Registry Trust Limited

What Registry Trust Limited does

Registry Trust Limited is a not-for-profit company limited by guarantee, incorporated and registered in England and Wales in 1985 under Company Registration No. 01892519. It was appointed by the UK Ministry of Justice to maintain the official statutory Register of Judgments, Orders and Fines for England & Wales, and by separate agreements with the relevant authorities it maintains equivalent registers for Scotland, Northern Ireland, the Republic of Ireland, the Isle of Man, and Jersey. The organisation processes more than 130,000 court records per month from secure daily data feeds supplied by HM Courts & Tribunals Service and the equivalent bodies in each jurisdiction, and manages a cumulative register of over 5.7 million active records representing more than £13.5 billion in aggregate judgment value. Its TrustOnline platform reports an average customer-service response time of seven seconds and supports more than 200 million lending and credit decisions annually.

The portfolio spans four interconnected offerings: TrustOnline (a public-facing self-serve search portal priced at £6.00 per search with no subscription required and a 10% business-account discount); Judgment Data Services (bulk data files, live incoming-judgment feeds, monitoring services and aggregated datasets sold under quote-based multi-year contracts to credit reference agencies, banks and government bodies); Judgment Data Analysis Services (custom analysis, trend analysis, impact assessment and research collaboration for academics, journalists and policymakers); and Court Judgment Statistics (quarterly, annual and snapshot statistical publications). The underlying technology stack comprises secure daily data ingestion from courts across six jurisdictions, quality-controlled processing operations, and a GDPR-compliant public search platform. The organisation holds ISO 27001 (information security), ISO 14001 (environmental management) and Cyber Essentials Plus certifications, and is accredited as a Living Wage Employer.

Revenue is generated through three streams: pay-per-search transaction fees on TrustOnline; recurring subscriptions and licence contracts for bulk enterprise data services; and professional-services fees for bespoke analysis. Distribution combines a self-serve digital platform for consumers and SMBs, an inside-sales motion for business accounts, and field sales plus channel-partner distribution to enterprise customers. Named channel and licensing partners include Experian, Equifax, TransUnion, Dun & Bradstreet, Lloyds Bank and Oaknorth Bank; debt-advice charity partners include StepChange, Citizens Advice and National Debtline. The board is chaired by Mick McAteer with Chris Dick as Chief Executive; Mark Sargeant oversees Finance, HR, Sales and Marketing, and the board includes independent directors Malcolm Hurlston CBE, Robin Jarvis, Helen Hatton, Eric Leenders, Helen Saxon, Delroy Corinaldi and Charlee Gothard. The headquarters are at 3rd Floor, 12 Carthusian Street, London, EC1M 6EB.

Name

Registry Trust Limited

Legal name

Registry Trust Limited

Website

https://registry-trust.org.uk

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

1–10 employees

Short description

Registry Trust Limited is a not-for-profit that maintains the official Register of Judgments, Orders and Fines across six UK and Ireland jurisdictions under Ministry of Justice appointment. It processes over 130,000 court records monthly for consumers, credit reference agencies, financial institutions, and policymakers.

Ownership category

akta.pro rank

Product category

Court judgment data and credit information services

NAICS

Courts (92211)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Regulatory Reporting & Recordkeeping (AML/CTF) (FSAMAMAG)

akta.pro secondary industry

Specialty & Regulated Collections (Medical, Student Loan, Government, HOA) (BPAAAEAJ)

Keywords

• Court judgment registers
• Credit reference data
• Judgment data services
• Public register search
• Financial vulnerability analytics

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations

Revenue model

1. TrustOnline Public Search Services: Pay-per-search model providing immediate public access to search court judgments across the UK and Ireland. Individual searches at £6.00 per search with business account discounts available. No subscription required for basic access.
2. Enterprise Bulk Data Services: High-volume data delivery for organisations requiring comprehensive judgment data including bulk data files, special requests for live incoming judgments, aggregated datasets with statistical analysis, and monitoring services for CCJ activity.
3. Data Analysis Services: Expert analysis services for academics, researchers, journalists and policy makers including custom analysis, trend analysis, impact assessment, research collaboration, policy analysis, and market intelligence.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Core offering

Registry Trust maintains the official statutory Register of Judgments, Orders and Fines for England and Wales (on behalf of the Ministry of Justice) and equivalent registers for Scotland, Northern Ireland, the Republic of Ireland, the Isle of Man, and Jersey. It sells public search access via TrustOnline (£6 per search), enterprise bulk data feeds to credit reference agencies and financial institutions, and expert analysis services combining judgment data with other datasets for research, policy, and business intelligence. The Register currently holds 5.7M+ active records valued at £13.5B+, with more than 130,000 new records processed monthly from courts across all six jurisdictions.

Product overview

Registry Trust operates a portfolio of interconnected data service products built around the official Register of Judgments, Orders and Fines. The core offering consists of TrustOnline (the public-facing search portal for individuals and businesses), Judgment Data Services (bulk data solutions for credit reference agencies, financial institutions, and business intelligence providers), and Judgment Data Analysis Services (expert analytical capabilities for research and policy purposes), all underpinned by Court Judgment Statistics providing quarterly and annual trend data. The company processes over 130,000 court records monthly from courts across England & Wales, Scotland, Northern Ireland, Republic of Ireland, Isle of Man, and Jersey, maintaining records for six years.

Differentiator

Problem solved

Functional benefit

Brands

• TrustOnline: The official public search service for the Register of Judgments, Orders and Fines, providing immediate access to search court judgment records across the UK and Ireland.

Products and services

• TrustOnline The only official public search service for the Register of Judgments, Orders and Fines, providing instant online access to court judgment records across England & Wales, Scotland, Northern Ireland, the Republic of Ireland, the Isle of Man, and Jersey. It is used by individual consumers checking their own records, and by lenders, employers, landlords, and businesses for due diligence. Searches leave no credit footprint on the searched individual and all access is GDPR-compliant.
• Judgment Data Services

Quantifiable outcome

• Supports over 200 million lending decisions annually
• +3 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

17 partnerships are on record, tiered core and minor.

• Ministry of JusticecoreStrategic or Co-development Partner · 1 January 1985Ministry of Justice appointed Registry Trust in 1985 as the official statutory maintainer of the Register of Judgments, Orders and Fines for England & Wales. This is the foundational partnership that established Registry Trust's core mandate and regulatory role.
• HM Courts & Tribunals ServicecoreStrategic or Co-development PartnerHMCTS provides court record integration and data provision to Registry Trust, sending secure daily data feeds of judgment information for inclusion on the Register.
• Scottish Courts & Tribunals ServicecoreStrategic or Co-development PartnerScottish Courts & Tribunals Service maintains the Scottish court judgment/decree Register by agreement with Registry Trust, providing data for comprehensive UK-wide coverage.
• Northern Ireland Courts & Tribunals ServicecoreStrategic or Co-development PartnerNorthern Ireland Courts & Tribunals Service provides Northern Ireland judgment Register services by agreement, completing UK-wide coverage.
• Courts Service IrelandcoreStrategic or Co-development PartnerCourts Service Ireland provides Republic of Ireland court record services by agreement, extending Register coverage to the Republic of Ireland.
• StepChangeminorOthersStepChange is a debt advice charity recommended by Registry Trust for consumers facing financial difficulty. Registry Trust supports financial education and provides guidance on understanding credit records.
• Citizens AdviceminorOthersCitizens Advice is a recommended resource for free debt advice, with multiple contact options available for consumers needing help with CCJs and debt management.
• National DebtlineminorOthersNational Debtline provides free debt advice services recommended by Registry Trust for individuals dealing with judgment-related financial issues.
• MoneyHelperminorOthersMoneyHelper (formerly Money Advice Service) is a government-backed money guidance service partnered for consumer financial education and debt advice referrals.
• CIFASminorOthersCredit Industry Fraud Avoidance System (CIFAS) is a fraud prevention organisation partnered for sharing insights on financial vulnerability and fraud patterns.
• MagpieminorStrategic or Co-development PartnerAward-winning creative behaviour change agency engaged for research partnership on CCJ satisfaction processes. Conducted 'Unpacking Satisfactions' project to understand consumer experiences and develop behaviour change solutions.
• Experian LimitedcoreChannel Partner/ Reseller/ DistributorMajor credit reference agency and licence holder receiving bulk judgment data from Registry Trust for inclusion in consumer credit reports.
• Equifax LimitedcoreChannel Partner/ Reseller/ DistributorCredit reference agency and licence holder receiving CCJ data for credit file enrichment and risk assessment services.
• Transunion Information Group LimitedcoreChannel Partner/ Reseller/ DistributorCredit reference agency and licence holder distributing Registry Trust judgment data to financial institutions and consumers.
• Dun & Bradstreet LimitedcoreChannel Partner/ Reseller/ DistributorBusiness intelligence provider and licence holder accessing commercial judgment data for credit risk and business information services.
• Lloyds Bank PLCcoreChannel Partner/ Reseller/ DistributorMajor UK bank and licence holder accessing Registry Trust data for credit assessment and lending decision processes.
• Oaknorth Bank PLCcoreChannel Partner/ Reseller/ DistributorDigital bank and licence holder using Registry Trust judgment data for affordability assessments and credit decisioning.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Companies House: UK statutory register of company information, also serving a public-good data stewardship role under government appointment. Structurally analogous to Registry Trust as an official UK register with fee-based public search and bulk data services.
• HM Land Registry: UK statutory register of land ownership and property transactions. Comparable as a UK government-appointed statutory register maintainer with similar public-good mandate, official data stewardship role, and fee-based public access services.

Emerging players

• ClearScore: UK consumer credit reporting fintech offering free credit scores and reports. Comparable as a downstream consumer of CRA data (which incorporates Registry Trust CCJ information) and as a digital-first alternative to traditional credit reporting services.
• Checkmyfile: Multi-bureau credit report aggregation service for consumers in the UK. Comparable in using CRA data (which includes Registry Trust judgment data) to provide consolidated consumer credit insights.
• CIFAS: UK fraud prevention data-sharing organization partnered with Registry Trust. Operates adjacent fraud and financial vulnerability data services serving similar financial institution and public sector customers.

Direct peers

• Equifax: Major UK credit reference agency and licensed channel partner receiving bulk CCJ data from Registry Trust. Comparable as both a customer of Registry Trust and as a peer in consumer credit reporting and risk analytics services.
• Experian: One of the three major UK credit reference agencies and a core channel partner redistributing Registry Trust's judgment data to lenders. Operates in the same consumer credit reporting and risk data market, with overlapping customer base in financial institutions.
• CreditSafe: Business credit reporting and risk intelligence provider active in the UK and European markets. Comparable as a credit data aggregator serving SMEs and enterprises with commercial credit information.
• Dun & Bradstreet: Business credit intelligence provider and licensed partner accessing Registry Trust data for commercial credit risk and business information services. Comparable as a data aggregator serving similar enterprise customers with credit and risk datasets.
• TransUnion: Third major UK credit reference agency and licensed distributor of Registry Trust judgment data. Operates in the same consumer credit reporting and credit risk decisioning space serving UK financial institutions.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/registry_trust
• LinkedInlinkedin.com/company/registry-ltd

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Registry Trust Limited