What Preserve Private Wealth, LLC does

Preserve Private Wealth, LLC (PPW) is a boutique, fee-only independent registered investment advisor (RIA) founded in 2023 by Mario A. Zumbo after more than a decade at Charles Schwab, Fidelity Investments, and Goldman Sachs. The firm provides integrated wealth management, financial planning, tax optimization, estate and legacy planning, exit planning, insurance and risk management, and Virtual Family Office-style coordination of external specialists. PPW's stated focus is on individuals and families with at least $2 million in investable assets—specifically real estate entrepreneurs, business owners navigating liquidity events, and high-income families with complex multi-entity balance sheets. The signature onboarding deliverable is the Preserve Personal Assessment, a comprehensive financial review produced within 2-3 weeks of engagement.

The firm operates from Bethesda, Maryland and serves clients nationwide using Zoom for virtual meetings and Calendly for scheduling. Client assets are custodied at Charles Schwab, with account access provided through Schwab's platform and a PPW-branded client portal powered by eMAPlan. Investment research, strategy, and alternative investment due diligence are supported by a partnership with Split Creek Capital, which operates independently for legal and compliance purposes. The offering is delivered through a three-person team with CFP, CEPA, CFA, and CAIA credentials and prior institutional experience at Schwab, Fidelity, Goldman Sachs, Bloomberg, and Credit Suisse.

PPW generates revenue through an all-inclusive Assets Under Management (AUM) fee of 1.0% annually, billed quarterly at 0.25% and debited directly from client accounts, with third-party manager fees absorbed by the firm. The firm also offers a retainer arrangement for business owners and real estate clients requiring pre-transaction planning ahead of liquidity events. Marketing is digital-first, leveraging LinkedIn, X, YouTube, an Insights Blog, and a newsletter subscription to attract high-net-worth prospects nationwide. The firm is privately held, founder-owned, and registered with the SEC as an Investment Advisor, with no outside ownership or institutional capital disclosed.

Name

Preserve Private Wealth, LLC

Legal name

Preserve Private Wealth, LLC

Website

https://preserveprivatewealth.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

Preserve Private Wealth is a boutique, fee-only independent RIA founded in 2023 that provides wealth management, financial planning, and Virtual Family Office coordination for real estate entrepreneurs, business owners, and high-income families with $2M+ in investable assets, headquartered in Bethesda, Maryland and serving clients nationwide.

Ownership category

akta.pro rank

Product category

Wealth Management and Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)

akta.pro secondary industries

Financial Planning–Led RIAs (FSAAACAB), Family Wealth & Multi-Generational Planning RIAs (HNW/UHNW-lite) (FSAAACAH), Tax-Focused Wealth Management RIAs (FSAAACAD), Investment Management Advisory (RIA) (FSAEAAAB)

Keywords

• Wealth management services
• Financial planning advisory
• Investment management
• Estate planning services
• Exit planning advisory

Headquarters

HQ city

Bethesda

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Assets Under Management (AUM) Fee: Industry-standard percentage of assets under management model. Fees are billed quarterly (0.25% each quarter) and debited directly from client accounts. All-inclusive fee covers financial planning and investment management. Third-party manager fees are absorbed by PPW.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Preserve Private Wealth is a boutique, fee-only independent registered investment advisor (RIA) that delivers personalized financial planning and investment management services to real estate entrepreneurs, business owners, and high-income families. The firm manages client portfolios using stocks, bonds, and alternative investments on the Charles Schwab custodial platform, and coordinates tax, estate, exit, and insurance planning through a Virtual Family Office model. Its signature onboarding deliverable is the Preserve Personal Assessment, a comprehensive financial review issued within 2-3 weeks of engagement.

Product overview

Preserve Private Wealth (PPW) operates as a boutique wealth management firm offering an integrated suite of advisory services rather than a software product with discrete modules. The core offering centers on personalized financial planning and investment management for real estate entrepreneurs, business owners, and high-income families. Services include Financial Planning, Investment Management (stocks, bonds, alternatives), Tax Optimization, Estate & Legacy Planning, Exit Planning, Insurance & Risk Management, and Coordination of Specialists delivered through a Virtual Family Office approach. The signature client deliverable is the Preserve Personal Assessment—a comprehensive financial review delivered during onboarding that establishes the client's current financial picture and roadmap. The firm also provides industry-specific resources like the Real Estate Wealth Strategy Guide for prospective clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Collaborative process that evaluates a client's current financial situation, defines clear financial goals, formulates comprehensive plans, implements them, and provides ongoing review and optimization as circumstances evolve.
• Investment Management Portfolio management using stocks, bonds, and alternative investments, guided by five investment pillars: cost efficiency, tax efficiency, personalization, diversification, and alpha/excess return.
• Tax Optimization Tax-efficient investment strategies implemented in collaboration with clients' trusted tax accountants, covering tax-advantaged investments, deductions, and tax-efficient wealth transfer to future generations.
• Estate & Legacy Planning Comprehensive estate planning including wills, trusts, and gifting strategies, developed with estate lawyers to protect and distribute assets according to client wishes while minimizing estate taxes.
• Exit Planning Advisory services helping business owners evaluate paths to exit and implement strategies prior to transactions to maximize value, minimize taxes, and optimize personal fulfillment.
• Insurance & Risk Management Asset and family protection services delivered in collaboration with insurance professionals to assess needs, identify risk areas, and recommend appropriate coverage.
• Coordination of Specialists (Virtual Family Office) Virtual Family Office approach providing multi-disciplinary expertise through a network of CPAs, estate lawyers, investment bankers, and other professionals coordinated in a flexible, cost-effective manner.
• Preserve Personal Assessment Signature deliverable of PPW's three-step onboarding process: a comprehensive financial review delivered within 2-3 weeks that walks through the client's current financial picture, highlights priorities or opportunities, and outlines next steps.

Quantifiable outcome

• Protected $2M+ from estate taxes through term life insurance strategy for client
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Three partnerships are on record, tiered core.

• Charles SchwabcoreTechnology or IntegrationCharles Schwab serves as the primary custodian for client assets. Clients access accounts 24/7 through Schwab's technology platform and online tools. PPW partners with Schwab to provide institutional-quality custodial services with world-class technology while maintaining boutique advisory services.
• Split Creek CapitalcoreStrategic or Co-development PartnerSplit Creek Capital founders maintain close professional partnership with PPW founders. Firms operate independently for legal and compliance purposes. Split Creek Capital provides deep expertise in investment research & strategy, equity management, and alternative manager due diligence. Split Creek may play behind-the-scenes role in supporting client portfolios or clients may work with them directly.
• SEC RegistrationcoreOthersRegistered with the SEC as an Investment Advisor (ADV). Firm description: independent registered investment advisor with no outside ownership, answering solely to clients.

Scale indicators1 record

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Mercer Advisors: National RIA offering wealth management, financial planning, tax, and estate services to HNW individuals and business owners. Competes with PPW on holistic planning for complex balance sheets at greater scale.
• Moneta Group: Large independent RIA providing investment advisory and financial planning to HNW individuals, families, and business owners, with strong expertise in exit planning and tax coordination. Similar target persona and planning-led service mix.
• Edelman Financial Engines: Large national RIA offering financial planning, investment management, and wealth-coordination services to a broad HNW base including business owners and corporate executives. Incumbent competitor for PPW's holistic wealth-management value proposition.
• Corient: National fee-only RIA formed via roll-up of several boutique firms, serving ultra-HNW individuals and families with integrated investment management and financial planning. Comparable in target client and full-service positioning, materially larger.
• Carson Wealth: National RIA offering comprehensive financial planning, investment management, and tax services to HNW individuals and business owners. Broader scale than PPW but overlapping value proposition around holistic planning and exit coordination.
• Mariner Wealth Advisors: Large national RIA delivering full-service wealth advisory including financial planning, investment management, estate, tax, and exit planning for HNW clients and business owners. Overlaps PPW in service breadth and target segments, with substantially greater scale.
• Creative Planning: One of the largest U.S. RIAs, providing fee-only wealth management, tax, and estate services to HNW clients including business owners. A scaled, incumbent counterpart to PPW's boutique offering.

Direct peers

• The Colony Group: Multi-office boutique RIA serving HNW families, entrepreneurs, and foundations with coordinated financial planning, investment, tax, and estate services. Closely comparable boutique peer with similar holistic, advisor-led service model.
• Capstone Partners: Mid-Atlantic focused RIA providing financial planning and investment management to HNW families and business owners, including exit and estate planning. Geographically adjacent competitor given PPW's Bethesda base serving the DC corridor.
• SignatureFD: Atlanta-based boutique wealth management firm co-founded by former Goldman Sachs executives serving HNW families, business owners, and executives with integrated financial planning, tax, and exit planning. Closely mirrors PPW's HNW/founder-from-Schwab-or-Goldman positioning and Virtual Family Office approach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/mario_zumbo
• YouTubeyoutube.com/@PreservePrivateWealth
• LinkedInlinkedin.com/company/preserve-private-wealth-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Preserve Private Wealth, LLC