ARC COMPLY LTD

What ARC COMPLY LTD does

ARC Comply is a London-based (Canary Wharf) fintech that builds an API-first compliance screening platform for anti-money laundering, sanctions, KYC/KYB and trade compliance. The platform is offered as a core engine with modular add-on products including client screening, corporate structure (KYB) screening, transaction screening, trade finance screening, entity matching and resolution, collateral screening, structured finance obligor screening, denied party screening, goods classification, and a screening testing/audit module. Under the hood, the engine combines custom matching algorithms, a purpose-built inverted index, async runtime concurrency and lightweight "nano" language models to deliver 20,000+ checks per second at sub-5ms latency, with a deterministic rules + ML hybrid scoring approach that prioritises explainability on every match. It screens against premium ION datasets covering 6m+ risk profiles and 1.1m+ PEPs enriched from 45k+ sources.

The company targets enterprise customers across six verticals: banking and financial services, crypto and digital assets (CASPs), insurance, trade finance, structured finance, and manufacturers/exporters. Go-to-market is direct enterprise field sales supported by a partner ecosystem (LSEG, ION Analytics, ConceptABS, Joint Services) and powered by an API-first delivery model deployable in cloud, VPC or on-premises. Pricing is quote-based with multi-year contracts and revenue scales with both subscription seats and API usage.

ARC Comply is part of the ARC Risk Group alongside ARC Ratings and ARC Analytics. It was founded by Luca Primerano (CEO) and was formerly known as Tulipa Machines before rebranding; in November 2025 sister company ARC Analytics invested £5.3 million to accelerate product development, and in February 2026 the firm achieved ISO/IEC 27001:2022 certification. The company is privately held as ARC Comply Limited, registered in England and Wales.

Name

ARC COMPLY LTD

Legal name

ARC Comply Limited

Website

https://arccomply.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

11–50 employees

Short description

ARC Comply is a London-based fintech that provides an API-first compliance screening platform for AML, KYC/KYB, sanctions and trade finance. It serves banks, insurers, crypto asset service providers, trade finance institutions, structured finance participants and manufacturers/exporters globally.

Ownership category

akta.pro rank

Product category

Compliance Screening Software

SIC

Finance Services (6199)

akta.pro primary industry

Financial Crime Compliance Program Management (Policies, Controls, Training) (FSAMAMAH)

akta.pro secondary industries

Regulatory Compliance Management (Policies, Attestations, Obligations Mapping) (FSAFAKAG), Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies) (HDAEANAE), Cloud Compliance, Audit & Continuous Controls Monitoring (CCM/GRC) (HDABAHAI)

Keywords

• Compliance screening software
• AML transaction monitoring
• Sanctions screening platform
• Know your customer screening
• Regulatory compliance technology

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Compliance Screening Platform Subscription: SaaS-based compliance screening platform sold as subscription, with configurable modules for client screening, transaction screening, trade finance screening, entity resolution, collateral screening, denied party screening, goods classification, and screening testing. Pricing is quote-based, tailored per deployment model (cloud, VPC, on-premises) and customer scale.
2. API Usage: API-first platform enabling real-time screening at scale. Core integration via REST and batch APIs. Revenue scales with usage volumes (20,000+ checks/sec throughput capability).

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

ARC Comply provides an API-based, high-performance compliance screening platform that screens clients, counterparties, beneficial owners, transactions, trade documents, and collateral against sanctions, PEPs, adverse media, and watchlists in real time. The platform is delivered as configurable SaaS modules with cloud, VPC, or on-premises deployment, combining rule-based and machine-learning scoring with explainable audit-ready rationale for every decision.

Product overview

ARC Comply is a unified compliance screening platform built as a core engine with modular add-on products. The platform delivers real-time, high-performance risk screening (20,000+ checks/sec, sub-5ms latency) across client screening, corporate structure/KYB, transaction screening, trade finance screening, entity resolution, collateral screening, structured finance obligor screening, denied party screening, goods classification, and screening testing/audit. The offering integrates AI-driven matching, configurable policies (120+ parameters), and explainable decision-making across all modules, supporting industries including banking, crypto, insurance, trade finance, structured finance, and manufacturing/export.

Differentiator

Problem solved

Functional benefit

Products and services

• Client Screening Screen customers, counterparties, beneficial owners, and related entities with explainable decisions across the full client lifecycle from onboarding to continuous monitoring.
• Corporate Structure Screening (KYB) Maps a company's full ownership structure including subsidiaries, directors, shareholders, and ultimate beneficial owners, screening every party against sanctions, PEPs, and adverse media with continuous re-screening as ownership and watchlists change.
• Transaction Screening Real-time risk detection across payments and transaction data, screening SWIFT, SEPA, and MX messages with policy-driven decisions at sub-5ms latency.
• Trade Finance Screening Screen parties, goods, vessels, documents, routes, and jurisdictions to uncover hidden sanctions, dual-use, and financial crime risk across letters of credit, bills of lading, and invoices.
• Entity Matching & Resolution API Resolve messy, multilingual, incomplete, and inconsistent entity data with compliance-grade matching using AI and contextual signals to surface hundreds of match variations while minimizing false positives.
• Screening Testing & Audit Test, tune, and evidence screening controls with adversarial scenarios, benchmark data, and defensible performance reporting including historical look-back across real portfolios.
• Collateral Screening Double pledging detection that reconciles loan tapes across an originator's whole book to surface the same asset pledged into multiple warehouse lines, SPVs, or term deals.
• Structured Finance Obligor Screening Screen obligors, originators, sponsors, servicers, and related parties across structured finance portfolios and transactions with deal-aware risk scoring.
• Denied Party Screening Screen customers, suppliers, distributors, logistics providers, vessels, and counterparties against sanctions, denied-party, and restricted-entity lists across jurisdictions with continuous updates.
• Goods & Material Classification Classify goods and materials from product descriptions and shipment data to identify dual-use exposure, customs codes, controlled goods, and trade restrictions.

Quantifiable outcome

• 38% fewer false positives (illustrative result from screening testing confusion matrix)
• +3 more outcomes

Named customers13 records

Segments6 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature12 records

Partnerships

Six partnerships are on record, tiered core, supporting and flagship.

• LSEGcoreTechnology or IntegrationGlobal risk intelligence and compliance data provider supporting customer, counterparty and third-party screening. LSEG is listed as a partner providing data feeds for the screening platform.
• ION AnalyticscoreTechnology or IntegrationSpecialist intelligence and risk data provider (formerly Acuris) supporting enhanced due diligence, adverse media and corporate risk assessment. Premium data covering 6m+ risk profiles and 1.1m+ PEPs used by ARC Comply.
• ConceptABScoreTechnology or IntegrationLeading provider of securitisation deal data and commentary to the world's largest financial institutions. Provides structured finance data and analytics covering asset-backed securities issuance, deal structures and pricing for ARC Comply's structured finance solutions.
• Joint ServicessupportingImplementation/ SI/ Consulting PartnerSpecialist AML advisory and implementation partner that optimises compliance workflows and manages operational change. Helps ARC Comply customers deploy faster, configure with confidence and optimise alert handling.
• ARC RatingsflagshipStrategic or Co-development PartnerPart of the ARC group alongside ARC Comply and ARC Analytics. A global credit ratings agency, ESMA & FCA registered, SFC licensed, and designated External Credit Assessment Institution (ECAI). Part of the same parent group (ARC Risk Group).
• ARC AnalyticsflagshipStrategic or Co-development PartnerPart of ARC Risk Group, providing trusted analytical tools, data and insights that support market participants in risk analysis across asset classes. Sister company to ARC Ratings and parent of ARC Comply.

Scale indicators8 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• FinScan: Specialist sanctions, PEP and AML screening platform purpose-built for payments and correspondent banking. Closely comparable to ARC Comply's transaction screening and high-throughput positioning.
• Dow Jones Risk & Compliance: Provider of sanctions, PEP and adverse media screening data and screening solutions to global financial institutions and corporates. Competes head-on with ARC Comply's client screening and watchlist coverage.
• ComplyAdvantage: AI-native AML and sanctions screening platform serving banks, fintechs and crypto firms with client/transaction screening and KYC. Direct competitor across ARC Comply's core banking, crypto and fintech segments.

Emerging players

• Napier AI: AML compliance platform combining transaction monitoring, client screening and AI-based risk scoring for banks and fintechs. Direct overlap on screening engine and AI-led scoring vs. ARC Comply.
• Silent Eight: AI-driven AML and sanctions alert adjudication platform serving global banks. Competes with ARC Comply's transaction and client screening and the agentic AI case-management positioning.
• Sanctions.io: Sanctions, PEP and denied-party screening API provider targeting fintechs, crypto firms and exporters. Comparable on API-first screening delivery and modular screening use cases ARC Comply also serves.
• ThetaRay: AI-based AML and sanctions transaction screening platform focused on cross-border payments and correspondent banking. Competes with ARC Comply's real-time transaction screening positioning.

Broad incumbents

• NICE Actimize: Established enterprise financial crime compliance suite covering AML, sanctions, transaction monitoring and KYC for global banks. Broad incumbent offering overlapping ARC Comply's transaction screening and client screening modules but as part of a much wider compliance portfolio.
• LexisNexis Risk Solutions: Large-scale provider of compliance, AML, KYC and entity resolution data and platforms to banks, insurers and corporates. Overlaps ARC Comply on entity resolution, sanctions screening and customer due diligence.
• Refinitiv World-Check (LSEG): LSEG-owned sanctions/PEP/watchlist screening data and platform widely embedded in bank onboarding and KYC workflows. Direct overlap on the screening data and client screening use cases ARC Comply targets, with massive incumbent distribution.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/arc-comply

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARC COMPLY LTD