Notre Maison - Groupe Valophis

What Notre Maison - Groupe Valophis does

Notre Maison Groupe Valophis is a French société coopérative d'intérêt collectif (SCIC) and wholly-owned subsidiary of Groupe Valophis, headquartered at 10 rue des Arts in Toulouse. The company develops and sells affordable residential housing in the Haute-Garonne department under five programs: Location-Accession (PSLA), Bail Réel Solidaire (BRS), Vente en État Futur d'Achèvement (VEFA), Habitat Participatif, and Habitat Evolutif. Its operations sit within the regulated French social housing framework, providing access to PSLA rent-to-own tax benefits, BRS land/building separation via partnership with OFS Occitalys (enabling up to 40% below-market purchase prices), PTZ zero-interest loans up to €180,000, reduced 5.5% VAT, and 15-year property tax exemptions for PSLA buyers. The company is a member of the Fédération Nationale des Coopératives HLM and operates within the économie sociale et solidaire. Construction complies with RE2020/RT2012 energy standards and integrates bio-sourced materials and adaptable designs.

The business operates an active portfolio of 18 development projects across Toulouse and surrounding municipalities (Fonbeauzard, Saint-Lys, Baziège, Rieumes, Labastide-Beauvoir, Ramonville, Saubens, Carbonne, Lanta, Seysses), with unit prices ranging from €107,200 (BRS apartments) to €220,000 (BRS houses). Since its founding, the company reports having supported 10,000 families toward homeownership, with approximately 100 families assisted annually. It also originated as the accession arm of Groupe des Chalets and has supported that group's property-access activity for over 15 years.

Commercial operations are anchored by a sales-led GTM with personalized accompaniment by a small commercial team (led by Responsable Commerciale Héléna Joye and Directeur Général Fabrice Del Tedesco), supplemented by employer-partnership programs, a formalized parrainage referral scheme with Kadéos voucher rewards (€500–€1,000), municipal partnerships for land and planning access, presence at regional events such as Easy Access Toulouse, and Google reviews and testimonials as trust signals (4.9/5 across 16 reviews as of December 2025). Customer acquisition is largely direct, with no intermediaries or resellers. The customer base spans first-time buyers (primo-accédants), families and monoparental households, employer-sponsored employee buyers, pre-retirees and retirees, and participative-housing cohorts. No external private equity or venture capital investment is disclosed; the parent Groupe Valophis (1,037 employees, 52,518 housing units managed, 121,318 persons housed in 2023) provides institutional backing.

Name

Notre Maison - Groupe Valophis

Legal name

Notre Maison Groupe Valophis

Website

https://valophis-notremaison.fr

Company type

Private

Founded year

1969

Operating status

Operating

Headcount range

1–10 employees

Short description

Notre Maison Groupe Valophis is a Toulouse-based French social housing cooperative (SCIC), subsidiary of Groupe Valophis, that develops and sells affordable residential property across Haute-Garonne under PSLA, BRS, and VEFA schemes, serving first-time buyers, families, employer-sponsored employees, and retirees.

Ownership category

akta.pro rank

Product category

Affordable Housing Development

NAICS

New Single-Family Housing Construction (except For-Sale Builders) (236115)

SIC

Land Subdividers & Developers (No Cemeteries) (6552)

akta.pro primary industry

Residential Affordable Housing Development & Construction (IMAFABAI)

Keywords

• Affordable housing development
• Social property access
• Off-plan property sales
• Participative housing development
• Real estate developer

Headquarters

HQ city

Toulouse

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Supply Chain, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. New Property Sales (VEFA / PSLA / BRS): Notre Maison generates revenue by developing and selling new residential properties (houses and apartments) under the VEFA (off-plan sale), PSLA (social rental-purchase), and BRS (solidarity land lease) frameworks. Each transaction yields a one-time sale price covering construction costs plus margin. Prices are capped below market rates due to government subsidies, VAT reductions (5.5%), and land cost subsidies.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

Notre Maison develops and sells affordable-access residential housing in Haute-Garonne and surrounding departments through five regulated schemes: PSLA (Location-Accession), VEFA (off-plan), BRS (Bail Réel Solidaire), participative housing, and adaptive ("habitat évolutif") housing. Each program targets households who cannot access the open market, offering prices set up to 40% below local market levels, eligibility for PTZ and reduced TVA, guarantees on completion and structural defects, and personalized commercial support from pre-reservation through delivery.

Product overview

Notre Maison - Groupe Valophis is a social housing cooperative offering five core property access programs: Location-Accession (PSLA) for rent-to-own, Bail Réel Solidaire (BRS) for land-lease purchasing, VEFA for off-plan purchases, Habitat Participatif for collaborative living, and Habitat Evolutif for adaptable housing. The portfolio includes 18 active development projects across Haute-Garonne including residences Bel'Ambre, Villas Saubencia, Villas Véra, Racines, Quai 23, Coeur Garonne, Casa Flor, Les Jardins Boréals, Domaine Les Bastides, Le Clos Pastel, and L'Eaubelle. All new constructions comply with RT 2012 or RE2020 environmental standards.

Differentiator

Problem solved

Functional benefit

Products and services

• PSLA - Location-Accession Régulated-accession scheme allowing first-time buyer households to rent then acquire a newly built property at a discounted price, with reduced notary fees, PTZ eligibility, and TVA at 5.5%. Targeted at households excluded from the open market.
• BRS - Bail Réel Solidaire Solidarity-real-lease scheme structured with partner OFS Foncier Coopératif Valophis, separating land and build costs to deliver prices up to 40% below market, with resale-price control, PTZ eligibility and 5.5% TVA. Targeted at first-time buyers and households eligible for social-housing support.
• VEFA - Vente en État Futur d'Achèvement (Off-plan sale) Off-plan purchase scheme for new-build properties sold before completion, benefiting from reduced notary fees, 5.5% TVA, and government guarantees for first-time buyers and families.
• Habitat Participatif Participative housing program in which future residents co-design their homes, communal spaces, and lifestyle with the developer and architect, supervised by Notre Maison's commercial, technical, financial, and regulatory teams.
• Habitat Évolutif (Adaptive housing) Adaptive-housing program offering modular floor plans that can be modified as households grow or evolve over time, allowing family-sized units to be reconfigured within the same dwelling.
• Résidence Carbonne New-build residential residence in Carbonne (Haute-Garonne, 31) sold under Notre Maison's affordable-access schemes, including T2/T3/T4 units targeted at first-time buyers and families.
• Casa Flor New-build residential project named Casa Flor, marketed under Notre Maison's affordable-access portfolio across the regulated programs (PSLA, BRS, VEFA).
• Bel'Ambre New-build residential project named Bel'Ambre, sold under Notre Maison's affordable-access schemes.
• Villas Saubencia New-build residential project named Villas Saubencia, sold under Notre Maison's affordable-access schemes.
• Villas Véra New-build residential project named Villas Véra, sold under Notre Maison's affordable-access schemes.
• Racines New-build residential project named Racines, sold under Notre Maison's affordable-access schemes.
• Quai 23 New-build residential project named Quai 23, sold under Notre Maison's affordable-access schemes.
• Jardins Boréals New-build residential project named Jardins Boréals, sold under Notre Maison's affordable-access schemes.
• Bastides New-build residential project named Bastides, sold under Notre Maison's affordable-access schemes.
• Clos Pastel New-build residential project named Clos Pastel, sold under Notre Maison's affordable-access schemes.
• L'Eaubelle New-build residential project named L'Eaubelle, sold under Notre Maison's affordable-access schemes.

Quantifiable outcome

• Up to 40% below market purchase price via BRS
• +9 more outcomes

Named customers11 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered core and major.

• OFS Occitalys (Organisme de Foncier Solidaire)coreOthersOFS Occitalys is the state-licensed land stewardship organism that holds ownership of the land in BRS (Bail Réel Solidaire) transactions. Under this framework, Notre Maison buyers acquire the building only while the land remains with OFS Occitalys, enabling purchase prices up to 40% below market. OFS Occitalys also guarantees buyback of properties at a pre-set price, providing capital protection to buyers.
• Fédération Nationale des Coopératives HLMcoreStrategic or Co-development PartnerNotre Maison Groupe Valophis is a member of the Fédération Nationale des Coopératives HLM, the national federation of social housing cooperatives. This affiliation provides institutional legitimacy, access to best practices, and participation in the broader social housing ecosystem in France.
• Groupe des ChaletscoreStrategic or Co-development PartnerNotre Maison originated as the accession arm of Groupe des Chalets, one of France's largest social housing operators, supporting its development for more than 15 years. Groupe des Chalets manages 52,518 housing units and houses 121,318 persons, providing institutional backing and operational expertise.
• Haute-Garonne MunicipalitiescoreStrategic or Co-development PartnerNotre Maison collaborates with multiple Haute-Garonne municipalities (Toulouse, Saint-Lys, Carbonne, Rieumes, Baziège, Labastide-Beauvoir, Fonbeauzard, Seysses, Saubens, Lanta, Ramonville) to identify development sites, obtain planning permissions, and align housing programs with local needs, creating a supply pipeline of land and projects.
• Local Employers in Haute-GaronnemajorGTM or Marketing PartnerLocal employers partner with Notre Maison to offer employees access to affordable homeownership as a talent attraction and retention benefit. Notre Maison provides priority access to housing programs and a streamlined onboarding process for employee buyers, while employers gain a differentiated employee benefit in the competitive Toulouse job market.

Scale indicators9 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Action Logement Groupe: National entity funding and operating employer-linked affordable housing across France; the parent of Vilogia. Comparable scheme usage and employer-channel GTM, considerably broader in scope and budget.
• CDC Habitat: Largest social landlord in France with a broad portfolio of rental and accession programs across all French regions. Overlaps with Notre Maison on BRS/PSLA but operates at materially greater scale and across many more segments.
• Immobilière 3F: Major national social-housing operator with deep local presence, offering a range of schemes for first-time buyers and families. Comparable on buyer segments, broader on product mix and geography.
• ICF Habitat: SNCF subsidiary and one of France's largest social-housing operators, with nation-wide presence and an accession arm. Comparable on cooperative-style social mission, larger and broader in product portfolio.

Direct peers

• Vilogia: One of France's largest social-housing operators (Action Logement group), with an active accession arm offering PSLA and BRS. Directly comparable by mission, scheme mix, and buyer segments, though at substantially greater national scale.
• Seqens: Île-de-France social-housing operator with an accession arm covering PSLA/BRS for first-time buyers. Comparable on product mix and reliance on French government schemes, though concentrated in the Paris region.
• Hexagone de l'Habitat: National social-housing operator (formed from the merger of Groupe Arcade-VYV and CDC Habitat's social division) running accession programs including PSLA and BRS. Closely comparable on buyer segments and scheme-by-scheme value proposition.
• Procivis: National federation of cooperative property companies offering the same PSLA, BRS and accession programs to first-time buyers as Notre Maison. Closest comparable on cooperative SCIC structure, scheme mix (PSLA/BRS/PTZ) and first-time-buyer targeting.

Regional players

• Clairsienne: Bordeaux-area social-housing operator offering accession schemes (PSLA, BRS) for first-time buyers. Comparable operating model and product mix, but focused on Nouvelle-Aquitaine rather than competing in Haute-Garonne.

Emerging players

• Habitat et Humanisme: Mission-driven French social-housing association focused on very-low-income and vulnerable populations. Overlaps with Notre Maison on affordable-housing mission and cooperative-style ethos, but differentiated on tenant profile.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/notre-maison-groupe-valophis

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Notre Maison - Groupe Valophis