Lararnas A-kassa

What Lararnas A-kassa does

Lärarnas a-kassa is a Swedish statutory unemployment insurance fund (arbetslöshetskassa) operating under state mandate to administer unemployment benefits. It serves exclusively the Swedish education sector — qualified teachers, school leaders, study and career counselors, and teacher students — and is the largest a-kassa in that vertical with 160,000+ members. Membership is sold as a flat 150 SEK/month subscription, granting access to unemployment benefits of up to 80% of income on a 34,000 SEK ceiling, with replacement rates tied to membership tenure (50% at 0–5 months, 60% at 6–11 months, 80% at 12+ months).

The operational technology stack is light: a headless WordPress CMS powering lararnasakassa.se (relaunched fall 2023) with Matomo for anonymized web analytics, and two self-service portals — Mina sidor for benefits administration and Mitt medlemskap for membership management — accessed via e-legitimation. The organization has no mobile app, no disclosed API surface, and no AI/ML components. Distribution is direct-to-consumer via the website and organic social channels, supplemented by referral from its core partner, the teachers' union Sveriges Lärare, which recommends Lärarnas a-kassa to its members.

Commercially, the fund operates as a non-investor-backed membership organization (organizational number 802401-2901) with no external shareholders. Revenue is derived from monthly membership fees plus an additional revenue layer through Lärarförsäkringar-administered inkomstförsäkring, which raises the income protection ceiling to 100,000 SEK for members who also belong to Sveriges Lärare. The entity is supervised by Inspektionen för arbetslöshetsförsäkring (IAF) and coordinates with Arbetsförmedlingen on job-seeker registration. No public financials are disclosed; no funding rounds, acquisitions, or leadership changes have been recorded in the input.

Name

Lararnas A-kassa

Legal name

Lärarnas a-kassa

Website

https://lararnasakassa.se

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Lärarnas a-kassa is Sweden's largest statutory unemployment insurance fund for the education sector, serving 160,000+ teachers, school leaders, career counselors, and teacher students with monthly-fee-based income protection administered under state mandate.

Ownership category

akta.pro rank

Product category

Unemployment Insurance

NAICS

Insurance and Employee Benefit Funds (5251), Other Insurance Funds (525190)

SIC

Insurance Agents, Brokers & Service (6411), Services-Membership Organizations (8600)

akta.pro primary industry

Unemployment Insurance & Employment Support Benefits (BPAIAKAB)

akta.pro secondary industry

Workforce Benefits Administration (Enrollment & Deductions) (BPACAIAF)

Keywords

• Unemployment insurance funds
• Income protection services
• Teacher benefits
• A-kassa membership
• Education sector insurance

Headquarters

HQ city

Stora Essingen

HQ country

Sweden

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Membership fees (Medlemsavgifter): Lararnas A-kassa generates revenue through monthly membership fees. Members pay a membership fee to be insured against unemployment. The organization is not a government authority but works on behalf of the state to administer unemployment benefits. The membership fee is 150 SEK per month.
2. Income insurance (Inkomstförsäkring): Members who are also members of the trade union Sveriges Lärare gain access to the union's income insurance which supplements unemployment benefits. The income insurance is administered by Lärarförsäkringar and can provide up to 80% of income up to 100,000 SEK, compared to the base unemployment insurance cap of 80% up to 34,000 SEK.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Lärarnas a-kassa is a Swedish unemployment insurance fund (a-kassa) that administers state-mandated unemployment benefits exclusively for the school sector, serving teachers, school leaders, study and career counselors, and teacher students. The organization collects monthly membership fees and pays out unemployment benefits up to 27,200 SEK per month (80% of income up to 34,000 SEK), with membership administered via digital self-service portals (Mina sidor and Mitt medlemskap) and supplementary income insurance offered in partnership with the trade union Sveriges Lärare.

Product overview

Lärarnas a-kassa is Sweden's largest unemployment insurance fund (a-kassa) for teachers, school leaders, study and career counselors, and teacher students, serving over 160,000 members. Its digital offering is organized around two primary e-service portals: 'Mina sidor' for applying for benefits, submitting monthly applications or weekly time reports, and managing insurance claims; and 'Mitt medlemskap' for managing membership details, invoices, and communications. Members who received benefit decisions after 1 October 2025 submit monthly benefit applications ('månadsansökan'), while those with earlier decisions use weekly time reporting ('tidrapportering'). The organization also offers supplementary income insurance in partnership with the trade union Sveriges Lärare, which tops up unemployment benefits to 80% of salary up to 100,000 SEK. Contact support is available via phone, email form, and post. The organization's website was relaunched in fall 2023 as a headless WordPress solution.

Differentiator

Problem solved

Functional benefit

Products and services

• A-kassa Unemployment Insurance Membership Monthly membership providing unemployment benefits to qualified teachers, school leaders, study and career counselors, and teacher students in Sweden, with replacement rates tied to membership tenure.
• Mina sidor (My Pages) E-service portal where members apply for unemployment benefits, submit weekly time reports or monthly applications, send messages, and manage their insurance claims; secured with e-legitimation (BankID or Freja+).
• Mitt medlemskap (My Membership) E-service for managing membership details, updating address information, viewing and paying invoices, and contacting the organization about membership matters; secured with e-legitimation.
• Inkomstförsäkring (Income Insurance) Supplementary income insurance available to members who also hold membership in the trade union Sveriges Lärare, providing up to 80% of income up to 100,000 SEK in combination with base unemployment benefits.

Quantifiable outcome

• Up to 27,200 SEK/month in unemployment benefits (80% of income up to 34,000 SEK base)
• +2 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Sveriges LärarecoreStrategic or Co-development PartnerLararnas A-kassa is a standalone unemployment insurance fund that collaborates closely with the trade union Sveriges Lärare. The union recommends Lararnas A-kassa to its members and the two organizations work together to provide comprehensive support to teachers. Members who belong to both organizations gain access to the union's income insurance supplement, which tops up unemployment benefits from 34,000 SEK to 100,000 SEK income ceiling. The organizations share sector expertise and coordinate advocacy efforts for improved conditions in the school sector. Membership in the union is not required for A-kassa membership and vice versa.
• Sveriges a-kassorcoreStrategic or Co-development PartnerSveriges a-kassor is the service and interest organization for all unemployment insurance funds in Sweden. Lararnas A-kassa participates in this collaborative body which works to ensure smooth and legally sound handling of member cases across all A-kassor. The organization also advocates for expanding access to unemployment insurance coverage among the Swedish workforce.
• LärarförsäkringarcoreStrategic or Co-development PartnerLärarförsäkringar administers the income insurance (inkomstförsäkring) product offered to members of both Sveriges Lärare and Lararnas A-kassa. The income insurance supplements unemployment benefits to provide up to 80% of income up to 100,000 SEK. Members apply for this supplement through Lärarförsäkringar's services, and Lararnas A-kassa coordinates data sharing with member consent via the Mina Sidor platform.
• Inspektionen för arbetslöshetsförsäkring (IAF)coreOthersIAF is the supervisory authority that audits Lararnas A-kassa's operations and compliance. They oversee all unemployment insurance funds in Sweden and publish information about applicable laws, regulations, and legal cases. IAF also administers the U2 certificate process for members seeking to job-search abroad while maintaining Swedish unemployment benefits.
• ArbetsförmedlingencoreOthersArbetsförmedlingen (Swedish Public Employment Service) is the government body to which all unemployed individuals must register as job seekers to qualify for unemployment benefits. Lararnas A-kassa receives information from Arbetsförmedlingen about registered job seekers and coordinates on activity reporting requirements. Members must be registered with Arbetsförmedlingen from their first day of unemployment.
• Swedbank (Kontoregister)minorOthersSwedbank coordinates all unemployment benefit payments for A-kassor in Sweden. Members must register their bank account through Swedbank's account registry to receive direct deposits. If no account is registered, members receive a payment advice or deposit to an existing Swedbank-connected account.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Direct peers

• Handelsanställdas A-kassa: A-kassa for retail and commercial workers affiliated with Handelsanställdas förbund. Direct peer by statute and operating model — same regulatory regime, same subscription-based unemployment insurance product, but serves the retail vertical rather than education.
• Sveriges Ingenjörer A-kassa (part of Akademikernas): Engineer-sector a-kassa now integrated with Akademikernas. Comparable as a sector-specialized Swedish unemployment insurance fund serving a credentialed professional vertical, with similar union-style governance.
• Säljarnas A-kassa: Swedish a-kassa for salespeople. Direct peer by industry classification and operating model — statutory unemployment insurance fund, monthly membership fees, digital self-service claims, regulated by IAF.
• Akademikernas a-kassa: Sweden's a-kassa for academics and university graduates under the Saco confederation. Most direct structural peer: same statutory mandate, same Swedish legal framework, similar sector-specialization model, and similar digital self-service distribution.
• Journalisternas A-kassa: Swedish unemployment insurance fund for journalists and media professionals. Strong parallel: niche vertical specialization (journalism vs. education), Swedish state mandate, recurring subscription revenue, and partnership with a professional association.
• Ledarnas A-kassa: Swedish unemployment insurance fund for managers and leaders. Direct peer operating under the same legal regime (ALF/LAK), with a similar professional-segment specialization and recurring membership-fee revenue model.

Broad incumbents

• Saco: Swedish Confederation of Professional Associations. Lärarnas a-kassa sits within the Saco ecosystem; Saco itself is a broader umbrella organization that does not administer a-kassan directly but coordinates advocacy across member funds.
• Unionen: Sweden's largest white-collar trade union with its own unemployment insurance. Comparable as a broader, established player operating in the same Swedish a-kassa system, but serving private-sector white-collar workers across all verticals rather than a specialized niche.
• TCO: Swedish Confederation of Professional Employees. Adjacent confederation to Saco representing white-collar professionals; provides broader industry context for the Swedish a-kassa market in which Lärarnas a-kassa competes.

Others

• Inspektionen för arbetslöshetsförsäkring (IAF): Swedish supervisory authority auditing all a-kassor including Lärarnas a-kassa. Relevant as the regulator that defines the operating framework; not a competitor but a structural counterparty shaping product, compliance, and reporting obligations.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/lararnasakassa
• LinkedInlinkedin.com/company/lararnasakassa
• Instagraminstagram.com/lararnasakassa
• Xx.com/lararnasakassa

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lararnas A-kassa