BULLRING FINANCE LTD

Name

BULLRING FINANCE LTD

Legal name

Teso Pay Inc.

Website

https://bullring.finance

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Cross-Border Payments Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Securities and Commodity Contracts Intermediation and Brokerage (5231)

SIC

Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Security Brokers, Dealers & Flotation Companies (6211), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF)

akta.pro secondary industries

Settlement, Reconciliation & Merchant Treasury Tools (Crypto) (FSADAIAK), Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ)

Keywords

• Cross-border payments
• Stablecoin settlement
• Multi-currency accounts
• Payment infrastructure API
• Crypto payment processing

Headquarters

HQ city

Birmingham

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Fees: Volume-based transaction fees on cross-border transfers, collections, and payouts. Approximately 0.45% per transaction on $1M volume with no platform fees. Fees decrease as customer volume grows.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Bullring Finance provides an API-based B2B global money movement and settlement platform that lets businesses collect funds locally, transfer value across borders via stablecoin rails (USDC/USDT), and pay out in local currencies worldwide through a single integration. Supporting capabilities include local collection accounts, multi-currency virtual accounts, local payouts, card payment acceptance (Visa, Mastercard), a Treasury & Yield module, a Crypto POS mobile app for merchant acceptance, and a Merchant Discovery Engine that surfaces crypto-accepting merchants inside partner crypto wallets.

Product overview

Bullring Finance operates as a unified global payments platform providing B2B cross-border payment infrastructure. The core product is the Global Settlement Layer, a single API that enables businesses to collect funds locally, move value across borders on stablecoin rails (USDC, USDT), and pay out in local currencies worldwide. The platform includes collections accounts, local payouts, card payment processing for merchants, multi-currency virtual accounts, and a Treasury & Yield module for liquidity management. Supporting products include the Merchant Discovery Engine (a discovery tool for crypto-friendly businesses), the Crypto POS mobile app (for merchant point-of-sale crypto acceptance), and the Bullring Finance API for programmatic integration. The company has evolved from an initial crypto POS product to focus on enterprise/global settlement infrastructure.

Differentiator

Problem solved

Functional benefit

Brands

• Merchant Discovery Engine: A discovery tool that helps crypto users find merchants who accept cryptocurrency payments, functioning like Google Maps for crypto-friendly businesses. Integrates with popular crypto wallets such as Blink, Speed Wallet, Strike, and Binance.

Products and services

• Stablecoin Payment Infrastructure (Global Settlement Layer)
• Collections

Quantifiable outcome

• Settlement in minutes vs 2-5 business days for traditional correspondent banking
• +3 more outcomes

Named customers6 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature8 records

Partnerships

One partnership is on record.

• Regulated Financial InstitutionscoreOthersBullring operates through licensed entities and regulated financial partners across all operating markets to provide fiat currency services. Partners include regulated money transmitter partners for stablecoin-to-fiat and fiat-to-stablecoin transactions.

Scale indicators5 records

Recent moves6 records

Expansion highlights3 records

Direct peers

• BVNK: BVNK provides enterprise-grade stablecoin and fiat payment infrastructure for cross-border collections, payouts, and treasury. It is the closest direct peer to Bullring's B2B global settlement layer, serving fintechs and PSPs with similar multi-currency and stablecoin-rail capabilities.
• BitPay: BitPay is one of the longest-standing crypto payment processors, enabling merchants to accept Bitcoin and stablecoins with fiat settlement. It competes with Bullring on crypto acceptance and merchant onboarding across multiple geographies.
• Alchemy Pay: Alchemy Pay is a crypto payment gateway enabling merchants to accept crypto with fiat settlement via Visa, Mastercard, and local rails. It directly mirrors Bullring's crypto-to-fiat POS and merchant acceptance functionality.
• BBridge.xyz: BBridge.xyz is a cross-border payment provider directly benchmarked by Bullring on its own pricing page. It is a direct competitor targeting similar corridors with comparable B2B cross-border transfer use cases.
• CoinsPaid: CoinsPaid provides crypto payment processing and on/off-ramp infrastructure for merchants and fintechs. It overlaps with Bullring on merchant crypto acceptance, fiat settlement, and B2B API integrations.
• Bridge (Stripe): Bridge offers a stablecoin API platform for payments, treasury, and on/off-ramps, and was acquired by Stripe. It competes head-to-head with Bullring's stablecoin-native API offering for embedded finance and cross-border B2B use cases.

Broad incumbents

• Wise: Wise (formerly TransferWise) operates a global multi-currency account and cross-border payment network serving consumers and businesses. It is a broad incumbent that competes with Bullring's B2B cross-border settlement value proposition.
• Stripe: Stripe is a global payments platform that, post-Bridge acquisition, now offers stablecoin API infrastructure. It is a broad incumbent with the developer relationships and balance sheet to challenge Bullring on both fiat and stablecoin rails.
• Airwallex: Airwallex is a global cross-border payments and multi-currency account platform explicitly benchmarked against Bullring. It is a broader incumbent offering FX, payments, cards, and treasury at scale across more geographies.

Regional players

• Yellow Card: Yellow Card is a leading Africa-focused crypto on/off-ramp and stablecoin payments platform. It overlaps with Bullring on African corridors (NGN, GHS, ZAR, etc.) and competes for cross-border B2B volume originating in or destined for the continent.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/bullringfinance
• GitHubgithub.com/bullringfinance
• Facebookfacebook.com/Bullringfinance
• LinkedInlinkedin.com/company/bullringfinance
• Instagraminstagram.com/bullringfinance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BULLRING FINANCE LTD