What Mio3 Digital Assets does

MIO3, S.A. de C.V. is an El Salvador–regulated digital asset service provider, founded in 2021 and headquartered in Antiguo Cuscatlán, Department of La Libertad, that tokenizes real-world assets — including real estate, bonds, debt, equity, and digital stocks — under the country's Digital Assets Issuance Law. The platform uses ERC-3643 token architecture and combines digital wallet services, KYC/KYB compliance infrastructure, and tokenization services to bridge traditional financial instruments with on-chain settlement. MIO3 is registered as a PSAD Provider (Reg. #0016) with the CNAD and as a Bitcoin Service Provider with BCR/SSF, which together provide the regulatory foundation for issuing, custodying, and trading tokenized assets in El Salvador.

The company operates through two complementary layers: MIO3 as the regulated infrastructure serving enterprise issuers, and TOHKN as its consumer-facing investment platform — launched as a mobile app and web product in 2025 — that targets Latin American retail and qualified investors with fractionalized entry points starting at $25 USDT. Revenue is generated through 1% fees on subscriptions and on-ramp/off-ramp stablecoin conversions on TOHKN, plus professional services tied to digital asset issuance mandates for institutional clients. The go-to-market is dual-track: a product-led retail motion through TOHKN alongside a field-sales enterprise motion targeting real estate developers and other issuers across Latin America.

Through 2024–2025 MIO3 has executed a series of marquee transactions that anchor its track record: the first regulated tokenization of a real estate asset in El Salvador (an industrial warehouse exceeding 16,000 sqm), the tokenization of El Zonte Luxury Villas (May 2024), and RENACER with Calidad Inmobiliaria (March 2025) — a $20M+, 297-apartment mandate described as the largest tokenized real estate project in Latin America under a formal regulatory framework. The company is a founding member of the GRADE Alliance interoperability framework and holds a cross-border agreement with Singapore-based Hydra X/AGX, positioning it across two regulated tokenization corridors.

Name

Mio3 Digital Assets

Legal name

MIO3, S.A. de C.V.

Website

https://mio3.io

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

MIO3 is an El Salvador–regulated digital asset service provider that tokenizes real-world assets (real estate, bonds, debt, equity) for Latin American issuers and investors via its TOHKN consumer platform, holding CNAD PSAD #0016 registration.

Ownership category

akta.pro rank

Product category

Real-World Asset Tokenization Platform

NAICS

Securities and Commodity Exchanges (523210), Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Smart Contract & Token Operations Infrastructure (Lifecycle, Corporate Actions) (FSAGAMAH)

akta.pro secondary industries

Crypto Custody & Exchange Wallet Services (Integrated) (FSADAAAG), Permissioned / KYC DEXs (Institutional On-Chain Venues) (FSADABAN)

Keywords

• Real-World Asset Tokenization
• Digital Asset Issuance
• Tokenized Real Estate
• Regulated Digital Assets
• Blockchain Investment Platform

Headquarters

HQ city

San Salvador

HQ country

El Salvador

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Subscription/Transaction Fees: 1% fee applied to subscription amounts for investment offers; free buy/sell on assets; 1% on-ramp (cash to stablecoins) and 1% off-ramp (stablecoins to cash) fees.
2. Digital Asset Issuance Services: Services for structuring, promoting, and managing investment products in digital assets including subscription, risk assessment, and pricing of digital asset issuances for issuers.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Mio3 Digital Assets operates a regulated digital asset service platform that enables the tokenization of real-world assets, including real estate, bonds, debt, equity, and digital stocks. The platform is operated by a Digital Asset Service Provider registered with El Salvador's CNAD and offers issuer/developer services through enterprise field sales while providing retail investor access through the TOHKN mobile application and web platform.

Product overview

MIO3 operates as a unified digital asset investment ecosystem comprising the MIO3 Digital Asset Platform (core infrastructure for tokenization, custody, and wallet services) and the TOHKN investment application (consumer-facing mobile platform for accessing tokenized investments). The platform supports digital wallets for storing and transacting tokenized assets, and offers tokenized products including bonds, debt, equity, and digital stocks backed by real-world assets. TOHKN serves as the investment access layer for Latin American users with accessible minimum investment amounts starting from $25 USDT.

Differentiator

Problem solved

Functional benefit

Brands

• TOHKN: Investment platform for Latin America based on tokenization, offering access to tokenized products including startups through convertible instruments, debt issuance, corporate bonds, international stocks, and precious metals backed by real-world assets
• TOHKN App

Products and services

• TOHKN Mobile Application A mobile application available on Apple App Store and Google Play that allows individual retail investors in Latin America to discover, subscribe to, hold, and trade tokenized real-world assets such as tokenized real estate, bonds, debt, equity, and digital stocks.
• MIO3 Digital Asset Issuance Platform An enterprise-grade platform that enables real estate developers and issuers to tokenize real-world assets using ERC-3643 compliant tokens with built-in KYC/KYB compliance and custody infrastructure.
• RENACER Condominium Tokenization A tokenized fractional ownership offering of a luxury beachfront condominium real estate project in El Salvador, allowing investors to participate in property ownership through blockchain-based tokens.
• El Zonte Luxury Villas Tokenization A tokenized fractional investment product tied to luxury villas in El Zonte, El Salvador, offered to retail and qualified investors via the TOHKN platform.
• Industrial Warehouse Tokenization A tokenized investment product representing fractional ownership of an industrial warehouse property available through the TOHKN consumer platform.
• Bienes Raíces CEM Tokenization A tokenized real estate investment offering for a Bienes Raíces CEM property, distributed through the TOHKN platform.

Quantifiable outcome

• First tokenized real estate project in El Salvador — industrial warehouse 16,000+ sqm with 80+ registries tokenized on blockchain
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered flagship.

• Calidad InmobiliariaflagshipStrategic or Co-development Partner · 21 March 2025Partnership to develop RENACER, an innovative condominium project in Soyapango, El Salvador, with an investment exceeding $20 million. MIO3 is the first platform to tokenize a real estate project of this magnitude in the region. The project represents 297 apartments in 2 towers and is the largest real estate development in Latin America to be tokenized under El Salvador's Digital Assets Law.
• GRADE Alliance (Global Regulated Asset & Digital Exchange Alliance)flagshipStrategic or Co-development Partner · 1 September 2024MIO3 is a founding member of GRADE Alliance alongside Hydra X, Particula, 21X, Black Manta Capital Partners, Assetera, Texture Capital, Sologenic, and INX (Republic Group). The alliance builds a global framework for tokenized financial assets, developing a Compliance Passport and cross-listing rulebook to simplify issuer submissions across jurisdictions while preserving venue autonomy.
• Hydra X (parent company of Agora X / AGX)flagshipStrategic or Co-development Partner · 21 June 2024First-of-its-kind collaboration agreement between regulated digital asset providers from El Salvador and Singapore. Enables cross-listing and exchange of funding and liquid capital for tokenized assets between both countries. Blockchain technology platforms of MIO3 and AGX enable faster, more economical cross-border transactions, positioning El Salvador and Singapore as gateways for investments in their respective regions.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Tokeny: Tokenization platform providing KYC, compliance, and lifecycle management for tokenized assets. Directly comparable as a regulated infrastructure provider enabling issuers to launch and manage compliant digital securities.
• Polymath: Security token issuance platform with Polymesh blockchain purpose-built for regulated securities. Direct competitor in regulated tokenization infrastructure, comparable in offering compliant issuance tooling to issuers.
• Securitize: Leading regulated RWA tokenization platform enabling issuance, custody, and secondary trading of tokenized securities. Directly comparable to MIO3 in providing end-to-end compliant tokenization infrastructure for issuers and investors, though operating at a much larger global scale.
• RealT: Tokenized US residential real estate platform enabling fractional ownership via blockchain. Direct peer in the specific niche of real-estate-focused tokenization that MIO3 is pioneering in LATAM, with comparable investor minimums and rental-yield distribution.
• Particula: RWA tokenization infrastructure provider for institutional-grade assets; co-founding GRADE Alliance member with MIO3. Directly comparable as a regulated tokenization infrastructure peer targeting institutional issuers.
• Hydra X (Agora X / AGX): Singapore-headquartered regulated digital asset exchange and tokenization venue; MIO3's strategic cross-listing partner and GRADE Alliance co-founder. Comparable as a regulated institutional-grade RWA issuance and trading platform in Asia.

Emerging players

• Assetera: Regulated secondary marketplace for tokenized securities in Europe; GRADE Alliance member alongside MIO3. Comparable as a regulated trading venue for tokenized assets.
• 21X: EU-regulated trading venue for tokenized securities under DLT Pilot Regime; GRADE Alliance co-founder with MIO3. Comparable as a regulated on-chain venue for tokenized assets, though operating in European rather than LATAM markets.
• INX (Republic Group): Regulated digital asset trading platform for security and utility tokens; GRADE Alliance co-founder with MIO3. Comparable as a regulated trading venue targeting both retail and institutional participants in tokenized securities.
• Texture Capital: US broker-dealer and ATS supporting secondary trading of tokenized securities; GRADE Alliance co-founder with MIO3. Comparable as regulated infrastructure for trading tokenized assets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/mio3_io
• LinkedInlinkedin.com/company/mio3
• Instagraminstagram.com/mio3_io

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mio3 Digital Assets