, treasury management, and $2.3B+ in wealth AUM.
- Ownership category
- akta.pro rank
Security National Bank Of Omaha (inc) industry classification
Industry- Product category
- Community Banking
- NAICS
- Depository Credit Intermediation (5221), Savings Institutions and Other Depository Credit Intermediation (52218), Funds, Trusts, and Other Financial Vehicles (525), Finance and Insurance (52)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Onshore Private Banking (Domestic HNW/UHNW) (FSAAABAA)
- akta.pro secondary industries
- Affluent / Mass-Affluent Private Banking (FSABADAC), Private Banking Lending (Securities-Backed, Real Estate, Structured Credit) (FSABADAE), Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)
Keywords
Where Security National Bank Of Omaha (inc) is headquartered
LocationHeadquarters
- HQ city
- Omaha
- HQ country
- United States
- HQ region
- North America
Offices13 records
Markets served
Security National Bank Of Omaha (inc) business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Interest Income: Primary revenue from interest earned on loans including commercial real estate, commercial & industrial, SBA loans, residential mortgages, home equity, and consumer loans.
- Non-Interest Income: Fee-based revenue from deposit account maintenance fees, treasury management services, merchant processing, wealth management fees, and credit card interchange.
- Wealth Management: Revenue from trust services, investment management, and financial planning with assets under management exceeding $2.3 billion.
- Service Charges and Fees: Account service charges, ATM fees, wire transfer fees, and other banking service fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Quarterly | Statement Savings - Basic savings account with $100 minimum opening deposit |
| Subscription | Monthly | Prestige Money Market Savings - Higher balance savings with enhanced rates |
| Subscription | Monthly | Health Savings Account - Tax-advantaged medical expense savings |
| Subscription | Quarterly | Certificates of Deposit - Fixed-term savings with guaranteed returns |
| Subscription | Monthly | Small Business Checking - For small businesses with low to moderate activity |
| Subscription | Monthly | Commercial Checking - For corporations and high transaction businesses |
| Subscription | Monthly | Sole Proprietor Checking - Interest-bearing for sole proprietors |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels6 records
Security National Bank Of Omaha (inc) product offering
Product offeringCore offering
Security National Bank is a privately held community bank offering personal banking (checking, savings, CDs, mortgages, home equity, vehicle and personal loans), business banking (checking, savings, SBA loans, commercial real estate and industrial lending, treasury management, merchant processing), and wealth management (trust and estate services, investment management, retirement planning) across Nebraska, Iowa, and Texas. The bank operates approximately $1.8 billion in assets and over $2.3 billion in wealth division assets under management.
Product overview
Security National Bank offers a comprehensive, multi-channel banking platform serving personal, business, and wealth management customers across Nebraska, Iowa, and Texas. The product portfolio spans three core segments: Personal Banking (checking with uChoose Rewards, savings & CDs, credit cards, mortgages, home equity products, vehicle loans, and private banking), Business Banking (checking, savings, SBA loans, commercial lending, treasury management, merchant processing, and small business solutions), and Wealth Management (trust & estate services, investment management, retirement planning). Digital banking services include online and mobile banking platforms with integrated digital wallet support (Apple Pay, Google Wallet, Samsung Pay), Zelle peer-to-peer payments, and Ellie Mae mortgage processing. The bank operates as a privately held, family-owned institution with approximately $1.8 billion in assets and $2.3 billion in wealth division assets under management.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking
Quantifiable outcome
- SBA Preferred Lender with Top 10 SBA Lender ranking in Dallas, TX
- +3 more outcomes
Companies that use Security National Bank Of Omaha (inc)
Customer profileSegments6 records
Ideal customer profiles4 records
Security National Bank Of Omaha (inc) technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
Feature4 records
Security National Bank Of Omaha (inc) partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and strategic.
- Elan Financial ServicescoreElan Financial Services provides credit card issuing and processing services for Security National Bank's personal and business credit card programs. Cards are issued by Elan Financial Services pursuant to Visa licensing agreements.
- BauerFinancialcoreBauerFinancial provides independent bank ratings and financial strength assessments. Security National Bank maintains a Top 5-Star Rating from BauerFinancial.
- Ellie Mae (ICE Mortgage Technology)strategicEllie Mae provides mortgage lending technology platform for Security National Bank's online mortgage application and loan processing. Enables online mortgage inquiries and digital loan applications.
- Apple PaycoreApple Pay integration for contactless mobile payments through Security National Bank debit and credit cards.
- Google WalletcoreGoogle Wallet integration for contactless mobile payments through Security National Bank debit and credit cards.
- Samsung PaycoreSamsung Pay integration for contactless mobile payments through Security National Bank debit and credit cards.
- ZellecoreZelle peer-to-peer payment integration enabling customers to send and receive money directly through the Security National Bank mobile app.
- NIFA (Nebraska Investment Finance Authority)strategicNIFA provides affordable loan programs for first-time home buyers with income below certain thresholds, offering competitive interest rates and potential no down payment options.
- Fannie Mae HomeReadystrategicHomeReady loan program designed for homebuyers seeking lower down payment options with flexible income requirements.
- Federal Home Loan Bank (FHLB) TopekastrategicFHLB grants available for first-time and non-first-time home buyers for down payment and/or closing costs assistance.
- SEI (SE Investments)coreSEI provides wealth management platform integration for Security National Bank's wealth and investment services division, enabling online account access and portfolio management.
Scale indicators7 records
Recent moves10 records
Expansion highlights6 records
Security National Bank Of Omaha (inc) competitors and assessment
Company assessmentBroad incumbents
- Commerce Bancshares: Midwest-based regional bank with personal, commercial, and wealth banking across multiple states. Comparable in breadth of personal/business/wealth offering and community-bank heritage, with greater scale and geographic spread.
- Heartland Financial USA (HTLF): Multi-state community bank holding company operating banks across the Midwest, Southwest, and West with full commercial, SBA, mortgage, and wealth capabilities. Larger and more diversified than SNB but with overlapping product set and Midwestern footprint.
- UMB Financial Corporation: Midwest-headquartered regional bank with strong commercial, treasury management, and institutional/wealth businesses. Comparable in private banking, wealth management, and commercial treasury services, but at substantially greater scale.
- BOK Financial: Regional commercial bank with strong commercial real estate, treasury, and wealth segments across the South and Midwest. Comparable product mix (CRE, C&I, treasury, wealth) and competes for SNB's Texas and commercial customers, though much larger.
Direct peers
- First National Bank of Omaha: Direct Omaha-market competitor offering personal, business, and wealth banking across the Midwest. Comparable to SNB in product breadth and geography, but materially larger, providing a useful scale benchmark for SNB's commercial and private banking ambitions.
- Tompkins Financial: Community-focused bank holding company offering personal, business, and wealth management with a strong relationship-banking culture. Similar size range, diversified fee-income model, and emphasis on community-bank personalized service.
- Nicolet National Bank: Mid-sized community bank with commercial lending, SBA, treasury management, and wealth management. Comparable in size range, community-bank positioning, and emphasis on business banking and specialized lending verticals.
- FB Financial (FirstBank): Mid-sized community bank focused on business banking, commercial lending, and mortgage across the Southeast and Texas. Comparable in size, commercial-banking orientation, and presence in growth markets that complement SNB's Texas push.
- Live Oak Bancshares: Digital-first SBA-focused bank with strong Small Business Administration lending franchise. Direct peer in SBA Preferred Lender business model, particularly relevant given SNB's Top 10 Dallas SBA Lender ranking and SBA growth ambitions.
- Pinnacle Bank (Pinnacle Financial Partners): Relationship-driven community/commercial bank with business banking, treasury management, SBA lending, and wealth services across multiple states. Closely mirrors SNB's relationship-manager-led model and SBA/specialty lending focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Security National Bank Of Omaha (inc) compliance and trust
Trust signalCompliance4 records
Security National Bank Of Omaha (inc) financial estimates
Financial estimateRevenue estimate
Valuation estimate
Security National Bank Of Omaha (inc) leadership team
Management profileNumber of profiles
Profiles10 records
Security National Bank Of Omaha (inc) funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Security National Bank Of Omaha (inc) M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Security National Bank Of Omaha (inc)
What does Security National Bank Of Omaha (inc) do?
Security National Bank is a privately held community bank offering personal banking (checking, savings, CDs, mortgages, home equity, vehicle and personal loans), business banking (checking, savings, SBA loans, commercial real estate and industrial lending, treasury management, merchant processing), and wealth management (trust and estate services, investment management, retirement planning) across Nebraska, Iowa, and Texas. The bank operates approximately $1.8 billion in assets and over $2.3 billion in wealth division assets under management.
Is Security National Bank Of Omaha (inc) a public or private company?
Security National Bank Of Omaha (inc) is a private company. It is classified as family owned and is currently operating.
When was Security National Bank Of Omaha (inc) founded?
Security National Bank Of Omaha (inc) was founded in 1964.
Where is Security National Bank Of Omaha (inc) based?
Security National Bank Of Omaha (inc) is headquartered in Omaha, United States, in the North America region.
How does Security National Bank Of Omaha (inc) make money?
Four revenue lines are on record. Interest Income is the primary driver. The others are non-Interest Income, wealth Management and service Charges and Fees.
Who are Security National Bank Of Omaha (inc)'s main competitors?
Broad incumbents on record are Commerce Bancshares, Heartland Financial USA (HTLF), UMB Financial Corporation and BOK Financial. Direct peers are First National Bank of Omaha, Tompkins Financial, Nicolet National Bank, FB Financial (FirstBank), Live Oak Bancshares and Pinnacle Bank (Pinnacle Financial Partners).
Does Security National Bank Of Omaha (inc) have an API?
No public API is recorded for Security National Bank Of Omaha (inc).
What industry is Security National Bank Of Omaha (inc) in?
Security National Bank Of Omaha (inc)'s product category is Community Banking. Its primary akta.pro industry code is FSAAABAA, Onshore Private Banking (Domestic HNW/UHNW), with a secondary code of FSABADAC, Affluent / Mass-Affluent Private Banking. Its NAICS code is 5221 and its SIC code is 6022.