Jewish Interest-free Loan Association Of Georgia, Inc.

What Jewish Interest-free Loan Association Of Georgia, Inc. does

Jewish Interest-Free Loan Association of Georgia (JIFLA) is a 501(c)(3) nonprofit organization established in 2010 in Atlanta, Georgia, that provides interest-free loans and financial education services to Jewish individuals and families throughout the state of Georgia. The organization is governed by an Executive Director, professional staff, a Board of Directors, and volunteer committee members, and maintains a staff headcount of 1-10 employees operating from a single headquarters at 4549 Chamblee Dunwoody Road, Atlanta. JIFLA's core product is an interest-free loan of up to $18,000, available to Jewish Georgians for use cases including debt consolidation (student and credit card), home and living expenses, medical and dental costs, mental health expenses, work-related investments, Jewish lifecycle experiences (Israel travel, camps, mitzvahs, simchas), and other unexpected costs. Applications are submitted through an online portal on jifla.org and processed by professional staff based on demonstrated need.

JIFLA's secondary service line is a financial education stack that includes free individual virtual financial coaching (60-minute confidential sessions), customized financial literacy workshops for groups (Social Security/Medicare for seniors, credit building for young professionals, budgeting for teens), a 'Smart Money Habits' 90-minute workshop for young adults aged 18-23, and a Mitzvah Program in which B'nei Mitzvah students learn personal finance while fundraising for JIFLA from their own networks. The organization has no proprietary technology platform; loan applications and coaching bookings run on the jifla.org website and third-party scheduling tools (e.g., oncehub.com), and the technology record explicitly states no proprietary platform exists.

The business model is donation-funded: JIFLA is financed entirely through community donations that recycle through the loan program, with a 98% loan repayment rate enabling each donated dollar to be re-lent multiple times. Fundraising is conducted via the jifla.org 'Donate' page (running a 'Helping Hands 2026' campaign through Network for Good), an email newsletter, Jewish community partnerships, and events. Distribution is direct-to-borrower with no intermediaries; JIFLA also cultivates a partnership pipeline with Jewish agencies across Georgia and the Atlanta Jewish Federation for referrals and outreach, and is a member of the International Association of Jewish Free Loans (IAJFL), a network of 50+ free loan agencies worldwide. The customer base is 500+ individuals and families across 70 Georgia zip codes, with cumulative interest-free loan approvals of $3.1M and a current portfolio of over $1.7M.

Name

Jewish Interest-free Loan Association Of Georgia, Inc.

Legal name

Jewish Interest Free Loan Association of Georgia

Website

https://jifla.org

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

JIFLA is a 501(c)(3) nonprofit, founded in 2010 in Atlanta, that provides interest-free loans up to $18,000 and free financial education to Jewish individuals and families across Georgia. The organization is funded entirely by community donations and operates with 1-10 employees.

Ownership category

akta.pro rank

Product category

Community Nonprofit Lending

NAICS

Other Nondepository Credit Intermediation (52229)

SIC

Personal Credit Institutions (6141)

akta.pro primary industry

Microloans & Working Capital Loans (FSAKAGAA)

Keywords

• Interest-free loans
• Community lending
• Financial education
• Nonprofit microlending
• Debt consolidation loans

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Community Donations: JIFLA is funded entirely through community donations. These donations continually recycle through the loan program, with 98% of loans being repaid and then loaned to others with temporary financial needs. This creates a sustainable cycle where each dollar donated helps multiple individuals over time.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

JIFLA provides interest-free loans of up to $18,000 to Jewish individuals and families in Georgia for purposes such as debt consolidation, housing expenses, medical costs, work goals, and Jewish lifecycle events. The organization complements its lending with free financial coaching, budget counseling, and financial literacy workshops for community groups, supporting long-term financial stability. Loans are funded entirely through community donations, with repaid principal recycled to support new borrowers.

Product overview

JIFLA operates as a single unified nonprofit service offering interest-free loans as the core product, supplemented by financial education services including individual coaching, group workshops, and a youth-focused Mitzvah Program. The core interest-free loan product provides up to $18,000 to Jewish Georgians, while the education module includes Financial Coaching sessions, Financial Literacy Workshops (tailored to seniors, young professionals, and teens), Smart Money Habits Workshops for young adults, and a Mitzvah Program for Jewish youth.

Differentiator

Problem solved

Functional benefit

Products and services

• Interest-Free Loans Provides 0% interest loans up to $18,000 to Jewish individuals and families in Georgia to address needs including student and credit card debt consolidation, mortgage/rent/home and car repairs, medical and dental expenses, mental health expenses, professional development, Jewish lifecycle events (mitzvahs, simchas, adoption, fertility treatment), travel to Israel, camp, gap year, and other unexpected expenses. No hidden fees; loans are confidential.
• Free Individual Financial Coaching Virtual 60-minute confidential financial wellness sessions with a Financial Coach, Counselor & Educator offering customized solutions. Funded by Ron & Lisa Brill grant, the sessions are provided at no charge to all community members.
• Financial Literacy Workshops Custom financial literacy workshops delivered to groups, covering topics including Social Security and Medicare for seniors, credit building for young professionals, and budgeting for teens. Provided free of charge.
• Smart Money Habits Workshops A 90-minute class designed for young adults ages 18-23 providing real-life examples of budgeting, debt avoidance, and savings building. Participants may also apply for small interest-free loans through the program.

Quantifiable outcome

• 98% loan repayment rate demonstrates program effectiveness and sustainability
• +3 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core.

• International Association of Jewish Free Loans (IAJFL)coreStrategic or Co-development PartnerJIFLA is an active member of IAJFL, a professional support organization connecting 50+ free loan agencies worldwide, including Atlanta. This membership provides access to best practices, peer support, and a global network of Jewish free loan organizations.
• Jewish Community AgenciescoreGTM or Marketing PartnerJIFLA partners with a growing list of fellow Jewish agencies throughout Georgia for referrals, community outreach, and collaborative support of Jewish individuals and families in need.
• Atlanta Jewish FederationcoreStrategic or Co-development PartnerJIFLA receives support and partnership from Atlanta Jewish Federation as indicated by their logo placement on the website, suggesting collaborative funding and community alignment.

Scale indicators6 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Grameen America: US microfinance nonprofit providing small loans to entrepreneurs in underserved communities, founded on the Grameen model. Broader incumbent peer in small-dollar community-based lending, with significantly larger scale and different target population.
• Kiva: Global microlending nonprofit that crowdfunds 0% loans to underserved borrowers worldwide. While not religiously focused and operating at much larger scale, Kiva is a broad comparator for the0% community-funded small-dollar lending model JIFLA employs.

Direct peers

• Hebrew Free Loan of Detroit: Detroit-based Jewish interest-free loan agency offering 0% loans and financial support to Jewish community members in Michigan. Direct peer to JIFLA operating under the same IAJFL umbrella with identical mission and product structure.
• Hebrew Free Loan Society: The flagship Jewish interest-free loan association based in New York City, providing interest-free loans and financial education to individuals in need. It is the largest and oldest member of the IAJFL network, making it the most directly comparable peer to JIFLA in mission, structure, and product.
• Hebrew Free Loan of Greater Washington: DC-area Jewish interest-free loan association offering 0% loans to Jewish individuals and families. Direct peer to JIFLA in mission, model, and IAJFL network affiliation, with a comparable regional scope in a different metro.
• Baltimore Hebrew Free Loan: Baltimore-area Jewish free loan association providing interest-free loans to Jewish community members. Closely comparable to JIFLA in mission, target market, and IAJFL network membership, but serving a different metropolitan market.
• Boston Jewish Free Loan: Greater Boston Jewish free loan association offering interest-free loans to Jewish community members in financial need. Direct peer to JIFLA operating in a different geographic market with identical mission, model, and IAJFL affiliation.
• Hebrew Free Loan of Greater Philadelphia: Philadelphia-area Jewish interest-free loan agency providing 0% loans and financial literacy programming. Direct peer to JIFLA via shared IAJFL membership, similar regional single-state focus, and matching use cases (debt consolidation, emergencies, lifecycle events).
• Jewish Free Loan Chicago: Chicago-based IAJFL member providing interest-free loans and financial support to Jewish individuals and families. Closely matches JIFLA's product offering, target borrower profile, and community-based funding model.
• Hebrew Free Loan Association of San Francisco: Bay Area-based Jewish interest-free loan nonprofit offering0% loans and financial education across Northern California. Directly comparable to JIFLA as an IAJFL member serving the same target population with the same 0% loan model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/jewish-interest-free-loan-association-of-georgia

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jewish Interest-free Loan Association Of Georgia, Inc.