Säljarnas a-kassa

What Säljarnas a-kassa does

S\u00e4ljarnas a-kassa (legal name: S\u00e4ljarnas Arbetsl\u00f6shetskassa) is a Swedish state-recognized unemployment insurance fund (godk\u00e4nd arbetsl\u00f6shetskassa) administered under Lag 1997:239 and supervised by the Swedish Unemployment Insurance Inspectorate (IAF). Founded in the 1930s with state recognition granted in 1942, the fund specializes in providing unemployment insurance to professionals working in sales and marketing, including both employees and self-employed individuals (f\u00f6retagare). Membership is open to individuals whose work involves sales of goods/services or marketing activities, and the fund does not serve other professions.

The fund's core offering is income-replacement unemployment insurance with daily benefits up to 1,236 SEK and a maximum monthly compensation of 34,000 SEK (80% replacement rate). Member-facing services are delivered through two digital portals \u2014 Mina sidor (benefit management) and Mitt medlemskap (membership administration) \u2014 both secured by BankID authentication. Since October 2025, benefits are paid monthly via Swedbank's payment infrastructure, with member income data retrieved directly from Skatteverket (Swedish Tax Agency) for income-based calculations. The organization also relies on integrations with Arbetsf\u00f6rmedlingen for job-seeker registration and F\u00f6rs\u00f6kringskassan for social insurance coordination.

S\u00e4ljarnas operates as a member-owned mutual with no external investors, venture capital, or parent company. Revenue comes exclusively from monthly membership fees of 165 SEK (124 SEK after 25% tax reduction), the same fee regardless of employment status. Governance is exercised through a biennial association meeting (f\u00f6reningsst\u00e4mma) and a five-member board of which four are member-elected and one is appointed by IAF. The fund employs 1\u201310 staff, with postal operations handled through Fortnox Enterprise addresses in Arjeplog and the registered seat in Stockholm per the articles of association.

Name

Säljarnas a-kassa

Legal name

Säljarnas Arbetslöshetskassa

Website

https://saljarnas-akassa.se

Company type

Private

Founded year

1942

Operating status

Operating

Headcount range

1–10 employees

Short description

Säljarnas a-kassa is a Swedish state-recognized mutual unemployment insurance fund providing income-replacement coverage to professionals employed or self-employed in sales and marketing. It operates under IAF supervision with BankID-authenticated digital member portals and a flat monthly subscription fee.

Ownership category

akta.pro rank

Product category

Unemployment Insurance

NAICS

Insurance and Employee Benefit Funds (5251), Health and Welfare Funds (525120)

SIC

Services-Membership Organizations (8600), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Unemployment Insurance & Employment Support Benefits (BPAIAKAB)

Keywords

• Unemployment insurance fund
• Income protection insurance
• Social insurance services
• Professional unemployment fund
• Mutual insurance organization

Headquarters

HQ city

Arjeplog

HQ country

Sweden

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Membership fees: Monthly membership fees from members constitute the primary revenue stream. The fee is 165 SEK per month (124 SEK after 25% tax reduction), covering administrative costs and state fees for unemployment benefits paid out.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Säljarnas a-kassa administers unemployment insurance for sales and marketing professionals in Sweden. Members pay a monthly fee of 165 SEK and receive income replacement of up to 80% of previous income (capped at 34,000 SEK/month) during qualifying unemployment, with benefits administered through a digital self-service platform backed by direct human case handling.

Product overview

Säljarnas a-kassa operates as a specialized unemployment insurance fund (arbetslöshetskassa) for professionals in sales and marketing. The core offering is the unemployment insurance (arbetslöshetsförsäkring) which provides income replacement during unemployment. The digital service is delivered through two interconnected member portals: Mina sidor for managing unemployment benefits and Mitt medlemskap for membership administration. From October 2025, members use a monthly application system (månadsansökan) for benefit requests, replacing the previous weekly time reports (tidrapporter). The organization serves both employees and self-employed individuals working in sales and/or marketing.

Differentiator

Problem solved

Functional benefit

Products and services

• Arbetslöshetsförsäkring (Unemployment Insurance) Membership-based unemployment insurance fund for individuals working in sales and marketing roles in Sweden. Members pay a flat 165 SEK monthly fee and, upon qualifying unemployment, receive income replacement of up to 80% of previous income (capped at 34,000 SEK/month) for the benefit period, instead of the lower flat-rate basic benefit. Membership activity is reported by both employees and self-employed (frilans) professionals.

Quantifiable outcome

• Members can recover annual membership fee (1,980 SEK) within approximately 1.2 days of maximum unemployment benefits
• +1 more outcomes

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Partnerships

Five partnerships are on record, tiered core.

• SwedbankcoreOthersSwedbank handles all payment disbursements from Säljarnas a-kassa to members. Members must register their bank account with Swedbank's account registry for payments to be received, regardless of their primary bank.
• Arbetsförmedlingen (Swedish Public Employment Service)coreOthersMandatory partnership for unemployment insurance eligibility. Members must register as job seekers with Arbetsförmedlingen to receive benefits. Employment agency coordinates job search requirements and activity reporting.
• Skatteverket (Swedish Tax Agency)coreOthersIncome data verification partner. A-kassan retrieves member income information from Skatteverket for benefit calculations under the new income-based unemployment insurance system from October 2025.
• Försäkringskassan (Swedish Social Insurance Agency)coreOthersCoordinates activity support payments and social insurance data. A-kassan exchanges information with Försäkringskassan regarding parental leave, sick leave, and activity program participation that affects benefit eligibility.
• Säljarnas RiksförbundcoreStrategic or Co-development PartnerAssociated professional union for sales professionals. Provides income insurance products that complement a-kassa membership. Membership in both organizations is common for sales professionals seeking comprehensive income protection.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• Handelsanställdas a-kassa (HAAK/Handels a-kassa): Unemployment insurance fund for retail and wholesale trade workers. Directly comparable vertically-segmented a-kassa with similar membership-fee economics and BankID-based member service model.
• Akademikernas a-kassa (AEA): Sweden's largest unemployment insurance fund, covering academics and several professional categories. Operates the same statutory a-kassa model under IAF supervision with membership fees, BankID self-service, and income-based benefits, making it the closest direct comparator to Säljarnas.
• Lärarnas a-kassa: Teachers' unemployment insurance fund. Comparable vertical-segment a-kassa competing in the same Swedish IAF-supervised framework.
• IF Metall A-kassa: A-kassa for metalworkers and adjacent industrial professions. Peer under the same IAF-supervised Swedish a-kassa framework, serving a vertical occupational segment.
• Sveriges Ingenjörers A-kassa: Engineers' unemployment insurance fund operating the same statutory Swedish model. Another vertical-segment a-kassa with similar member-fee structure and BankID portal.
• Kommunal A-kassa: Municipal workers' unemployment insurance fund, one of Sweden's largest a-kassor by membership. Operates the same statutory model and competes for cross-occupation membership overlap.
• Småföretagarnas A-kassa: Unemployment insurance fund targeted at small business owners and entrepreneurs. Comparable a-kassa with self-employed member focus, paralleling Säljarnas' secondary segment of self-employed sales/marketing professionals.
• Unionens A-kassa: A-kassa affiliated with the Unionen trade union for private-sector white-collar workers. Competes for overlapping white-collar and commercial professional members under the identical Swedish unemployment insurance regulatory regime.
• Vårdförbundets A-kassa: Healthcare professionals' unemployment insurance fund. Comparable vertical occupational a-kassa operating under identical Swedish regulation.

Others

• Säljarnas Riksförbund: Associated professional trade body for sales professionals offering complementary income insurance products. Co-marketing partner with overlapping membership base rather than a direct a-kassa competitor.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInse.linkedin.com/company/s%C3%A4ljarnas-a-kassa

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Säljarnas a-kassa