CAREFIN SOLUTIONS LIMITED

What CAREFIN SOLUTIONS LIMITED does

Carefin Solutions Limited is a privately held, UK-based technology and financial intermediation business founded in 2025. It is registered as a private limited company in England and Wales (company number 16237051), with a registered office at 71-75 Shelton Street, Covent Garden, London and an operational office at 1 Capital Quarter, Tyndall Street, Cardiff. The company holds a UK VAT registration (497284731) and an ICO Data Protection registration (ZB893803).

The company's sole product is an API-first platform branded 'Integrate', which is positioned as a standalone integration layer connecting financial intermediaries (brokers, agents, and other loan originators) with lenders to enable friction-free loan application processing. According to the company's own materials, the platform is designed to reduce integration complexity by allowing intermediaries to access multiple lender partners through a single API. No underlying technical specifications, protocol details, authentication mechanisms, or rate limits are publicly disclosed, and no specific lenders, integrations, or partner network are named on the company's website.

The business model combines elements of financial intermediation with a technology offering; the stated revenue stream is transaction fees associated with loan application processing and lender connectivity. Pricing is not publicly disclosed and is handled via direct enquiry through the website contact form, phone (+44 330 551 9949), and email ([email protected]). The company serves the UK market only, with no disclosed geographic expansion, partnerships, funding, named customers, or senior management team.

Name

CAREFIN SOLUTIONS LIMITED

Legal name

Carefin Solutions Limited

Website

https://carefinsolutions.co.uk

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1–10 employees

Short description

Carefin Solutions Limited is a UK-based, pre-revenue financial technology company founded in 2025 that builds 'Integrate', an API-first platform connecting financial intermediaries with lenders for friction-free loan application processing.

Ownership category

akta.pro rank

Product category

Financial Intermediation Technology / Lending API Software

NAICS

Activities Related to Credit Intermediation (5223), Miscellaneous Intermediation (523910)

SIC

Loan Brokers (6163), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro industry

PRIMARYBPAMAOAC

System Integration & Connectors

Business & Public Services/Web, Mobile & Digital Platforms/API Platforms, Integration & Developer Tools

SECONDARYBPAEAGAH

Enterprise Integration, iPaaS & Middleware Services (API/EDI)

Business & Public Services/IT & Digital Services (Managed Services, Systems Integration)/Enterprise Applications Services (ERP/CRM/HRIS)

SECONDARYBPAEAAAF

Application Integration & API/Middleware Services

Business & Public Services/IT & Digital Services (Managed Services, Systems Integration)/IT Consulting & Systems Integration

Keywords

• API-first platform
• Financial intermediation technology
• Lender connectivity
• Loan application processing
• Lending integration software

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations

Revenue model

1. Financial Intermediation Services: Carefin Solutions combines financial intermediation with technology services. The company facilitates connections between financial intermediaries and lenders through their Integrate API platform, generating revenue through service fees associated with loan application processing and lender connectivity.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Carefin Solutions develops and operates "Integrate," a standalone API-first platform that connects financial intermediaries (such as brokers and agents) with lenders to enable friction-free loan application processing. The platform serves as a unified integration layer that streamlines connections between intermediaries and lending institutions, reducing integration complexity for its business clients.

Product overview

Carefin Solutions operates as a dual-focus business combining financial intermediation with cutting-edge technology. The company's sole product is Integrate, an API-first platform that serves as the core technology offering. Integrate bridges the gap between financial intermediaries and lenders by providing a streamlined digital connection that enables friction-free loan application processing for businesses and their customers.

Differentiator

Problem solved

Functional benefit

Brands

• Integrate: API-first technology platform designed to streamline the connection between intermediaries and lenders, delivering a friction-free experience for both businesses and their customers.

Products and services

• Integrate Integrate is a standalone, API-first technology platform that enables financial intermediaries (such as brokers and agents) to connect effortlessly with lenders, delivering a seamless, friction-free loan application experience for both businesses and their customers. It serves as a unified integration layer bridging intermediaries and lending institutions.

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators1 record

Expansion highlights3 records

Regional players

• LendingTree: US loan-marketplace connecting borrowers with lenders through digital channels. Comparable as an intermediary-lender marketplace model, though it operates in the US rather than the UK market Carefin serves.

Emerging players

• DecisioningIT: UK lending-decisioning and integration platform for brokers, lenders, and intermediaries. Comparable as an API-driven connectivity layer that links intermediaries to multiple lenders.
• Credit Kudos: UK-based credit-scoring and open-data API used by lenders and intermediaries to assess borrower affordability. Comparable as a UK lending-API infrastructure layer serving intermediaries and lenders.

Direct peers

• TrueLayer: UK open-banking API platform providing account connectivity and payments infrastructure to fintechs, lenders, and intermediaries. Closely comparable in API-first connectivity between intermediaries/fintechs and financial institutions.
• Tink: European open-banking platform owned by Visa that aggregates bank connections and powers lending, account, and payment APIs. Comparable in providing API-based connectivity between lenders/intermediaries and bank infrastructure.
• Yapily: UK-based open banking API infrastructure provider that connects businesses to bank data and payment rails. Directly comparable as a UK API-first platform enabling financial intermediaries and platforms to connect with financial institutions.
• LendingMetrics: UK loan-origination software and intermediary-lender connectivity provider. Highly comparable as a UK platform connecting brokers and intermediaries to multiple lenders through digital workflows and APIs.

Broad incumbents

• Experian: Major credit-reference and data analytics provider serving UK lenders and intermediaries. Comparable in supplying data and infrastructure that supports lender decisioning and intermediary workflows, though at much greater scale.
• Plaid: Global financial-data API platform connecting apps to bank accounts. Broadly comparable in API-first financial connectivity, but operates at significantly larger scale and broader scope than Carefin's intermediation focus.
• Equifax: Global consumer and commercial credit information provider with a significant UK footprint serving lenders, brokers, and intermediaries. Comparable as infrastructure supporting UK lending-intermediation workflows.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/carefin-solutions

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CAREFIN SOLUTIONS LIMITED