Ticino Wealth

What Ticino Wealth does

Ticino Wealth is a privately-held Registered Investment Adviser (RIA) organized as a California LLC and headquartered in Mission Viejo, California. The firm provides retirement-focused financial planning and investment advisory services to individuals and families throughout the United States, with a primary segment of retirees and pre-retirees navigating the transition from work to retirement. Additional offices are listed in Los Angeles, New York City, and Washington D.C., and the firm states it serves clients nationally. It operates under a fee-only model, charging asset-based fees on assets under management with no commissions, and acts as discretionary portfolio manager investing in individual securities such as stocks, bonds, and certificates of deposit.

The firm's core offering combines three product lines: Retirement Planning, Portfolio Management, and Financial Planning, supplemented by Certified Retirement Counselor (CRC) advisory services and Retirement Resource Guides covering Social Security, Medicare, Required Minimum Distributions, and in-service withdrawals. The practice traces its origins to 1988 when founder Michael Masciorini began his career as a Financial Advisor, originally operating as "The Retirement Planning Group of Smith Barney" before becoming an independent RIA. A multi-generational succession occurred in 2018 when Jordan Masciorini joined his father, and the team expanded in 2020 with the addition of Operations Manager/CCO Ivanna Berrio and Client Associate Stephanie Djuran. The current core staff of four includes two CRC-designated advisors, a compliance/operations lead with FINRA Series 7 and 66 licenses, and a client services associate studying for the Series 65 license.

Commercially, Ticino Wealth runs a consultative, sales-led go-to-market with an initial discovery call followed by detailed financial analysis and retirement planning. Demand generation relies on website content, earned media (Forbes Best-In-State Wealth Advisor recognition 2020–2025 and Yahoo Finance features), organic social media, and — most importantly — referrals from existing clients, including multi-generational referrals to children nearing retirement. Operational custody is delivered through a partnership with Wells Fargo Clearing Services, and the firm has no external investors, no parent company, and no disclosed funding rounds.

Name

Ticino Wealth

Legal name

Ticino Wealth LLC

Website

https://ticinowealth.com

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

1–10 employees

Short description

Ticino Wealth is a fee-only Registered Investment Adviser providing retirement planning, portfolio management, and financial advisory services to retirees and pre-retirees across the United States, operating from a Mission Viejo headquarters with additional offices in Los Angeles, New York City, and Washington D.C.

Ownership category

akta.pro rank

Product category

Retirement Planning & Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAAACAE

Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers)

Financial & Insurance/Asset & Wealth Management/Registered Investment Advisors (RIAs) & Independent Wealth Managers

SECONDARYFSAAACAB

Financial Planning–Led RIAs

Financial & Insurance/Asset & Wealth Management/Registered Investment Advisors (RIAs) & Independent Wealth Managers

SECONDARYFSAEAAAB

Investment Management Advisory (RIA)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Investment Advisory & Financial Planning

SECONDARYFSAAACAH

Family Wealth & Multi-Generational Planning RIAs (HNW/UHNW-lite)

Financial & Insurance/Asset & Wealth Management/Registered Investment Advisors (RIAs) & Independent Wealth Managers

Keywords

• Retirement planning services
• Wealth management advisory
• Investment management
• Financial planning services
• Registered investment adviser

Headquarters

HQ city

Mission Viejo

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Asset Under Management (AUM) Fees: Fee-only Registered Investment Adviser (RIA) charging fees based on assets under management. No commissions or other compensation received, ensuring interests are aligned with client success.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Ticino Wealth is a fee-only Registered Investment Adviser (RIA) that provides personalized retirement planning and wealth management services to individuals and families in or near retirement. Core offerings include discretionary portfolio management using individual securities (stocks, bonds, CDs), comprehensive financial planning, and specialized Certified Retirement Counselor advisory services covering Social Security optimization, Medicare enrollment, Required Minimum Distributions, and tax-efficient income strategies.

Product overview

Ticino Wealth is a Registered Investment Adviser (RIA) providing personalized retirement planning and wealth management services for individuals and families in or near retirement. The firm operates as a single unified advisory practice rather than a platform-plus-modules architecture. The core offering combines Portfolio Management (discretionary investment management of individual securities) with Financial Planning services. These core services are complemented by Certified Retirement Counselor (CRC) advisory services and Retirement Resource Guides covering topics such as Social Security, Medicare, RMDs, and in-service withdrawals. The company also provides general business consulting services including Market Analysis and Startup Consulting, though these appear to be secondary offerings.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Comprehensive retirement planning services helping individuals navigate the transition from work to retirement with personalized financial strategies, expert advice, and ongoing support. Targeted at retirees and pre-retirees.
• Portfolio Management Discretionary investment management services where the firm serves as portfolio managers with full discretion over investment decisions, primarily investing in individual securities such as stocks, bonds, and CDs. Targeted at individual clients and families seeking managed portfolios.
• Financial Planning Long-term financial goal planning and navigation services for retirement security and a fulfilling future. Targeted at individuals and families planning for retirement.
• Certified Retirement Counselor Services Specialized retirement counseling services provided by CRC-certified professionals covering retirement income planning, investment strategies, tax efficiency, and risk management. Targeted at individuals approaching or in retirement.

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Wells Fargo Clearing ServicesOthersClient login portal redirect to Wells Fargo Clearing Services for account access. Operational partnership for custodial services.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Halbert Hargrove: Long-standing Southern California fee-only RIA specializing in retirement and wealth planning for individuals and families. Closely comparable to Ticino in geographic base, fee-only fiduciary model, retirement specialization and similar boutique scale.
• Buckingham Strategic Wealth: Fee-only RIA focused on evidence-based financial planning and retirement income strategies for individuals. Comparable to Ticino in fee-only retirement-income planning approach and use of individual securities for portfolio construction.

Emerging players

• Betterment: Leading robo-advisor and digital wealth manager offering automated retirement planning and portfolio management. Comparable target market (retirement savers, rollover clients) but competes via low-cost technology rather than bespoke advisory relationships.

Broad incumbents

• Fisher Investments: Large fee-based investment manager serving high-net-worth individuals and retirees. Comparable to Ticino in serving affluent retirees seeking discretionary portfolio management, but at materially larger scale and with a private-structure institutional ownership.
• Carson Group: Large RIA and wealth management platform serving individual investors with retirement, tax and estate planning. Comparable in retirement-advisory focus but operates a partner-firm model with hundreds of affiliated advisors rather than a single practice.
• Creative Planning: Large fee-only RIA offering comprehensive wealth and retirement planning to individuals and families. Highly comparable business model (fee-only fiduciary, retirement focus, individual securities) but operates nationally with hundreds of advisors.
• Wealth Enhancement Group: Large independent RIA platform focused on retirement and wealth planning for individuals. Comparable in retirement-decumulation focus and fee-only structure; differs in being an acquisition-driven platform with extensive advisor network.
• Edelman Financial Engines: One of the largest independent RIAs in the US, with deep specialization in retirement plan participants and rollovers. Comparable to Ticino because both target retirement-decumulation decision points, though Edelman operates at vastly greater scale and serves employer-plan participants directly.
• Mariner Wealth Advisors: National RIA providing retirement planning, investment management and estate planning to high-net-worth individuals. Comparable in serving affluent retirees with comprehensive planning services, though at significantly greater scale via acquisitions.

Regional players

• Bouchard Financial Group: Mid-Atlantic fee-only financial planning firm specializing in retirement income planning. Comparable in retirement-income specialization and fiduciary fee-only model; differs in being East Coast-based with a similar boutique scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/ticino-wealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ticino Wealth