Latitude
Latitude is a cross-border payments infrastructure company building the Latitude Liquidity Network, which connects stablecoin rails to local fiat payouts in 50+ markets via a single API. It serves US businesses paying global sellers and contractors, plus crypto-native platforms and stablecoin-focused fintechs needing compliant fiat ramps, at a flat 0.5% transparent fee.
- Company typePrivate
- Founded2025
- HeadquartersSpring, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Latitude does
Latitude (Latitude Global, Inc.) is a cross-border payments infrastructure company founded in 2025 and headquartered in Spring, Texas. The company builds the Latitude Liquidity Network, a proprietary platform that connects stablecoin settlement rails with local fiat payout infrastructure, enabling US businesses to send payments to recipients in 50+ markets in local currencies through a single API integration. The company emerged from stealth in March 2026 alongside an $8 million seed round led by NEA with participation from Lightspeed Faction, Coinbase Ventures, Paxos, Bitso, and the Solana Foundation. Its founding team consists of former leaders from Stripe, Coinbase, Uber, Zero Hash, and Facebook.
The company operates three products: Global Fiat Payouts (for US businesses paying sellers, contractors, and vendors internationally), International Stablecoin On-and-Off Ramps (for stablecoin neobanks, exchanges, and fintechs to provide retail customer fiat-to-stablecoin conversion), and USD Ramps + Virtual Accounts for Businesses (in development, enabling USD-to-stablecoin conversion for business clients). Latitude holds money transmitter licenses in 38 US states with plans for full 50-state coverage in Q2 2026, has completed SOC 2 Type I audit (Type II in progress), and partners with Lead Bank as a banking sponsor in states without direct licensing.
Latitude monetizes through transaction fees consisting of a flat 0.5% variable rate plus a small fixed fee per transaction, using third-party interbank FX rates with no hidden spreads or markups. Its distribution is API-first with a self-serve onboarding model (no volume commitments) and an enterprise sales overlay for larger accounts. Customer segments include US SMB and enterprise businesses making international payouts, crypto-native platforms requiring fiat settlement, and stablecoin-focused fintechs needing compliant fiat ramps. Payments typically settle in under two minutes without requiring float in destination countries, positioning Latitude as a lower-cost, faster alternative to traditional correspondent banking rails.
Latitude firmographics
Firmographics- Name
- Latitude
- Legal name
- Latitude Global, Inc.
- Website
- https://www.latitude.xyz
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Latitude is a cross-border payments infrastructure company building the Latitude Liquidity Network, which connects stablecoin rails to local fiat payouts in 50+ markets via a single API. It serves US businesses paying global sellers and contractors, plus crypto-native platforms and stablecoin-focused fintechs needing compliant fiat ramps, at a flat 0.5% transparent fee.
- Ownership category
- akta.pro rank
Latitude industry classification
Industry- Product category
- Cross-Border Payment Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Contracts Intermediation and Brokerage (5231)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Cross-Border & FX Payments Platforms (BPAMAFAK)
- akta.pro secondary industries
- Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
Keywords
Where Latitude is headquartered
LocationHeadquarters
- HQ city
- Spring
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Latitude business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Others
Revenue model
- Transaction Fees: Revenue generated through a flat 0.5% (50 basis points) variable rate plus a small fixed fee per transaction that varies by market. Uses third-party interbank FX rates on every transaction with no hidden spreads or markups.
- Cross-Border Payment Processing: Fees charged for enabling US businesses to make international payments by converting USD into stablecoins and then into local currencies across 50+ countries.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Flat 0.5% rate to any market |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
Latitude product offering
Product offeringCore offering
Latitude operates a cross-border payment infrastructure that connects stablecoin rails to local fiat currency systems across 50+ markets through its proprietary Latitude Liquidity Network. US businesses send payments to global sellers, contractors, and vendors in local currencies via a single API integration, at a flat 0.5% fee with settlements typically completing in under two minutes. The company also serves crypto-native platforms and stablecoin neobanks with on-and-off ramp capabilities between local fiat and stablecoins.
Product overview
Latitude is a global payments infrastructure company offering a unified platform built around its proprietary Latitude Liquidity Network, which connects stablecoin rails to local fiat currencies. The portfolio consists of three core products: Global Fiat Payouts for US businesses paying sellers and contractors globally; International Stablecoin On-and-Off Ramps for neobanks, exchanges, and fintechs; and USD Ramps + Virtual Accounts for Businesses providing USD-to-stablecoin conversion. All products are accessible through a single API, enabling any business to move money in real-time at a flat 0.5% transparent price.
Differentiator
Problem solved
Functional benefit
Brands
- Latitude Liquidity Network: Proprietary stablecoin-to-local-fiat infrastructure connecting modern stablecoin rails to local fiat in 50+ markets
Products and services
- Global Fiat Payouts Cross-border payment product enabling US businesses to send payments to 50+ markets in local fiat currency at a flat 0.5% rate. Converts USD to stablecoins and then to local currencies through a single API integration, with settlements typically completing in under two minutes. Purpose-built for US businesses paying sellers, contractors, and vendors globally.
- International Stablecoin On-and-Off Ramps Provides stablecoin neobanks, exchanges, and fintechs with named virtual accounts and a compliant path between local fiat and stablecoins across global markets. Powers retail customer access to stablecoins via local bank rails, with lower costs and a smoother consumer experience.
Quantifiable outcome
- Payments settle in under 2 minutes in most markets
- +1 more outcomes
Companies that use Latitude
Customer profileSegments3 records
Ideal customer profiles3 records
Latitude technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Latitude partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Lead BankminorIn certain states, Latitude Payments' payments services are sponsored by Lead Bank, a regulated financial institution.
Scale indicators4 records
Recent moves7 records
Expansion highlights6 records
Latitude competitors and assessment
Company assessmentDirect peers
- Zero Hash: Zero Hash is a crypto infrastructure platform providing stablecoin, custody, and on/off-ramp APIs to fintechs and platforms. Latitude's founders came from Zero Hash, and the company competes in the same B2B crypto-to-fiat infrastructure layer that Latitude serves.
- dLocal: dLocal is a payments platform focused on emerging markets, particularly LATAM, Africa, and Asia, enabling global merchants to pay and get paid in local currencies. It overlaps directly with Latitude's Global Fiat Payouts product for emerging market corridors.
- Bridge (Stripe): Bridge builds stablecoin payment infrastructure APIs for businesses and was acquired by Stripe in 2024. It competes head-to-head with Latitude in stablecoin-to-fiat payment rails for enterprises and benefits from Stripe's massive merchant distribution.
- Felix Pay: Felix Pay operates a stablecoin-based cross-border payments network focused on connecting Latin America, Africa, and Asia using USDC rails. It targets similar business and platform customers as Latitude with a comparable value proposition of faster, cheaper remittances.
- BVNK: BVNK is a direct competitor offering stablecoin-based cross-border payment infrastructure for businesses, with similar coverage across LATAM, Europe, and Asia. It serves platforms and enterprises moving money globally using stablecoin rails, mirroring Latitude's core value proposition.
Regional players
- Bitso: Bitso is a leading Latin American cryptocurrency exchange and an investor in Latitude. While primarily a retail exchange, it offers business payment services and overlaps with Latitude in LATAM corridors, particularly for crypto-to-fiat conversions.
Broad incumbents
- Circle: Circle is the issuer of USDC and offers cross-border payment infrastructure for enterprises via Circle Account and APIs. It is a broader incumbent in the stablecoin ecosystem and could expand its payments business to compete directly with Latitude's payouts product.
- Wise: Wise is a leading incumbent in cross-border payments for consumers and businesses, serving millions of customers across 70+ countries. While it uses traditional fiat rails rather than stablecoins, it competes on the same customer problem (cross-border payouts) and could expand into stablecoin infrastructure.
- Ripple: Ripple (XRP/RippleNet) operates cross-border payment infrastructure for financial institutions using blockchain rails, similar in architecture to Latitude's stablecoin approach. It serves banks and payment providers rather than direct businesses but competes for the same cross-border settlement opportunity.
- Payoneer: Payoneer is a cross-border payments platform serving SMBs, freelancers, and marketplaces globally. It overlaps with Latitude's Global Fiat Payouts product for US businesses paying international contractors and vendors, with broader geographic coverage but traditional infrastructure.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Latitude social profiles
Digital presenceLatitude compliance and trust
Trust signalCompliance2 records
Latitude financial estimates
Financial estimateRevenue estimate
Valuation estimate
Latitude leadership team
Management profileNumber of profiles
Profiles1 record
Latitude subsidiaries and ownership
Company hierarchySubsidiaries1 record
Latitude funding detail
Funding detailFunding overview
Funding rounds2 records
Investors11 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Latitude M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Latitude
What does Latitude do?
Latitude operates a cross-border payment infrastructure that connects stablecoin rails to local fiat currency systems across 50+ markets through its proprietary Latitude Liquidity Network. US businesses send payments to global sellers, contractors, and vendors in local currencies via a single API integration, at a flat 0.5% fee with settlements typically completing in under two minutes. The company also serves crypto-native platforms and stablecoin neobanks with on-and-off ramp capabilities between local fiat and stablecoins.
Is Latitude a public or private company?
Latitude is a private company. It is classified as venture growth investor backed and is currently operating.
When was Latitude founded?
Latitude was founded in 2025. It employs 11 to 50 people.
Where is Latitude based?
Latitude is headquartered in Spring, United States, in the North America region.
How does Latitude make money?
Two revenue lines are on record. Transaction Fees are the primary driver. The others are cross-Border Payment Processing.
Who are Latitude's main competitors?
Direct peers on record are Zero Hash, dLocal, Bridge (Stripe), Felix Pay and BVNK. Bitso is listed as a regional player. Broad incumbents are Circle, Wise, Ripple and Payoneer.
Does Latitude have an API?
Yes. Latitude offers a public REST API for developers to integrate global payment capabilities. The API supports transfers, quotes, financial accounts, conversions, webhooks, and individuals management. Available endpoints include: POST /v1/transfers (create transfers), POST /v1/quotes (create quotes for rate locking), GET /v1/transfers (list transfers), GET /v1/conversions (list on-ramp conversions), POST /v1/conversion_accounts (create conversion accounts for on-ramp), POST /v1/individuals (create individuals for KYC), GET/PATCH /v1/financial_accounts, webhook subscriptions, and a sandbox simulation endpoint for testing deposits. Authentication details, rate limits, and versioning information are available in the API documentation. A sandbox environment exists for testing. Developer documentation is at docs.latitude.xyz.
What industry is Latitude in?
Latitude's product category is Cross-Border Payment Infrastructure. Its primary akta.pro industry code is BPAMAFAK, Cross-Border & FX Payments Platforms, with a secondary code of FSAGAKAH, Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity). Its NAICS code is 522320 and its SIC code is 6200.