Northbridge Financial Group

What Northbridge Financial Group does

Northbridge Financial Group is a privately held Registered Investment Advisor headquartered in Tampa, Florida, providing wealth management, asset protection planning, and comprehensive financial advisory services to three primary client segments: physicians and medical professionals, business owners, and high-net-worth individuals. The firm was founded by Michael Orecchio and Terry Stanger and operates through a 6-step consultative planning process (Builder, Discovery, Draft, Presentation, Implementation, Adjustments) covering asset protection, wealth management, business planning, risk management, estate planning, investment management, philanthropy, and tax planning.

The technology stack is built entirely on third-party vendor platforms: eMoney powers the client-facing portal with net worth aggregation, Goal-Planner, Decision Center, and Distribution Center tools; LPL Financial provides the broker-dealer and integrated advisory platform; and Charles Schwab, Fidelity, and Orion offer custody and account access. The firm runs three investment portfolio strategies — Thematic Allocation Portfolio, Megatrends & Innovation Disruption Portfolio, and Custom Solutions Portfolio — alongside an outside strategic partner ecosystem of attorneys, CPAs, and insurance specialists.

Revenue is generated through two streams: fee-based investment advisory services (AUM-based or flat-fee) and securities commissions routed through LPL Financial. The firm is registered as a RIA in Florida with securities business licensed across 13 states, and operates with approximately 14 team members including advisors, client services, and operations staff.

Name

Northbridge Financial Group

Legal name

Northbridge Financial Group, LLC

Website

https://northbridgefg.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

11–50 employees

Short description

Northbridge Financial Group is a Tampa-based Registered Investment Advisor delivering wealth management, asset protection planning, and comprehensive financial advisory services to physicians, business owners, and high-net-worth individuals through LPL Financial and eMoney platforms.

Ownership category

akta.pro rank

Product category

Wealth Management & Investment Advisory

NAICS

Portfolio Management and Investment Advice (523940), Funds, Trusts, and Other Financial Vehicles (525)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

Keywords

• Wealth management services
• Investment advisory services
• Asset protection planning
• Estate planning services
• Financial planning services

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Services: Fee-based investment advisory services rendered through registered investment advisor entity. Revenue generated through advisory fees based on assets under management or flat fees.
2. Securities Commissions: Securities offered through LPL Financial, Member FINRA/SIPC. Commission-based compensation for securities transactions and products.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Northbridge Financial Group is an independent Registered Investment Advisor providing comprehensive wealth management, asset protection, and financial planning services to physicians, business owners, and affluent individuals. Services are delivered through a six-step consultative process (Builder, Discovery, Draft, Presentation, Implementation, Adjustments) and supported by the eMoney planning platform with LPL Financial and Charles Schwab serving as custodial and brokerage partners.

Product overview

Northbridge Financial Group operates as a Registered Investment Advisor offering a comprehensive suite of eight core financial planning services: Asset Protection Planning, Wealth Management & Financial Planning, Business Financial Planning, Risk Management, Estate Planning, Investment Management, Philanthropy, and Tax Planning. The firm delivers these services through its investment management division featuring three distinct portfolio strategies (Thematic Allocation Portfolio, Megatrends & Innovation Disruption Portfolio, and Custom Solutions Portfolio) and through the eMoney wealth management platform providing interactive tools including Goal-Planner, Decision Center, Distribution Center, Client Overview, and Client Vault. The company partners with LPL Financial and Charles Schwab for brokerage and custodial services, with eMoney serving as the primary client-facing planning and aggregation portal.

Differentiator

Problem solved

Functional benefit

Products and services

• Asset Protection Planning Comprehensive risk management and asset protection strategies designed to safeguard wealth from lawsuits, taxes, and market volatility, including liability assessment and strategies to promote settlement of creditor lawsuits. Targeted at physicians, professionals, and business owners facing liability exposures.
• Wealth Management & Financial Planning Comprehensive financial planning delivered through the eMoney platform featuring Goal-Planner for retirement and education planning, Decision Center for cash flow planning, and Distribution Center for estate planning, with a client portal showing net worth, investments, insurance, and budgets. Targeted at high net worth individuals and families.
• Business Financial Planning Financial planning services for business owners including cash management, business succession planning, corporate retirement plans (401k, 403b, SEP IRAs, SIMPLE IRAs), executive compensation, health insurance, key person insurance, and defined benefit/cash balance planning.
• Risk Management Risk assessment and management strategies including life insurance, disability income protection, long-term care planning, property & casualty coverage, and medical malpractice insurance to mitigate financial surprises affecting wealth.
• Estate Planning Legacy and estate planning services to preserve and transfer wealth across generations, including legacy planning, philanthropic strategies, trust structures, and coordination with tax and legal advisors.
• Investment Management Discretionary investment management featuring three portfolio strategies: Thematic Allocation Portfolio (focus on disruptive innovation leaders), Megatrends & Innovation Disruption Portfolio (macro-level trend investments), and Custom Solutions Portfolio (tailored discretionary management).
• Philanthropy Charitable giving strategies including donor advised funds (DAFs), charitable remainder trusts (CRT), charitable lead trusts (CLT), private foundations, and qualified charitable distributions.
• Tax Planning Year-round tax planning services focused on maximizing tax-efficient strategies, including analysis of tax ramifications for investment, estate, gift, and real estate transactions.

Quantifiable outcome

• Comprehensive 6-step planning process from initial consultation through ongoing adjustments

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature4 records

Partnerships

13 partnerships are on record, tiered primary, core and supporting.

• LPL FinancialprimaryTechnology or IntegrationStrategic partnership with LPL Financial, the nation's largest independent broker/dealer. LPL provides integrated platform of proprietary technology, brokerage, and investment advisory services. Enables Northbridge to offer truly independent financial guidance with access to thousands of commission, fee-based, cash, and money market products from hundreds of third-party product sponsors.
• Charles SchwabcoreTechnology or IntegrationCustody and platform partnership for investment accounts. Provides objective research and leading-edge technology supporting Northbridge's independent advisory approach.
• eMoneycoreTechnology or IntegrationPartnership with eMoney, a leading wealth management and financial planning software provider. Powers client portal with client overview, vault, goal planner, decision center, and distribution center features.
• FidelitysupportingTechnology or IntegrationClient portal access via Fidelity platform for account management and viewing.
• OrionsupportingTechnology or IntegrationOrion Client Portal for additional client account access and management.
• Drummond Wehle LLP (Temple H. Drummond, Esq. and L. Tyler Yonge, Esq.)coreStrategic or Co-development PartnerEstate planning and asset protection legal services. Outside strategic partner providing legal expertise for client estate plans and asset protection strategies.
• Jose Reyes (Certified Public Accountant)coreStrategic or Co-development PartnerCPA with 30+ years experience in financial consulting, auditing, CFO roles. Provides tax preparation, planning, and consulting services. Accredited in business accounting, tax advising, and tax preparation.
• Geoffrey Higgins (Prida, Guida & Perez, PA)supportingStrategic or Co-development PartnerCPA specializing in tax preparation, planning, and consulting for manufacturing, construction, real estate, retail, restaurant, and professional services. Experience with high net worth individuals and families.
• Brian Menendez (Healthcare Professional Liability Specialists, LLC)coreStrategic or Co-development PartnerMedical malpractice insurance specialist. President/Co-founder of Healthcare Professional Liability Specialists, LLC and VP of Business Development at Lancet Indemnity RRG, Inc.
• Cornerstone (Josh Butts)supportingStrategic or Co-development PartnerProperty & casualty insurance specialist. Independent agency providing umbrella, home, auto, flood, motorcycle, and boat insurance coverage options.
• Bouchard Insurance (Abbey Bouchard)supportingStrategic or Co-development PartnerPrivate Client division of Marsh & McLennan Agency LLC Company. High net worth personal insurance specialist working with carriers such as Chubb, Pure, AIG, and Vault. Holds Chubb Cornerstone & Pure Paragon statuses.
• Mike Harvey (Retirement Plan Consultant)supportingStrategic or Co-development PartnerRetirement plan and pension plan consultant with 20+ years experience. Specializes in Defined Contribution, Defined Benefit, and Non-Qualified plans. Regional Director providing creative retirement and benefit solutions.
• Tom Mahoney (Insurance)supportingStrategic or Co-development PartnerInsurance and financial services professional since 1993. Employee benefits specialist with expertise in ACA compliance, group health insurance, and Medicare options for individuals.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Creative Planning: Large national RIA offering comprehensive wealth management, estate planning, and tax services on a fee-based fiduciary model. Highly comparable to Northbridge's service mix and physician/professional client focus, but materially larger in scale, AUM, and geographic reach.
• Mariner Wealth Advisors: National independent RIA offering comprehensive wealth advisory, estate planning, tax, and risk management to HNW individuals and business owners. Directly comparable service offering to Northbridge's eight core service pillars, but at substantially greater scale.
• Focus Financial Partners: Large network of independent RIAs offering partnership capital and shared infrastructure to fiduciary wealth management firms. Relevant as a comparable independent-RIA model and potential aggregator/partner for Northbridge's growth-stage trajectory.
• Mercer Advisors: National RIA providing wealth management, estate planning, tax, and investment services to HNW clients. Highly comparable to Northbridge's comprehensive financial planning approach and emphasis on estate and tax planning, though at much greater scale.
• Carson Group: Large RIA-supporting platform for independent advisors offering technology, planning tools, and back-office services. Comparable to Northbridge's RIA-platform-via-LPL structure and target HNW/professional segments, though vastly larger and more diversified.
• Edelman Financial Engines: Large independent RIA providing financial planning, investment management, and wealth advisory services nationwide. Comparable to Northbridge's comprehensive 6-step planning approach and emphasis on advisor-led service for professionals and business owners, at materially larger scale.

Direct peers

• Strategic Wealth Partners: Independent RIA offering holistic financial planning, investment management, and asset protection services to HNW and affluent clients. Highly comparable service mix and client profile to Northbridge, especially around asset protection and physician/professional niches.
• Homrich Berg: Fee-only wealth management firm serving HNW individuals, families, and business owners with comprehensive financial planning. Comparable to Northbridge on fiduciary fee-only model, holistic planning, and HNW/business-owner positioning.
• Buckingham Strategic Wealth: Fee-only fiduciary RIA providing comprehensive financial planning, asset management, and tax strategies. Closely comparable to Northbridge on the independent fiduciary model, holistic planning process, and target on successful professionals and business owners.
• Sanctuary Wealth: Independent RIA platform supporting breakaway advisors with custody, technology, and investment offerings. Closely comparable to Northbridge's model of pairing independent advisor-led service with institutional platform support, including LPL-aligned infrastructure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/northbridge-financial-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Northbridge Financial Group