MILLION PLUS PRIVATE FINANCE LIMITED

What MILLION PLUS PRIVATE FINANCE LIMITED does

Million Plus Private Finance Limited (operating brand: "MillionPlus") is a UK-based, privately held specialist finance firm founded in 2013 and headquartered in Beaconsfield. Per its firmographic record, the company provides three integrated services to high-net-worth clients: structured lending, mortgage brokerage, and luxury asset finance. Its public-facing tagline — "Buy. Sell. Finance." — codifies the proposition as a single counterparty that can support a client across the acquisition, divestment, and financing stages of high-value transactions.

The firm's business model appears to be a combination of fee-based brokerage/intermediation (mortgage brokerage, transaction support) and principal-based structured lending, supplemented by luxury asset finance. Income mechanics would therefore be expected to combine origination fees, broker commissions, spread on lending activity, and asset finance margins, although none of these are explicitly disclosed in the available source material. The addressable customer segment is narrowly defined — UK-based or UK-active high-net-worth individuals requiring bespoke financing solutions that fall outside the standard high-street bank offering, including financing against luxury assets.

Evidence on operating scale is thin: the source data contains no revenue figure, no headcount, no office footprint beyond the Beaconsfield base, no customer logos, no funding history, no leadership roster, and no technology stack information. Likewise, there are no public disclosures on products as discrete modules, regulatory permissions, partner integrations, certifications, or AI/ML capabilities. As a result, the description above is constrained to what is directly grounded in the firmographic record and tagline; readers should treat the absence of further disclosure itself as a signal of the firm's deliberate low-profile, private operating posture rather than negative inference about product depth.

Name

MILLION PLUS PRIVATE FINANCE LIMITED

Website

https://millionplus.com

Company type

Private

Founded year

2013

Short description

Million Plus Private Finance Limited is a UK-based, privately held specialist finance firm, founded in 2013 and headquartered in Beaconsfield, providing structured lending, mortgage brokerage, and luxury asset finance to high-net-worth clients.

Ownership category

akta.pro rank

Product category

Private Finance

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Private Banking Lending (Securities-Backed, Real Estate, Structured Credit) (FSABADAE)

akta.pro secondary industry

Affluent / Mass-Affluent Private Banking (FSABADAC)

Keywords

• Structured lending services
• Mortgage brokerage
• Luxury asset finance
• High net worth lending
• Private finance

Headquarters

HQ city

Beaconsfield

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Core offering

Million Plus Private Finance Limited (trading as MillionPlus) provides structured lending, mortgage brokerage, and luxury asset finance to high-net-worth clients. The firm acts as a private finance intermediary enabling qualifying clients to buy, sell, and finance high-value assets through tailored lending and brokerage arrangements. Founded in 2013 and headquartered in Beaconsfield, United Kingdom.

Product overview

The source data provides only the company name "MillionPlus" and tagline "Buy. Sell. Finance." No detailed product portfolio, modules, or service descriptions are available in the provided content to determine whether the offering is a single unified product or a platform-plus-modules architecture.

Differentiator

Problem solved

Functional benefit

Products and services

• Structured Lending Bespoke structured loan facilities arranged for high-net-worth clients to support complex, high-value personal transactions that fall outside standard retail bank criteria.
• Mortgage Brokerage
• Luxury Asset Finance

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves2 records

Emerging players

• LendInvest: UK specialist property finance platform offering bridging, development, and buy-to-let mortgages with a digital/tech-led origination model. An adjacent emerging player with overlapping structured and short-term property lending, comparable on UK specialty mortgage focus.

Direct peers

• West One Loans: UK specialist lender offering complex and large-ticket residential, buy-to-let, and bridging finance. Comparable on structured lending against luxury/prime property, overlapping with MillionPlus's mortgage and structured credit offering.
• Private Finance: UK mortgage broker specialising in large, complex, and high-net-worth residential and commercial mortgages. Comparable in business model (intermediary on bespoke lending) and HNW focus.
• Together Money: UK specialist lender in residential, buy-to-let, bridging, and secured lending with a focus on customers underserved by mainstream banks. Comparable in specialist/structured lending orientation and UK private-finance positioning.
• Octane Capital: UK specialist mortgage broker/lender focused on complex and high-net-worth residential and buy-to-let cases. Closely comparable to MillionPlus on product mix (specialist mortgage brokerage and structured lending) and target HNW client base.
• Enness Global Mortgages: UK-based high-net-worth mortgage broker arranging large-balance residential and buy-to-let finance. Direct comparable in target customer (HNW), geographic market (UK), and core service (mortgage brokerage for complex cases).

Broad incumbents

• Aldermore Bank: UK challenger bank with a sizeable specialist mortgage and commercial finance book serving SMEs, landlords, and complex borrowers. A broader incumbent with overlapping specialist-lending capability relevant to MillionPlus's structured credit niche.
• Shawbrook Bank: UK challenger bank specialising in specialist mortgages, commercial lending, and savings. Comparable as a scaled UK specialist lender with structured property finance products serving complex borrower segments adjacent to MillionPlus's HNW book.
• Coutts: UK private bank serving UHNW clients with bespoke mortgages, structured lending, and wealth advisory. Represents the incumbent private banking benchmark that MillionPlus partially competes against for HNW lending mandates.
• Kensington Mortgages: UK specialist residential mortgage lender focused on self-employed, complex income, and high-loan-to-value borrowers. Overlaps with MillionPlus on complex/HNW residential mortgage underwriting in the UK.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/millionplus-private-finance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MILLION PLUS PRIVATE FINANCE LIMITED