Maxa Capital

What Maxa Capital does

Maxa Capital, operating as Maxa Private Capital LLC, is a US private money lending firm headquartered in Laguna Niguel, California (NMLS ID 2106801), that originates real estate-secured loans ranging from $500,000 to over $125,000,000 across residential, commercial, construction, and multi-family asset classes. Its product suite spans fix-and-flip, rental, bridge, commercial, construction, multi-family, conventional, non-QM, private money, and luxury financing, supplemented by niche programs including Foreign National, Community Mortgage (stated income), and No Ratio (DSCR-based) loans. The company markets itself as a concierge lender emphasizing speed (7-day closings), flexibility (up to 100% financing on certain products, interest-only payments, no prepayment penalties), and absolute confidentiality for high-net-worth clientele.

The firm targets four primary segments: high-net-worth individuals and mass affluent clients, Fortune 500 CEOs and corporate executives, sports and entertainment professionals, and real estate investors/developers requiring fix-and-flip, rental, bridge, construction, or commercial capital. Loan economics are quote-based with bridge rates starting at 6.99% and LTVs up to 90% on fix-and-flip and 85% on rental properties, generating revenue through interest income and origination economics on each closed transaction. No technology stack, AI/ML capabilities, or proprietary underwriting platform is disclosed; the firm references only generic 'state-of-the-art technology' for asset evaluation.

Maxa distributes through a direct-to-consumer retail origination model supplemented by a broker channel, reaching borrowers via its website (maxaprivatecapital.com), dedicated phone lines (888-288-1858, 949-633-8089), and email inquiries. The firm is privately held, appears founder/management-owned under President Mike Calvert, with no disclosed institutional capital, parent entity, subsidiaries, or external funding. Operating geography is US-domestic with no disclosed international offices, although the Foreign National product line indicates cross-border borrower sourcing.

Name

Maxa Capital

Legal name

Maxa Private Capital LLC

Website

https://maxaprivatecapital.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Maxa Capital is a Laguna Niguel, California private money lender offering $500K to $125M+ real estate-secured loans across fix-and-flip, bridge, commercial, construction, multi-family, and luxury products to high-net-worth individuals, Fortune 500 executives, athletes, and real estate investors.

Ownership category

akta.pro rank

Product category

Private Real Estate Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)

akta.pro industry

PRIMARYFSAEAEAH

Hard Money & Private Mortgage Lending Intermediation

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Mortgage Brokerage & Loan Intermediation

SECONDARYFSAAABAG

Wealth Lending & Credit Solutions (Lombard/Margin, Mortgages, Structured Credit)

Financial & Insurance/Asset & Wealth Management/Private Banking & HNW/UHNW Wealth Management

Keywords

• Private money lending
• Luxury asset financing
• Real estate lending
• Bridge loan financing
• Concierge lending services

Headquarters

HQ city

Laguna Niguel

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Private Lending Interest Income: Maxa Capital generates revenue through interest income on private money loans. The company offers various loan products including fix-and-flip, rental, commercial, bridge, construction, multi-family, conventional, non-QM, private money, and luxury financing. Loans range from $500,000 to over $125,000,000. Interest-only payment options are commonly offered, with bridge loan rates starting from 6.99%.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Maxa Capital is a private money lending firm that originates and services a broad portfolio of secured real estate loans — including Fix and Flip, Rental, Commercial, Bridge, Construction, Multi-Family, Conventional, Non-QM, Private Money, Luxury, Foreign National, Community Mortgage, and No Ratio loans — ranging from $500,000 to over $125,000,000. Loans are delivered through a direct-to-consumer retail model with concierge-level service targeting high-net-worth individuals, real estate investors, and sophisticated borrowers requiring speed, flexibility, and confidentiality.

Product overview

Maxa Capital is a private money lending firm offering a comprehensive suite of lending solutions through a direct-to-consumer retail business model. The company's product portfolio centers on its core lending programs including Fix and Flip, Rental, Commercial, Bridge, Construction, and Multi-Family loans, supplemented by specialized products like Conventional, Non-QM, Private Money, and Luxury financing. Additional products target niche borrower segments: Foreign National loans for international borrowers, Community Mortgage for stated income scenarios, and No Ratio loans for investment properties. All products are unified under a concierge service model focused on high-net-worth individuals, athletes, entertainment professionals, and Fortune 500 executives requiring discreet, expedited financing.

Differentiator

Problem solved

Functional benefit

Products and services

• Fix and Flip Loans

Quantifiable outcome

• Loan closings within 7 days of client approval
• +4 more outcomes

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• RCN Capital: Private money lender providing fix-and-flip, rental, and commercial loans to real estate investors. Comparable origination model serving a similar middle-market investor base.
• Kiavi: Leading private money lender for residential real estate investors offering bridge, fix-and-flip, and rental loans. Direct competitor in the same asset class with overlapping product set and similar HNW/investor clientele.
• Newfi: Non-QM and private mortgage lender with focus on self-employed borrowers and real estate investors. Overlap on Non-QM, Foreign National, and stated-income products.
• CoreVest Finance: Private lender to residential real estate investors offering bridge, fix-and-flip, and rental financing. Direct competitor with similar product breadth in the SFR/1-4 family segment.
• Lima One Capital: Private money/hard money lender focused on fix-and-flip, rental, and multifamily loans. Closely comparable business model targeting real estate investors with similar leverage and speed characteristics.
• Anchor Loans: Direct hard money lender for residential real estate investors, particularly in fix-and-flip. Closely comparable on product focus, speed, and leverage parameters.
• Angel Oak Mortgage Solutions: Non-QM and private mortgage lender offering flexible income documentation products. Comparable on non-QM and stated-income product offerings targeting self-employed and high-net-worth borrowers.
• Citadel Servicing Corporation: Specialty private lender providing Non-QM, Foreign National, and investor loans. Comparable niche focus on flexible documentation and HNW/foreign-borrower segments.

Emerging players

• Patch of Land: Technology-enabled private real estate lender offering bridge and fix-and-flip financing. Comparable product set with a more marketplace-driven origination model.
• Fund That Flip: Online private money lender for real estate investors offering fix-and-flip and rental financing. Comparable products with a marketplace/tech-driven underwriting approach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/maxa-capital

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Maxa Capital