Apex Capital Corp
Apex Capital Corp is a privately held freight factoring company founded in 1995 in Fort Worth, Texas, providing invoice purchasing and instant payment services primarily to small and mid-sized U.S. trucking companies, supplemented by equipment financing, fuel cards, and credit checks.
- Company typePrivate
- Founded1995
- HeadquartersFort Worth, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What Apex Capital Corp does
Apex Capital Corp is a privately held freight factoring company founded in 1995 and headquartered in Fort Worth, Texas. The company purchases unpaid freight invoices from trucking carriers at a discount, providing immediate working capital typically within minutes via its proprietary blynk® digital payment system. Apex has expanded beyond its core trucking vertical into oilfield, construction, wholesale/distribution, manufacturing, and payroll/staffing factoring, though trucking remains the primary segment served through direct-to-consumer channels including phone sales, online applications, and its Startup Program for new trucking entrepreneurs.
The company's technology platform includes several proprietary components: the blynk® instant payment system (supporting Zelle, bank debit card, and DDA transfers), the Apex Mobile Factoring™ App for invoice capture and submission, the Account Management Portal (AMP) for self-service account management, and NextLOAD, an exclusive load board integrated with TMS partners Ascend, McLeod, and Transport Pro. The firm also offers transportation-specific credit checks, a fuel card program through TCS (with discounts averaging 51¢ per gallon at over 2,300 in-network truck stops), and equipment financing powered by Keystone. The technology stack is purpose-built for the trucking operator use case rather than a generalist financial product, with multilingual support (English, Spanish, Russian, Ukrainian) and dedicated phone lines per service line.
Apex generates revenue through transaction fees on factored invoices, equipment financing interest and fees (via Keystone partnership), fuel card referral economics, and administrative fees from its Startup Program ($840-$1,600 per new company setup). Pricing is customized per client based on freight rate, invoice volume, customer mix, and frequency, with no monthly minimums or long-term contracts. Go-to-market is primarily direct phone sales to small-to-medium trucking companies and owner-operators, with dedicated account executives. The firm claims 700+ five-star client reviews and serves clients nationwide from a single Fort Worth headquarters with 251-500 employees.
Apex Capital Corp firmographics
Firmographics- Name
- Apex Capital Corp
- Legal name
- Apex Capital Corp
- Website
- https://apexcapitalcorp.com
- Company type
- Private
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Apex Capital Corp is a privately held freight factoring company founded in 1995 in Fort Worth, Texas, providing invoice purchasing and instant payment services primarily to small and mid-sized U.S. trucking companies, supplemented by equipment financing, fuel cards, and credit checks.
- Ownership category
- akta.pro rank
Apex Capital Corp industry classification
Industry- Product category
- Freight Factoring
- NAICS
- Other Financial Investment Activities (5239)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Large-Cap / Sponsor Finance Direct Lending (FSANADAJ)
Keywords
Where Apex Capital Corp is headquartered
LocationHeadquarters
- HQ city
- Fort Worth
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Apex Capital Corp business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Invoice Factoring Services: Apex purchases unpaid freight invoices from trucking companies at a discount, providing immediate cash (typically within minutes, same-day, or next-day funding). The company charges factoring fees based on customized rate structures including flat rates, tiered pricing, and volume-based discounts. They offer both recourse and non-recourse factoring options.
- Equipment Financing: Apex Equipment Financing powered by Keystone provides financing for trucks, trailers, construction, and heavy equipment for Apex factoring clients. Revenue generated through equipment financing interest and fees.
- Fuel Card Program: The Apex TCS Fuel Card provides diesel fuel discounts at in-network truck stops. While the card itself is free, revenue is generated through partnerships with fuel networks and potentially interchange or transaction fees. Clients save an average of 51 cents per gallon.
- Startup Program Services: Apex charges administrative fees for their startup program that helps entrepreneurs form trucking companies, obtain operating authority (MC and DOT numbers), and complete necessary registrations. Full-service setup typically costs $840-$1,600 including both filing fees and administrative fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Customized factoring rates based on business profile |
| Freemium | Monthly | Free factoring for 1 month promotional offer |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
Apex Capital Corp product offering
Product offeringCore offering
Apex Capital Corp is a privately held invoice factoring company that purchases accounts receivable — primarily freight bills — from small and mid-sized trucking carriers, freight brokers, and related transportation businesses at a discount in exchange for immediate working capital. The firm supplements its core factoring service with trucking-focused financial products and tools such as fuel cards, equipment financing, load boards, credit checks, roadside rescue, and a mobile factoring application.
Product overview
Apex Capital Corp operates as a factoring company offering a platform of invoice factoring services primarily focused on the trucking and freight industry, with additional solutions for oilfield, construction, wholesale, manufacturing, and staffing sectors. The core offering is invoice factoring services, which allow businesses to convert unpaid invoices into immediate working capital. The product portfolio centers around Freight Factoring as the primary service, supplemented by industry-specific factoring solutions including Freight Broker Factoring, Oilfield Factoring, Construction Factoring, Wholesale & Distribution Factoring, Manufacturing Factoring, and Payroll & Staffing Factoring. Supporting the core factoring services are various tools and add-on modules: Account Management Portal (AMP) for online invoice and account management; Apex Mobile Factoring™ App for mobile invoice submission with image capture; Apex Credit Checks for broker and shipper verification; Apex 24/7/365 Factoring for round-the-clock funding availability; blynk® Payment System for instant digital payments; Apex Equipment Financing for equipment purchases; NextLOAD exclusive load board; Apex TCS Fuel Card for fuel discounts; Apex 24/7 Roadside Rescue for breakdown services; Fuel Finder for locating discounted fuel; Cash Flow Assistance for additional capital; and the Apex Startup Program for new trucking company formation. The platform integrates with TMS providers (Ascend, McLeod, Transport Pro) for load posting and supports multiple payment methods including EFS, Comdata, and Zelle.
Differentiator
Problem solved
Functional benefit
Brands
- blynk®: Proprietary digital payment system that allows Apex Capital Corp to pay factoring clients faster through Zelle®, bank debit card, or DDA transfer with funds appearing in accounts within minutes.
- NextLOAD
- Apex Mobile Factoring™ App
- Apex TCS Fuel Card
- Apex 24/7/365 Roadside Rescue
- Apex Equipment Financing Powered by Keystone
Products and services
- Freight Invoice Factoring
- Broker Factoring Program
- Startup Carrier Program
- Fuel Card Program
- Equipment Financing
- NextLOAD Load Board
- Roadside Rescue Service
- Carrier Credit Check Services
- Industry-Vertical Factoring (Oilfield, Construction, Wholesale, Manufacturing, Payroll/Staffing)
Quantifiable outcome
- Get paid within minutes after invoice submission through blynk digital payment system
- +4 more outcomes
Companies that use Apex Capital Corp
Customer profileNamed customers17 records
Segments8 records
Ideal customer profiles4 records
Apex Capital Corp technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
Feature5 records
Apex Capital Corp partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered core and minor.
- Ascend TMScoreTMS integration partner for NextLOAD load board. Loads are posted through Ascend TMS integration, providing quality freight for Apex factoring clients on the load board platform.
- McLeod SoftwarecoreTMS integration partner for NextLOAD load board. McLeod users can access NextLOAD for freight matching through the TMS integration.
- Transport ProcoreTMS integration partner for NextLOAD load board, enabling Transport Pro users to access NextLOAD freight loads.
- Keystone Equipment FinancecoreKeystone powers Apex Equipment Financing, providing flexible equipment financing solutions for Apex factoring clients. This partnership enables Apex to offer equipment financing as part of their full-service offering.
- EFS (Electronic Funds Source)coreEFS fuel platform partner for Apex TCS Fuel Card, enabling fuel card acceptance at over 12,000 locations nationwide with real-time discounts and transaction tracking.
- ComdatacoreComdata fuel platform partner for Apex TCS Fuel Card, providing alternative fuel card platform option for clients with Comdata compatibility.
- TransConnect Services (TCS)coreTCS provides the fuel card program and fuel management platform for Apex clients. The Apex TCS Fuel Card offers average savings of 51¢ per gallon at over 2,300 in-network truck stops.
- TA Truck Service CentersminorTA (TravelCenters of America) provides tire and service discounts for Apex clients, offering exclusive pricing on tires and maintenance services at TA locations nationwide.
- Petro Stopping CentersminorPetro provides fuel discounts and truck service options for Apex TCS Fuel Card clients at their network of truck stops.
- RoadSquadminorRoadSquad provides the service provider network for Apex 24/7 Roadside Rescue program, offering truck breakdown assistance, road service, and towing through a nationwide network of vetted providers.
- AMBESTminorAMBEST truck stop network provides fuel discounts for Apex TCS Fuel Card clients at their participating locations.
- Speedway and StripesminorSpeedway and Stripes truck stops provide fuel discounts for Apex TCS Fuel Card clients as part of the in-network discount program.
- Sapp Bros.minorSapp Bros. truck stop locations offer fuel discounts for Apex TCS Fuel Card clients as part of the in-network discount network.
- Roady's Truck StopsminorRoady's Truck Stops provide fuel discounts for Apex TCS Fuel Card clients at their network locations.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Apex Capital Corp competitors and assessment
Company assessmentDirect peers
- OTR Capital Solutions: Direct freight factoring competitor focused exclusively on trucking carriers and owner-operators, offering same-day funding, fuel discounts, and a load board — the closest head-to-head match to Apex's core trucking factoring product.
- Triumph Business Capital: Large freight factoring platform serving carriers, brokers, and freight forwarders with working capital, fuel cards, and back-office services; directly comparable in product breadth to Apex's factoring + fuel card stack.
- TBS Factoring: Trucking-focused factoring company providing invoice factoring, fuel advances, and load matching to SMB carriers; competes with Apex for the same owner-operator and small fleet segment.
- Riviera Finance: Established factoring company serving transportation, staffing, manufacturing, and wholesale clients with recourse and non-recourse invoice purchasing — overlapping multiple of Apex's vertical factoring products.
- Porter Capital: Invoice factoring provider serving trucking, staffing, and small-business clients across the Southeast and nationally; comparable to Apex in offering factoring plus adjacent working capital products.
- AltLine (Southern Bank): Bank-backed factoring program for SMBs across transportation, staffing, and B2B services; provides factoring, lines of credit, and working capital comparable to Apex's diversified vertical offerings.
Emerging players
- FundThrough: Fintech-style invoice factoring platform targeting SMBs with API-driven onboarding and faster funding; competes with Apex for the modern, tech-forward end of the same factoring market.
- Resolve: Tech-enabled freight factoring platform offering invoice purchasing, fuel cards, and back-office tools to carriers; directly comparable to Apex's trucking factoring product but with a more modern, software-first delivery model.
Broad incumbents
- BlueVine: Larger SMB-focused online lending and factoring platform offering invoice factoring and lines of credit; competes with Apex in the broader SMB factoring market though without Apex's trucking-specific depth.
Others
- Tricolor/Trailblazer Capital (working capital lenders): Specialty working-capital lender serving transportation and SMB verticals; provides receivables-backed financing that overlaps with Apex's factoring value proposition, particularly for trucking-adjacent clients.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Apex Capital Corp social profiles
Digital presenceApex Capital Corp financial estimates
Financial estimateRevenue estimate
Valuation estimate
Apex Capital Corp leadership team
Management profileNumber of profiles
Apex Capital Corp funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Apex Capital Corp M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Apex Capital Corp
What does Apex Capital Corp do?
Apex Capital Corp is a privately held invoice factoring company that purchases accounts receivable — primarily freight bills — from small and mid-sized trucking carriers, freight brokers, and related transportation businesses at a discount in exchange for immediate working capital. The firm supplements its core factoring service with trucking-focused financial products and tools such as fuel cards, equipment financing, load boards, credit checks, roadside rescue, and a mobile factoring application.
Is Apex Capital Corp a public or private company?
Apex Capital Corp is a private company. It is classified as unknown and is currently operating.
When was Apex Capital Corp founded?
Apex Capital Corp was founded in 1995. It employs 251 to 500 people.
Where is Apex Capital Corp based?
Apex Capital Corp is headquartered in Fort Worth, United States, in the North America region.
How does Apex Capital Corp make money?
Four revenue lines are on record. Invoice Factoring Services are the primary driver. The others are equipment Financing, fuel Card Program and startup Program Services.
Who are Apex Capital Corp's main competitors?
Direct peers on record are OTR Capital Solutions, Triumph Business Capital, TBS Factoring, Riviera Finance, Porter Capital and AltLine (Southern Bank). Emerging players are FundThrough and Resolve. BlueVine is listed as a broad incumbent. Tricolor/Trailblazer Capital (working capital lenders) is listed as an others.
Does Apex Capital Corp have an API?
No public API is recorded for Apex Capital Corp.
What industry is Apex Capital Corp in?
Apex Capital Corp's product category is Freight Factoring. Its primary akta.pro industry code is FSANADAJ, Large-Cap / Sponsor Finance Direct Lending. Its NAICS code is 5239 and its SIC code is 6159.