What ARC Analytics does

ARC Analytics is a UK-domiciled data and analytics technology company operating as the technology and analytics division of ARC Risk Group, alongside the FCA- and ESMA-registered credit ratings agency ARC Ratings. The company specializes in structured finance and financial crime compliance, building four core product lines: InfoSieve for automated loan-tape cleaning, Free Risk Models offering unlimited Monte Carlo-based cash flow and portfolio risk simulations, Concept ABS — the leading primary-market ABS deal database covering 31 asset classes across 51 countries since 2003 — and ARC Comply, a high-performance AML, sanctions, and entity resolution compliance platform acquired via a £5.3m investment in November 2025. Its proprietary technology stack includes an Entity Resolution API processing 20,000+ queries per second with sub-5ms latency across hundreds of languages, and an AI-augmented InfoSieve engine for automated error detection on structured finance datasets.

ARC Analytics serves a concentrated professional buyer base spanning structured finance investors, portfolio managers, originators, syndicate desks, professional services firms, and compliance teams at banks and corporates. Named clients include BBVA, Credit Suisse, Moody's Analytics, Linklaters, and PASH Global. The company operates a hybrid go-to-market combining direct enterprise field sales for subscription products (Concept ABS, InfoSieve, ARC Comply) with a product-led growth strategy anchored by the free and unlimited risk modeling tools. Revenue derives primarily from annual and monthly subscription fees, supplemented by professional services for tailored data analytics engagements and data monetization through sale of analysis-ready datasets and credit risk models.

The company is privately held, headquartered in Waltham (US office) with UK legal domicile (ARC Risk Models Limited), and has been actively expanding through both M&A and product investment. The March 2026 Concept ABS acquisition consolidated its position as the dominant data provider for primary-market ABS syndicate desks across Europe and Australia, while the ARC Comply investment added a parallel growth engine in compliance automation. The firm publishes the Freshly Squeezed newsletter and podcast, maintains presence at Global ABS Barcelona, and leverages its team's prior experience at Google, Uber, Monzo, Deloitte, Accenture, Barclays, Credit Suisse, Amazon, Goldman Sachs, and Deutsche Bank as a recruiting and credibility asset.

Name

ARC Analytics

Legal name

ARC Risk Models Limited

Website

https://arcanalytics.com

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

1–10 employees

Short description

ARC Analytics is a UK-domiciled fintech that provides structured finance analytics, ABS deal data, automated loan-tape cleaning, and high-performance AML compliance screening to global banks, asset managers, syndicate desks, and law firms across 51 countries.

Ownership category

akta.pro rank

Product category

Structured Finance & Compliance Analytics Software

NAICS

Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Other Financial Investment Activities (5239), Portfolio Management and Investment Advice (523940)

SIC

Asset-Backed Securities (6189), Investment Advice (6282)

akta.pro primary industry

Analytics, Risk Models & Factor/Style Indices (FSAFAIAG)

Keywords

• Structured finance analytics
• Loan tape cleaning
• ABS deal tracking
• Financial crime compliance
• Risk modeling software

Headquarters

HQ city

Waltham

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Subscription Platform Access: Recurring subscription fees for access to Concept ABS deal database and ARC Comply compliance platform. Enterprise pricing based on organization size and usage scope.
2. Free Risk Models (Lead Generation): Free risk modeling tools that drive awareness and generate leads for paid enterprise products and services. Completely free and unlimited access.
3. Data Analytics Services: Tailored solutions and custom data analytics services for complex financial data challenges. Professional services engagement model.
4. Data Monetisation: Sale of analysis-ready datasets and credit risk models to structured finance participants. Automated data preparation and standardized deal and loan-level data products.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

ARC Analytics builds and sells data and analytics software for the structured finance and compliance markets. Its portfolio includes InfoSieve (automated loan-tape cleaning), Free Risk Models (free cash-flow, portfolio, banking and insurance risk simulators), Concept ABS (primary-market ABS deal tracking and analytics across Europe and Australia), and ARC Comply (high-performance AML, sanctions and transaction screening APIs). Products are sold via subscription and freemium models to financial institutions, asset managers, originators, syndicates and professional services firms.

Product overview

ARC Analytics is a data and analytics technology company specializing in structured finance and compliance, operating as a platform-plus-modules architecture. The core portfolio consists of four main products: (1) InfoSieve for automated loan-tape cleaning and analysis; (2) Free Risk Models providing free and unlimited structured and corporate finance tools including Cash Flow Simulator, RMBS Collateral Evaluator, Portfolio Risk Calculator, Banking Risk Models, and Insurance Risk Models; (3) Concept ABS, acquired as a leading primary-market ABS data provider covering Europe and Australia with live deal updates, deal database, analytics dashboard, and league tables; and (4) ARC Comply, a high-performance financial crime compliance platform featuring Client Screening, Entity Resolution API, Transaction Screening, and Screening Audit Workbench. The company also publishes Freshly Squeezed, a structured finance newsletter and podcast.

Differentiator

Problem solved

Functional benefit

Brands

• ARC Comply: High-performance financial crime compliance platform offering AML screening, entity resolution API, transaction screening, and screening audit workbench for corporates and financial institutions
• InfoSieve
• Concept ABS
• Free Risk Models

Products and services

• InfoSieve Automated loan-tape cleaning and analysis platform that eliminates manual data preparation for structured finance transactions. Provides multi-asset class support, automatic error detection, smart corrections, encrypted secure data vault with role-based access, and data lineage/audit trails for regulatory compliance. Targets originators, syndicate desks and portfolio managers who need analysis-ready datasets.
• Free Risk Models Free, unlimited suite of structured and corporate finance risk modeling tools. Includes cash flow simulators with dynamic payment waterfalls, RMBS collateral evaluation using ARC Ratings methodology, Monte Carlo-based portfolio risk calculators for CLOs/SRTs/SMEs/Project Finance/Trade Finance, banking credit analysis models, and insurance credit risk models. Targets structured finance professionals, credit analysts, and bankers.
• Concept ABS Primary-market ABS data platform providing live deal updates, deal-level research, market trend analysis, and pricing curves for European and Australian securitization markets. Includes an analytics dashboard and league tables, with a deal database covering 31 asset classes across 51 countries and 50,000+ tranches analyzed. Trusted by every active syndicate desk in the primary ABS market.
• ARC Comply High-performance financial crime compliance platform for corporates and financial institutions. Provides client/AML screening, an Entity Resolution API (sub-5ms response, 20,000+ queries/sec across hundreds of languages), real-time transaction screening (20,000+ items/sec), and a Screening Audit Workbench for rapid historical auditing. Designed to reduce false positives and maintain regulator-ready compliance.

Quantifiable outcome

• Reduce data preparation from weeks to minutes
• +4 more outcomes

Named customers5 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability11 records

Feature6 records

Partnerships

Four partnerships are on record, tiered flagship and core.

• Concept ABSflagshipStrategic or Co-development Partner · 31 March 2026ARC Analytics completed a strategic investment in Concept ABS, the leading primary-market ABS data provider across Europe and Australia. The investment provides Concept ABS with long-term backing to support its strategic roadmap, expand product capability, and accelerate platform development. Matt De Bergolis stepped up as CEO, with Tom Lemmon joining as Director. Concept ABS continues to operate under existing brand and business model.
• ARC Comply (formerly Tulipa Machines)flagshipStrategic or Co-development Partner · 13 November 2025ARC Analytics invested £5.3m in ARC Comply (formerly Tulipa Machines) to expand its high-performance, client-centric compliance platform. ARC Comply specializes in financial crime compliance technology with ultra-fast APIs and automated workflows.
• ARC RatingscoreOthersSister company and part of ARC Risk Group. ARC Ratings is a global Credit Ratings Agency registered with ESMA and the FCA, designated as an External Credit Assessment Institution (ECAI). ARC Analytics and ARC Ratings form part of ARC Group but operate as separate entities.
• ARC Risk GroupcoreOthersParent holding company operating predominantly through two divisions: ARC Ratings and ARC Analytics. ARC Risk Group is the trade name/brand registered and used by ARC Group.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Moody's Analytics: Moody's Analytics provides structured finance data, cash flow modeling, and risk analytics that directly overlap with ARC Analytics' risk models; notably Moody's is also an ARC customer, making it both a partner and a competitor.
• ComplyAdvantage: ComplyAdvantage offers AI-driven AML screening, transaction monitoring, and entity resolution APIs, directly competing with ARC Comply's high-throughput, low-latency compliance platform for fintechs and challenger banks.
• S&P Global Market Intelligence: S&P Global offers structured finance data, analytics, and securitization tracking (including through acquired IHS Markit), making it a direct competitor to Concept ABS and InfoSieve across ABS deal coverage and loan-level data.
• Intex Solutions: Intex is the dominant specialist provider of cash flow modeling and deal analytics for ABS, RMBS, CMBS, and CLO markets — competing head-to-head with ARC's Cash Flow Simulator and Concept ABS deal coverage.
• Trepp: Trepp is a leading provider of CMBS, RMBS, and CRE data and analytics, with deep loan-level datasets and portfolio monitoring tools that directly compete with ARC's structured finance analytics for commercial mortgage and securitization workflows.

Broad incumbents

• NICE Actimize: NICE Actimize is a leading enterprise AML, KYC, and transaction monitoring platform serving global financial institutions — a primary competitor to ARC Comply in the financial crime compliance space.
• Black Knight (ICE Mortgage Technology): Black Knight provides mortgage loan-level data, securitization analytics, and servicing technology across the US mortgage market — overlapping with InfoSieve's loan-tape cleaning focus on RMBS collateral preparation.
• MSCI: MSCI provides factor indices, risk models, and portfolio construction analytics used by institutional investors, with overlap to ARC's analytics tools though MSCI focuses more on equity/factor analytics than ABS.
• Finastra: Finastra provides capital markets, treasury, and banking software including securitization and loan analytics capabilities, competing for bank technology budgets that ARC Analytics targets with InfoSieve and Concept ABS.
• Bloomberg L.P. Bloomberg Terminal provides ABS deal data, analytics, and cash flow modeling as part of its broader financial data platform, directly overlapping with Concept ABS and ARC's risk models while serving a far larger enterprise customer base.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/arc-analytics
• Facebookfacebook.com/ArcAnalytics

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARC Analytics