Only Plans Protection Group
Only Plans Protection Group is a boutique U.S. provider of custom F&I and dealer-branded reinsurance programs serving 100+ automotive and commercial truck dealerships via direct consultative sales engagements.
- Company typePrivate
- Founded2015
- HeadquartersCharleston, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Only Plans Protection Group does
Only Plans Protection Group LLC is a privately held boutique provider of custom Finance & Insurance (F&I) and reinsurance programs headquartered in the Charleston, South Carolina area (phone area code 843), founded around 2015. The company designs and delivers tailored F&I programs, dealer-branded reinsurance arrangements, and commercial vehicle protection solutions through direct consultative sales engagements with automotive dealerships (its primary segment) and commercial truck dealerships (a secondary segment). Its core offerings are Custom F&I Programs (dealer-specific solutions intended to optimize per-dealership financial performance), Reinsurance Programs (dealer-branded vehicles that allow dealers to participate in underwriting profit on the products sold in their stores, with risk backed by unnamed A+-rated insurance carriers), and Commercial Truck Source (protection products for commercial truck inventory and customers, delivered through top-tier vendor partnerships).
The company's business model combines transaction-fee revenue from commissions on F&I products sold through dealer partnerships with recurring profit-participation revenue from dealer-branded reinsurance programs. GTM is sales-led and consultative, relying on direct dealer relationships initiated through the company website and phone/email outreach rather than marketplace or self-serve channels. The firm reports 100+ dealer partnerships, 99% customer satisfaction, and 10 years of operation as headline performance indicators; however, no revenue figure, funding history, management team, or technology stack is publicly disclosed, and core technology is listed as not disclosed. Operating scale is small (1-10 employees disclosed) with no disclosed geographic expansion beyond the United States.
Only Plans Protection Group firmographics
Firmographics- Name
- Only Plans Protection Group
- Legal name
- Only Plans Protection Group LLC
- Website
- https://onlyplansprotection.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Only Plans Protection Group is a boutique U.S. provider of custom F&I and dealer-branded reinsurance programs serving 100+ automotive and commercial truck dealerships via direct consultative sales engagements.
- Ownership category
- akta.pro rank
Only Plans Protection Group industry classification
Industry- Product category
- Dealer Finance & Insurance Services
- NAICS
- Insurance Carriers (5241), Insurance Agencies and Brokerages (524210), Reinsurance Carriers (524130), Direct Property and Casualty Insurance Carriers (524126)
- SIC
- Fire, Marine & Casualty Insurance (6331), Insurance Agents, Brokers & Service (6411), Insurance Carriers, Nec (6399)
- akta.pro primary industry
- Dealer-Sold & F&I Administered Service Contracts (Dealer Obligors) (FSAJALAD)
- akta.pro secondary industries
- GAP & Vehicle Protection Products (GAP Waiver/Insurance, Lease/Loan Protection) (FSAJALAC), Vehicle Protection & Add-on Product Financing (Warranties, GAP, Service Plans) (FSAKADAL), Product Liability & Recall Reinsurance (FSAOADAL)
Keywords
Where Only Plans Protection Group is headquartered
LocationHeadquarters
- HQ city
- Charleston
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Only Plans Protection Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations
Revenue model
- F&I Product Commissions: Revenue generated from commissions on Finance & Insurance products sold through dealer partnerships, including vehicle protection plans, GAP coverage, and other F&I products offered at point of sale.
- Reinsurance Programs: Dealer-branded reinsurance programs that allow dealerships to participate in the underwriting risk of F&I products, generating profit participation revenue.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
Only Plans Protection Group product offering
Product offeringCore offering
Only Plans Protection Group designs and delivers custom Finance & Insurance (F&I) and reinsurance programs for automotive and commercial truck dealerships. Offerings are sold as dealer-branded solutions backed by A+-rated insurer partnerships, enabling dealerships to maximize per-vehicle F&I profit, participate in reinsurance underwriting profits, and deliver branded vehicle protection products to their customers.
Product overview
Only Plans Protection Group is a boutique provider of custom F&I and reinsurance programs delivered as dealer-branded solutions. The portfolio consists of Custom F&I Programs (tailored solutions that fit individual dealership needs to optimize financial performance), Reinsurance Programs (dealer-branded programs that maximize profitability while managing risk), and Commercial Truck Source (vehicle coverage through trusted partnerships with A+ insurers and top-tier vendors for commercial truck protection).
Differentiator
Problem solved
Functional benefit
Products and services
- Custom F&I Programs
Quantifiable outcome
- 99% customer satisfaction rate
- +2 more outcomes
Companies that use Only Plans Protection Group
Customer profileSegments2 records
Ideal customer profiles2 records
Only Plans Protection Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Only Plans Protection Group partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and major.
- A+ Insurers (unnamed)corePartnerships with A+-rated insurance carriers to provide vehicle protection products and coverage reliability. These insurance partners enable the delivery of comprehensive F&I products backed by financially stable carriers.
- Top-tier Vendors (unnamed)majorStrategic vendor relationships supporting the commercial truck source and broader F&I program delivery. Vendors provide products and services that complement the custom F&I solutions offered to dealers.
Scale indicators3 records
Recent moves4 records
Expansion highlights2 records
Only Plans Protection Group competitors and assessment
Company assessmentDirect peers
- Safe-Guard Products International: National F&I product administrator offering vehicle protection plans, GAP, and ancillary products to auto dealers. Directly comparable in product mix and dealer-channel go-to-market, but at materially larger scale than Only Plans Protection Group's boutique model.
- JM&A Group: Long-standing F&I product provider and reinsurance program administrator serving franchised auto dealers, with deep dealer training and finance-source integrations. Closest comparable on the dealer-branded reinsurance and F&I custom-program offering.
- American Auto Shield: Administrator of vehicle service contracts, GAP, and other F&I products sold through auto dealers, with reinsurance participation programs. Closely comparable product set and dealer-channel distribution to Only Plans Protection Group.
- Protective Asset Protection: Provider of F&I products including service contracts, GAP, and ancillary protection products for auto dealers. Comparable on product mix and dealer channel, with similar emphasis on dealer-branded solutions and reinsurance structures.
- Easycare (APCO Holdings): F&I administrator offering dealer-branded vehicle protection plans, GAP, and limited warranty products through franchised and independent auto dealers. Directly comparable in the dealer-branded service contract and add-on product space.
Others
- RouteOne: F&I solutions provider for auto dealers including desking, eContracting, and lender connectivity used during F&I product sales. Comparable as an enabling technology and platform in the F&I workflow where Only Plans Protection Group's programs are sold.
- Dealertrack (a Cox Automotive company): Provider of dealer F&I software and lender network that dealers use when selling F&I products like those administered by Only Plans Protection Group. Comparable as an adjacent ecosystem participant that influences F&I product attach economics.
Broad incumbents
- Assurant (Global Automotive segment): Diversified insurance carrier with a major F&I and vehicle protection plan business serving auto dealers and lenders globally. Comparable as the incumbent scale player whose breadth, lender relationships, and balance sheet dwarf boutique F&I administrators like Only Plans Protection Group.
- Zurich North America (Commercial Vehicles): Large commercial P&C insurer providing commercial truck, fleet, and dealer-related coverage solutions. Comparable on the commercial truck dealer side of Only Plans Protection Group's business, though at vastly larger scale and broader portfolio.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Only Plans Protection Group social profiles
Digital presenceOnly Plans Protection Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Only Plans Protection Group leadership team
Management profileNumber of profiles
Only Plans Protection Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Only Plans Protection Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Only Plans Protection Group
What does Only Plans Protection Group do?
Only Plans Protection Group designs and delivers custom Finance & Insurance (F&I) and reinsurance programs for automotive and commercial truck dealerships. Offerings are sold as dealer-branded solutions backed by A+-rated insurer partnerships, enabling dealerships to maximize per-vehicle F&I profit, participate in reinsurance underwriting profits, and deliver branded vehicle protection products to their customers.
Is Only Plans Protection Group a public or private company?
Only Plans Protection Group is a private company. It is classified as unknown and is currently operating.
When was Only Plans Protection Group founded?
Only Plans Protection Group was founded in 2015. It employs 1 to 10 people.
Where is Only Plans Protection Group based?
Only Plans Protection Group is headquartered in Charleston, United States, in the North America region.
How does Only Plans Protection Group make money?
Two revenue lines are on record. F&I Product Commissions are the primary driver. The others are reinsurance Programs.
Who are Only Plans Protection Group's main competitors?
Direct peers on record are Safe-Guard Products International, JM&A Group, American Auto Shield, Protective Asset Protection and Easycare (APCO Holdings). Others are RouteOne and Dealertrack (a Cox Automotive company). Broad incumbents are Assurant (Global Automotive segment) and Zurich North America (Commercial Vehicles).
Does Only Plans Protection Group have an API?
No public API is recorded for Only Plans Protection Group.
What industry is Only Plans Protection Group in?
Only Plans Protection Group's product category is Dealer Finance & Insurance Services. Its primary akta.pro industry code is FSAJALAD, Dealer-Sold & F&I Administered Service Contracts (Dealer Obligors), with a secondary code of FSAJALAC, GAP & Vehicle Protection Products (GAP Waiver/Insurance, Lease/Loan Protection). Its NAICS code is 5241 and its SIC code is 6331.