What FENTICS TECHNOLOGY LIMITED does

Fentics Technology Limited is a UK-domiciled, privately held SaaS company that provides a cloud-based Asset-Liability Management (ALM) automation platform for the insurance industry. The platform is built off-the-shelf and fully aligned with two regulatory frameworks — Solvency II and BMA EBS — and unifies capital markets and actuarial modelling into a single integrated framework. Fentics serves insurance carriers (life, pensions, and general insurers) primarily in EMEA and the Americas, addressing use cases spanning asset data warehousing, market and asset modelling, actuarial modelling, analysis of change, stress testing, whole balance sheet modelling, reserving, real-time solvency estimation, and Capital Management Planning (CMP) / Own Risk and Solvency Assessment (ORSA) workflows.

The product surface is organised into seven integrated modules — Data Warehousing, Market and Asset Modelling, Actuarial Modelling, Analysis of Change, Stress Testing, Whole Balance Sheet Modelling, and the core Fentics ALM Automation Platform — delivered as a web-based SaaS subscription. The company goes to market through an enterprise field-sales motion targeting risk and actuarial stakeholders at insurance companies, with custom pricing tied to scope, assets under management, and regulatory requirements. Founding partners each bring nearly two decades of ALM and capital modelling experience and have previously built models managing tens of billions of liabilities under SII and BMA EBS.

Fentics has accumulated notable third-party validation, including Risk.net Insurance Risk Awards 2025 for Life & Pensions ALM System of the Year, InsuranceERM UK & Europe 2026 ALM Solution of the Year, and Chartis Research recognition for Integrated Balance Sheet & Capital Management. The company holds SOC 2 Type 2 attestation and GDPR compliance posture, meeting enterprise procurement requirements. Ownership is private and not publicly disclosed; no venture capital or private equity backing, M&A activity, or leadership transitions appear in the available record.

Name

FENTICS TECHNOLOGY LIMITED

Legal name

Fentics Technology Limited

Website

https://fentics.co.uk

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

Fentics Technology Limited is a UK-based private SaaS provider of a cloud-based Asset-Liability Management platform for the insurance industry, unifying capital markets and actuarial modelling under Solvency II and BMA EBS frameworks for life, pensions, and general insurers across EMEA and the Americas.

Ownership category

akta.pro rank

Product category

Insurance ALM Software

NAICS

Software Publishers (5132), Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394), Finance and Insurance (52)

SIC

Services-Prepackaged Software (7372), Investment Advice (6282)

akta.pro primary industry

Run-off Investment & Asset-Liability Management (ALM) for Legacy Books (FSAOAJAO)

akta.pro secondary industries

Captive Insurance Advisory & Management (FSAEADAF), Enterprise Risk Management (ERM) Advisory (BPAHAFAA)

Keywords

• Insurance ALM software
• Asset-liability management
• Solvency compliance
• Actuarial modelling
• Risk management SaaS

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. ALM SaaS Platform Subscription: Cloud-based ALM SaaS solution delivered as a subscription service to insurance companies. The platform covers asset pricing, capital calculations, Capital Management Planning (CMP), and Own Risk and Solvency Assessment (ORSA) modelling.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Fentics provides a cloud-based Asset-Liability Management (ALM) SaaS platform built specifically for the insurance industry. The platform is off-the-shelf and fully aligned with Solvency II and BMA EBS regulatory frameworks, unifying capital markets and actuarial modelling into one integrated framework covering asset pricing, capital calculations, stress testing, reserving, Capital Management Planning (CMP), and Own Risk and Solvency Assessment (ORSA) modelling.

Product overview

Fentics offers a single, unified cloud-based ALM SaaS platform for the insurance industry. The platform consists of seven integrated modules: the Fentics ALM Automation Platform (core), Data Warehousing, Market and Asset Modelling, Actuarial Modelling, Analysis of Change, Stress Testing, and Whole Balance Sheet Modelling. These modules work together to provide end-to-end automation covering asset pricing, capital calculations, stress testing, reserving, and ORSA/CMP modelling, all aligned with Solvency II and BMA EBS regulatory requirements.

Differentiator

Problem solved

Functional benefit

Products and services

• Fentics ALM Automation Platform

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature10 records

Scale indicators2 records

Recent moves1 record

Expansion highlights4 records

Broad incumbents

• Willis Towers Watson (Willis Re / Risk & Analytics): Provides enterprise ALM, capital modelling, and risk management software used by life and P&C insurers. Comparable to Fentics on integrated balance sheet and regulatory capital workflows.
• Moody's Analytics: Provides broad insurance risk and capital modelling software, including ALM, regulatory reporting, and economic capital tools. Directly comparable to Fentics across Solvency II and asset-liability workflows but operates as a much larger incumbent with a wider portfolio.
• Clarity Insights / Verisk (Life & Health Analytics): Provides actuarial, underwriting, and regulatory analytics for life and health insurers with overlapping ALM and capital-modelling capabilities. Broader portfolio than Fentics but directly competitive in target use cases.
• FIS Insurance (including Prophet): Provides Prophet actuarial modelling software and broader insurance platforms used for ALM, reserving, and regulatory reporting. Competes in the same enterprise insurance software segment as Fentics.
• Milliman: Leading actuarial consulting firm with proprietary software tools (e.g., MG-Hedge, Integrate) for ALM, capital modelling, and Solvency II. Comparable to Fentics on integrated balance sheet modelling and insurance risk analytics.

Direct peers

• RiskEdge Solutions (Adacta): Adacta's RiskEdge is a cloud-based ALM and Solvency II reporting platform for insurers. Direct competitor to Fentics in EMEA with comparable scope of integrated balance sheet and capital modelling.
• Wolters Kluwer (OneSumX for ALM): OneSumX is a regulatory reporting and ALM suite widely used by European insurers under Solvency II. Overlaps directly with Fentics on integrated balance sheet modelling, actuarial, and asset modelling workflows.
• MSG Life (msg): Provides integrated insurance software including ALM, actuarial modelling, and Solvency II tools widely deployed at European insurers. Comparable to Fentics on regulatory capital and balance sheet workflows.

Emerging players

• SAS Insurance Analytics: Analytics platform used by insurers for risk modelling, stress testing, and capital management. Overlaps with Fentics on data warehousing and analytical modelling, though broader in scope.
• Zanders (treasury and ALM consulting): Provides ALM, treasury, and balance sheet risk solutions for insurers and asset managers. Comparable to Fentics on ALM reporting and stress testing, with a stronger consulting orientation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/fentics-technology

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FENTICS TECHNOLOGY LIMITED