Safi International Capital LTD

What Safi International Capital LTD does

Safi International Capital LTD is a UK-incorporated private holding company (Companies House Reg No. 17063286, SIC 66190) headquartered at 71-75 Shelton Street, Covent Garden, London, with additional offices in Dubai, Istanbul, and Kabul. Founded in 2022, the entity operates an integrated ecosystem of four wholly-owned digital platforms: SafiPay (multi-currency digital banking with IBAN accounts in USD, EUR, and GBP, plus Visa/Mastercard issuance via Wallester), Safi TopUp (mobile airtime, data, gift card, and utility bill distribution across 700+ operators in 150+ countries), SafiPro (premium international apparel e-commerce), and Safi AI (a neural-network-based corporate communications assistant). The company is founder-led by Shaheen Safi and targets underserved emerging-market populations, with the Afghan diaspora as its primary persona and unbanked/underbanked users, international travelers, and global remote workers as secondary segments. Compliance is anchored in UK GDPR and standard KYC/AML onboarding for financial services.

Revenue mechanics are distributed across the four platforms: SafiPay appears to operate on a recurring/subscription basis for account and card services, Safi TopUp on per-transaction fees for international mobile credit and utility top-ups, SafiPro on transaction margins from apparel sales, and Safi AI/API services on usage-based or licensing terms. No public pricing tiers are disclosed and no revenue figure has been reported. The company's go-to-market is product-led and self-serve through dedicated web portals for each platform, supplemented by a founder-authored technical blog (shaheensafi.blog) and WhatsApp/Telegram channels for direct customer engagement.

As of the latest available data, capitalisation consists solely of a £600,000 internal funding round completed in March 2026, with no disclosed external institutional, private equity, or strategic investors. The company is UK-regulated only and holds no disclosed payment institution, e-money, or banking licences of its own, relying on the Wallester partnership for card-rail access. Product breadth spans fintech, connectivity, commerce, and AI, but financial scale, user base, and transaction volume remain undisclosed, leaving the operating model unsubstantiated by quantitative evidence.

Name

Safi International Capital LTD

Legal name

Safi International Capital LTD

Website

https://safiinternationalcapitalltd.site

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

Safi International Capital LTD is a UK-based fintech holding company operating SafiPay (multi-currency digital banking), Safi TopUp (global mobile recharge across 700+ operators), SafiPro (international apparel e-commerce), and Safi AI, targeting the Afghan diaspora and unbanked populations in emerging markets.

Ownership category

akta.pro rank

Product category

Digital Banking

NAICS

Credit Intermediation and Related Activities (522)

SIC

Finance Services (6199)

akta.pro primary industry

Multi-Currency Accounts, Wallets & FX Management (Consumer/SME) (FSAGAKAF)

akta.pro secondary industries

Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), Embedded Deposit Accounts & Digital Wallet Infrastructure (FSAGALAE)

Keywords

• Digital banking services
• Cross-border payments
• Mobile recharge services
• Neobanking infrastructure
• Fintech holding company

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices4 records

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Supply Chain, Infrastructure

Revenue model

1. SafiPay Digital Banking: Multi-currency digital banking services providing accounts, card issuance, and international transaction processing with cross-border payment capabilities
2. Safi TopUp Mobile Recharge: International mobile credit and data transfer services processing thousands of transactions per minute across 150+ countries
3. SafiPro E-commerce: Premium international apparel and e-commerce brand with global supply chain and international delivery fulfillment
4. API and Technology Services: API capabilities and fintech infrastructure services enhanced through £600,000 internal funding round

Go-to-market motion1 record

Distribution channels3 records

Marketing channels2 records

Core offering

Safi International Capital LTD operates an integrated fintech ecosystem offering multi-currency digital banking (SafiPay with USD/EUR/GBP IBAN accounts and Visa/Mastercard issuance), global mobile credit and data distribution to 700+ operators across 150+ countries (Safi TopUp), international apparel e-commerce (SafiPro), and AI-powered corporate communication (Safi AI). The holding company targets emerging markets and diaspora communities with an integrated digital financial and connectivity services platform.

Product overview

Safi International Capital LTD operates as an integrated ecosystem of four interconnected digital platforms. The core offering includes SafiPay (multi-currency digital banking with Visa/Mastercard support), Safi TopUp (global mobile recharge and connectivity services), SafiPro (international e-commerce and apparel), and Safi AI (intelligent assistant and brand representation). The ecosystem is designed to address financial and digital accessibility gaps for emerging markets, with particular focus on the Afghan diaspora. The company is registered in the United Kingdom and operates offices in London, Dubai, Istanbul, and Kabul.

Differentiator

Problem solved

Functional benefit

Brands

• Safi AI: Chief AI Assistant and official spokesperson of the Safi Ecosystem, providing real-time corporate communication and intelligent operational support across all global platforms.
• SafiPay
• Safi TopUp
• SafiPro

Products and services

• SafiPay Advanced digital banking infrastructure providing multi-currency IBAN accounts (USD, EUR, GBP), physical and virtual Visa/Mastercard issuance, and cross-border payment gateways for international settlements. Targeted at individuals and SMBs in emerging markets and diaspora communities.
• Safi TopUp Global mobile credit and data distribution network offering instant airtime, data refills, international gift cards, and utility bill payments to 700+ mobile operators across 150+ countries. Targeted at international travelers, global workforce, and diaspora populations.
• SafiPro Premium international apparel and e-commerce brand defined by modern aesthetic and quality craftsmanship, covering luxury design, production, international supply chain management, and global delivery fulfillment. Targeted at consumers seeking high-end international apparel.
• Safi AI Chief AI Assistant and official spokesperson of the Safi Ecosystem, providing real-time corporate communication, intelligent operational support, and automated global brand representation through neural network integration. Functions as an AI-powered assistant across all Safi platforms.

Quantifiable outcome

• Mobile connectivity to 700+ operators in 150+ countries
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability3 records

Feature4 records

Partnerships

One partnership is on record.

• WallestercoreTechnology or Integration · 31 March 2026Wallester provides Visa card integration infrastructure for SafiPay's digital banking platform, enabling physical and virtual card issuance for international settlements. This partnership enables multi-currency Visa card capabilities (EUR, USD, GBP) with advanced encryption and multi-factor authentication for secure digital banking in emerging markets.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Payoneer: Established cross-border payments and multi-currency account platform serving SMBs and freelancers globally; broader portfolio but overlapping cross-border account functionality.
• Monzo: UK digital bank with multi-currency support and strong brand recognition; an aspirational comparable for SafiPay's UK-rooted neobanking positioning.

Direct peers

• N26: European digital bank offering multi-currency accounts and card issuance; competes with SafiPay for European-domiciled customers seeking international banking.
• TransferGo: London-based remittance and multi-currency fintech focused on emerging-market corridors; comparable geographic footprint and diaspora customer profile.
• WorldRemit: Cross-border money transfer and mobile top-up platform serving diaspora and emerging markets; overlaps Safi TopUp's airtime/data distribution and SafiPay's remittance use cases.
• Revolut: UK-headquartered neobank offering multi-currency accounts, IBANs, and Visa/Mastercard issuance across 150+ countries — the closest functional comparable to SafiPay's core offering.
• Ding: International mobile top-up platform connecting users to mobile operators globally; the most direct functional comparable to Safi TopUp's 700-operator / 150-country network.
• Paysend: Cross-border payments platform with multi-currency accounts and card services targeting similar diaspora and emerging-market use cases as SafiPay.
• Remitly: Digital remittance platform focused on diaspora corridors to emerging markets — closely aligned with Safi's Afghan diaspora and unbanked emerging-market customer thesis.
• Wise: Cross-border payments and multi-currency account specialist; directly comparable to SafiPay's USD/EUR/GBP IBAN accounts and international settlement positioning.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights6 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries4 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Safi International Capital LTD