What Otrospagos.com does

Otrospagos.com is a Chilean-headquartered, privately held online payment and collection aggregator operating exclusively in Chile. It runs a single web portal, Portal de Pagos, through which individual consumers ("Personas") can pay multiple recurring bills in one checkout cart without registering, covering categories such as Arriendos & Inmobiliarias, Créditos, Gastos Comunes, Educación (universities, institutes, technical schools, schools, pre-university, kindergartens), Seguros, Telefonía e Internet, Tarjetas de Casas Comerciales, Seguridad Privada, Emergencia Salud Móvil, and Cementerios. The platform handles expired, current, and upcoming accounts and allows simultaneous payment of up to six accounts per cart.

On the merchant-facing side, the same company operates a complementary Recaudación service that lets businesses and service providers collect payments from their own customers through the platform on a non-exclusive basis. A modular Recargas Telefónicas add-on supports phone-credit top-ups across Movistar, Claro, Entel, WOM, Virgin Mobile, Directv, VTR, and Telsur. Distribution is entirely self-service via the public web portal; the company has no mobile app, no app store presence, no public API or SDK, and no disclosed AI/ML capabilities.

The business model is commission-based and varies by service: some billers absorb the commission (free to the user), while others pass through a fixed commission disclosed to the user before payment authorization. Customer segments are explicitly bifurcated into a primary Persona/consumer lane and a primary Empresa/business lane, with a horizontal segmentation approach spanning many verticals. No parent company, subsidiaries, funding rounds, acquisitions, headcount, management team, partnerships, patents, awards, or certifications are disclosed.

Name

Otrospagos.com

Website

https://otrospagos.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Otrospagos.com is a Chilean web-based payment aggregator that lets individual consumers pay multiple recurring bills (utilities, education, credit, insurance, telecom, and others) in one cart without registering, while offering businesses a non-exclusive online collection (Recaudación) service and a multi-carrier phone top-up module.

Ownership category

akta.pro rank

Headquarters

HQ city

Las Condes

HQ country

Chile

HQ region

Latin America

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales

Distribution channels1 record

Core offering

OtrosPagos.com is a Chilean online payment platform that enables individual consumers to pay multiple household and personal bills (utilities, education, real estate, automotive, credit, insurance, telecommunications) in one place without prior registration, and allows businesses and service providers to receive electronic payments from their customers through a single integrated collection channel without exclusivity requirements.

Product overview

OtrosPagos.com is a unified Chilean online payment and collection platform. Its core offering is the Portal de Pagos — a single gateway through which individuals can pay multiple bill categories (Arriendos & Inmobiliarias, Créditos, Empresas, Gastos Comunes, Educación, Jardines Infantiles, Seguros, Automotor, Internet-TV y Telefonía) — and a complementary Recaudación service that lets businesses and service providers receive payments without exclusivity. A phone top-up (Recargas Telefónicas) module is also available, supporting carriers such as Movistar, Claro, Entel, WOM, Virgin Mobile, Directv, VTR, and Telsur. The platform integrates a broad range of Chilean payment methods and operates as a non-exclusive alternative in the payments and collection market.

Differentiator

Problem solved

Functional benefit

Products and services

• Portal de Pagos OtrosPagos.com Consumer-facing online payment portal that allows individual users in Chile to pay multiple bills (utilities, education, real estate, automotive, credit, insurance, telecommunications) in a single transaction without registration, supporting up to six simultaneous payments with transactions processed in seconds.
• Recaudación (Payment Collection) Business-facing payment collection service that enables Chilean companies and service providers (utilities, education institutions, real estate firms, automotive, credit, insurance, telecommunications) to receive electronic payments from their customers through the OtrosPagos platform without exclusivity requirements, with transactions settled directly to the collecting company.
• Recargas Telefónicas Mobile phone top-up service available through the OtrosPagos portal, allowing users to add prepaid credit to their mobile phones online as part of the platform's offering.

Segments13 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• dLocal: Cross-border payments platform purpose-built for emerging markets including Chile, enabling merchants to collect local payment methods. Adjacent to Otrospagos in that it powers local payment rails that aggregators like Otrospagos depend on.
• Transbank: Dominant Chilean card-acquiring and payment-processor network. Adjacent infrastructure player that sits in the payment value chain alongside aggregators like Otrospagos and influences the cost and availability of digital checkout.
• Mercado Pago: Latin America's largest digital wallet and online payments platform, offering bill payment, top-ups and merchant collection across multiple countries. Far broader in scope than Otrospagos, but overlaps directly on consumer bill payment and merchant collection.

Emerging players

• Khipu: Chilean online payment gateway focused on bank-transfer-based checkout for businesses and billers. Competes with the Recaudación side of Otrospagos for merchant collection integrations inside Chile.

Regional players

• PagoFácil: Argentina's dominant bill-payment aggregator with thousands of payment points for utilities, taxes, telecom and other services. Comparable business model to Otrospagos but operates in Argentina rather than Chile.
• PSE (Pagos Seguros en Línea): Colombian real-time bank-debit payment platform widely used for online bill payment and ecommerce checkout. Same aggregation concept as Otrospagos — a single rail to settle multiple bill types — but anchored to bank accounts rather than a web portal.
• Redpagos: Uruguayan bill-payment and collection network covering utilities, telecom and government services. Closely comparable aggregator model to Otrospagos, but serving Uruguay instead of Chile.

Direct peers

• Servipag: One of Chile's largest bill-payment aggregators, jointly owned by major banks and retailers, processing payments for utilities, telecom, education, insurance and more. Competes head-to-head with Otrospagos in the same biller universe with significantly greater scale and bank backing.
• Sencillito: Chilean multi-service bill-payment and collection network that lets consumers pay utilities, telecom, insurance, retail credit and other bills across physical and digital channels — directly overlapping with Otrospagos's Portal de Pagos and Recaudación offering.
• Unired: Chilean interbank payment network that allows consumers to pay a wide range of bills through ATMs, bank branches and web channels. Operates as a competing bill-payment aggregator in the same Chilean market Otrospagos serves.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/otrospagos-com-sociedad-e-inversiones-limitada

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Otrospagos.com