GESTION DE PATRIMOINE A.T. INC.

What GESTION DE PATRIMOINE A.T. INC. does

Financière AT (operating as Gestion de Patrimoine A.T. Inc., also branded "AT Financial") is an independent financial security advisory and insurance brokerage firm founded in February 2020 by Andre Tcholakian and headquartered in Laval, Quebec, Canada. The firm provides a unified suite of six core services: wealth management, investment planning and management, insurance brokerage (life, health, critical illness, disability, and personal/business coverage), retirement planning, estate planning, and tax optimization. Andre Tcholakian operates as a financial security advisor, personal insurance broker, mutual fund representative, and mortgage broker, serving individuals, professionals, and business owners primarily in the Laval and Greater Montreal region with services delivered in English, French, Armenian, and Polish.

The firm's revenue model is commission- and fee-based. As an independent advisor, Financière AT receives commissions from financial institutions and insurance companies whose products are placed with clients, plus management fees on investment products. Services are explicitly free of charge to clients, with compensation flowing from partner institutions. Distribution is direct and personal: consultations occur at client homes, workplaces, or via videoconference, with flexible scheduling including evenings and Saturdays. The firm relies on content marketing (an active blog), local SEO targeting Laval and Montreal queries, client referrals and testimonials (5.0-star Google Reviews), and a referral network of notaries, lawyers, accountants, and tax specialists for lead generation and capability extension.

Technically, the firm has no proprietary technology platform. Its digital presence is a WordPress-based website with standard integrations including Google Analytics, reCAPTCHA, WPML for multilingual support, Statcounter, and Google Maps. There are no AI/ML features, no mobile application, no API, and no disclosed integrations with planning or portfolio-management software. The practice is fundamentally a single-advisor model (1-10 employees) with the founder personally delivering all advisory services, supported by an external professional referral network rather than internal headcount expansion.

Name

GESTION DE PATRIMOINE A.T. INC.

Legal name

Financière AT

Website

https://atfinance.ca

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

Financière AT (Gestion de Patrimoine A.T. Inc.) is an independent Quebec-licensed financial security advisory and insurance brokerage firm in Laval serving individuals, professionals, and business owners in the Greater Montreal region with wealth, investment, insurance, retirement, estate, and tax planning services delivered personally by founder Andre Tcholakian.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

akta.pro primary industry

Comprehensive Financial Planning (FSAEAAAA)

Keywords

• Wealth management services
• Financial planning advisory
• Insurance brokerage services
• Retirement planning services
• Investment management services

Headquarters

HQ city

Laval

HQ country

Canada

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance and Financial Product Commissions: As an independent financial security advisor and broker, the company earns commissions directly from financial institutions and insurance companies whose products are recommended to clients. This includes life insurance, health insurance, critical illness insurance, disability insurance, mutual funds, and other investment products. The company explicitly states that services are free to clients as independent advisors are compensated by the institutions they deal with.
2. Wealth Management Fees: Revenue generated through management fees on investment products and wealth management services, with competitive fees aligned with institutional standards. The company emphasizes competitive management fees as a key differentiator.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Financière AT is an independent financial security advisory practice providing wealth management, investment planning, life and health insurance brokerage, retirement planning, estate planning, and tax optimization services. The firm delivers personalized financial strategies through consultations led by founder Andre Tcholakian, with access to products from most Canadian banks, financial institutions, and insurance companies, and services rendered free of charge to clients.

Product overview

Financière AT is a financial advisory firm offering a unified suite of wealth management, investment, insurance, retirement planning, estate planning, and tax planning services. The company provides personalized financial advice through Andre Tcholakian as a financial security advisor, personal insurance broker, mutual fund representative, and mortgage broker. Services are available to individuals, professionals, and business owners in Laval and Greater Montreal area, with offerings delivered through a personalized, transparent approach.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management (Gestion de patrimoine)

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Notaries, Lawyers, Accountants and Tax Experts NetworkcoreStrategic or Co-development PartnerReferral network of professional partners including notaries, lawyers, accountants, and tax specialists. These partners share the company's philosophy and help clients make informed financial decisions. Partners are called upon when specific expertise beyond the advisor's scope is needed, such as estate planning legal documents, complex tax situations, or business transfers.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Market position

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/FinanciereAT
• Instagraminstagram.com/atfinanceca

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GESTION DE PATRIMOINE A.T. INC.