The Stem Financial Group
The STEM Financial Group is a founder-led financial strategy practice serving first-generation STEM, healthcare, and higher education professionals through tiered one-time engagements ($997-$8,500) covering equity compensation, benefits, tax strategy, and wealth-building roadmaps, alongside B2B employer wellness programs.
- Company typePrivate
- Founded2022
- HeadquartersAtlanta, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What The Stem Financial Group does
The STEM Financial Group (SFG) is a privately held, founder-led financial strategy practice that serves first-generation professionals in STEM, healthcare, and higher education. The firm explicitly positions itself upstream of traditional wealth managers, optimizing clients' equity compensation, benefits elections, tax exposure, student loans, and paycheck strategy before they reach the asset thresholds that most advisors require. It does not manage assets and does not hold securities licenses, instead delivering one-time, time-bounded engagements rather than ongoing asset-based advisory relationships.
The offering is structured as a three-tiered individual service ladder — Financial Audit at $997, Blueprint Session at $2,500, and First-Gen Family Office Build at $8,500 for a 60-90 day engagement — plus two employer-facing programs (Financial Wellness Lunch & Learn and a 90-Day Financial Wellness Cohort) targeting HR, Total Rewards, and DEI teams at mid-size tech and healthcare organizations. A free newsletter, The Blueprint Newsletter on Kit.com, and a free 6-question online assessment quiz support top-of-funnel acquisition, while direct Stripe payment links enable self-serve purchase and a dedicated phone line supports consultative booking.
The business is operated entirely by founder and CEO Jackie Whitehead, a formally trained computer scientist with 25+ years at the intersection of technology and finance and external validation including 2x LinkedIn Top Voice, Cornell Women's Entrepreneurship alumna, Vital Voices Fellow, Goldman Sachs One Million Black Women alumna, and Nasdaq Milestone Circles member. There is no disclosed venture or private equity backing, no proprietary software platform, and no geographic footprint beyond the United States, with the Washington, D.C. metro area indicated by the firm's 202 area-code phone number. Customer base is a long tail of individuals — 47+ clients served with a 5.0 average review rating — with referenced employer logos (Google, Amazon, Kaiser, NIH) reflecting where those individuals work rather than enterprise contracts.
The Stem Financial Group firmographics
Firmographics- Name
- The Stem Financial Group
- Legal name
- The STEM Financial Group
- Website
- https://www.stemfinancialgroup.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- The STEM Financial Group is a founder-led financial strategy practice serving first-generation STEM, healthcare, and higher education professionals through tiered one-time engagements ($997-$8,500) covering equity compensation, benefits, tax strategy, and wealth-building roadmaps, alongside B2B employer wellness programs.
- Ownership category
- akta.pro rank
The Stem Financial Group industry classification
Industry- Product category
- Financial Advisory Services
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282), Services-Management Consulting Services (8742)
- akta.pro primary industry
- Small Business & Self-Employment Personal Finance (Income, Expenses, Cash Reserves) (EDAAAJAL)
- akta.pro secondary industry
- Benefits Counseling & Financial Literacy for Transition-Age Youth (EDAKANAJ)
Keywords
Where The Stem Financial Group is headquartered
LocationHeadquarters
- HQ city
- Atlanta
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
The Stem Financial Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Individual Financial Services: Three tiered one-time service engagements: Financial Audit ($997) for comprehensive income/benefits/equity review; Blueprint Session ($2,500) for deep-dive personalized roadmap; First-Gen Family Office Build ($8,500) for 60-90 day full-service engagement covering complete financial infrastructure.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Financial Audit — Entry point comprehensive review |
| One time/ perpetual license | Pay-as-you-go | Blueprint Session — Most popular deep-dive strategy |
| One time/ perpetual license | Multi-year contract | First-Gen Family Office Build — Comprehensive full engagement |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
The Stem Financial Group product offering
Product offeringCore offering
The STEM Financial Group is a financial strategy practice that sells tiered one-time engagements to first-generation professionals in STEM, healthcare, and higher education. Individual services include the $997 Financial Audit (comprehensive review of income, benefits, equity, tax, and student loans), the $2,500 Blueprint Session (personalized roadmap and 90-day action plan), and the $8,500 First-Gen Family Office Build (60-90 day full-service financial infrastructure engagement). The practice also sells employer-facing Financial Wellness Lunch & Learn workshops and 90-Day Financial Wellness Cohorts to HR, Total Rewards, and DEI teams at mid-size tech and healthcare organizations.
Product overview
The STEM Financial Group is a financial strategy practice offering a tiered service model consisting of three individual service levels and two employer programs. The individual services include the Financial Audit ($997) as an entry-point diagnostic review, the Blueprint Session ($2,500) as a mid-tier deep-dive strategy engagement, and the First-Gen Family Office Build ($8,500) as a comprehensive 60-90 day full-service financial infrastructure build. The company also offers two employer-facing programs: the Financial Wellness Lunch & Learn (single-session workshop) and the 90-Day Financial Wellness Cohort (structured group program). A free newsletter, The Blueprint Newsletter, serves as an audience-building add-on.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Audit
Quantifiable outcome
- Financial Audit ($997) pays for itself within weeks through identified savings and optimizations
Companies that use The Stem Financial Group
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles2 records
The Stem Financial Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
The Stem Financial Group partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
The Stem Financial Group competitors and assessment
Company assessmentBroad incumbents
- MoneyLion: Broader consumer fintech platform offering financial content, advisory, and credit products to mass-market customers — overlapping financial-education category but at vastly larger scale and broader audience.
- Edelman Financial Engines: Large, established financial advisory and workplace financial wellness provider — comparable employer-channel distribution and advice-led model, but at vastly greater scale and AUM-based.
- Carson Group: National wealth management and advisory firm serving high-income households and advisors — comparable personal-finance advisory positioning but operates a much broader, AUM-based model.
Direct peers
- Domain Money: Financial planning firm built for tech employees navigating equity comp and equity grants — overlapping persona and service set with SFG's STEM segment.
- Harness Wealth: Advisor-matching platform serving tech employees and other high-earning professionals with equity comp — directly comparable target customer and pain point (RSU/equity strategy) to SFG.
- Ellevest: Financial planning and investing platform purpose-built for an underserved demographic (women), comparable to SFG's niche-first-gen approach of serving a specific professional segment mainstream advisors underserve.
- Facet Wealth: Digital-first financial planning firm offering flat-fee, project-based advice to professionals without an AUM requirement — closely mirrors SFG's tiered, non-AUM service model for high-income earners.
- SmartPath: Provider of employer-sponsored financial wellness programs (Lunch & Learns, coaching) — directly comparable B2B channel to SFG's 90-Day Cohorts and Lunch & Learn offerings sold to HR teams.
- Zoe Financial: Curated marketplace matching affluent professionals with vetted financial advisors — comparable fee-for-advice economics and a similar target buyer (high-earning professionals seeking non-AUM guidance).
Emerging players
- Stash: Consumer investing and financial education platform aimed at beginners and first-time investors — adjacent because it serves an earlier-stage 'first wealth-building' audience similar to SFG's accumulation-mode focus.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
The Stem Financial Group social profiles
Digital presenceThe Stem Financial Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Stem Financial Group leadership team
Management profileNumber of profiles
Profiles1 record
The Stem Financial Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Stem Financial Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Stem Financial Group
What does The Stem Financial Group do?
The STEM Financial Group is a financial strategy practice that sells tiered one-time engagements to first-generation professionals in STEM, healthcare, and higher education. Individual services include the $997 Financial Audit (comprehensive review of income, benefits, equity, tax, and student loans), the $2,500 Blueprint Session (personalized roadmap and 90-day action plan), and the $8,500 First-Gen Family Office Build (60-90 day full-service financial infrastructure engagement). The practice also sells employer-facing Financial Wellness Lunch & Learn workshops and 90-Day Financial Wellness Cohorts to HR, Total Rewards, and DEI teams at mid-size tech and healthcare organizations.
Is The Stem Financial Group a public or private company?
The Stem Financial Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was The Stem Financial Group founded?
The Stem Financial Group was founded in 2022. It employs 1 to 10 people.
Where is The Stem Financial Group based?
The Stem Financial Group is headquartered in Atlanta, United States, in the North America region.
How does The Stem Financial Group make money?
One revenue line is on record: individual Financial Services.
Who are The Stem Financial Group's main competitors?
Broad incumbents on record are MoneyLion, Edelman Financial Engines and Carson Group. Direct peers are Domain Money, Harness Wealth, Ellevest, Facet Wealth, SmartPath and Zoe Financial. Stash is listed as an emerging player.
Does The Stem Financial Group have an API?
No public API is recorded for The Stem Financial Group.
What industry is The Stem Financial Group in?
The Stem Financial Group's product category is Financial Advisory Services. Its primary akta.pro industry code is EDAAAJAL, Small Business & Self-Employment Personal Finance (Income, Expenses, Cash Reserves), with a secondary code of EDAKANAJ, Benefits Counseling & Financial Literacy for Transition-Age Youth. Its NAICS code is 523940 and its SIC code is 6282.