T-rupt

What T-rupt does

T Rupt Teknoloji A.Ş. (T-Rupt) is a Turkish B2B software vendor that builds earthquake risk modeling and reinsurance process management platforms for the insurance and reinsurance industry. The company was founded on December 21, 2022 as a wholly-owned subsidiary of Türk Reasürans A.Ş., Turkey's national reinsurer, and is headquartered in Çekmeköy, Istanbul with 11-50 employees. Its customers include 40+ insurance and reinsurance companies across 3+ countries, including Allianz Türkiye, Ak Sigorta, Sompo Sigorta, Türkiye Sigorta, Şeker Sigorta, Nippon Sigorta, DASK (Turkey's compulsory earthquake insurance pool), and the parent Türk Reasürans group.

T-Rupt's product portfolio comprises two core platforms. CatMod is a probabilistic and scenario-based earthquake catastrophic modeling platform that integrates Turkish national seismic catalogs (Kandilli Observatory, AFAD), ground motion prediction models, and local building inventory data with Monte Carlo simulation and the Omori-Utsu aftershock model to produce portfolio-level hazard, damage, and financial loss estimates. ARU (Ana Reasürans Uygulaması / Main Reinsurance Application) is an end-to-end reinsurance lifecycle management SaaS platform providing contract administration, transaction tracking, real-time reporting, role-based security, and API-based integration with carriers' core systems.

The business model is enterprise sales-led, consisting of subscription/SaaS licensing for both CatMod and ARU, supplemented by project-based custom modeling and consulting services (100+ modeling projects completed). The company does not publicly disclose pricing, and contracts are negotiated individually. Distribution leans heavily on the Türk Reasürans parent's customer relationships within the Turkish insurance ecosystem, augmented by direct enterprise sales, content marketing (blog, earthquake information notes), and a formal onboarding motion for replacing legacy reinsurance systems.

Name

T-rupt

Legal name

T Rupt Teknoloji Anonim Şirketi

Website

https://trupt.com.tr

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

T-Rupt Teknoloji builds CatMod (earthquake catastrophic modeling) and ARU (reinsurance process management) software for insurance and reinsurance companies. Founded in 2022 as a subsidiary of Türk Reasürans A.Ş., it serves 40+ enterprise customers across 3+ countries, primarily in Turkey.

Ownership category

akta.pro rank

Product category

Insurance Technology (Catastrophe Modeling & Reinsurance Software)

NAICS

Software Publishers (5132), Custom Computer Programming Services (541511), Computer Systems Design Services (541512), Computer Systems Design and Related Services (54151)

SIC

Services-Computer Programming Services (7371), Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

Catastrophe Risk Modeling & Analytics Services (FSAOACAL)

akta.pro secondary industries

Natural Catastrophe Reinsurance (NatCat) (FSAOACAD), Resilience Finance & Risk Transfer Analytics (Parametric Design, Cat Bonds, Public Risk Pools) (EUABALAK)

Keywords

• Catastrophe modeling software
• Reinsurance management platform
• Earthquake risk analytics
• Insurance risk modeling
• Parametric risk solutions

Headquarters

HQ city

Çekmeköy

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. CatMod Subscription and Licensing: CatMod catastrophic modeling platform is offered to insurance and reinsurance companies as a software service for earthquake risk assessment, portfolio analysis, and premium calculation.
2. ARU Reinsurance Management Platform: ARU (Ana Reasürans Uygulaması) provides end-to-end reinsurance process management as a SaaS platform, digitalizing contract management, transaction tracking, and portfolio analysis.
3. Custom Modeling Projects and Consulting: The company completes 100+ scenario and stochastic earthquake modeling projects, suggesting custom consulting and project-based revenue alongside software licensing.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

T-Rupt builds and sells two proprietary software platforms for the insurance and reinsurance sector. CatMod is a probabilistic and scenario-based earthquake catastrophe modeling platform that calculates hazard, expected damage, and financial losses at portfolio scale using Turkey-specific seismic data and Monte Carlo simulation. ARU (Ana Reasürans Uygulaması) is an end-to-end reinsurance lifecycle management platform covering contract management, transaction tracking, portfolio analysis, and real-time reporting via API-based architecture. Both are delivered as enterprise SaaS, primarily to Turkish insurance and reinsurance companies.

Product overview

T-Rupt Teknoloji offers a dual-product portfolio comprising CatMod (catastrophic modeling platform) and ARU (Ana Reasürans Uygulaması / Primary Reinsurance Application). CatMod is a probabilistic earthquake risk modeling platform for insurance and reinsurance companies, while ARU is a comprehensive reinsurance process management solution. Together, they address end-to-end risk and process management for the insurance and reinsurance sector, covering catastrophic modeling, reinsurance lifecycle management, data analytics, and decision support.

Differentiator

Problem solved

Functional benefit

Products and services

• CatMod (Catastrophic Modeling Platform) CatMod is a probabilistic and scenario-based earthquake catastrophe modeling platform for insurance and reinsurance companies. It calculates earthquake hazard, expected damage, and financial losses at portfolio scale using regional earthquake source models, ground motion models, local building inventory data, and Monte Carlo simulation. Capabilities include probabilistic earthquake hazard analysis, stochastic loss modeling, scenario-based risk analysis, policy-level technical premium calculation, post-earthquake rapid portfolio assessment, aftershock modeling via the Omori-Utsu model, parametric risk transfer solutions (PGA, PGV, Sa, Mw triggers), and data analytics/decision support. Integrated with Turkish seismic catalogs from Kandilli Observatory and AFAD.
• ARU (Ana Reasürans Uygulaması / Main Reinsurance Application) ARU is an enterprise-grade reinsurance lifecycle management platform that enables insurance and reinsurance companies to manage all reinsurance operations end-to-end. Capabilities include end-to-end reinsurance lifecycle management, data management and process tracking, flexible and scalable architecture, easy system integration (API-based), role-based security and compliance, real-time event-based reporting and analytics, continuous transformation and support, and fast implementation/migration solutions. Centralizes contract management, transaction tracking, and portfolio analysis.

Quantifiable outcome

• 40+ insurance and reinsurance companies use T-Rupt's services
• +2 more outcomes

Named customers10 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature10 records

Partnerships

One partnership is on record.

• Türk Reasürans A.Ş.coreStrategic or Co-development Partner · 21 December 2022T-Rupt Teknoloji A.Ş. was founded on December 21, 2022 as a wholly-owned subsidiary of Türk Reasürans A.Ş. The parent company provides strategic direction, customer access, and industry expertise in the Turkish insurance and reinsurance market. Türk Reasürans is Turkey's national reinsurance company.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Swiss Re (CatNet): Major global reinsurer operating CatNet, a web-based catastrophe analytics tool. Competes with ARU's reinsurance lifecycle management and CatMod's portfolio exposure analytics at the reinsurer level.
• Guidewire Software: Enterprise insurance platform (PolicyCenter, ClaimCenter) serving global P&C insurers. Comparable to ARU's reinsurance process management scope, though broader in policy/claims administration.
• Sapiens International: Insurance software vendor providing core systems, reinsurance, and analytics solutions. ARU competes for the same reinsurance operations modernization budget with its treaty management and portfolio analysis features.
• Munich Re (NatCatSERVICE): World's largest reinsurer with internal NatCatSERVICE catastrophe database and modeling capabilities. Functions as both a competitor and partner; re/insurers use Munich Re's tools in parallel with T-Rupt's platform.

Direct peers

• RMS (Risk Management Solutions): Global leader in catastrophe risk modeling across multiple perils (earthquake, hurricane, flood). Directly competes with CatMod in probabilistic seismic modeling and portfolio loss estimation for insurers and reinsurers.
• AIR Worldwide (Verisk): Catastrophe modeling platform within Verisk that provides probabilistic earthquake, hurricane, and terrorism models. Directly overlaps with T-Rupt's CatMod in methodology (probabilistic + stochastic) and target buyers (insurance/reinsurance).
• CoreLogic (Cotality): Property data and analytics provider with earthquake risk modeling capabilities serving insurance carriers. Overlaps with CatMod in hazard modeling and portfolio-level loss assessment.
• Aon Impact Forecasting: Aon's catastrophe modeling unit producing earthquake, windstorm, and flood models for client insurers/reinsurers. Comparable to CatMod's probabilistic modeling approach and reinsurance advisory.
• Karen Clark & Company: Independent catastrophe modeling firm offering earthquake, hurricane, and flood models to insurers globally. Directly competes with CatMod in probabilistic loss estimation and treaty structuring.

Emerging players

• Temblor Inc. Earthquake risk analytics platform serving property owners, lenders, and insurers. Narrower than T-Rupt's full-portfolio modeling but competes in the same earthquake risk intelligence category for smaller commercial customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/t-rupt

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about T-rupt