Vr-bank Ismaning Hallbergmoos Neufahrn Eg

What Vr-bank Ismaning Hallbergmoos Neufahrn Eg does

VR-Bank Ismaning Hallbergmoos Neufahrn eG is a registered cooperative bank (eingetragene Genossenschaft) headquartered at Bahnhofstraße 3, 85737 Ismaning, Germany, operating as part of the nationwide Genossenschaftliche FinanzGruppe cooperative financial network under the umbrella of Volksbanken Raiffeisenbanken. It serves a regional catchment area spanning the Bavarian municipalities of Ismaning, Hallbergmoos, and Neufahrn with a multi-segment offering: retail private customers (Privatkunden), SMEs (Firmenkunden), youth and young-family customers (Junge Leute including meinDepot für Kids), and high-net-worth private banking clients. A legacy Lagerhaus (warehouse/agricultural supply) service is also maintained alongside the banking operation.

The core product set is delivered through the cooperative's shared digital platform: a Girokonto with Mastercard-branded debit and credit cards, the OnlineBanking portal, the VR Banking App (combining banking and payments on iOS/Android), multi-bank BankingManager software, an electronic mailbox, the SEPA-based Wero payment function, and recipient-verification security (Empfängerüberprüfung). Complementary products include the Unternehmerkredit (entrepreneur loan up to €100,000), business account models (Geschäftskontomodelle), real estate services, travel-money planning tools, and insurance and investment products distributed via cooperative partners (Allianz, R+V Versicherung, VKB, SDK, Bausparkasse Schwäbisch Hall, Union Investment, TeamBank/easyCredit, GENO Broker, GENO Energie). TeamViewer-based remote desktop support with session-recording for quality control provides digital advisory complementing the physical Geschäftsstellen branch network.

The cooperative business model is member-owned ("Meine Bank gehört mir"), with customers holding cooperative shares that confer participation rights and profit-sharing, supported by mandatory membership product lines. Revenue is not publicly disclosed; the bank does not publish pricing for retail products on its website, suggesting standard cooperative-banking economics from net interest income, fees, and partner-commission distribution. Current marketing emphasizes education on phone-fraud prevention, mobile payments, and seasonal acquisition campaigns such as VR Entertain Sommerwochen (July–September 2026). There is no evidence of disclosed funding, M&A activity, headcount publication, or AI/ML capability; reported compliance includes BFSG/WCAG/EN 301 549 accessibility self-evaluation.

Name

Vr-bank Ismaning Hallbergmoos Neufahrn Eg

Legal name

VR-Bank Ismaning Hallbergmoos Neufahrn eG

Website

https://vrbank-ihn.de

Company type

Private

Founded year

1899

Operating status

Operating

Short description

VR-Bank Ismaning Hallbergmoos Neufahrn eG is a Bavarian member-owned cooperative bank serving retail, SME, youth, and HNW customers across Ismaning, Hallbergmoos, and Neufahrn with full-service banking, digital channels (OnlineBanking, VR Banking App, Wero), cooperative-partner-distributed insurance and investments, and a regional branch-plus-warehouse footprint.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Commercial Banking (52211), Savings Institutions and Other Depository Credit Intermediation (522180)

SIC

National Commercial Banks (6021)

akta.pro primary industry

Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)

Keywords

• Retail banking services
• Cooperative banking
• Consumer lending
• Business financing
• Wealth management

Headquarters

HQ city

Ismaning

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Distribution channels5 records

Marketing channels3 records

Core offering

VR-Bank Ismaning Hallbergmoos Neufahrn eG is a regional cooperative bank offering retail and commercial banking products including giro accounts, Mastercard debit and credit cards, online and mobile banking, business accounts, entrepreneur loans up to EUR 100,000, real estate services, insurance distribution, and Private Banking for high-net-worth clients. It also provides non-financial services such as a local Lagerhaus (warehouse) for agricultural and trade customers.

Product overview

VR-Bank Ismaning Hallbergmoos Neufahrn eG is a German cooperative bank (Volksbank/Raiffeisenbank) offering a unified banking platform with multiple integrated products and services. The core offering centers on the OnlineBanking digital platform and VR Banking App, supplemented by traditional banking products including Girokonto (checking accounts), debit and credit cards (Mastercard), and membership shares. For retail customers, key products include meinDepot für Kids (children's investment depot), insurance products, real estate services, and Private Banking for wealth management. Business customers are served through Geschäftskontomodelle (business account models) and Unternehmerkredit (entrepreneur credits up to €100,000). Additional services include remote support via TeamViewer, a travel fund planning tool, and warehouse services. The bank operates under the cooperative financial group (Genossenschaftliche FinanzGruppe) umbrella.

Differentiator

Problem solved

Functional benefit

Brands

• VR Banking App: Mobile banking application for online banking and payments
• meinDepot für Kids
• OnlineBanking

Products and services

• Girokonto (Giro Account)

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Ten partnerships are on record, tiered minor and core.

• AllianzminorOthersInsurance partner. Customers can process contract cancellations/rescissions for Allianz insurance products through the bank's partner portal.
• Bausparkasse Schwäbisch HallminorOthersBuilding society partner for home savings and construction finance products. Contract rescissions processed through the bank's partner portal.
• GENO BrokerminorOthersFinancial services broker partner within the cooperative network. Contract rescissions processed through the bank's partner portal.
• GENO EnergieminorOthersEnergy partner within the cooperative network offering energy products. Contract rescissions processed through the bank's partner portal.
• R+V VersicherungminorOthersInsurance partner (R+V Versicherung) providing insurance products to bank customers. Contract rescissions processed through the bank's partner portal.
• Süddeutsche Krankenversicherung (SDK)minorOthersHealth insurance partner (Süddeutsche Krankenversicherung). Contract rescissions processed through the bank's partner portal.
• TeamBankminorOthersBanking partner offering installment credit products (easyCredit). Contract rescissions processed through the bank's partner portal.
• Union InvestmentminorOthersAsset management/investment partner providing fund-based investment products. Contract rescissions processed through the bank's partner portal.
• VKB – Versicherungskammer BayernminorOthersInsurance partner (Versicherungskammer Bayern) providing insurance products to bank customers. Contract rescissions processed through the bank's partner portal.
• Genossenschaftliche FinanzGruppe (BVR/Volksbanken Raiffeisenbanken)coreStrategic or Co-development PartnerThe bank is an integral member of the German Cooperative Financial Network (Genossenschaftliche FinanzGruppe), which provides the IT infrastructure, product ecosystem, and shared services including the VR Banking App, OnlineBanking platform, card services (Mastercard, girocard), and shared banking conditions and standards.

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• ING-DiBa AG: Germany's largest direct bank (part of ING Group) offering retail and SMB banking products nationwide via digital channels. Highly comparable on retail giro accounts, deposits, consumer credit, and investment products, competing for the same German customer base.
• Deutsche Bank AG: Germany's largest universal bank offering retail, SMB, wealth, and corporate banking products nationally and globally. Overlaps in private banking, giro accounts, cards, and SME lending, but operates at vastly greater scale and geographic reach.
• DZ Bank (Deutsche Zentral-Genossenschaftsbank): Central institution of the Genossenschaftliche FinanzGruppe and effectively the parent/partner central bank for VR-Bank. Provides shared IT (Atruvia/Fiducia), card schemes, and treasury services, making it both an infrastructure provider and a strategic peer across the cooperative banking ecosystem.

Direct peers

• Sparda-Bank München eG: Cooperative bank focused on retail customers in the Munich metro area, sharing member-ownership DNA but differentiated by serving a broader urban audience. Comparable core banking products and Genossenschaftliche-aligned digital infrastructure.
• Kreissparkasse München Starnberg Ebersberg: Large regional savings bank serving Munich-area municipalities with the full banking suite (retail, SMB, real estate financing). Closest Sparkasse competitor to VR-Bank Ismaning Hallbergmoos Neufahrn eG in terms of products and customer segments.
• Volksbank Raiffeisenbank Bayern Mitte eG: Another Bavarian cooperative Volksbank operating in the same Genossenschaftliche FinanzGruppe network, offering the same full retail/SMB banking suite (OnlineBanking, VR Banking App, giro accounts, member ownership) to a different regional Bavarian catchment — directly comparable on product, model, and regulatory framework.
• Sparkasse Ismaning: Local savings bank ('Sparkasse') serving the same Ismaning community with analogous retail and SMB banking products under a different German public-sector-owned structure. Directly comparable customer base, products, and branch-led model.
• Raiffeisenbank München-Süd eG: Adjacent Munich-area cooperative bank sharing the same cooperative financial group, product set, and member-owned model. Highly comparable footprint, products, and digital platform integration, differing primarily in geographic catchment.

Emerging players

• Revolut Bank UAB (Germany operations): Digital challenger bank serving German retail and SMB customers with mobile accounts, cards, and payments, including European SEPA transfers. Direct challenger to the cooperative bank's retail and SMB franchise on customer experience and pricing.
• N26 Bank GmbH: Berlin-based mobile-first neo-bank targeting retail and SMB customers across Germany and the Eurozone. Competes for the same retail and small-business deposits and payments customers with a digital-native product and no branch overhead.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/vr-bank-ismaning-hallbergmoos-neufahrn-eg

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

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