What Trinity Habitat For Humanity does

Trinity Habitat for Humanity is a 501(c)(3) nonprofit affordable housing organization founded in 1989 in Fort Worth, Texas, and operating as an affiliate of Habitat for Humanity International. It serves five North Texas counties — Tarrant, Parker, Johnson, Wise, and Palo Pinto — and is ranked in the top 10 of more than 1,200 Habitat affiliates nationally for new home production. The organization partners with working families who cannot qualify for conventional mortgages, requiring a minimum income of $42,000 and a debt-to-income ratio below 50%; partner families contribute sweat equity alongside volunteers to build their homes and finance purchases through below-market mortgages issued by Trinity Lending Company (TLC), the in-house nonprofit lender.

The organization's core programs include the Home Construction Program, Trinity Lending Company, Habitat U (a financial literacy and homeownership education curriculum), Preserve A Home (an aging-in-place repair program funded in part by federal grants), and Cowtown Brush Up (a bi-annual community paint event). Four ReStore retail locations in Fort Worth (North and South), Arlington, and Cleburne sell donated building materials, furniture, and appliances at 20-70% off retail, supplemented by an eBay storefront; ReStore operates as a sustained fundraising arm. Revenue is diversified across ReStore retail sales, individual and corporate donations, foundation and corporate grants, recurring mortgage servicing income through TLC, and government grants for repair programs. Notable 2024-2025 strategic initiatives include the Opal Lee Legacy Build (100 planned homes honoring the civil rights icon), a 114-unit mixed-income community in Forest Hill, and Allen Village townhomes near Fort Worth.

Technology footprint is limited and non-proprietary; the organization runs on a standard nonprofit web platform with no disclosed APIs, AI capabilities, or differentiated software systems. Leadership comprises CEO Gage Yager, COO Christine Panagopoulos, and CFO Jessica Tetirick, supported by a board under President Brian King. Partnerships span 17 named financial supporters including Alcon, Bank of America, HEB, Rainwater Charitable Foundation, Sid W. Richardson Foundation, Amon G. Carter Foundation, and TexasBank (which contributed $1M in October 2025), plus a municipal partnership with the City of Fort Worth. The organization holds Charity Navigator three-star rating and GuideStar Platinum Seal of Transparency.

Name

Trinity Habitat For Humanity

Legal name

Fort Worth Area Habitat for Humanity, Inc.

Website

https://trinityhabitat.org

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

11–50 employees

Short description

Trinity Habitat for Humanity is a Fort Worth-based 501(c)(3) nonprofit affiliate of Habitat for Humanity that builds affordable homes for working families across five North Texas counties, financed through its in-house nonprofit lender and funded by ReStore retail, donations, and grants.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

Community Housing Services (62422)

SIC

Services-Social Services (8300)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industries

Residential Affordable Housing Development & Construction (IMAFABAI), Housing Rehabilitation, Weatherization & Home Repair Grant/Loan Programs (FSALAKAJ)

Keywords

• Affordable homeownership programs
• Nonprofit mortgage lending
• Home repair services
• ReStore donated materials retail
• Financial literacy education

Headquarters

HQ city

Fort Worth

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Marketing or Sales, Infrastructure

Revenue model

1. ReStore Retail Sales: Retail stores selling donated building materials, furniture, and appliances. Ongoing fundraising arm of the organization with 4 locations across the service area.
2. Individual and Corporate Donations: Tax-deductible donations from individuals, corporations, churches, and foundations. Major contributors ($100K+) and neighborhood sponsors support specific build projects.
3. Foundation and Corporate Grants: Funding from foundations including Rainwater Charitable Foundation, Sid W. Richardson Foundation, Amon G. Carter Foundation, and corporate partners like Alcon, HEB, Bank of America.
4. Home Mortgage Payments: Affordable mortgage payments from Habitat homebuyers through Trinity Lending Company, the in-house nonprofit lender serving families with lowest AMI.
5. Government Grants: Federal grants fund the Preserve A Home (Aging In Place) program, with some grants specific to particular cities or counties.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Trinity Habitat for Humanity builds affordable homes in partnership with low-to-moderate-income families across five North Texas counties, with partner families contributing sweat equity alongside volunteers. It finances those homes through Trinity Lending Company (TLC), an in-house nonprofit mortgage lender, and supplements funding with four ReStore retail stores selling donated building materials, a Habitat U financial literacy program, the Preserve A Home aging-in-place repair service, and the Cowtown Brush Up volunteer paint events.

Product overview

Trinity Habitat For Humanity operates as a nonprofit affordable housing organization offering a comprehensive portfolio of programs and services. The core offering is the Home Construction Program where partner families help build their own homes. This is supported by Trinity Lending Company (TLC), an in-house nonprofit lender providing low-interest financing for Habitat-built homes. The organization provides Habitat U, a financial literacy education program with courses on investing, credit management, savings, home maintenance, and taxes. Additional services include Preserve A Home for home repairs, the ReStore retail operation selling donated materials, and the Cowtown Brush Up volunteer paint events. The Opal Lee Legacy Build represents a special initiative honoring the civil rights icon. The eligibility survey serves as the entry point for prospective homeowners.

Differentiator

Problem solved

Functional benefit

Brands

• Trinity Lending Company (TLC): In-house nonprofit lender for Trinity Habitat for Humanity, providing low-interest home loans to qualified applicants purchasing Habitat-built homes, focusing on families with the lowest Area Median Income (AMI).
• ReStore
• Preserve A Home
• Cowtown Brush Up (CTBU)
• Habitat U

Products and services

• Home Construction Program
• Trinity Lending Company (TLC)
• ReStore Retail
• Habitat U

Quantifiable outcome

• Top 10 of 1,200+ Habitat affiliates nationally in new home production
• +2 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• City of Fort WorthcoreStrategic or Co-development Partner · 14 June 2024Government partner collaborating on Cowtown Brush Up events and affordable housing initiatives. Helped facilitate Opal Lee home rebuild on family's former lot.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Habitat for Humanity International: The national parent/incumbent organization that franchises the Habitat model to Trinity Habitat and 1,200+ other affiliates. Operates a global affordable housing umbrella with broader reach, but Trinity's top-10 ranking places it among the highest-performing individual affiliates within this network.
• Enterprise Community Partners: A major national nonprofit that develops and preserves affordable rental and ownership housing, with an in-house CDFI lender. Comparable to Trinity Habitat's integrated model of nonprofit housing development plus in-house lending (TLC), though at significantly larger scale and broader geographic footprint.
• NeighborWorks America: A national nonprofit network of affordable housing and community development organizations, comparable to Habitat in mission and homeowner-counseling services. NeighborWorks affiliates overlap with Trinity Habitat in homebuyer education, lending, and home repair, though they operate under a separate national charter.

Regional players

• Austin Habitat for Humanity: A Texas-based Habitat affiliate serving the Austin metro. Operates the same Habitat model — affordable homeownership, ReStore, mortgage servicing — but in a different Texas sub-market. Useful as a Texas-region comparable for Trinity's operating economics and donor dynamics.
• San Antonio Habitat for Humanity: A Texas-based Habitat affiliate serving the San Antonio metro. Runs the same affordable homeownership, ReStore, and home repair programs. Comparable regional peer that benchmarks Trinity Habitat's performance against other large Texas affiliates.
• Houston Habitat for Humanity: Another large Texas Habitat affiliate serving the Houston metro, with multiple ReStore locations and a similar top-quartile production profile. Comparable in scale and structure to Trinity Habitat but operating in a distinct Texas regional market.

Direct peers

• Dallas Area Habitat for Humanity: A direct peer Habitat for Humanity affiliate serving the adjacent Dallas metro. Both affiliates deliver affordable homeownership, ReStore retail, home repair, and HUD education programs through the same Habitat for Humanity operating model, competing for regional donor mindshare in North Texas.
• HomeAid America: A nonprofit that builds and renovates housing for those experiencing homelessness and housing instability, leveraging builder and volunteer networks. Comparable to Trinity Habitat in its nonprofit housing construction model and reliance on corporate trade partners and community volunteers.

Emerging players

• Self-Help Ventures Fund / Self-Help: A community development financial institution (CDFI) network that finances affordable homeownership and small business lending for underserved populations. Comparable to Trinity Habitat's mission-aligned lending through TLC, though Self-Help operates at much broader scale across multiple states.

Others

• Tarrant County Housing Partnership: A local-government-adjacent affordable housing stakeholder in Tarrant County that overlaps with Trinity Habitat's service geography. Useful as a regional ecosystem peer that shapes the competitive landscape for affordable housing in Trinity Habitat's home market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/ReStoreNFW
• Instagraminstagram.com/trinityhabitat.restorearl
• Xx.com/TrinityHabitat
• LinkedInlinkedin.com/company/trinityhabitat

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Trinity Habitat For Humanity