Providence Capital Group
Providence Capital Group is a Salt Lake City-based boutique real estate investment firm operating two private funds: an open-ended lending fund providing $1M-$15M asset-backed loans to homebuilders and developers, and a closed-end equity fund acquiring middle-market senior housing communities in partnership with Unbridled Living. It serves accredited investors, family offices, and institutional capital.
- Company typePrivate
- Founded2022
- HeadquartersSalt Lake City, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Providence Capital Group does
Providence Capital Group LLC is a privately held, Salt Lake City-based boutique real estate investment firm founded in 2022 by Briton Hill. It operates two fund vehicles: the open-ended Providence Lending Fund LP, which provides short-term, asset-backed bridge, construction, mezzanine, and preferred equity loans of $1M to $15M to experienced homebuilders, developers, and real estate investors (with a stated focus on the Mountain West region and average 60% LTV), and the closed-end Providence Senior Living Fund LP, which acquires and repositions middle-market independent and assisted living communities in partnership with Unbridled Living for vertically integrated operations. Capital is raised through private placements under Rule 506-style exemptions from accredited investors, qualified purchasers, and institutional/family office counterparties, with no public retail distribution.
The firm positions itself as combining institutional underwriting rigor with a boutique relationship-driven approach, evidenced by sub-three-week loan closings, zero foreclosure losses and zero realized deal-level losses since 2022 inception, and 6-12 month prepaid interest reserves. Its six-person-equivalent senior leadership team brings prior tenures at Invesco Real Estate, PGIM Real Estate, KKR, Zions Bancorporation, and Fidelity Investments, with the most recent addition being CIO Jack Kemps (joined 2025). Its go-to-market is direct and relationship-driven, sourced through broker networks, developer outreach, and investor referrals rather than paid marketing or technology-led acquisition.
Revenue mechanics derive from two streams: net interest income and origination fees on the lending portfolio, and management fees plus carried interest on the closed-end seniors housing equity fund. Between March 2025 and March 2026 the firm completed four seniors housing acquisitions (Columbia MO, Dallas TX, Fayetteville NC, and St. Peters MO, totaling roughly 770+ units), signaling an active programmatic roll-up alongside the lending book. No external institutional capital, parent company, or public ticker is disclosed, and the firm's own website displays $0M / 0+ placeholder metrics for total capital deployed, AUM, and deals completed, limiting visibility into actual scale.
Providence Capital Group firmographics
Firmographics- Name
- Providence Capital Group
- Legal name
- Providence Capital Group LLC
- Website
- https://providencecapitalgroup.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Providence Capital Group is a Salt Lake City-based boutique real estate investment firm operating two private funds: an open-ended lending fund providing $1M-$15M asset-backed loans to homebuilders and developers, and a closed-end equity fund acquiring middle-market senior housing communities in partnership with Unbridled Living. It serves accredited investors, family offices, and institutional capital.
- Ownership category
- akta.pro rank
Providence Capital Group industry classification
Industry- Product category
- Private Real Estate Credit & Equity
- NAICS
- Open-End Investment Funds (525910), Portfolio Management and Investment Advice (523940), Other Investment Pools and Funds (5259)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Investors, Nec (6799)
- akta.pro primary industry
- Real Estate Credit / Debt Funds (FSANAEAJ)
- akta.pro secondary industry
- Real Estate Funds — Opportunistic / Development (FSANAEAI)
Keywords
Where Providence Capital Group is headquartered
LocationHeadquarters
- HQ city
- Salt Lake City
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Providence Capital Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Real Estate Lending: Short-term, asset-backed loans to experienced homebuilders, developers and investors. Generates consistent income through interest payments on bridge, construction, mezzanine, and preferred equity deals. Focus on high-yielding lending strategies with collateral protection.
- Real Estate Equity: Closed-end real estate equity fund targeting senior housing sector. Value creation through operational improvements, occupancy growth, and asset repositioning. Returns generated through cash-out refis or asset sales on stabilized properties.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
Providence Capital Group product offering
Product offeringCore offering
Providence Capital Group is a boutique real estate investment firm operating two complementary strategies: an open-ended private real estate credit fund (Providence Lending Fund) that originates short-term, asset-backed loans of $1M–$15M (bridge, construction, mezzanine, and preferred equity) to experienced homebuilders, developers, and investors; and a closed-end equity fund (Providence Senior Living Fund) that acquires, repositions, and operates middle-market independent and assisted living senior housing communities in partnership with Unbridled Living. Both funds are distributed privately to accredited investors, qualified purchasers, and institutional counterparties via PPMs, LPAs, and subscription agreements.
Product overview
Providence Capital Group operates as a boutique real estate investment firm offering two complementary strategies: (1) Real Estate Lending through the Providence Lending Fund, an open-ended private credit fund providing short-term, asset-backed loans ($1M-$15M) to homebuilders, developers, and investors; and (2) Real Estate Equity through the Providence Senior Living Fund, a closed-end fund targeting middle-market senior housing in partnership with Unbridled Living. The firm also manages a portfolio of lending investments including bridge loans, construction loans, and special situation financing, as well as equity investments in senior living communities across multiple U.S. markets.
Differentiator
Problem solved
Functional benefit
Brands
- Providence Lending Fund LP: Open-ended private real estate credit fund providing short-term, asset-backed loans to homebuilders, developers and investors.
- Providence Senior Living Fund LP
Quantifiable outcome
- Zero foreclosure losses since Fund inception in 2022
- +3 more outcomes
Companies that use Providence Capital Group
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles3 records
Providence Capital Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Providence Capital Group partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Unbridled LivingcoreStrategic partnership combining institutional capital markets expertise with vertically integrated seniors housing operations. Providence provides equity capital while Unbridled Living manages day-to-day property operations. Partnership enables exclusive deal flow, operational excellence, and superior risk-adjusted returns through aligned incentives. Unbridled Living's affiliate management company handles property management without third-party reliance.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Providence Capital Group competitors and assessment
Company assessmentEmerging players
- Roc Capital: Private bridge and construction lender focused on urban and high-growth markets. Comparable boutique scale and product set, with partial overlap in customer base.
Direct peers
- Kiavi: Tech-enabled bridge lender to residential real estate investors (formerly LendingHome). Comparable product/borrower profile and similar speed-of-execution positioning against traditional lenders.
- CoreVest Finance: Private real estate bridge and construction lender to residential builders and investors, originally incubated inside Blackstone. Most direct functional comparable to Providence's Providence Lending Fund on the credit/lending side.
- Anchor Loans: Largest US private lender to fix-and-flip and new construction investors. Comparable as a non-bank specialty lender to the same builder/developer customer base Providence serves.
- Lima One Capital: Private balance-sheet lender originating short-term, asset-backed loans to real estate investors and homebuilders. Closely matches Providence's loan size range ($1M–$15M) and target borrower profile.
- Angel Oak Mortgage Solutions: Non-bank private mortgage and bridge lender targeting borrowers underserved by traditional banks. Overlaps with Providence on non-QM, asset-backed, relationship-driven lending.
- Discovery Senior Living: Private owner/operator of senior living communities including independent living. Direct comparable to the Providence Senior Living Fund's value-add equity strategy partnered with Unbridled Living.
Broad incumbents
- Welltower: Largest US public REIT focused on senior housing operating properties. Broad incumbent in the same real estate sub-sector Providence's equity fund targets, though at institutional scale and via RIDEA/operating partnerships.
- Ares Real Estate Group: Large alternative asset manager with real estate debt and equity funds serving institutional investors. Comparable on the GP/manager business model and in offering both credit and equity real estate strategies, though at materially larger AUM scale.
- National Health Investors: Public REIT (NYSE: NHI) focused on senior housing and skilled nursing real estate. Established incumbent investing in similar asset classes, though at much larger scale and via triple-net leases rather than value-add repositioning.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Providence Capital Group social profiles
Digital presenceProvidence Capital Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Providence Capital Group leadership team
Management profileNumber of profiles
Profiles3 records
Providence Capital Group subsidiaries and ownership
Company hierarchySubsidiaries3 records
Providence Capital Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Providence Capital Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Providence Capital Group
What does Providence Capital Group do?
Providence Capital Group is a boutique real estate investment firm operating two complementary strategies: an open-ended private real estate credit fund (Providence Lending Fund) that originates short-term, asset-backed loans of $1M–$15M (bridge, construction, mezzanine, and preferred equity) to experienced homebuilders, developers, and investors; and a closed-end equity fund (Providence Senior Living Fund) that acquires, repositions, and operates middle-market independent and assisted living senior housing communities in partnership with Unbridled Living. Both funds are distributed privately to accredited investors, qualified purchasers, and institutional counterparties via PPMs, LPAs, and subscription agreements.
Is Providence Capital Group a public or private company?
Providence Capital Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Providence Capital Group founded?
Providence Capital Group was founded in 2022. It employs 1 to 10 people.
Where is Providence Capital Group based?
Providence Capital Group is headquartered in Salt Lake City, United States, in the North America region.
How does Providence Capital Group make money?
Two revenue lines are on record. Real Estate Lending is the primary driver. The others are real Estate Equity.
Who are Providence Capital Group's main competitors?
Roc Capital is listed as an emerging player. Direct peers are Kiavi, CoreVest Finance, Anchor Loans, Lima One Capital, Angel Oak Mortgage Solutions and Discovery Senior Living. Broad incumbents are Welltower, Ares Real Estate Group and National Health Investors.
Does Providence Capital Group have an API?
No public API is recorded for Providence Capital Group.
What industry is Providence Capital Group in?
Providence Capital Group's product category is Private Real Estate Credit & Equity. Its primary akta.pro industry code is FSANAEAJ, Real Estate Credit / Debt Funds, with a secondary code of FSANAEAI, Real Estate Funds — Opportunistic / Development. Its NAICS code is 525910 and its SIC code is 6162.