Registry Trust Limited
Registry Trust Limited is a not-for-profit that maintains the official Register of Judgments, Orders and Fines across six UK and Ireland jurisdictions under Ministry of Justice appointment. It processes over 130,000 court records monthly for consumers, credit reference agencies, financial institutions, and policymakers.
- Company typePrivate
- Founded1985
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Registry Trust Limited does
Registry Trust Limited is a not-for-profit company limited by guarantee, incorporated and registered in England and Wales in 1985 under Company Registration No. 01892519. It was appointed by the UK Ministry of Justice to maintain the official statutory Register of Judgments, Orders and Fines for England & Wales, and by separate agreements with the relevant authorities it maintains equivalent registers for Scotland, Northern Ireland, the Republic of Ireland, the Isle of Man, and Jersey. The organisation processes more than 130,000 court records per month from secure daily data feeds supplied by HM Courts & Tribunals Service and the equivalent bodies in each jurisdiction, and manages a cumulative register of over 5.7 million active records representing more than £13.5 billion in aggregate judgment value. Its TrustOnline platform reports an average customer-service response time of seven seconds and supports more than 200 million lending and credit decisions annually.
The portfolio spans four interconnected offerings: TrustOnline (a public-facing self-serve search portal priced at £6.00 per search with no subscription required and a 10% business-account discount); Judgment Data Services (bulk data files, live incoming-judgment feeds, monitoring services and aggregated datasets sold under quote-based multi-year contracts to credit reference agencies, banks and government bodies); Judgment Data Analysis Services (custom analysis, trend analysis, impact assessment and research collaboration for academics, journalists and policymakers); and Court Judgment Statistics (quarterly, annual and snapshot statistical publications). The underlying technology stack comprises secure daily data ingestion from courts across six jurisdictions, quality-controlled processing operations, and a GDPR-compliant public search platform. The organisation holds ISO 27001 (information security), ISO 14001 (environmental management) and Cyber Essentials Plus certifications, and is accredited as a Living Wage Employer.
Revenue is generated through three streams: pay-per-search transaction fees on TrustOnline; recurring subscriptions and licence contracts for bulk enterprise data services; and professional-services fees for bespoke analysis. Distribution combines a self-serve digital platform for consumers and SMBs, an inside-sales motion for business accounts, and field sales plus channel-partner distribution to enterprise customers. Named channel and licensing partners include Experian, Equifax, TransUnion, Dun & Bradstreet, Lloyds Bank and Oaknorth Bank; debt-advice charity partners include StepChange, Citizens Advice and National Debtline. The board is chaired by Mick McAteer with Chris Dick as Chief Executive; Mark Sargeant oversees Finance, HR, Sales and Marketing, and the board includes independent directors Malcolm Hurlston CBE, Robin Jarvis, Helen Hatton, Eric Leenders, Helen Saxon, Delroy Corinaldi and Charlee Gothard. The headquarters are at 3rd Floor, 12 Carthusian Street, London, EC1M 6EB.
Registry Trust Limited firmographics
Firmographics- Name
- Registry Trust Limited
- Legal name
- Registry Trust Limited
- Website
- https://registry-trust.org.uk
- Company type
- Private
- Founded year
- 1985
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Registry Trust Limited is a not-for-profit that maintains the official Register of Judgments, Orders and Fines across six UK and Ireland jurisdictions under Ministry of Justice appointment. It processes over 130,000 court records monthly for consumers, credit reference agencies, financial institutions, and policymakers.
- Ownership category
- akta.pro rank
Registry Trust Limited industry classification
Industry- Product category
- Court judgment data and credit information services
- NAICS
- Courts (92211)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Regulatory Reporting & Recordkeeping (AML/CTF) (FSAMAMAG)
- akta.pro secondary industry
- Specialty & Regulated Collections (Medical, Student Loan, Government, HOA) (BPAAAEAJ)
Keywords
Where Registry Trust Limited is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Registry Trust Limited business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations
Revenue model
- TrustOnline Public Search Services: Pay-per-search model providing immediate public access to search court judgments across the UK and Ireland. Individual searches at £6.00 per search with business account discounts available. No subscription required for basic access.
- Enterprise Bulk Data Services: High-volume data delivery for organisations requiring comprehensive judgment data including bulk data files, special requests for live incoming judgments, aggregated datasets with statistical analysis, and monitoring services for CCJ activity.
- Data Analysis Services: Expert analysis services for academics, researchers, journalists and policy makers including custom analysis, trend analysis, impact assessment, research collaboration, policy analysis, and market intelligence.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Individual pay-as-you-go searches on TrustOnline |
| Usage-based | Pay-as-you-go | Business accounts with enhanced features |
| Usage-based | Pay-as-you-go | Batch search for bulk requirements |
| Subscription | Multi-year contract | Enterprise data services for credit reference agencies and government bodies |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels7 records
Registry Trust Limited product offering
Product offeringCore offering
Registry Trust maintains the official statutory Register of Judgments, Orders and Fines for England and Wales (on behalf of the Ministry of Justice) and equivalent registers for Scotland, Northern Ireland, the Republic of Ireland, the Isle of Man, and Jersey. It sells public search access via TrustOnline (£6 per search), enterprise bulk data feeds to credit reference agencies and financial institutions, and expert analysis services combining judgment data with other datasets for research, policy, and business intelligence. The Register currently holds 5.7M+ active records valued at £13.5B+, with more than 130,000 new records processed monthly from courts across all six jurisdictions.
Product overview
Registry Trust operates a portfolio of interconnected data service products built around the official Register of Judgments, Orders and Fines. The core offering consists of TrustOnline (the public-facing search portal for individuals and businesses), Judgment Data Services (bulk data solutions for credit reference agencies, financial institutions, and business intelligence providers), and Judgment Data Analysis Services (expert analytical capabilities for research and policy purposes), all underpinned by Court Judgment Statistics providing quarterly and annual trend data. The company processes over 130,000 court records monthly from courts across England & Wales, Scotland, Northern Ireland, Republic of Ireland, Isle of Man, and Jersey, maintaining records for six years.
Differentiator
Problem solved
Functional benefit
Brands
- TrustOnline: The official public search service for the Register of Judgments, Orders and Fines, providing immediate access to search court judgment records across the UK and Ireland.
Products and services
- TrustOnline The only official public search service for the Register of Judgments, Orders and Fines, providing instant online access to court judgment records across England & Wales, Scotland, Northern Ireland, the Republic of Ireland, the Isle of Man, and Jersey. It is used by individual consumers checking their own records, and by lenders, employers, landlords, and businesses for due diligence. Searches leave no credit footprint on the searched individual and all access is GDPR-compliant.
- Judgment Data Services
Quantifiable outcome
- Supports over 200 million lending decisions annually
- +3 more outcomes
Companies that use Registry Trust Limited
Customer profileNamed customers4 records
Segments6 records
Ideal customer profiles4 records
Registry Trust Limited technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Registry Trust Limited partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered core and minor.
- Ministry of JusticecoreMinistry of Justice appointed Registry Trust in 1985 as the official statutory maintainer of the Register of Judgments, Orders and Fines for England & Wales. This is the foundational partnership that established Registry Trust's core mandate and regulatory role.
- HM Courts & Tribunals ServicecoreHMCTS provides court record integration and data provision to Registry Trust, sending secure daily data feeds of judgment information for inclusion on the Register.
- Scottish Courts & Tribunals ServicecoreScottish Courts & Tribunals Service maintains the Scottish court judgment/decree Register by agreement with Registry Trust, providing data for comprehensive UK-wide coverage.
- Northern Ireland Courts & Tribunals ServicecoreNorthern Ireland Courts & Tribunals Service provides Northern Ireland judgment Register services by agreement, completing UK-wide coverage.
- Courts Service IrelandcoreCourts Service Ireland provides Republic of Ireland court record services by agreement, extending Register coverage to the Republic of Ireland.
- StepChangeminorStepChange is a debt advice charity recommended by Registry Trust for consumers facing financial difficulty. Registry Trust supports financial education and provides guidance on understanding credit records.
- Citizens AdviceminorCitizens Advice is a recommended resource for free debt advice, with multiple contact options available for consumers needing help with CCJs and debt management.
- National DebtlineminorNational Debtline provides free debt advice services recommended by Registry Trust for individuals dealing with judgment-related financial issues.
- MoneyHelperminorMoneyHelper (formerly Money Advice Service) is a government-backed money guidance service partnered for consumer financial education and debt advice referrals.
- CIFASminorCredit Industry Fraud Avoidance System (CIFAS) is a fraud prevention organisation partnered for sharing insights on financial vulnerability and fraud patterns.
- MagpieminorAward-winning creative behaviour change agency engaged for research partnership on CCJ satisfaction processes. Conducted 'Unpacking Satisfactions' project to understand consumer experiences and develop behaviour change solutions.
- Experian LimitedcoreMajor credit reference agency and licence holder receiving bulk judgment data from Registry Trust for inclusion in consumer credit reports.
- Equifax LimitedcoreCredit reference agency and licence holder receiving CCJ data for credit file enrichment and risk assessment services.
- Transunion Information Group LimitedcoreCredit reference agency and licence holder distributing Registry Trust judgment data to financial institutions and consumers.
- Dun & Bradstreet LimitedcoreBusiness intelligence provider and licence holder accessing commercial judgment data for credit risk and business information services.
- Lloyds Bank PLCcoreMajor UK bank and licence holder accessing Registry Trust data for credit assessment and lending decision processes.
- Oaknorth Bank PLCcoreDigital bank and licence holder using Registry Trust judgment data for affordability assessments and credit decisioning.
Scale indicators8 records
Recent moves6 records
Expansion highlights5 records
Registry Trust Limited competitors and assessment
Company assessmentBroad incumbents
- Companies House: UK statutory register of company information, also serving a public-good data stewardship role under government appointment. Structurally analogous to Registry Trust as an official UK register with fee-based public search and bulk data services.
- HM Land Registry: UK statutory register of land ownership and property transactions. Comparable as a UK government-appointed statutory register maintainer with similar public-good mandate, official data stewardship role, and fee-based public access services.
Emerging players
- ClearScore: UK consumer credit reporting fintech offering free credit scores and reports. Comparable as a downstream consumer of CRA data (which incorporates Registry Trust CCJ information) and as a digital-first alternative to traditional credit reporting services.
- Checkmyfile: Multi-bureau credit report aggregation service for consumers in the UK. Comparable in using CRA data (which includes Registry Trust judgment data) to provide consolidated consumer credit insights.
- CIFAS: UK fraud prevention data-sharing organization partnered with Registry Trust. Operates adjacent fraud and financial vulnerability data services serving similar financial institution and public sector customers.
Direct peers
- Equifax: Major UK credit reference agency and licensed channel partner receiving bulk CCJ data from Registry Trust. Comparable as both a customer of Registry Trust and as a peer in consumer credit reporting and risk analytics services.
- Experian: One of the three major UK credit reference agencies and a core channel partner redistributing Registry Trust's judgment data to lenders. Operates in the same consumer credit reporting and risk data market, with overlapping customer base in financial institutions.
- CreditSafe: Business credit reporting and risk intelligence provider active in the UK and European markets. Comparable as a credit data aggregator serving SMEs and enterprises with commercial credit information.
- Dun & Bradstreet: Business credit intelligence provider and licensed partner accessing Registry Trust data for commercial credit risk and business information services. Comparable as a data aggregator serving similar enterprise customers with credit and risk datasets.
- TransUnion: Third major UK credit reference agency and licensed distributor of Registry Trust judgment data. Operates in the same consumer credit reporting and credit risk decisioning space serving UK financial institutions.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Registry Trust Limited social profiles
Digital presenceRegistry Trust Limited compliance and trust
Trust signalCompliance5 records
Registry Trust Limited financial estimates
Financial estimateRevenue estimate
Valuation estimate
Registry Trust Limited leadership team
Management profileNumber of profiles
Profiles10 records
Registry Trust Limited funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Registry Trust Limited M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Registry Trust Limited
What does Registry Trust Limited do?
Registry Trust maintains the official statutory Register of Judgments, Orders and Fines for England and Wales (on behalf of the Ministry of Justice) and equivalent registers for Scotland, Northern Ireland, the Republic of Ireland, the Isle of Man, and Jersey. It sells public search access via TrustOnline (£6 per search), enterprise bulk data feeds to credit reference agencies and financial institutions, and expert analysis services combining judgment data with other datasets for research, policy, and business intelligence. The Register currently holds 5.7M+ active records valued at £13.5B+, with more than 130,000 new records processed monthly from courts across all six jurisdictions.
Is Registry Trust Limited a public or private company?
Registry Trust Limited is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Registry Trust Limited founded?
Registry Trust Limited was founded in 1985. It employs 1 to 10 people.
Where is Registry Trust Limited based?
Registry Trust Limited is headquartered in London, United Kingdom, in the Europe region.
How does Registry Trust Limited make money?
Three revenue lines are on record. TrustOnline Public Search Services are the primary driver. The others are enterprise Bulk Data Services and data Analysis Services.
Who are Registry Trust Limited's main competitors?
Broad incumbents on record are Companies House and HM Land Registry. Emerging players are ClearScore, Checkmyfile and CIFAS. Direct peers are Equifax, Experian, CreditSafe, Dun & Bradstreet and TransUnion.
Does Registry Trust Limited have an API?
No public API is recorded for Registry Trust Limited.
What industry is Registry Trust Limited in?
Registry Trust Limited's product category is Court judgment data and credit information services. Its primary akta.pro industry code is FSAMAMAG, Regulatory Reporting & Recordkeeping (AML/CTF), with a secondary code of BPAAAEAJ, Specialty & Regulated Collections (Medical, Student Loan, Government, HOA). Its NAICS code is 92211 and its SIC code is 7320.