ProtegePyme

What ProtegePyme does

ProtegePyme (legal entity: Servicios Legales Juristech Ltda.) is a Santiago, Chile-based legal technology firm providing online judicial debt collection services targeted at micro, small, and medium enterprises (MiPymes) that need to recover unpaid commercial debts. The company operates entirely online with no in-person service: prospective clients initiate contact via a website form or phone, an attorney reviews the case within 24 business hours, and the judicial mandate is signed remotely using Chile's Firma Electrónica Avanzada. The firm was founded in 2021 and remains privately held, bootstrapped, and independent with no disclosed venture or institutional backing.

The product core is a proprietary judicial CRM platform paired with a private client portal (Portal del Cliente) that tracks each lawsuit across a 5-stage timeline in real time — including amount in collection, current stage, assigned attorney, last movement, and downloadable documents (demands, mandates, resolutions). The platform integrates with CobranzaOnline, a separate extrajudicial collection entity, to transfer debtor and case data seamlessly when cases escalate to judicial proceedings, avoiding re-entry of information. Additional modules cover Gestión Preparatoria (preparatory notification), Juicio Ejecutivo (executive judgment with potential embargo and auction), Investigación de Deudores (debtor asset and domicile research), and Notificaciones Judiciales (tracking receptor judicial diligences). Codified operational SLAs include demand filing within 72 business hours, executive-case demand drafting within 5 business days, and ordinary-case drafting within 15 business days.

Revenue is earned primarily via contingency: a percentage commission on total effective debt recovered, with a fixed upfront advance payment that is deducted from the commission upon successful collection. Clients separately fund judicial expense provisions (~$100,000 CLP each) covering receptor notifications, embargoes, auctions, and publications; ProtegePyme acts as a pass-through collector for these third-party costs. The go-to-market is direct and digital: sales-led inside sales through the website consultation form and phone, supported by a content marketing program (Blog Central) covering Chilean judicial collection topics. Customer acquisition is horizontally segmented across Pymes nationwide, with no named enterprise anchors or disclosed recurring subscription revenue.

Name

ProtegePyme

Legal name

Servicios Legales Juristech Ltda.

Website

https://protegepyme.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

ProtegePyme is a Chilean legal technology firm providing online judicial debt collection services for small and medium enterprises. Through a proprietary CRM with real-time case tracking and electronic signatures, it recovers unpaid invoices on a contingency fee basis.

Ownership category

akta.pro rank

Product category

Legal Debt Collection Services

NAICS

Collection Agencies (56144), Collection Agencies (561440)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Debt Recovery & Asset Recovery (Repossession Coordination, Collateral Recovery) (BPAAAEAE)

Keywords

• Judicial debt collection
• Legal collection services
• Commercial debt recovery
• Online legal services
• SME debt recovery

Headquarters

HQ city

Santiago

HQ country

Chile

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Contingency-Based Legal Services: The primary revenue model is a commission on successful debt recovery. A fixed advance payment is required upfront (detailed in the quote), which is later deducted from the recovery commission if successful. The service price equals a percentage of total effective debt recovery. This model aligns the company's incentives with client outcomes, as fees are only earned upon successful collection.
2. Expense Provisions: Clients fund judicial expenses separately through provisions (approximately $100,000 per provision) covering court notifications, embargoes, auctions, and publications. ProtegePyme acts as a collector of these funds for third-party service providers (judicial receptors).

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels2 records

Core offering

ProtegePyme provides online judicial debt collection and legal recovery services for small and medium-sized enterprises (Pymes) in Chile. The company manages the entire judicial process of recovering unpaid invoices and other commercial debts through expert lawyers and a proprietary CRM platform. Services include demand drafting and filing, court notification tracking, debtor asset investigation, payment agreement negotiation, and real-time case progress monitoring, all delivered fully online without in-person visits.

Product overview

ProtegePyme is a unified legal services platform offering judicial debt collection services for Pymes in Chile. The core offering is the Cobranza Judicial service, supported by a proprietary CRM judicial system. The platform provides integrated modules including the Portal del Cliente for real-time case tracking, Gestión Preparatoria for preparatory notification stages, Juicio Ejecutivo for formal collection proceedings, Investigación de Deudores for asset investigation, and Notificaciones Judiciales for tracking judicial notifications. A native integration with CobranzaOnline enables seamless data transfer from extrajudicial to judicial collection.

Differentiator

Problem solved

Functional benefit

Products and services

• Cobranza Judicial

Quantifiable outcome

• Demands filed within 72 business hours
• +2 more outcomes

Segments2 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Partnerships

One partnership is on record.

• CobranzaOnlinecoreStrategic or Co-development PartnerStrategic partnership enabling integrated debt collection services from extrajudicial to judicial phases. When clients transition from CobranzaOnline to ProtegePyme, all relevant data (creditor and debtor information, amounts owed, invoice details) is automatically transferred to initiate judicial collection. This integration streamlines the collection process without requiring clients to re-enter information or re-explain their situation. The partnership provides organic and efficient data transfer while maintaining information security and confidentiality, limited to collection actions only. CobranzaOnline and ProtegePyme are separate legal entities with no direct shareholding relationship.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Emerging players

• Legalio: Chilean legaltech startup providing online legal services for SMEs and individuals. Comparable in target customer (Chilean SMEs) and online delivery model, but with a broader legal-services focus rather than specialized judicial debt collection.

Broad incumbents

• Jusbrasil: Major Brazilian legal information, content, and services platform serving consumers and businesses. Comparable in legaltech positioning and Latin American SME reach, but far broader in scope (legal content, lawyer marketplace, etc.) and not specialized in judicial collections.
• PRA Group: US-headquartered global debt buying and collection firm operating across the Americas and Europe. Comparable in debt recovery operations and asset attachment capabilities, but operates at vastly larger scale, with a debt-purchasing business model rather than contingency fee legal services.
• Encore Capital Group: Global debt buyer and recovery services firm operating across multiple geographies. Comparable in debt recovery and portfolio servicing, but with a much larger balance-sheet-driven debt purchasing model rather than pure contingency legal services.
• IC System: US-based debt collection agency providing receivables management for creditors across consumer and commercial portfolios. Comparable in third-party debt collection services and recovery focus, but operates primarily in the US and at significantly larger scale.

Regional players

• Recover Group: Brazilian debt collection and recovery firm serving businesses across multiple verticals. Comparable in business-to-business debt collection focus and judicial recovery operations, but operates primarily in Brazil rather than Chile.
• Ativos S.A. Brazilian asset management and debt recovery company handling both judicial and extrajudicial collections for creditors. Comparable in collections/recovery operations and asset attachment activities, but operates at much larger scale and in Brazil.

Direct peers

• CobranzaOnline: Chilean online debt collection platform offering extrajudicial collection services for SMEs. Direct strategic partner of ProtegePyme, serving the same Chilean SME customer base with complementary pre-judicial collection services and a native integration that hands off cases to ProtegePyme.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/protegepyme

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ProtegePyme