What ValorPME does

ValorPME operates a browser-based DCF (Discounted Cash Flow) valuation platform targeting owners of French small and medium enterprises (PME) and mid-market companies (ETI). Users enter a SIREN number and three financial metrics (revenue, EBITDA, net debt), and the engine produces enterprise and equity values across three scenarios (pessimistic, realistic, optimistic) with sensitivity matrices. The methodology integrates Damodaran regional unlevered betas, Argos Index size premiums, the OAT 10-year French risk-free rate, and exit-multiple cross-validation against French M&A transaction data. All financial calculations execute client-side in the user's browser; the service stores no user financial data on its own servers.

The commercial offering is anchored on a free DCF simulation tier, with a one-time Expert PDF Report priced at 149 EUR (TTC) as the primary paid product, plus an M&A cabinet referral service operating on a revenue-share basis. The company also publishes a Benchmarks Data Hub—a downloadable dataset covering 11 sectors and 12 countries (CSV/JSON, CC-BY licence, DOI 10.5281/zenodo.20640572)—that functions both as a lead-generation asset and a credibility signal. Infrastructure dependencies include Stripe (payments), Brevo (email), Vercel (hosting), PostHog (analytics), and the public INSEE SIREN API; data sourcing relies on Damodaran regional betas, Argos Index transaction data, and Banque de France rates.

The business is operated by a solo founder, Valentin Escoffier, a former valuation consultant. The legal entity is in the process of formalization ('service en cours de structuration juridique'), and the company is bootstrapped with no disclosed institutional funding. Distribution is entirely organic, driven by SEO-optimised educational content covering DCF, WACC, and sector-specific valuation topics. At time of analysis, 240+ valuations had been completed through the platform.

Name

ValorPME

Legal name

ValorPME

Website

https://valor-pme.com

Company type

Private

Founded year

2024

Operating status

Operating

Short description

ValorPME is a French browser-based DCF valuation platform serving SME and ETI owners, offering free simulations, a 149 EUR Expert PDF report, and M&A cabinet referrals. It applies sector-calibrated methodology using Damodaran and Argos Index data.

Ownership category

akta.pro rank

Headquarters

HQ city

Montpellier

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Marketing or Sales, Operations, Infrastructure, Personnel

Revenue model

1. Freemium DCF Simulation: Free DCF valuation tool generates instant enterprise value and equity value with 3 scenarios. No credit card required. Revenue is indirect — drives conversion to paid report and referral.
2. Expert PDF Report (149€): Optional paid add-on: 9-10 page professional PDF report including full DCF projections, sensitivity matrix, risk score, sector benchmarks (Damodaran), and financial ratio analysis. One-time purchase per evaluation.
3. M&A Cabinet Referral (revenue share): For users requesting a mise en relation with an M&A advisory partner, ValorPME connects them to a selected cabinet and presumably earns a referral fee (pricing described as 'sur devis selon votre projet').

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

ValorPME provides a browser-based DCF valuation simulator for French SMEs and mid-market companies (ETI). Users enter their SIREN, revenue, EBITDA, and net debt; the engine instantly computes enterprise value and equity value across three scenarios (pessimistic, realistic, optimistic), validated against sector exit multiples. The free simulation is monetized via a 149€ Rapport Expert PDF (9-10 pages with sensitivity matrix, risk score, and Damodaran benchmarks) and via revenue-share referrals to partner M&A advisory cabinets for users preparing a transaction.

Product overview

ValorPME is a specialized DCF-based business valuation platform designed for French SMEs (PME) and mid-market companies (ETI). The core offering is the free DCF simulation tool, which runs a full discounted cash flow model in the browser using sector-calibrated parameters (Damodaran betas, Argos Index size premiums, French OAT 10-year risk-free rate). The product portfolio consists of the free evaluation engine, the paid Rapport Expert PDF (149 €) add-on for professional-grade reports, an M&A advisor referral service (custom quote), and a publicly accessible Benchmarks Data Hub providing downloadable valuation parameters across 11 sectors and 12 countries. All offerings center on the DCF methodology used by investment banks, cross-validated with exit multiples.

Differentiator

Problem solved

Functional benefit

Products and services

• Free DCF Simulation (Évaluation DCF Gratuite) Browser-based DCF valuation simulator for French SMEs and mid-market companies (ETI). Users input their SIREN, revenue, EBITDA, and net debt; the engine outputs enterprise value, equity value, and three scenarios (pessimistic, realistic, optimistic) cross-validated against sector EV/EBITDA exit multiples. All calculations run client-side; no login or credit card required.
• Rapport Expert PDF (149€) Professional 9-10 page PDF valuation report including DCF methodology, 5-year FCF projections, EV-to-equity bridge, 3 scenarios, WACC × growth sensitivity matrix, 6-factor risk score, Damodaran sector benchmarks, and key financial ratios. Sold as a one-time purchase at 149€ TTC via Stripe checkout.
• Mise en relation cabinet M&A Referral service matching users preparing a sale, acquisition, or capital raise with vetted partner M&A advisory cabinets selected by sector and transaction type. Includes a 30-minute discovery call. Available at a custom quote per project (sur devis).
• Benchmarks Data Hub (CSV / JSON) Public data portal providing WACC, unlevered betas (Damodaran regional), EV/EBITDA multiples, and EBITDA margins for 11 sectors across 12 countries. Data regenerated monthly and downloadable as CSV (132 rows) or JSON under a CC-BY license. Functions as both an open credibility artifact and a marketing asset.

Quantifiable outcome

• 240+ valuations performed
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature5 records

Partnerships

Six partnerships are on record, tiered core infrastructure and minor.

• Stripe Inc.core infrastructureTechnology or IntegrationStripe processes all payment transactions for the Expert PDF (149€). Acting as payment sub-processor. PCI-DSS level 1 certified. Data processing agreement in place with EU standard contractual clauses. No card data stored by ValorPME.
• Annuaire Entreprises / INSEE (Government of France)core infrastructureTechnology or IntegrationPublic SIREN lookup API used to auto-populate company sector and basic information. Only public data transmitted. No user financial data shared via this integration.
• Aswath Damodaran (NYU Stern)core infrastructureOthersData source for sector unlevered betas and equity risk premiums. Damodaran publishes regional betas monthly. ValorPME uses January 2026 vintage. The Damodaran data underpins the WACC calibration for all 11 sectors.
• Argos Index / Epsilon Researchcore infrastructureOthersData source for French SME/ETI transaction multiples and size premiums. ValorPME calibrates exit multiples and size premiums against the Argos Index mid-market dataset (2023–2025), cross-referenced with Kroll CRSP Decile and CCEF/Vernimmen practice. Published in open access (DOI 10.5281/zenodo.20640572).
• Banque de Francecore infrastructureOthersSource of the French 10-year OAT risk-free rate, used as the base rate (Rf) in the WACC formula. ValorPME references the current OAT 10-year rate (~3.68% as cited) for the risk-free component.
• M&A Cabinet Partners (Referral Network)minorChannel Partner/ Reseller/ DistributorWhen a user requests mise en relation, ValorPME selects and refers them to a partner M&A advisory cabinet matched to their sector and project (sale, transmission, or fundraising). User financial data is shared with explicit consent only. Cabinet acts as independent data controller for further contact.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Market position

Weaknesses5 records

Competitive moat4 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ValorPME