T18
T18 LLC is a Ukrainian banking and finance software vendor offering the B.One Banking Platform and ten specialty modules to banks, insurers, and government entities in Ukraine, with native integration to the country's Diia and BankID identity infrastructure.
- Company typePrivate
- Founded2019
- HeadquartersKyiv, Ukraine
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What T18 does
T18 LLC is a privately held Ukrainian banking and finance software vendor headquartered at Pavla Tychyny Avenue 1B, Office A, 02152 Kyiv ( проспект Павла Тичини 1Б, офіс А, 02152 Київ ). The company builds and licenses enterprise software to banks, insurance companies, fintechs, and government entities in Ukraine, with a customer base of 15+ financial institutions including Oschadbank, Raiffeisen Bank Ukraine, Procredit Bank, UNEX Bank, Globus Bank, TAS Insurance Group, Kredo Bank, Unity Bank, EuroPromBank, the National Bank of Ukraine, and the Ukrainian Government, alongside non-banking e-commerce client Rozetka.
The product architecture is a platform-plus-modules model centered on the B.One Banking Platform, a core banking system covering retail, corporate, and investment banking operations. Ten specialty modules extend the core: FinBalanceHub for real-time balance and liquidity aggregation; Obi (Open Banking Interface) and OpenAPI for PSD2-style open banking APIs; OnlineID for remote KYC and biometric identification; B.One Kiosk for self-service branch automation; AgroBanking for agricultural-sector lending, land and commodity workflows; FamilyBanking for minor and family accounts; BankID Connector and Diia Connector for integration with Ukraine's national BankID and Diia government digital identity platforms; and CRS for Common Reporting Standard regulatory compliance. The underlying technology stack disclosed is PostgreSQL with .NET Core 8+, Kafka, Redis, Prometheus, and Elasticsearch. The company holds ISO 27001 and ISO 9001 certifications.
T18 operates a direct enterprise sales motion with quote-based pricing (no public price list) and uses 'Request Presentation' calls-to-action on product pages, supported by LinkedIn and Facebook presence, a company blog, and email marketing. Revenue is generated through subscription-based licensing of the B.One platform and its modules. The company is privately held, discloses no funding rounds, does not list a management team in the source material, and confines its stated operating geography to Ukraine within the Europe region. Active job postings for DevOps Engineering and Business Analysis roles point to ongoing organizational build-out.
T18 firmographics
Firmographics- Name
- T18
- Legal name
- T18 LLC
- Website
- https://t18.me
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- T18 LLC is a Ukrainian banking and finance software vendor offering the B.One Banking Platform and ten specialty modules to banks, insurers, and government entities in Ukraine, with native integration to the country's Diia and BankID identity infrastructure.
- Ownership category
- akta.pro rank
T18 industry classification
Industry- Product category
- Digital Banking Software
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210)
- akta.pro primary industry
- POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO)
- akta.pro secondary industries
- Bank Connectivity & Channels (Host-to-host, SWIFT, APIs, EB portals) (FSABAIAF), Tax Compliance, Filing & VAT/GST Automation (SME) (FSAGAJAJ)
Keywords
Where T18 is headquartered
LocationHeadquarters
- HQ city
- Kyiv
- HQ country
- Ukraine
- HQ region
- Europe
Offices1 record
Markets served
T18 business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
Revenue model
- Banking Software Licensing and Subscriptions: T18 generates revenue through licensing its banking software platforms to financial institutions. The company appears to offer enterprise agreements with subscription-based pricing for access to their B.One platform and specialized solutions.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
T18 product offering
Product offeringCore offering
T18 LLC develops and licenses the B.One Banking Platform, a comprehensive digital banking platform for retail, corporate, and investment banking operations. The platform is complemented by specialized modules including FinBalanceHub for liquidity management, Obi for open banking APIs, OnlineID for remote identity verification, B.One Kiosk for self-service banking, OpenAPI for API management, AgroBanking for agricultural sector banking, BankID Connector and Diia Connector for government identity integration, CRS for tax compliance, and FamilyBanking for family-oriented banking services.
Product overview
T18 LLC is a Ukrainian banking and finance software company offering a platform-plus-modules architecture centered around the B.One Banking Platform as the core product. The platform is complemented by specialized add-on modules including FinBalanceHub for liquidity management, Obi for open banking connectivity, OnlineID for remote identification, B.One Kiosk for self-service banking, OpenAPI for API management, AgroBanking for agricultural sector banking, BankID Connector and Diia Connector for government identity integration, CRS for tax compliance reporting, and FamilyBanking for family-oriented banking services. T18 serves financial institutions including banks, insurance companies, and fintech companies with end-to-end digital banking solutions.
Differentiator
Problem solved
Functional benefit
Brands
- B.One: Banking platform for financial institutions
- FinBalanceHub
- Obi
- OnlineID
- B.One Kiosk
- OpenAPI
- AgroBanking
- BankID Connector
- Diia Connector
- CRS
- Family Banking
Products and services
- B.One Banking Platform
Companies that use T18
Customer profileNamed customers13 records
Segments3 records
Ideal customer profiles3 records
T18 technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature10 records
T18 partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Diia (Ukrainian Digital Identity Platform)coreT18 has developed DiiaConnector, a proprietary integration solution that connects banking systems with the Ukrainian Diia digital identity platform. This integration enables banks to authenticate customers using government-issued digital identities and access various e-government services.
Scale indicators1 record
Recent moves6 records
Expansion highlights5 records
T18 competitors and assessment
Company assessmentDirect peers
- Finastra: Finastra provides core banking, lending, and digital channel solutions to financial institutions worldwide. Its Fusion platform and open banking APIs are directly comparable to T18's B.One and Obi/OpenAPI offerings.
- Temenos: Temenos is the largest pure-play core banking software vendor globally, offering a comprehensive digital banking platform serving retail, corporate, and wealth management. Directly comparable to T18's B.One Banking Platform as a core system sold to banks.
- Backbase: Backbase provides a digital banking platform focused on customer-facing channels, onboarding, and engagement for banks. Comparable to T18's omnichannel banking and digital onboarding capabilities layered on top of core systems.
- Mambu: Mambu is a cloud-native core banking platform serving banks and lenders with composable banking services. Comparable to T18 as a modern alternative to legacy core banking, particularly for digital-first and regional banks.
- Thought Machine: Thought Machine builds cloud-native core banking technology (Vault) used by tier-1 banks globally. Direct competitor in providing modern core banking infrastructure to financial institutions, similar in target market to T18's B.One platform.
Broad incumbents
- nCino: nCino provides a cloud banking platform focused on commercial, small business, and retail banking workflow. Comparable to T18 in serving banks with digital transformation and operational banking solutions.
- Avaloq: Avaloq provides core banking and digital wealth management software to private banks and wealth managers. Comparable to T18 in the core banking platform category, particularly for retail and corporate banking.
- FIS: FIS is a large financial technology provider offering core banking, digital channels, and processing services. Comparable to T18's broad banking platform and processing capabilities, though at much greater scale.
- Oracle Financial Services (FLEXCUBE): Oracle's FLEXCUBE is a long-standing core banking platform used by banks worldwide, including in emerging markets. Competes with T18 for the same tier of digital banking transformations at financial institutions.
Emerging players
- 10x Banking: 10x Banking provides a cloud-native core banking platform designed for incumbent banks undergoing digital transformation. Comparable to T18's B.One as a modern, modular alternative to legacy core systems for tier-1 and regional banks.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
T18 social profiles
Digital presenceT18 compliance and trust
Trust signalCompliance2 records
T18 financial estimates
Financial estimateRevenue estimate
Valuation estimate
T18 leadership team
Management profileNumber of profiles
T18 funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
T18 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about T18
What does T18 do?
T18 LLC develops and licenses the B.One Banking Platform, a comprehensive digital banking platform for retail, corporate, and investment banking operations. The platform is complemented by specialized modules including FinBalanceHub for liquidity management, Obi for open banking APIs, OnlineID for remote identity verification, B.One Kiosk for self-service banking, OpenAPI for API management, AgroBanking for agricultural sector banking, BankID Connector and Diia Connector for government identity integration, CRS for tax compliance, and FamilyBanking for family-oriented banking services.
Is T18 a public or private company?
T18 is a private company. It is classified as unknown and is currently operating.
When was T18 founded?
T18 was founded in 2019. It employs 11 to 50 people.
Where is T18 based?
T18 is headquartered in Kyiv, Ukraine, in the Europe region.
How does T18 make money?
One revenue line is on record: banking Software Licensing and Subscriptions.
Who are T18's main competitors?
Direct peers on record are Finastra, Temenos, Backbase, Mambu and Thought Machine. Broad incumbents are nCino, Avaloq, FIS and Oracle Financial Services (FLEXCUBE). 10x Banking is listed as an emerging player.
Does T18 have an API?
Yes. OpenAPI product enables banks to provide open banking APIs for third-party integration. Obi (Open Banking Interface) product provides open banking connectivity and integration capabilities.
What industry is T18 in?
T18's product category is Digital Banking Software. Its primary akta.pro industry code is FSAGABAO, POS, SoftPOS & In-Person Acceptance Infrastructure, with a secondary code of FSABAIAF, Bank Connectivity & Channels (Host-to-host, SWIFT, APIs, EB portals). Its NAICS code is 518210.