Richard Weaver & Associates

What Richard Weaver & Associates does

Richard Weaver & Associates is a privately held consumer bankruptcy law firm founded in 1987 by Richard Weaver following his admission to the Texas State Bar. Headquartered in Fort Worth, Texas, the firm operates under the DBA "Bankruptcy Planning" and serves individuals and families across the Dallas-Fort Worth Metroplex through eight physical office locations spanning Fort Worth, Downtown Dallas, Highland Park, Cedar Hill, Garland, Irving, Keller, and McKinney. The firm's core offering is Chapter 7 (discharge of unsecured debts within 3-4 months) and Chapter 13 (3-5 year reorganization) representation, supplemented by emergency automatic-stay filings, foreclosure defense, deed-in-lieu, loan modifications, creditor harassment defense, vehicle repossession prevention, wage and bank garnishment relief, payday and title-loan assistance, real estate short sales, and post-bankruptcy credit rebuilding guidance.

The practice is a traditional professional services operation with no proprietary technology platform, no AI or ML capabilities, and no digital product surface beyond the bankruptcyplanning.com content marketing website. Client acquisition is sales-led: free initial consultations are offered via phone, website contact forms, and in-person office visits, with demand generated through organic search visibility, client testimonials, and word-of-mouth referrals. The firm does not advertise paid media and maintains no social media presence.

Revenue is generated through one-time flat legal fees for bankruptcy representation, structured with flexible payment arrangements including low $20-$100 retainers and interest-free installment plans. The firm charges no hidden fees, provides free consultations, and the founder-attorney personally handles client matters rather than delegating to paralegals — a positioning that distinguishes the practice from volume bankruptcy mills.

Name

Richard Weaver & Associates

Legal name

Richard Weaver & Associates

Website

https://bankruptcyplanning.com

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

1–10 employees

Short description

Richard Weaver & Associates is a Fort Worth, Texas-based consumer bankruptcy law firm founded in 1987 that provides Chapter 7 and Chapter 13 representation, foreclosure defense, and complementary debt-relief services to individual consumers across the DFW Metroplex through eight office locations.

Ownership category

akta.pro rank

Product category

Consumer Bankruptcy Legal Services

NAICS

Offices of Lawyers (541110)

SIC

Services-Legal Services (8111)

akta.pro primary industry

Bankruptcy, Restructuring & Insolvency Law (BPAHAAAH)

akta.pro secondary industries

Bankruptcy, Insolvency & Restructuring Servicing (Consumer) (FSAKAJAK), Insolvency, Restructuring & Bankruptcy Administration (BPAHABAL)

Keywords

• Consumer bankruptcy services
• Chapter 7 bankruptcy
• Chapter 13 bankruptcy
• Debt relief representation
• Foreclosure defense

Headquarters

HQ city

Fort Worth

HQ country

United States

HQ region

North America

Offices8 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Bankruptcy Legal Services: Law firm generates revenue through one-time legal service fees for bankruptcy filing representation and related legal services. The firm charges flat fees for bankruptcy filing cases with flexible payment arrangements including low down payments ($20-$100 to retain services) and interest-free payment plans. Fees cover case evaluation, petition filing, court representation, and creditor negotiations.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Richard Weaver & Associates is a consumer bankruptcy law firm providing direct legal representation in Chapter 7 and Chapter 13 bankruptcy filings, emergency automatic-stay filings, and related debt-relief legal services including foreclosure defense, creditor harassment defense, repossession prevention, wage garnishment relief, asset protection, loan modification, payday/title loan assistance, and post-bankruptcy credit rebuilding. The firm operates from eight physical offices across the Dallas-Fort Worth Metroplex and serves individual consumers through attorney-led representation, with free initial consultations and flexible payment plans.

Product overview

Richard Weaver & Associates is a bankruptcy law firm offering a comprehensive suite of legal services centered on Chapter 7 and Chapter 13 bankruptcy filings, supplemented by debt relief alternatives and related legal services. The core offering consists of Chapter 7 Bankruptcy (liquidation for quick discharge of unsecured debts) and Chapter 13 Bankruptcy (reorganization with 3-5 year repayment plans), supported by emergency filing services for urgent situations. The firm provides specialized services including credit card and medical debt relief, foreclosure defense, asset protection, creditor harassment stoppage, vehicle repossession prevention, wage garnishment defense, loan modifications, payday/title loan assistance, real estate short sales, and post-bankruptcy financial guidance. The practice serves the Dallas-Fort Worth metroplex through multiple office locations, offering flexible payment plans and free initial consultations.

Differentiator

Problem solved

Functional benefit

Products and services

• Chapter 7 Bankruptcy Liquidation bankruptcy that discharges unsecured debts including credit cards, medical bills, and personal loans, providing a financial reset for qualifying individuals in approximately 3–4 months.
• Chapter 13 Bankruptcy Reorganization bankruptcy allowing debtors with regular income to repay debts over 3–5 years while keeping assets such as homes and vehicles.
• Emergency Bankruptcy Filings Expedited bankruptcy filing service that triggers an immediate automatic stay to stop foreclosure, repossession, wage garnishment, or creditor lawsuits.
• Debt Relief Services Comprehensive analysis of debt-relief strategies including credit counseling, debt management plans, debt consolidation, debt settlement, and bankruptcy for individuals overwhelmed by debt.
• Credit Card Debt Relief Legal representation for eliminating credit card debt through bankruptcy or alternative debt relief strategies for consumers with high-interest credit card balances.
• Medical Debt Relief Legal assistance for discharging medical bills through bankruptcy or negotiating payment arrangements with healthcare providers for individuals burdened by medical debt.
• Creditor Harassment Defense Legal protection against aggressive debt collection tactics, including calls, letters, and threats, under the Texas Debt Collection Act and federal bankruptcy automatic stay protections.
• Foreclosure Defense Legal representation to prevent home foreclosure through loan modifications, short sales, deed-in-lieu arrangements, or bankruptcy filings.
• Deed-In-Lieu of Foreclosure Legal service allowing homeowners to transfer property deed to lender to avoid foreclosure and protect credit.
• Asset Protection Legal strategy to protect home equity, vehicles, retirement accounts, and household property during bankruptcy proceedings using Texas bankruptcy exemptions.
• Vehicle Repossession Prevention Legal representation to stop or reverse vehicle repossession through Chapter 7 or Chapter 13 bankruptcy filings.
• Wage Garnishment Defense Legal protection against wage garnishment and assistance with bankruptcy filing to eliminate creditor garnishment.
• Bank Account Levy & Garnishment Relief Legal assistance to unfreeze bank accounts and challenge judgments through exemption claims and court hearings.
• Loan Modification Services Legal assistance with negotiating mortgage loan modifications with lenders to reduce payments and prevent foreclosure.
• Payday & Title Loan Assistance Legal representation to help clients escape predatory payday and title loan cycles through bankruptcy discharge.
• Real Estate Short Sales Legal representation for short sale transactions where property sells for less than the outstanding mortgage balance.
• Real Estate Legal Services Full-service real estate legal representation for transactions, mandatory disclosures, and contract review.
• Bankruptcy Alternatives Non-bankruptcy debt relief options including direct creditor negotiation, debt consolidation loans, and consumer credit counseling programs.
• Post-Bankruptcy Financial Services Guidance on rebuilding credit after bankruptcy including secured credit cards, credit reports, and piggybacking strategies.

Quantifiable outcome

• Chapter 7 cases typically complete in 3-4 months with debt discharge
• +2 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Cordell & Cordell: A multi-state law firm specializing in family law and consumer bankruptcy. Operates as a direct competitor in the consumer bankruptcy representation space, with a similar multi-office, attorney-led model targeting financially distressed individuals.
• Burr Law Firm: A consumer bankruptcy-focused law firm providing Chapter 7 and Chapter 13 services. Direct competitor to Richard Weaver & Associates with similar target market (distressed consumer debtors) and full-service debt-relief offerings.
• The Semrad Law Firm: A multi-office bankruptcy law firm serving the Chicago area with Chapter 7 and Chapter 13 representation. Highly comparable as a direct peer in the consumer bankruptcy space with similar flat-fee, multi-location, and client-education-driven marketing.
• Smith Marco & Associates: A consumer bankruptcy law firm offering Chapter 7 and Chapter 13 services. Closely comparable to Richard Weaver & Associates in practice area, client demographic, and flat-fee service delivery model.
• Law Office of David G. Moore: A Texas consumer bankruptcy attorney serving the DFW area with Chapter 7 and Chapter 13 services. A direct local competitor in the same geographic market and practice area as Richard Weaver & Associates.

Broad incumbents

• LegalZoom: A major online legal services platform offering business formation, legal documents, and limited attorney services. As a broad incumbent in the consumer legal services space, it competes for the same distressed-consumer budget through lower-cost, tech-enabled alternatives.
• Rocket Lawyer: A subscription-based online legal services platform providing document creation and access to attorneys. Operates as a broader alternative to traditional law firms like Richard Weaver & Associates for consumers seeking lower-cost legal help.

Emerging players

• Nolo: A long-standing legal information and self-help publisher that offers books, articles, and DIY legal products including bankruptcy information. Competes with Richard Weaver & Associates in the consumer bankruptcy education and pre-funnel awareness stage.
• Upsolve: A nonprofit online platform that helps low-income consumers file Chapter 7 bankruptcy for free. It competes directly with Richard Weaver & Associates for the same consumer bankruptcy segment, but uses a tech-enabled DIY model rather than attorney-led representation.

Regional players

• TexasBankruptcyHelp.com: A Texas-focused bankruptcy attorney directory and lead-generation resource that connects consumers with local bankruptcy lawyers. Operates as an ecosystem participant that funnels potential clients to bankruptcy firms like Richard Weaver & Associates.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/bankruptcyplanning

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Richard Weaver & Associates