What The Consumer Lawyers does

The Consumer Lawyers PLLC is a private contingency-fee consumer protection law firm founded in 2022 by Frank Kerney III and Octavio "Tav" Gomez, both formerly of Morgan & Morgan's Consumer Protection Department. Headquartered at 501 E. Kennedy Blvd in Tampa, Florida, the firm represents individual consumers nationwide in cases involving inaccurate credit reporting, inaccurate background checks, debt collection harassment, housing denials, data breaches, and personal injury matters including auto accidents and slip and fall incidents. The firm self-positions as "America's Largest Inaccurate Credit Reporting Law Firm" and pursues litigation under federal consumer statutes including the FCRA, FDCPA, TCPA, and Fair Housing Act.

The firm's service offering is built on a contingency-fee revenue model with no upfront fees and free initial consultations; clients are sourced through bilingual phone intake (English 888-315-3150, Spanish 888-960-0409), SEO-optimized practice-area pages, client testimonials, and recurring earned-media appearances on Fox, CBS, NBC, ABC, Univision, and Gizmodo. The full-time team is small (1–10 employees) and includes founding attorneys plus an Of Counsel (Christopher Legg), a Litigation Manager (Lisa Escamilla), and a Law Firm Administrator (Jason Placeres), most of whom came directly from Morgan & Morgan's consumer protection practice. The firm's prior team at Morgan & Morgan was named Law360's Consumer Protection Group of the Year in 2020, which the firm treats as a core brand credential.

There is no proprietary technology platform; operations run on standard legal practice tooling, website forms, and phone-based intake. Operating geographies are claimed nationwide across all 50 states from a single Tampa office via multi-jurisdictional bar admissions. No external institutional investment, parent company, acquisitions, or funding rounds are disclosed; the firm is owned and operated by its two managing partners.

Name

The Consumer Lawyers

Legal name

The Consumer Lawyers PLLC

Website

https://theconsumerlawyers.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

The Consumer Lawyers PLLC is a Tampa-based, nationwide contingency-fee consumer protection law firm serving U.S. consumers in inaccurate credit reporting, background check, and debt collection cases, plus select personal injury matters. Founded in 2022, it operates from a single Tampa office and markets via TV appearances and SEO.

Ownership category

akta.pro rank

Product category

Consumer Legal Services

NAICS

Legal Services (5411), Credit Bureaus (561450)

SIC

Services-Legal Services (8111), Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit File Dispute Management & Consumer Data Remediation (FSAKAKAI)

akta.pro secondary industries

Consumer Rights & Public Interest Advocacy (BPAGAFAK), Compliance, Audit & Regulatory Services for Collections (FSAKAJAL)

Keywords

• Consumer protection law
• Credit reporting disputes
• Background check errors
• Debt collection defense
• Contingency fee representation

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Contingency Fee - Consumer Legal Services: The firm operates exclusively on a contingency fee basis, meaning no legal fees or costs are charged unless the firm recovers compensation for the client. This aligns firm and client interests and enables access to legal representation for consumers who cannot afford upfront legal costs.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

The Consumer Lawyers is a Tampa, Florida-based consumer protection law firm (PLLC) that represents individual consumers in disputes involving inaccurate credit reports, background check errors, debt collection harassment, data breach notifications, housing denials, and personal injury matters. Cases are handled against credit bureaus, data brokers, background screening companies, debt collectors, landlords, and insurance companies on a contingency-fee basis.

Product overview

The Consumer Lawyers PLLC is a nationwide consumer protection law firm offering legal services on a contingency fee basis. The firm provides representation in credit reporting disputes (inaccurate credit reports, background checks), debt collection harassment, data breach class actions, housing denials, credit/auto loan denials, and personal injury matters including auto accidents and slip and fall cases. The practice is built around consumer rights under federal laws including the FCRA, FDCPA, TCPA, and Fair Housing Act.

Differentiator

Problem solved

Functional benefit

Products and services

• Inaccurate Background Check Errors Representation Legal representation for consumers whose background checks—often used for employment, housing, or licensing—contain inaccurate information from screening companies such as Sterling. The firm pursues damages against the screening company and end users.
• Debt Collection Harassment Representation Representation of consumers against third-party debt collectors for harassment, abusive language, repeated calls, threats, improper disclosures, and other Fair Debt Collection Practices Act (FDCPA) violations.
• FCRA Violations / Inaccurate Credit Reporting Representation Representation of consumers in disputes over inaccurate items appearing on credit reports maintained by Equifax, Experian, and TransUnion, including pursuing statutory damages under the Fair Credit Reporting Act for denials of credit, housing, and employment.
• Credit Card Denial Claims Legal action on behalf of consumers denied credit cards due to inaccurate credit reporting by the major credit bureaus, pursued under the Fair Credit Reporting Act.
• Auto Loan Denial Claims Legal representation for consumers denied auto loans or vehicle financing because of inaccurate credit reporting, pursued against the credit bureaus and furnisher under the FCRA.
• Background Check Errors Representation (General) Legal representation for consumers harmed by erroneous background check reports used for employment, housing, professional licensing, and other decisions, against background screening companies and end users.
• Data Breach / Privacy Notification Representation Representation of consumers affected by data breaches and inadequate privacy notifications, pursuing claims against companies that failed to adequately protect consumer personal information.
• Auto Accident Personal Injury Representation Personal injury representation for consumers injured in automobile accidents, pursued on a contingency-fee basis against at-fault drivers and insurance companies.
• Slip and Fall / Premises Liability Representation Personal injury representation for consumers injured in slip and fall and other premises liability incidents, including dog bite cases, against property owners and insurers on a contingency-fee basis.

Segments7 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• The Law Offices of Robert S. Gitomer: Maryland-based consumer protection firm specializing in FCRA and FDCPA litigation. Direct peer with comparable contingency-fee model and credit-reporting focus.
• Kimmel & Silverman: Long-standing New Jersey-based consumer protection firm focused on FCRA, FDCPA, and TCPA litigation. Direct competitor in the credit reporting plaintiff bar.
• Lemberg & Associates: Connecticut-based consumer law firm handling FCRA, FDCPA, and TCPA cases nationwide. Direct peer with similar contingency model and nationwide intake.
• SmithMarco: Chicago-based consumer protection firm specializing in FCRA cases against credit bureaus and furnishers. Direct peer competing for the same nationwide FCRA case pipeline.
• Shamis & Gentile: Florida-based plaintiff firm focused on consumer protection and data breach class actions. Direct peer with overlapping credit reporting and data breach practice.
• Francis Mailman Soumilas: Premier Philadelphia-based consumer protection firm specializing in FCRA, FDCPA, and credit reporting litigation. Direct peer competing for the same inaccurate-credit-reporting case volume.
• Stein Saks: New Jersey-based consumer protection firm focusing on FCRA, FDCPA, TCPA, and credit-reporting litigation. Direct peer in the same plaintiff-side niche.
• Morgan & Morgan: Largest U.S. plaintiff law firm, operates the consumer protection practice area that The Consumer Lawyers' founders previously led. Direct competitor in FCRA/FDCPA/TCPA cases with nationwide reach.

Emerging players

• Credit Law Center: Smaller specialty FCRA-focused consumer firm operating on a similar contingency model. Emerging peer competing for the same online-intake FCRA case pipeline.
• Fair Credit Foundation: Emerging consumer-rights organization adjacent to the FCRA plaintiff bar; overlapping mission to correct inaccurate credit reporting and consumer dispute issues.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/the-consumer-lawyers

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Consumer Lawyers