Lendingdox
LendingDox is a Berkeley-based SaaS provider of a cloud-based mortgage Loan Origination System, Point-of-Sale platform, and Realtor Portal for US mortgage brokers and lenders, priced at $30 per user per month with a freemium trial model.
- Company typePrivate
- Founded-
- HeadquartersBerkeley, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Lendingdox does
LendingDox is a privately held, bootstrapped SaaS provider of a cloud-based Loan Origination System (LOS) and Point-of-Sale (POS) platform targeting US mortgage brokers and lenders. Founded by George Beier (previously founder of Loansoft, Inc., sold in 2003), the company operates from Berkeley, California with a small team (1–10 employees; three named members: CEO, UX designer, web developer). The platform is hosted on Microsoft Azure and delivers end-to-end mortgage workflows including contact management, a configurable rules-based Active Audit engine, Fannie Mae DO/DU and Freddie Mac Loan Product Advisor interfaces, credit bureau ordering, rules-based loan estimates, disclosure generation, DocuSign e-signature, and a public API for integrations. A customer-facing POS provides customized landing pages, an approximately 20-minute loan application wizard, prequalification, and real-time loan status tracking, alongside a Realtor Portal for partner collaboration and free embeddable financial calculator widgets.
LendingDox monetizes primarily through a flat $30 per user per month subscription covering the entire LOS, POS, and Realtor Portal suite, with no installation fees, no per-loan fees, no minimum term, and CPI-capped annual increases for existing customers. Secondary revenue comes from custom programming billed at $175/hour and one-time custom document setup fees ($250–$1,200). Go-to-market is product-led: a 30-day free trial (no credit card), immediate-access demo accounts, Calendly-scheduled enterprise demos, and embeddable widget distribution. The platform integrates with 15 partners spanning credit bureaus (Advantage Credit, Certified Credit, CIC Credit, CISCO Credit, Cotality Credco, Credit Technologies, ISC, Premium Credit Bureau, Sarma, Xactus, Factual Data), DocuSign, Fannie Mae, Freddie Mac, and Shape CRM. The software license is restricted to the United States, and the company maintains GLBA-aligned administrative, technical, and physical safeguards plus SSL encryption and Google/Microsoft OAuth authentication.
Lendingdox firmographics
Firmographics- Name
- Lendingdox
- Legal name
- LendingDox, Inc.
- Website
- https://lendingdox.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- LendingDox is a Berkeley-based SaaS provider of a cloud-based mortgage Loan Origination System, Point-of-Sale platform, and Realtor Portal for US mortgage brokers and lenders, priced at $30 per user per month with a freemium trial model.
- Ownership category
- akta.pro rank
Lendingdox industry classification
Industry- Product category
- Mortgage Loan Origination Software
- NAICS
- Software Publishers (5132), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Services-Prepackaged Software (7372)
- akta.pro primary industry
- Mortgage Point-of-Sale (POS) & Borrower Intake Portals (FSALALAD)
- akta.pro secondary industries
- Document Collection, eClose & eSignature (Mortgage Closing Tech) (FSALALAE), Pricing, Risk-Based Offer & Limit Management (FSAGAHAE), Loan Servicing Platforms (Billing, Statements, Customer Self-Service) (FSAGAHAH)
Keywords
Where Lendingdox is headquartered
LocationHeadquarters
- HQ city
- Berkeley
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Lendingdox business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Monthly Subscription License: Core revenue stream from monthly per-user subscription licensing of the LOS/POS software platform. $30 per month per active user. Billing on first of each month. Users marked inactive are not charged.
- Custom Programming Services: Custom development and programming services billed at $175 per hour. One-time setup costs for custom documents range from $250-$1200 depending on complexity.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Per seat | Monthly | $30/month per user - all-inclusive platform access |
| Freemium | Pay-as-you-go | 30-day free trial with no credit card required |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
Lendingdox product offering
Product offeringCore offering
LendingDox provides a 100% web-based Loan Origination System (LOS), Point-of-Sale (POS) platform, and Realtor Portal for U.S. mortgage brokers and lenders, sold as an all-inclusive subscription at $30 per month per active user with no installation, per-loan, or minimum-term fees. The platform covers the full loan workflow from branded landing pages, application and prequalification wizards, contact management, Fannie Mae/Freddie Mac underwriting interfaces, credit report ordering, rules-based loan estimates and audit, loan conditions, closing disclosures, DocuSign e-signature, drip campaigns, and a public API, with optional paid custom programming services at $175/hour.
Product overview
LendingDox is a unified mortgage technology platform offering a complete Loan Origination System (LOS), Point-of-Sale (POS), and Realtor Portal for mortgage brokers and lenders. The core offering combines the LendingDox LOS for loan officers to originate and manage loans, the POS for borrower-facing applications including loan applications, prequalification, and loan status, and a Realtor Portal for real estate partner collaboration. Additional modules include Contact Manager, rules-based Active Audit engine, Fannie Mae/Freddie Mac interfaces, credit report ordering, document generation with DocuSign integration, embeddable financial calculators, drip campaign management, and a public API for integration. The platform is 100% web-based with no installation required, hosted on Microsoft Azure.
Differentiator
Problem solved
Functional benefit
Products and services
- LendingDox LOS (Loan Origination System) Complete 100% web-based loan origination system for mortgage brokers and lenders, covering contact management, Fannie Mae and Freddie Mac underwriting interfaces, form-based data entry, an Active Audit rules engine, credit report ordering, rules-based loan estimates, loan conditions tracking, closing disclosures, rate sheets, and a pricing engine for loan locking.
- LendingDox POS (Point-of-Sale) Borrower-facing point-of-sale platform with customized landing pages per loan officer, a loan application wizard (approximately 20 minutes), a prequalification wizard, and real-time loan status tracking with status updates.
- LendingDox Realtor Portal Realtor access portal that allows real estate professionals to track loan status and collaborate on mortgage applications with borrowers.
- Financial Calculators Widget Embeddable JavaScript calculator widgets covering DSCR, Payment (P&I), Purchase, and Refinance scenarios, available free with LendingDox branding for partner and loan officer websites.
- Custom Programming and Setup Services Custom development and programming services billed at $175 per hour, plus one-time custom document setup fees ranging from $250 to $1,200 depending on complexity.
Quantifiable outcome
- Loan application completed in approximately 20 minutes
- +2 more outcomes
Companies that use Lendingdox
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles2 records
Lendingdox technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration20 records
Feature8 records
Lendingdox partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered core and flagship.
- Advantage CreditcoreConsumer Credit Reporting agency partner. Bundled pricing available for credit report services. Includes option to bill customer directly for credit services.
- Advantage Plus Credit ReportingcoreConsumer credit reporting agency providing credit bureau services to LendingDox users.
- Certified CreditcoreCredit reporting agency partner providing credit bureau integration for mortgage lending.
- CIC CreditcoreCredit reporting agency providing credit bureau services integrated with LendingDox LOS.
- CISCO CreditcoreCredit reporting agency partner integrated with LendingDox platform.
- Cotality CredcocoreCredit reporting agency (Credco) providing credit bureau data integration.
- Credit TechnologiescoreCredit reporting technology partner providing bureau access.
- Credit TechnologycoreCredit reporting technology partner integrated with LendingDox LOS.
- DocuSigncoreDocument signing service integration. All PDFs created in LendingDox can be signed via DocuSign electronic signature integration.
- Factual DatacoreData services partner providing verification and data services within the LendingDox platform.
- Freddie MacflagshipFreddie Mac Loan Product Advisor integration. LendingDox provides access to Freddie Mac LPA Feedback Certificates and Loan Closing Advisor (UCD) interface for loan submission and underwriting feedback.
- ISCcoreCredit reporting agency providing credit bureau integration services.
- Premium Credit BureaucoreCredit bureau partner providing credit reporting services.
- SarmacoreCredit services partner integrated with LendingDox platform.
- ShapecoreContact Relationship Manager integration. Shape provides CRM functionality that integrates with LendingDox LOS/POS. Product integration sheet available.
- XactuscoreCredit reporting services partner integrated with LendingDox platform.
Scale indicators4 records
Recent moves5 records
Expansion highlights3 records
Lendingdox competitors and assessment
Company assessmentDirect peers
- Byte Software: Byte Software provides a cloud-based loan origination system targeting mortgage brokers and small lenders with per-user subscription pricing. It is the closest direct competitor to LendingDox in the SMB broker LOS market with overlapping POS, contact manager, and credit bureau integration capabilities.
- Calyx Software (now part of Accruent / Mortgage Cadence): Calyx Software's Point LOS has historically targeted the same SMB mortgage broker segment as LendingDox with comparable POS, application intake, and pricing engine features. Multiple customer testimonials at LendingDox reference evaluating "big-named" LOS providers, of which Calyx is a longstanding peer.
- LendingPad: LendingPad provides a cloud-based LOS and POS for mortgage brokers and bankers with comparable features around borrower-facing applications, pricing, and compliance. It targets a similar SMB-to-mid-market broker customer as LendingDox with subscription pricing.
Broad incumbents
- ICE Mortgage Technology (Encompass / Ellie Mae): ICE Mortgage Technology's Encompass (formed from the Ellie Mae acquisition) is the dominant mortgage LOS in the US, serving lenders and brokers of all sizes. Customer testimonial at LendingDox explicitly references being sold on LendingDox after evaluating "all the big-named LOS providers," making Encompass the primary broad incumbent competitor LendingDox positions against.
- Mortgage Cadence (Accenture): Mortgage Cadence, an Accenture-owned mortgage technology provider, delivers enterprise LOS and digital mortgage solutions to mid-size and large lenders. It competes with LendingDox at the lender segment of the customer base and represents a broader-incumbent alternative for buyers outgrowing SMB-grade tooling.
- Mortgage Builder (Black Knight): Mortgage Builder, now part of Black Knight, provides loan origination software to lenders and credit unions. It overlaps with LendingDox in LOS/POS and credit bureau integration functions, but operates as part of Black Knight's broader technology suite serving larger institutional lenders.
- Finastra (Mortgagebot): Finastra's Mortgagebot division provides point-of-sale and mortgage application technology used by banks and credit unions. It is comparable to LendingDox as a POS/borrower intake provider but operates as part of Finastra's broader banking software portfolio serving depository institutions.
Others
- Shape CRM: Shape CRM is a customer relationship management platform purpose-built for the mortgage industry and is listed as an integrated partner of LendingDox. It is comparable because it serves the same mortgage broker customers with overlapping contact, pipeline, and drip campaign functionality, but functions as an ecosystem partner rather than direct LOS competitor.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Lendingdox social profiles
Digital presenceLendingdox compliance and trust
Trust signalCompliance4 records
Lendingdox financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lendingdox leadership team
Management profileNumber of profiles
Profiles3 records
Lendingdox funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lendingdox M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lendingdox
What does Lendingdox do?
LendingDox provides a 100% web-based Loan Origination System (LOS), Point-of-Sale (POS) platform, and Realtor Portal for U.S. mortgage brokers and lenders, sold as an all-inclusive subscription at $30 per month per active user with no installation, per-loan, or minimum-term fees. The platform covers the full loan workflow from branded landing pages, application and prequalification wizards, contact management, Fannie Mae/Freddie Mac underwriting interfaces, credit report ordering, rules-based loan estimates and audit, loan conditions, closing disclosures, DocuSign e-signature, drip campaigns, and a public API, with optional paid custom programming services at $175/hour.
Is Lendingdox a public or private company?
Lendingdox is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Lendingdox founded?
Lendingdox was founded in -1. It employs 1 to 10 people.
Where is Lendingdox based?
Lendingdox is headquartered in Berkeley, United States, in the North America region.
How does Lendingdox make money?
Two revenue lines are on record. Monthly Subscription License is the primary driver. The others are custom Programming Services.
Who are Lendingdox's main competitors?
Direct peers on record are Byte Software, Calyx Software (now part of Accruent / Mortgage Cadence) and LendingPad. Broad incumbents are ICE Mortgage Technology (Encompass / Ellie Mae), Mortgage Cadence (Accenture), Mortgage Builder (Black Knight) and Finastra (Mortgagebot). Shape CRM is listed as an others.
Does Lendingdox have an API?
Yes. The LendingDox API enables loan status retrieval and upload of loans. Developers can integrate to get loan status and upload loans via the API.
What industry is Lendingdox in?
Lendingdox's product category is Mortgage Loan Origination Software. Its primary akta.pro industry code is FSALALAD, Mortgage Point-of-Sale (POS) & Borrower Intake Portals, with a secondary code of FSALALAE, Document Collection, eClose & eSignature (Mortgage Closing Tech). Its NAICS code is 5132 and its SIC code is 6162.