Truckers Bookkeeping Service

What Truckers Bookkeeping Service does

Truckers Bookkeeping Service, operating under DBAs including TBS Factoring and TBS Factoring Service, LLC, is a privately held Oklahoma City-based financial services and compliance provider founded in 1968. The company targets owner-operators and small trucking companies, helping them navigate business formation, motor carrier authority (MC/DOT) processing, ongoing bookkeeping, and freight invoice factoring. Its core product is freight factoring — purchasing carrier invoices at 80-95% of face value for immediate cash, with the remainder remitted upon collection from the broker or shipper — earning transaction-based fees as a percentage of invoice volume. Ancillary products include a mobile application (TBS: Get Paid Handheld Finance) for on-the-go invoice management, a gas card program, and freight broker support services.

TBS operates under the NATF Holdings, LLC corporate entity and maintains a 1-10 person headcount while serving a long-tail base of tens of thousands of truckers nationwide. Distribution is sales-led, combining a content-marketing website (tbsfactoring.com), active social media presence on Facebook, LinkedIn, YouTube, and Instagram, and a phone-based inside-sales operation (1-800-207-7661). The company offers bilingual English/Spanish support. Pricing is quote-based and not publicly disclosed, and no technology stack, AI capabilities, funding rounds, or M&A activity are reported in the available data.

Name

Truckers Bookkeeping Service

Legal name

NATF Holdings, LLC

Website

https://truckersbookkeepingservice.com

Company type

Private

Founded year

1968

Operating status

Operating

Headcount range

1–10 employees

Short description

Truckers Bookkeeping Service is a privately held Oklahoma City-based provider of freight factoring, trucking-specific bookkeeping, and motor carrier authority processing, founded in 1968 to serve owner-operators and small trucking companies across the United States.

Ownership category

akta.pro rank

Headquarters

HQ city

Oklahoma City

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Freight Factoring: Trucking companies sell their invoices to TBS Factoring in exchange for immediate cash payment. TBS typically advances 80-95% of the invoice amount immediately, with the remainder paid once the client pays the invoice. Fees are charged as a percentage of the invoice amount.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Truckers Bookkeeping Service delivers freight factoring (selling trucking invoices for immediate cash, typically 80-95% advance), trucking-specific bookkeeping, motor carrier authority processing, and back-office support services to owner-operators and small trucking companies across the United States. The company has served the trucking community continuously since 1968 and also offers ancillary programs including a fuel card and a mobile app for managing factoring accounts on the go.

Product overview

TBS Factoring Service offers a unified suite of financial and administrative services for the trucking industry. The core offering centers on freight factoring—enabling trucking companies and owner-operators to sell invoices for immediate cash—supplemented by bookkeeping services, authority processing assistance, and broker support. The company also provides ancillary services including a mobile application (TBS: Get Paid Handheld Finance) and gas card programs. All services are tailored specifically for small to mid-sized trucking businesses to help them achieve financial stability and operational efficiency.

Differentiator

Problem solved

Functional benefit

Products and services

• Freight Factoring

Quantifiable outcome

• Eliminated cash flow gap and improved financial forecasting
• +2 more outcomes

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• BlueVine: Fintech offering invoice factoring and working capital products to SMBs including trucking-related businesses. Broader portfolio than TBS but competes for the same small-business factoring customers.
• QuickBooks (Intuit): Dominant small-business bookkeeping and accounting platform; competes with TBS's trucking-bookkeeping service and offers mobile-first UX that legacy bookkeepers cannot match.
• Pilot Flying J: Largest travel center network in North America with the myPilot rewards fuel discount program targeting truckers. Adjacent to TBS's gas card offering.
• Comdata: Major fleet fuel card and payment solutions provider serving trucking carriers. Closely comparable to TBS's gas card / fleet spend product line.

Direct peers

• OTR Capital Solutions: Freight factoring company focused on over-the-road carriers and small fleets, offering factoring and fuel advances. Direct competitor to TBS in the same owner-operator segment.
• Triumph Business Capital: Major freight factoring and trucking financial services provider offering factoring, fuel cards, and back-office support to small/medium carriers. Comparable product breadth and customer base to TBS.
• TCI Business Capital: Factoring and trucking financial services company serving owner-operators and small fleets with non-recourse factoring and related services. Closely comparable business model to TBS.
• Riviera Finance: Factoring company providing accounts receivable financing across trucking and other industries. Overlaps with TBS on freight factoring for small carriers.
• Apex Capital Corp: Largest freight factoring company in the U.S., serving small and mid-sized trucking carriers with invoice factoring and back-office services. Direct competitor to TBS on the core factoring product with similar small-carrier target market.
• Falcon Transportation Funding: Freight factoring company serving small to mid-sized trucking companies with non-recourse factoring and fuel advances. Same target customer and core offering as TBS.

Market position

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCWgSwGgAtHN07lMLUDsEbmg/feed
• LinkedInlinkedin.com/company/tbs-factoring-service-llc1

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Truckers Bookkeeping Service